All You Need to Know about Revenue Stamps

Stamp Duty and Registration Charges in Pune 2024

Stamp duty and registration charges in Pune are essential aspects of property transactions. In 2024, stamp duty rates typically range from 5% to 7% of the property value, while registration charges are approximately 1% of the property’s market value. Understanding these charges is crucial for buyers and sellers to facilitate seamless property transactions in Pune.

The Maharashtra government, under whose jurisdiction Pune falls, continues to emphasise online services for property registration and stamp duty payments. This simplifies the process, reduces paperwork, and potentially expedites approval. The existing rebate on stamp duty for women property buyers (1%) and senior citizens (1%, with a maximum limit of Rs. 1 lakh) remains applicable in Pune for 2024. This blog covers everything from the latest stamp duty and registration charges in Pune to the reasons why you have to pay these taxes on top of the property valuation money.  (Note – The rates for stamp rates come out annually on the 31st January of each year).

Understanding Stamp Duty 

When buying a house by paying upfront, or via a home loan, we tend to forget the money needed to pay stamp duty registration charges in Pune. But these extra costs are significant and should be considered when planning the finances for the house.

What is Stamp Duty?

The stamp duty came into effect after the Stamp Duty act in 1899 was passed. A tax levied on the instrument before any type of transaction between at least two parties must be documented concerning property (tangible/intangible, movable/immovable). The primary purpose of the Stamp Duty is to raise money for the Government, and thus the stamp duty in Pune has to be paid in full and before the deadline. Stamp duty is necessary for sale deeds, conveyance deeds, transfer of power of attorney, etc.

For example, when selling a used flat, the stamp duty in Pune for a resale flat is to be paid by the buyer to make the transaction official and legally binding. Thus, the stamp duty is essential because the document facilitates the creation, transfer, and closure of any other aspect regarding property ownership. The stamp duty charges in Pune can be paid either based on the specifics mentioned in the instrument or on a fixed basis. If the property is immovable, then the stamp duty must be paid after determining the property’s actual value.

Stamp duty and registration charges in Pune 2024

Stamp duty and registration charges in Pune for 2024 vary depending on the type of property transaction. Sale deeds typically incur stamp duty rates between 5% to 7% of the property value, with registration charges around 1%. For gift deeds, stamp duty is generally 3%, while registration charges remain at 1%. Lease deeds have variable stamp duty rates, and conveyance deeds follow the same stamp duty and registration charge structure as sale deeds. Understanding these charges is crucial for individuals involved in property transactions in Pune.

Type of Document	Stamp Duty (%)	Registration Charges (%)
Sale Deed	5% – 7%	1%
Gift Deed	3%	1%
Lease Deed	Varies	1%
Conveyance Deed	5% – 7%	1%

Factors that Will Determine Stamp Duty and Registration Charges in Pune 2024-25

The state government of Maharashtra imposes registration and stamp duty charges in Pune for all freehold and leasehold land, including agricultural land. These charges also apply to properties such as homes, residential flats and commercial spaces. However, since there are different types of properties, the actual amount of the stamp duty and registration charges Pune depends on certain factors such as:

1. Property Type: The tax paid on commercial properties is comparatively more than the fees paid on residential homes. 

2. Property Location: The property location also plays a crucial role in the tax charges. Properties in Rural and semi-urban areas have to pay less than the stamp duty and registration charges in Pune.

3. Market Value: The total area and the property’s market value are also factors that are considered when calculating the current stamp duty and registration charges in Pune.

4. Age & Gender of the Owner: Government often gives extra concessions depending on the age and gender of the owner. Stamp duty and registration charges can be subsidised for senior citizens and women. 

Stamp Duty Charges in Pune – Mode of Payments  

You can choose to pay the stamp duty changes in the following method that suits you best. There are four modes of payment that are authorised by the governing body.

1. Non-judicial Stamp Paper – This is the least popular mode of payment. It takes more time and is full of hassles (especially during the pandemic). But if this is the chosen method, the buyer has to get physical stamp paper from a licensed vendor and get the executed instrument printed on the stamp paper. This can be a viable option for stamp duty on resale flats in Pune, but it may not be a viable option where the stamp duty is of a larger denomination. 

2. Franking a document – This mode of payment depends on the applicant applying with an authorised franking agency or a bank to pay the stamp duty (along with the stamp). However, the maximum stamp duty is capped at Rs. 5000 / document. 

