How to Check and Download ICICI Home Loan Statement: View Your Loan Statement in 2025

ICICI home loan statement is something that people who have obtained a loan from the private lender ICICI Bank may want for several different reasons. In addition to the fact that this ICICI home loan statement is necessary to claim a tax deduction related to a house loan, it is also quite helpful in gaining insight into how far along a borrower is in the process of repaying his ICICI home loan EMI.

What Is The ICICI Bank Loan Statement?

A Home Loan Statement, also known as a Repayment Schedule or an Amortisation Table, is a document that contains all of the relevant information about your active Home Loan. In most cases, this encompasses the following particulars:

• The amount of the loan that was approved and paid out.
• The appropriate interest rate and the monthly payment amount EMI
• The total amount of payments that have been made in addition to those still owed.

The ICICI Interest Certificate details the total amount of interest paid on an existing ICICI bank home loan statement for a given fiscal year. This information is included on the certificate, which is necessary to claim an income tax deduction for the interest paid on a home loan under section 24B, section 80EE, or section 80EEA of the Income Tax Act, whichever provision is relevant.

What details are included in an ICICI home loan statement?

An ICICI home loan statement provides a comprehensive summary of your loan account, helping you monitor repayments and outstanding amounts. It includes essential details like the loan amount, interest rate, and repayment schedule. Here's what you can expect in an ICICI Bank loan statement:

• Borrower Details: Borrower's name, loan account number and type of loan availed.
• Loan Summary: Total loan amount, repayment period, and interest percentage.
• EMI Details: Principal and interest amount for each instalment.
• Repayment Schedule: Record of instalments paid and those still due.
• Outstanding Balance: Remaining principal sum.
• Transaction History: List of all the transactions made.
• Interest Certificate: Annual interest paid for tax purposes.
• Prepayment Details: Information on prepayments, if any.
• Charges & Fees: Any applicable penalties or fees.
• Contact Information: Bank's helpline or branch details.

How to Check ICICI Home Loan Statement via Net Banking?

Checking your ICICI home loan statement online is quick and convenient using the ICICI Bank net banking platform. It allows you to access your loan account details, download the statement in PDF format, and stay updated on your payments and interest calculations. Follow these steps to access your ICICI loan statement online.

Step 1: Log on to the ICICI Bank Net Banking Website: Visit the official ICICI Bank net banking portal. Ensure you have a stable internet connection for a smooth experience.

Step 2: Login Using Your Net Banking Credentials: Enter your Net Banking User ID and password. If you do not have a net banking account, register for one using your account details.

Step 3: Access Program E-statement: Once you have finished the login process, move on to the dashboard tab, locate the option titled 'E-statement', and click on it. This option is easily visible and can assist you with managing your ICICI bank loan account.

Step 4: Choose the Loan Account and its corresponding period.

• Locate your home loan account number from the drop-down option for your ICICI account, then select it.
• Mark the preferred statement period you wish to review, such as Monthly, Quarterly or Yearly.
• After all adjustments are made, press the 'Download' button to obtain your ICICI home loan statement in PDF format.

How to View ICICI Home loan statement Via Mobile App? 

Managing your ICICI home loan account has never been easier, thanks to the iMobile app. With just a few steps, you can view your ICICI Bank home loan statement, check your loan account details, and even download a PDF for your records. Here is the guide on what you need to do stepwise.

Step 1: Launch the iMobile App: You have to launch ICICI iMobile on your smartphone and ensure that you have the latest version installed on the device.

Step 2: Log In to Your Account: Enter your ICICI home loan statement login credentials to access the App. If you're a first-time user, register your account by following the on-screen instructions.

Step 3: Navigate to the "Loans" Section: Once logged in, locate and tap on the "Loans" option in the main menu. This will display all your active and past loan accounts.

Step 4: Select Your Home Loan Account: Find your home loan account from the list and select it to view details, including the outstanding amount, EMIs, and interest certificate options.

Step 5: Access and Download Your Statement: Tap on the "Statement" option. You can view your ICICI home loan statement online or download it in PDF format for future reference. The App also allows you to retrieve your ICICI home loan interest certificate and download it without login.

How to view ICICI home loan statement online without login? 

ICICI Bank allows its customers to view their ICICI home loan statement online without login. By subscribing to the e-statement service, customers can receive their ICICI home loan statement via email on a monthly basis. These statements are free of cost and can be easily accessed without visiting the branch.

