A Complete Guide Regarding PMAY Beneficiary List

The PMAY Beneficiary List is defined as the list that specifies and assists poor people with affordable housing solutions in urban and rural areas. The PMAY Beneficiary List is based on individuals’ categories, income, and eligibility for the yojana. The PMAY is an initiative taken by the Government of India that intends to subsidise home loan interest rates, thereby making housing ownership more convenient. Below are the different categories one can apply for the PMAY.

Launched in 2015, the Pradhan Mantri Awas Yojana (PMAY) has been helping all the families under different categories to have their own homes. If you are an applicant in the PMAY, then this guide will tell you all about the PMAYG beneficiary details and much more.

Latest update on PMAY list

The Pradhan Mantri Awas Yojana (PMAY) was initially launched on 25th June 2015. It offers an attractive interest rate of 6.50% p.a. for a loan tenure of up to 20 years.

The implementation period for the PMAY-Urban scheme has been extended until 31st December 2024, following requests from Union Territories and states. The initial deadline for providing houses was March 2022.

The government has set an ambitious target of completing the construction of 29.3 million PMAY houses by December 2023, with a final deadline of 26th January 2024, as per the PM Modi Government's directive.

PMAY List Highlights

Item	Details
Official Website	Visit https://pmaymis.gov.in/
Launch Date	25th June 2015
Expected Completion	Targeted by 31 December 2024
Toll-Free Number	HUDCO: 1800-11-6163 NHB: 1800 11 3377, 1800 11 3388
Complaints or Suggestion Email	Email: grievance-pmay@gov.in
Office Address	Ministry of Housing and Urban Affairs, Nirman Bhawan, New Delhi- 110 011
Contact Numbers	Call: 011 2306 3285, 011 2306 0484
Email	Email: pmaymis-mhupa@gov.in
Full Form of PMAY	Pradhan Mantri Awas Yojana
PMAY Launch Year	Year of Initiation: 2015
Types of PMAY Scheme	Pradhan Mantri Awas Yojana Gramin (PMAY-G) Pradhan Mantri Awas Yojana Urban (PMAY-U)
Categories Under PMAY Beneficiary List	Eligible Categories: - Economically Weaker Sections (EWS) - Scheduled Caste & Scheduled Tribes - Low-Income Group (LIG) families - Middle-Income Group (MIG) families
Objective of PMAY	Aim: To provide affordable housing facilities to all eligible families/beneficiaries by 2022.
Website Designed & Developed By	National Informatics Centre, Ministry of Electronics and Information Technology, Government of India
Official Website To Check PMAY List 2021-22	Visit PMAY(U) website at https://pmaymis.gov.in/

How to Check the PMAY Beneficiary List?

For checking the list under PMAY, you need to first fill out the form for the same. Then, you have to log on to the PMAY's official website and fill in all the details. PMAY Gramin is a centre-backed scheme that provides all the people living in urban and rural areas with pukka houses. The project ensures that the people are living in safe environments and conditions. Below are the steps to download and check the PMAY Beneficiary Status. 

• Step 1: Login and go to the home page of the Pradhan Mantri Awas Yojana Website. Click on the 'Reports' option under the heading Awaassoft. 

• Step 2: Go to the 'Social Audit Report' and click on the Beneficiary Details for verification. 

• Step 3: You will be further guided to a subsequent page wherein you must choose the required fields. Click on 'Selection Filters' for the same. Under the section, fill year, scheme, state, block, district, and panchayat.

• Step 4: After filling out all the details, enter the captcha code and click on the 'submit' button. 

You can check the PM Awas Yojana Beneficiary Status by following these steps. You can check your details, registration numbers, village name, house allotted, sanction number, instalment paid, the amount released, and all other details.   

PMAY Search Beneficiary 

To see all the details in the PMAY, you need to log in and verify the details precisely. Two types of beneficiaries can be found under PMAY, i.e., the PMAY Rural Beneficiary List and the PMAY Urban Beneficiary List. Let us look at them in detail. 

PMAY Rural Beneficiary List 

The PMAY beneficiary list for people living in rural areas is of two types, i.e., with registration and without. We will be discussing both cases. So, let us begin!

With Registration Number

The PMAY beneficiary applicants get a registration number while applying for the PMAY Gramin Scheme. 

• Step 1: Visit the official website of the PMAY Gramin Scheme and enter the registration number for the PMAY search beneficiary. 

• Step 2: If the registration number is there, then you will get PMAY beneficiary details. 

Without Registration

If you haven’t received the registration number and you need to check the beneficiary details, then you must do the following:

• Step 1: Click on ‘Advanced Search’ to do a PMAY beneficiary search without a registration number. For this, you can log on to https://rhreporting.nic.in/netiay/beneficiary.aspx. 
• Step 2: The link mentioned above will redirect you to a portal wherein you can enter all your details such as district, block, state, panchayat, etc. Once all the details are filled in, you can click the submit button and check the beneficiary list of PMAY. 