3. Electronic Secured Bank Treasury Receipt (e-SBTR) – To make the payment of stamp duty in Pune easier for the buyer, the Government introduced an online payment gateway – Electronic Secured Bank Treasury Receipt (e-SBTR). The applicant must fill the “input form” at the bank branch office that proves the e-SBTR facility and pay the required stamp duty amount. Once the payment is successfully made, the authorities register the details in the Government Visual Treasury to create a pre-printed e-SBTR that serves as proof of payment. However, it is necessary to note that the applicant must physically collect the e-SBTR from the respective bank branch office. 

4. Government Receipt Accounting System (GRAS) – If the applicant prefers to do the entire process online, then the government has an electronic payment system GRAS that enables the buyer to pay stamp duty in Pune via an e-challan that is accepted at the sub-registrar’s offices. However, there is a limitation that this can be done only for compulsory registrable documents (as under Section 17 of the Registration Act, 1908). GRAS is the most preferred payment mode for buyers who have availed of a home loan on the property.

Stamp Duty and Registration Charges in Pune For Female 2024

Stamp duty and registration charges in Pune for female property buyers vary slightly from those for male buyers. As of 2024, female buyers often benefit from discounted rates compared to their male counterparts. These charges are calculated based on the property’s market value and are typically lower for women to encourage property ownership. Women buyers can avail of a 1% concession on stamp duty as compared to the usual stamp duty of 6%. Thus, if the stamp duty is 6%, women would need to pay only 5%. This concession in stamp duty is only applicable to residential property, not commercial or industrial property.

Stamp Duty and Registration Charges in Pune for Male 2024

Stamp duty and registration charges in Pune for male property buyers are determined by the property’s market value and prevailing government regulations. As of 2024, male buyers may incur standard stamp duty rates applicable to their property transactions. Male buyers need to familiarise themselves with the current stamp duty and registration charges to make informed decisions when purchasing property in Pune. Consulting with legal experts or local authorities can provide clarity on specific charges applicable to male buyers in Pune for the year 2024. Stamp duty and registration charges in Pune for Males is 7%  (Stamp Duty 5%+ Metro Cess 1 %+ Local Body Tax 1%).

Stamp Duty and Registration Charges in Pune for Resale Flat 2024

When purchasing a resale flat in Pune in 2024, buyers need to be aware of stamp duty and registration charges. These charges are calculated based on the property’s market value and vary according to the location and type of property. It’s essential for buyers to thoroughly understand these charges to budget effectively and avoid any surprises during the property transaction process. The current stamp duty and Registration charges in Pune for Resale flat is 5% Stamp Duty + 1%LBT + 1% Metro Cess + 1% Registration Charges (Max. Rs. 30,000/-).

Stamp Duty and Registration Charges in Pune For New Flat 2024

When purchasing a new flat in Pune in 2024, buyers should be aware of stamp duty and registration charges. These charges are based on the property’s market value and are essential considerations for budgeting purposes. Buyers should verify the latest government regulations and consult with legal advisors to understand the specific stamp duty and registration charges applicable to new flat purchases in Pune for the year 2024. The current Stamp Duty and Registration Charges in Pune For New Flat is 5% Stamp Duty + 1%LBT + 1% Metro Cess + 1% Registration Charges (Max. Rs. 30,000/-).

Stamp Duty and Registration Charges in Pune Calculator 2024

Understanding stamp duty and registration charges in Pune is crucial for property buyers. A calculator simplifies this process, providing accurate estimates based on property value. This is how it works: 

1. Enter Property Details: Input property details such as type, location, and value into the calculator.

2. Calculate Stamp Duty: The calculator computes stamp duty based on the property’s market value and applicable rates.
   
3. Estimate Registration Charges: It also estimates registration charges based on stamp duty and property value.
   
4. Example: For a property valued at Rs. 50 lakhs, with a stamp duty rate of 6%, the stamp duty would be Rs. 3 lakhs. Registration charges (approximately 1% of the property value) would amount to Rs. 50,000.
   
5. Total Cost: The calculator sums up stamp duty and registration charges to provide the total cost of property acquisition.

Stamp Duty And Registration Charges For Conveyance Deed In Pune 2024

Understanding stamp duty and registration charges for conveyance deeds in Pune is crucial for property transactions. In 2024, these charges are determined based on the property’s market value and type. For instance, the stamp duty rate for conveyance deeds typically ranges from 5% to 7% of the property value, while registration charges are approximately 1% of the property value. Buyers and sellers need to be aware of these charges to facilitate a smooth conveyance deed process and avoid any legal complications. The current stamp duty and registration charges for conveyance deeds in Pune is 3% for properties in gram panchayat areas and 5% for properties in municipal areas.

