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₹2,000 Loan on Aadhaar Card: Quick Approval & Process
Updated : October 16, 2024
Author :
Suju
Table of Contents
Getting a ₹2000 loan on Aadhar card is easy. If you need money fast, you can use your Aadhar card to get a loan. But how to get a loan using an Aadhar card? In this guide, you’ll learn how to get a ₹2000 loan with your Aadhar card quickly and without trouble.
₹2000 Loan on Aadhaar Card - Quick Info
Looking for quick financial assistance? NoBroker InstaCash offers a stress-free solution with a ₹2000 loan on your Aadhar card. With a manageable interest rate of 12.99%, you can tackle urgent expenses without stress.
Here’s a quick table about ₹2000 loan on Aadhar card:
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| Feature | Details |
| Loan Amount | ₹2000 |
| Interest Rate | 12.99% |
| Processing Fee | 2%-8% of the total loan amount |
| Repayment Tenure | 4 Month |
| Documents Required | Aadhar card, address proof, income proof |
| Approval Time | Instant cash through NoBroker InstaCash |
| Eligibility Criteria | Indian Citizens, aged between 21 to 60 years old |
| Collateral Required | None |
| Penal Interest on Overdue EMIs | Daily interest and late fees on outstanding amount |
| Application Process | Fill in the application form, submit the required documents, complete the KYC procedure and wait for the loan approval and disbursement. |
This service's importance lies in its accessibility and simplicity, providing relief during unexpected financial challenges. In this blog, you’ll learn how to apply, understand eligibility criteria, and explore additional information to make informed financial decisions.
Eligibility Criteria for a ₹2000 Loan on Aadhaar Card
You must meet specific requirements to get a ₹2000 loan on your Aadhar card. This means you have to qualify for the loan. Here are the eligibility criteria:
- Should possess an Aadhar card
- Employment Status: Salaried, self-employed
- Age: 21 years to 60 years old
- Income: Above ₹10000
- Work Experience: Minimum one year of experience
- CIBIL: Above 650 or higher
How to Apply For ₹2000 Loan On Aadhar Card
Here’s how you can get a ₹2000 loan on your Aadhar card from NoBroker:
- Download NoBroker InstaCash app.
- Start your application.
- Fill in your details.
- Upload required documents.
- Wait for approval.
- Get your money straight to your account.
Documentation For ₹2000 Loan on Aadhar Card
You need to give some documents to get a ₹2000 loan on your Aadhar card. These documents will help you learn more about yourself and your situation. Here are the documents you need:
- Aadhar card
- Proof of address
- Bank statements
- Last three months' salary slips
- Income proof
- Utility bills
Aadhar Card Loan ₹2000 Without Documents: Is it Possible?
Yes, getting a ₹2000 loan without documents is possible if you have an Aadhar card. This special card helps you get the loan quickly because it proves your identity. The lender doesn't need extra information since your KYC details are already on the Aadhar card. You can finish everything online without going to a bank. It’s easy and fast. But remember, you still need to provide some other essential documents to get the loan.
How to Get a ₹2000 Loan from an Aadhar Card: Tips and Tricks
Getting a ₹2000 loan from your Aadhar card is simple. Here are some tips and tricks to help you:
- Keep your Aadhar card updated.
- Make sure you meet all the loan requirements.
- Apply for the loan online.
- Be honest while filling out the application.
- Make sure you have a cibil score of 650 or above.
- After applying, wait patiently for the lender’s approval.
- Once you get the loan, spend it carefully on what you need.
- Also, don’t forget to check the monthly EMIs and repayment tenure.
Interest Rates on a ₹2000 Personal Loan
When you get a ₹2000 personal loan, you might have to return some extra money to the bank. This additional money is called interest. For a loan of ₹2000, the interest rate is 12.99%.
Here’s a quick table for interest rates on a ₹2000 personal loan:
| Feature | Details |
| Loan Amount | ₹2000 |
| Interest Rate | 12.99% |
| Processing Fee | 2% - 8% of the loan amount |
| Monthly EMI | ₹514 |
| Penal interest on overdue EMI | Daily interest and late fees added to the outstanding |
| Total Interest | ₹54 |
How to Calculate ₹2000 Personal Loan EMI
To determine how much you need to pay back a month for a ₹2000 personal loan, you can use the NoBroker EMI calculator. Here’s how:
- Go to the NoBroker website or use the app.
- Look for the EMI calculator tool.
- Enter the loan amount as ₹2000.
- Input the interest rate, i.e. 12.99%.
- Choose the loan repayment tenure.
- Press the calculate button.
- The calculator will show you how much you must pay back each month.