Step 1: Log in to the ICICI Net Banking Portal: Visit the ICICI Net Banking Portal and log in using your User ID and Password.

Step 2: Go to the Banking Section: Once logged in, navigate to the "Banking" section on the main menu.

Step 3: Select "Account Statement by Email" Click on the "Account Statement by Email" option in the Banking section. Follow the prompts to subscribe to the service and provide your email ID to receive monthly ICICI home loan statements.

After completing the subscription process, you will receive your ICICI home loan statement via email every month in the first week. These statements include all details of your ICICI loan account, including loan balance, interest paid, and principal repayment, making tracking your loan easy.

With this service, you can also download the ICICI home loan statement PDF without login, ensuring easy access to your ICICI loan statement online whenever you need it.

How to get ICICI home loan statement from customer care?

Obtaining your ICICI home loan statement is straightforward, thanks to the multiple customer care options offered by the bank. Whether you need an ICICI bank loan statement download PDF or require assistance with your loan account details, the process is designed to be user-friendly and efficient.

• Call ICICI Bank Customer Care
  • Dial the ICICI customer care number (1800 1080 or the region-specific helpline).
  • Choose the option for loan account services in the IVR menu.
  • Request your ICICI bank home loan statement or ICICI personal loan statement download.
• Authenticate Your Identity
  • Provide your loan account number or registered mobile number.
  • Authenticate using a One-Time Password (OTP) or other security questions.
• Request for Statement
  • Inform the representative you need the ICICI home loan statement download.
  • You may request the ICICI home loan interest certificate download without login or a detailed loan statement.
• Choose Delivery Method
  • Receive the ICICI bank loan statement download PDF via email linked to your registered email ID.
  • Alternatively, request a hard copy mailed to your registered address.
• Follow Up for PDF Password
  • If the ICICI home loan statement PDF password is required, confirm the format with customer care. Typically, it consists of your DOB or registered phone number.
• Verify and Use
  • Download and check your statement for ICICI bank loan account details or any specific information.

How to Download ICICI Home Loan Statement in PDF Format?

How To Download Loan Statement From ICICI Bank? Downloading your ICICI home loan statement in PDF format is quick and straightforward. Follow the steps below to access and download your ICICI Bank home loan statement online or through other convenient methods:

Steps to Download ICICI Home Loan Statement Online:

• Step 1: Visit the ICICI Bank Website
• Step 1: Go to the ICICI Bank Net Banking portal:
• Step 3: Log in to Your Online Banking Account
  • Enter your User ID and ICICI home loan statement password to log in.
  • If you don't have login credentials, you can register online or use the ICICI Bank Loan Statement App to access your account.
• Step 4: Navigate to the Loan Section
  • On the dashboard, select the "Loans" tab.
  • Click on your loan account under ICICI Bank Loan Account Details.
• Step 5: Choose E-Statement Option
  • In the loan account section, find the option for E-statements.
  • Select the period for which you need the ICICI Home Loan Statement Online (e.g., last 3 months, 6 months, or custom range).
• Download the Statement in a PDF
  • Click on the "Download PDF" button to get your ICICI Bank Home Loan Statement Download PDF.

Ensure you save it securely. If necessary, note down the ICICI Home Loan Statement PDF Password, which is usually sent via SMS or email.

What is the password for ICICI home loan statement? 

When you download your ICICI home loan statement in PDF format, it is typically password-protected to ensure your financial information remains secure. The default password is usually a combination of the first four letters of your name (as registered with the bank) in uppercase, followed by your date of birth in DDMM format.

Example: If your name is "Amit Kumar" and your date of birth is 5th August 1985, your password would be: "AMIT0508"

Note: Ensure that the name and date of birth match exactly with the details provided to ICICI Bank. If you encounter any issues accessing your statement, it's advisable to contact ICICI home loan statement customer care for assistance.

How to open the ICICI home loan statement PDF with a password? 

If you have an ICICI home loan and wish to access your loan statement, you can easily download the PDF version. However, ICICI secures these statements with a password for your privacy and security. Here's a guide on how to open your ICICI home loan statement PDF with the password.

Step 1: Download the Loan Statement

Step 2: Locate Your Loan Statement: After downloading, locate the ICICI home loan statement PDF on your computer or device.

Step 3: Enter the Password: When you open the PDF, it will ask for a password.

