Flat Possession Checklist: Key Steps Before Taking Ownership

Using a flat possession checklist can help ensure a smooth takeover of a new property. This process helps find issues before moving into a new flat. The main areas to check in this process are documents, amenities, and fittings. 

In this blog, let’s provide a comprehensive checklist to guide new homebuyers through the flat possession process. Let’s make sure homeowners do not miss out on any important details during the process. Following this checklist, the flat buyers can ensure their property is ready to move in and safe for their family. 

Understanding the Process of Flat Possession

Taking ownership of a new house is known as flat possession. This is crucial while buying a property. Only after the possession can you make a flat, a home after setting up for a living. Here are some reasons why a checklist for flat possession is important:

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• It shows that the builder has completed the work on the property.
• It helps you check that the flat you are handed over to meets the builder's promised criteria.
• It allows checking the quality of the flat handed over. Inspect all rooms, fixtures and fittings to ensure they are of good quality.
• Helps find and fix any issues with the flat before moving in.
• It gives peace of mind and confidence that the flat is ready and safe to convert into a home.

Flat Possession Checklist

When getting your new flat, make sure to collect and check these documents in order. Here’s a step-by-step checklist of documents to collect and verify:

1. Building Plan Approvals: First, check that the building plan is approved. This proves the building is legal.
2. No Objection Certificate (NOC): Next, ask for the NOC. It shows that no one objects to the building’s construction.
3. Allotment Letter: If you took a home loan, get the allotment letter. This letter helps your bank release the loan.
4. Sale Deed: After that, collect the sale deed. It transfers the flat’s ownership to you. 
5. Encumbrance Certificate: Then, check the encumbrance certificate. This proves that the flat has no legal or financial issues.
6. Khata: Now, collect the Khata. It records your name and shows who pays the property tax.
7. Completion Certificate: Ask for the completion certificate. It shows the building is finished and follows all the rules.
8. Occupancy Certificate (OC): Before moving in, get the OC. It proves the flat is safe to live in.
9. Due Diligence: Now, inspect the flat. Make sure all the promised features and amenities are there and working.
10. No Dues Certificate: Finally, get the no-dues certificate. It shows that you have paid all the dues to the builder. 

Documenting the Flat Possession Process

Keeping a detailed record while taking flat possession is important. It helps in remembering every little detail that the owner checked and agreed upon with the builder. The main reasons behind keeping a documentation checklist before the possession of the flat are:

• Detailed documentation shows the flat's condition at the time of possession. This will help later if any problems arise. 
• It tracks what the builder has promised and what he has delivered. It makes sure that all the promises are met by the builder.
• It can help in fixing the issues later. The owner can provide this to the builder as a record, making things easy to fix.
• It also helps address potential future legal issues. It will prove that you have checked everything and noted if there are any issues.
• It also gives peace of mind. It helps the owner to know that he or she has checked everything and has evidence for it.

Here are some ways by which the owner can document the flat possession process:

• Take notes on the condition of everything provided, especially any issues or things that require fixing.
• While taking possession, take pictures and videos of the property. Try recording everything, big and small, like all the rooms and fixtures and fittings.
• Keep a record of all the communication with the builder and note what was discussed and agreed upon. 
• It is important to keep copies of essential documents. Noting when and from whom they are received can also be helpful. 

Addressing Issues and Concerns

Documenting the issues alone is no help, but addressing them at once can help. While flat possession, if the owner finds any problem with it, solving it is important. Here are the steps following which the owners can easily handle any defects or issues with the property:

• Firstly, make a list of all the issues with the flat. Writing the details, such as where the problem is and what needs to be fixed, can help.
• Secondly, click pictures and film videos of the problems. This will help show the builder the exact issue and what needs to be fixed.
• Communicating with the builder and sharing photos of the issues can help, as can explaining the issues clearly and politely.
• Set a certain date to ask the builder to fix the issue.
• Keeping a regular check with the builder can help fix the issue quickly. Also, keep records of these interactions.
• Lastly, it is important to get written confirmation from the builder that they will fix the issues. This can act as proof later if required. 

Make Your Flat Possession Easy With NoBroker

Using a flat possession checklist can be beneficial while taking over a new home. This checklist can help ensure that everything is in order. However, even after maintaining a checklist for taking possession of a flat, you might find the entire process overwhelming, so reach out to NoBroker Legal Services. We can easily help you with this or any other legal problems you are facing. 

With our expert guidance, you can easily understand and verify all the important papers. Many homebuyers trust NoBroker for their legal needs, ensuring they are done correctly and on time. What are you waiting for? Contact us today and make your home-buying process smooth and worry-free!

Frequently Asked Questions

Q: What else should I check for before taking possession of a flat apart from documents?

Ans: The checklist before taking possession of the flat includes plumbing, exteriors, electrical and the interiors. Apart from documents, make sure to inspect every small and big detail of your flat. 

Q: What is the best checklist format for flat possession?

Ans: The best format for making a checklist for flat possession is to check papers and amenities & list down all the issues for the builder to fix.

Q: Which documents are important to check while possessing a new flat?

Ans: Sale Deed, NOC, No Due Certificate, Due Diligence, Encumbrance Certificate, OC and Khata are the papers you need to check.

Q: Can I sell a flat before possessing it?

Ans: Yes, you can by getting permission from the builder. You can sell the booked flat after registration. 

Q: What can I do in case of delayed flat possession?

Ans: In case your builder is delaying then then court can help you in cancelling your agreement. The builder then have to return your amount along with penalty or interest.

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