PMAY Urban Beneficiary List  

Pradhan Mantri Awas Yojana (Urban) was also launched in 2015, ensuring housing for all the people living in urban areas. The scheme aims at providing all the beneficiaries with pukka houses. To check if your name is there in the PMAY urban beneficiary list, follow the steps mentioned below.

• Step 1: Visit the website https://pmaymis.gov.in/. 
• Step 2: Click on the ‘Search Beneficiary’ option and further select ‘Search By Name.’
• Step 3: Enter your ‘Aadhaar Card Number and click ‘search.’ 
• Step 4: You can find your name in the list if you have become an eligible beneficiary

This is how you can check your name in the Pradhan Mantri Awas Yojana (PMAY). Both urban and rural residents can avail the benefits of this scheme and secure a better-quality housing for improved living conditions.

Pradhan Mantri Awas Yojana Subsidy Amount for Different Categories:

Applicability: 

1. For EWS and LIG- Applicable to loans approved on or after 17/06/2015
2. For MIG1- Applicable to loans approved on or after 01/01/2017
3. For MIG2- Applicable to loans approved on or after 01/01/2017

Validity:

1. For EWS and LIG- Valid till 31/03/2022
2. For MIG1- Valid till 31/03/2021
3. For MIG2- Valid till 31/03/2021

Maximum Term of the Loan:

1. For EWS and LIG- 20 years
2. For MIG1- 20 years
3. For MIG2- 20 years

NPV Rate of Discount:

1. For EWS and LIG- 9%
2. For MIG1- 9%
3. For MIG2- 9%

Subsidy Amount:

1. For EWS and LIG- Rs. 2,67,280
2. For MIG1- Rs. 2,35,068
3. For MIG2- Rs. 2,30,156

Subsidy Percentage:

1. For EWS and LIG- 6.50%
2. For MIG1- 4%
3. For MIG2- 3%

Property Carpet Area:

1. For EWS and LIG- 30-60 sq. mt
2. For MIG1- 150 sq. mt
3. For MIG2- 200 sq. mt

Annual Household Income:

1. For EWS and LIG- Rs. 6,00,000 or below
2. For MIG1- Rs. 6.01 Lakhs to Rs. 12 Lakhs
3. For MIG2- Rs. 12.01 Lakhs to Rs. 18 Lakhs

Maximum Loan Amount for Subsidy:

1. For EWS and LIG- upto Rs. 6 Lakhs
2. For MIG1- upto Rs. 9 Lakhs
3. For MIG2- upto Rs. 12 Lakhs

Types of PMAY Scheme

The Pradhan Mantri Awas Yojana can be broadly classified into two categories. These categories are based on the area served by each of them. 

Pradhan Mantri Awas Yojana Gramin 

The PMAY Gramin scheme aims at providing affordable and accessible housing to the rural people in India (except for Delhi & Chandigarh). Under this scheme, the Union and State Governments share the cost of the housing units provided, the ratio being 60:40. In the North-Eastern States, the ratio of sharing the housing units is 90:10. 

Pradhan Mantri Awas Yojana Urban

Pradhan Mantri Awas Yojana Urban aims at providing pukka houses to the people living in the urban areas. At present, more than 43,000 towns have been covered under this scheme. This scheme was implemented in three phases:

• Phase 1: Under PMAY Phase 1, 100 cities and union territories were covered. This phase was executed from April 2015 to March 2017. 
• Phase 2: In PMAY Phase 2, over 200 cities and union territories were covered from April 2017 to March 2017. 
• Phase 3: Under PMAY Phase 3, the Government of India has targeted all the left out cities and union territories to complete the implementation till March 2022.   

So, these are the two main types of Pradhan Mantri Awas Yojana. The steps to register and search beneficiaries have already been given above. You can see and apply for the same as well. If eligible, you will be provided with affordable housing solutions. Regarding eligibility, let us talk about who all are eligible to apply for the scheme and who are not.

Eligibility Criteria for PMAY 

To make yourself eligible for the PM Awas Yojana, you must meet the following requirements. 

1. For Low Income Group 

• The family must consist of a husband, wife, unmarried daughters, and unmarried sons. 
• The yearly income must be up to Rs 3 Lakhs. 
• The maximum subsidy applicable is Rs. 2.67 Lakhs per person. The total subsidy provided to the family is Rs 6 Lakhs. 
• After this limit, the home loan interests will be applied. 

2. For Middle Income Group

• The Annual income must range from Rs. 6 Lakhs to Rs. 18 Lakhs. 
• A female will be appointed as the co-owner of the property.
• If there is an adult member in the family, they will be considered a separate entity. 