Fees and Charges for ₹2000 Loan On Aadhar Card
When you take a ₹2000 loan on your Aadhar card from NoBroker, you won’t have to worry about any hidden fees. Here are the charges you might need to know about:
- Processing Fee: Between 2% to 8% of the total loan amount.
- Prepayment Charges: It’s usually 3% of the amount you still owe.
- Late Payment Fees: There’s a fee of ₹200 for each late payment.
- Other Applicable Charges: There might be a documentation fee of ₹300 for processing your loan papers.
Top 5 Fastest Instant Loan Apps 2024
Looking for quick cash? Explore the top 5 fastest instant loan apps of 2024. These apps offer speedy solutions, allowing you to secure a ₹2000 loan on your Aadhar card within minutes.
1. NoBroker InstaCash
NoBroker InstaCash offers loans up to ₹10 lakhs. You can get quick approval based on your eligibility. The money goes to your bank account within 24 hours. No collateral is needed, and flexible repayment options are available.
- Maximum Limit: ₹10 Lakhs
- Interest Rate: 12.99%
- Repayment Tenure: 12-6-months
- Processing Fee: 2% to 8% of the loan amount
2. Moneyview
Moneyview offers loans with no hidden charges and easy paperless processing. You can repay over up to 60 months. It’s digital and fast, making it great for quick and transparent loans.
- Maximum Limit: ₹10 Lakhs
- Interest Rate: 1.33% per month
- Repayment Tenure: 60 months
- Approval and Disbursal: 24 hours
- Processing Fee: 2% of the loan amount
3. KreditBee
KreditBee offers swift loan disbursal, with money credited to your bank in 15 minutes. It’s entirely online with low processing fees and no need for collateral.
- Maximum Limit: ₹5 Lakhs
- Interest Rate: 8% to 29.95% per year
- Repayment Tenure: 4 to 36 months
- Approval and Disbursal Time: 10 minutes
- Processing Fee: 6.5% of the loan amount
4. LazyPay
Lazypay is known for its super-fast approval process, often giving loans in just 90 seconds. It’s perfect for urgent financial needs.
- Maximum Limit: ₹5 Lakhs
- Interest Rate: 18% to 28% per year
- Repayment Tenure: 3-24 months
- Approval and Disbursal Time: 90 seconds
- Processing Fee: 2% of the loan amount
5. Navi
Navi offers instant loans with rapid approval, often disbursing money within 20 minutes. It covers a wide range of financial needs with flexible options.
- Maximum Limit: ₹20 Lakhs
- Interest Rate: 9.9% to 45% per year
- Repayment Tenure: 48 months
- Approval and Disbursal Time: 20 minutes
- Processing Fee: Nil
Why Choose NoBroker Loan Services?
Here’s why you should choose NoBroker personal loan services:
Faster Approvals and Disbursements:
- Pre-qualification: NoBroker checks your financial details first to find suitable lenders, saving you time.
- Streamlined Process: NoBroker uses a digital platform to collect your information quickly and easily.
Competitive Rates:
- Comparison Tool: NoBroker lets you compare interest rates from different lenders in one place, helping you find the best deal with interest rates at 12.99%.
Hassle-Free Auto-Repayment:
- Automated payments: NoBroker offer automatic payments from your bank, so your EMIs are always paid on time, avoiding late fees.
- Manage Everything Online: With NoBroker, you can manage your loan and track payments online, saving you time and effort.
NoBroker: Making Your Personal Loan Simple and Quick
Getting a ₹2000 loan on your Aadhar card is quick and easy. With this loan, you can solve your money needs fast. Still confused about personal loans? With NoBroker InstaCash, you can get a loan hassle-free. Apply now and enjoy swift approval and disbursement. Download the app today!
Frequently Asked Questions
Ans: You can apply for a ₹2000 loan on Aadhar card online through various lenders. Just provide your Aadhar card details and follow the application process.
Ans: Yes, some lenders offer ₹ 2000 loans on the Aadhar card without requiring additional documents. It depends on the lender's policies.
Ans: The approval time for a ₹2000 loan on Aadhar card varies depending on the lender. Some lenders offer instant approval, while others may take a few days.
Ans: Yes, you can apply for a ₹2000 loan on your Aadhar card online through different lenders’ websites or mobile apps. Just fill out the form and send your documents.
Ans: The interest rate for a ₹2000 loan on your Aadhar card can be different with each lender. It also depends on your credit score. To get the best deal, you should look at rates from other lenders and compare them.
Ans: Yes, most lenders have age restrictions for loan applicants. Typically, you must be at least 18 years old to apply for a loan on Aadhar card.
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