Step 4: Access Your Loan Details: Once you enter the correct password, your ICICI loan statement will open. You can view details like the outstanding balance, EMI schedule, and more.

How to get your ICICI home loan statement offline? 

If you're looking for an offline way to access your ICICI Bank home loan statement, there are a few simple methods to get your ICICI home loan statement without having to log into your account. Below are some options to help you download and obtain your ICICI Bank loan account details offline:

Step 1: Visit the ICICI Bank Branch

• Go to the nearest ICICI Bank branch.
• Request a printed version of your ICICI home loan statement.
• Provide your loan account number and other required information to the bank representative.

Step 2: Call ICICI Bank Customer Care

• Contact ICICI Bank customer care at their toll-free number.
• Ask for your ICICI home loan statement and provide your loan details.
• The representative will email or mail you the ICICI loan statement.

Step 3: Request Through SMS

• Send an SMS with the required details to ICICI Bank's designated number.
• ICICI may send your ICICI bank loan statement download PDF via SMS.

Step 4: Visit Your Loan Agent

• If you have a personal loan agent or relationship manager, you can request them to provide a copy of your ICICI bank home loan statement download PDF.
• They may be able to share it with you directly via email or a physical copy.

Step 1: ICICI Bank Home Loan Statement Offline via Email

• You can request your loan statement from ICICI by sending an email to their customer service team.
• Include your loan account details and the specific statement you need (e.g., ICICI home loan interest certificate download without login).
• They may send it to your registered email address.

These methods allow you to receive your ICICI home loan statement offline, either in print or through email, without needing to log in to your online banking account.

When do you want your ICICI Bank Home Loan Statement?

To be eligible for tax deductions, you will need the paperwork proving your investments to present them. If you want another loan, you must provide this paperwork.

This document also clearly explains how the bank is recovering the interest and principal component from your home loan, how much money you have already paid, and how much you still owe to the bank. In addition, this document provides a clear understanding of how much money you owe to the bank.

Follow these steps to check the Status of your Home Loan Application

Once your icici bank home loan statement online has been authorised and is active, you will be able to see your loan statement online. After one has finished the application process, the first thing that one will want to do is check the status to ensure that they are kept up to date promptly. Using the methods that are outlined below, the candidate may check the progress of their application:

• First and foremost, log in to the ICICI Bank website for the ICICI Home loan statement download, where you will need to access the 'check status' option. Afterwards, in the box given, submit the reference number or form number for the house loan you have.
• You are allowed to fill in additional facts such as your name, the kind of loan you have, your date of birth, the amount of the loan, and your PAN number if you cannot remember your home loan form number or reference number. If you want to check the progress of your application, all you have to do is click the button that says "Submit."
• Track the Status of Your Application Using the Security Questions: By entering the application ID and the registered cell phone number, a person can follow the progress of their application. In addition to that, you will be asked to provide answers to a few security questions. Check that these responses are consistent with the information you have previously supplied in the records that the ICICI home finance loan statement Bank is keeping.

Home Loan from ICICI Bank

The Reserve Bank of India (RBI) hike in the repo rate to 5.40 per cent has prompted ICICI Bank to raise the interest rate on home loans to 9.10 per cent per year. The borrower's credit score will significantly determine the precise interest rate that will be charged. The new fees will be assessed beginning on August 5th, 2025.

The convenience of conducting business with the bank is only one of the numerous additional advantages it provides to its clientele.

Within the next few years, the public lender anticipates it will be able to source 75% of its new house loans online since it has launched various digital projects. The current value of the home loan portfolio held by the ICICI home loan account statement has surpassed Rs 2 trillion. The bank anticipates that the percentage of new house loans sourced digitally will rise to three-quarters of all new home loans during the next several years.

For instance, those who have obtained a house loan from the ICICI home loan provisional statement are exempt from having to physically go to the bank's branch to get a home loan statement or an interest certificate. You may obtain a copy of your home loan statement by visiting any ICICI bank home loan repayment statement online and asking for one. Alternatively, you can access the document via your online banking and download it there.

This point must be brought to your attention because home loan borrowers must provide their employers with a home loan interest certificate to qualify for a tax deduction under Section 80C, Section 24(b), Section 80EE, or Section 80 EEA. If you need financial help in any property or loan transaction, you must consult the experts at NoBroker. If interested, please leave a comment below this blog. Our executive will contact you soon.

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