These are the eligibility criteria for PMAY. The scheme offers significant benefits in terms of housing facilities. Numerous families across India have already availed the advantages of this scheme. Interested individuals can also apply for PMAY to check their eligibility for the project.

How to check PMAY Gramin Beneficiary List With Registered Phone Number?

If you have registered for PMAY Gramin and want to check the PMAY beneficiary list rural with your registered phone number, you can follow these steps:

1. Go to the official PMAY-Gramin website: https://pmayg.nic.in/netiay/Benificiary.aspx.
2. On the homepage, click on the "Stakeholders" tab, and select "IAY/PMAYG Beneficiary" from the drop-down menu.
3. On the next page, select the state you are registered in, then select the district, block, and panchayat.
4. After selecting your panchayat, you will be redirected to the "Beneficiary" page. On this page, select the option "Advanced Search" and enter your registered mobile number in the search box.
5. Click on the "Search" button, and the PMAY-Gramin beneficiary list for your registered mobile number will be displayed on the screen. 
6. You can also check the list of eligible beneficiaries and beneficiary details for PMAY-Gramin by selecting the "SECC Family Member Details" option from the "Advanced Search" drop-down menu.
7. If your name is on the PM Awas Yojana beneficiary list, you can proceed with the application process for PMAY-Gramin and avail of the benefits under the scheme.

It is important to note that the beneficiary list is updated periodically, and your name may not appear on the list if you have not completed the registration process or if your application is under review. If you face any issues with checking the beneficiary list or have questions about the PMAY-Gramin scheme, you can contact the helpline number provided on the PMAY-Gramin website or reach out to the local authorities for assistance.

How to check PMAY Gramin Beneficiary List Without a Registration Number/Phone Number?

Wondei=ring how can I check PMAY beneficiary list without a registered contact number? If you don't have your PMAY Gramin registration number or registered phone number, you can still check the PMAYG beneficiary list by following these steps:

1. Go to the official PMAY-Gramin website: https://pmayg.nic.in/netiay/Benificiary.aspx.
2. On the homepage, click on the "Stakeholders" tab, and select "IAY/PMAYG Beneficiary" from the drop-down menu to search for beneficiary details. 
3. On the next page, select the state you want to search for, then select the district, block, and panchayat.
4. After selecting your panchayat, you will be redirected to the "Beneficiary" page. On this page, select the option "Advanced Search."
5. In the Advanced Search page, you can enter the details of the head of the family, including their name, father's name, and other necessary details.
6. After filling in the required details, click on the "Search" button.
7. If your details match with the details in the PMAY-Gramin beneficiary list, then your name will appear on the screen.
8. You can also check the list of eligible beneficiaries for PMAY-Gramin by selecting the "SECC Family Member Details" option from the "Advanced Search" drop-down menu.
9. If your name is on the beneficiary list, you can proceed with the application process for PMAY-Gramin and avail of the benefits under the scheme.

It is important to note that the beneficiary status PMAY is updated periodically, and your name may not appear on the list if your application is under review or has not been approved. If you face any issues with checking the PM Awas beneficiary status or have questions about the PMAY-Gramin scheme, you can contact the helpline number provided on the PMAY-Gramin website or reach out to the local authorities for assistance.

How to check the PMAYG performance index?

The Pradhan Mantri Awaas Yojana - Gramin (PMAYG) performance index is a tool that allows you to assess the performance of PMAYG at the national, state, district, and block levels. The performance index measures the progress of the PMAYG scheme in terms of various parameters such as construction of houses, fund allocation, and completion of houses.

To check the PMAYG performance index, you can follow these steps:

1. Go to the official PMAY-Gramin website: https://pmayg.nic.in/netiay/PMAYReport/Performance_Index.aspx.
2. On the homepage, click on the "Performance Index" tab.
3. Select the desired financial year and state from the drop-down menu.
4. After selecting the state, you will be redirected to the "Performance Index" page, which displays the performance of the PMAYG scheme in the selected state.
5. On this page, you can view the performance of the scheme in terms of various parameters such as the number of houses sanctioned, the number of houses completed, and the amount of funds allocated.
6. You can also view the performance index of other states, districts, and blocks by selecting the desired option from the drop-down menu.
7. The performance index provides a comprehensive view of the progress of the PMAYG scheme, and can be used to assess the effectiveness of the scheme and identify areas for improvement.

It is important to note that the PMAYG performance index is updated periodically, and the latest data may not be immediately available. Additionally, the performance index is only one of several tools that can be used to evaluate the performance of the PMAYG scheme, and should be used in conjunction with other metrics to gain a comprehensive understanding of the scheme's performance.

The PMAY Beneficiary List offers a ray of hope for those seeking affordable housing solutions in both urban and rural areas. By applying for this scheme, you can take a step closer to owning your dream home. Let NoBroker guide you in finding your perfect home once you are approved under PMAY. 

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