Stamp Duty And Registration Charges For Gift Deed In Pune 2024

In Pune, stamp duty and registration charges for gift deeds in 2024 are significant considerations for property transfers. The stamp duty for gift deeds is typically calculated at 3% of the property’s market value or the government-determined guidance value, whichever is higher. Registration charges, on the other hand, are approximately 1% of the property’s market value. Both the donor and the recipient must understand these charges to ensure a smooth transfer process and avoid any legal complications.

Stamp Duty And Registration Charges For Lease Deed In Pune 2024

Landlords and renters alike need to comprehend the stamp duty and registration fees associated with lease deeds in Pune. These fees are normally computed in 2024 using the lease term and the total amount of rent due over the lease duration. For lease deeds, stamp duty is 5%. Usually, registration fees amount to 1% of the overall lease amount. For the leasing agreement procedure to go well and to stay out of legal trouble, both parties must be informed of these fees. It is possible to get clarification on the precise fees that will apply to lease deeds in Pune in 2024 by speaking with legal professionals.

Steps for Online Payment of Stamp Duty and Registration Charges for Flats in Pune

Step 1 – Visit https://gras.mahakosh.gov.in/echallan/ (Maharashtra Stamp Duty Online Payment Portal).

Step 2 – Register on the portal if you wish to. (recommended)

Step 3 – If you choose to pay without registering, then click on “Pay without Registration” and then “select citizen” and the type of transaction that you want to do on the new page.  

Step 4 – You will see the option to “Pay to register your document”, where you choose to pay just the stamp duty or just the registration or stamp duty + registration fees. 

Step 5 – Now, you will need to enter the correct details such as District, Sub-Registrar office, Party details, Property details and Property value details. 

Step 6 – This is the last step, and the only thing left to do now is select the desired payment mode and generate the challan. 

Ready Reckoner Rates in Pune

The government-set amount below which a property cannot be sold in a particular location is called the ready reckoner rate (RR), sometimes known as the circular rate, and it is used throughout Maharashtra. The stamp duty calculation will still be based on the RR rates if the seller has set the price of the property lower than the government-fixed ready rates.

The buyer can determine the property’s valuation and subsequent stamp duty by multiplying the circle rate by the area of the property.

To illustrate-

Let’s say Dev decides to purchase a house with 500 square metres of carpet. The property circle rate per square metre is Rs 42,760. In this instance, the property’s total worth will be as follows: 

500 x 42,760 = Rs 21,380,000 which is  Carpet area x rate per square metre

Given that the Pune stamp duty is 5% of the value of the property, Dev will be required to pay Rs 10,69,000 in stamp duty. Dev will pay an additional Rs 30,000 as the registration fee because the property is valued at more than Rs 30 lakhs.

Checklist for Document Registration and Property Registration Charges in Pune

Following documents are needed to ensure that the registration of the documents is done without any hurdles. 

• Identity proof documents such as Pan Card, Passport, Driving License, etc. (of the seller as well as the purchaser)
• The original deed document, along with two photocopies that are submitted to the Sub-Registrar of Assurances.
• The proof of payment (challan) of the Stamp Duty.
• Payment details of the transaction
• The Khata certificate and receipt of taxes paid

Points to Consider Before Paying Stamp Duty in Pune

When it comes to paying stamp duty in Pune, it’s important to be well informed about the process and the factors that can affect the stamp duty rate. To ensure a smooth transaction, here are some key points to consider before paying stamp duty in Pune:

• Verify the property documents: Before paying stamp duty, make sure that the property documents are in order and that there are no legal disputes related to the property.
• Check the stamp duty rate in Pune: The stamp duty rate in Pune is set by the Maharashtra government and can vary based on factors such as the type of property, the purpose of the transaction, and the buyer’s age.
• Calculate the total cost: In addition to stamp duty, there are also registration charges that must be paid. Calculate the total cost of stamp duty and registration charges to ensure that you have enough funds to complete the transaction.

What Are the Factors That Affect Stamp Duty in Pune?

The amount of stamp duty you’ll need to pay in Pune is affected by a variety of factors. Understanding these factors can help you estimate the total cost of the transaction and make informed decisions when purchasing a property. Some of the factors that can affect stamp duty in Pune include:

• Type of property: Whether you’re buying a residential or commercial property can affect the stamp duty rate.
• Purpose of the transaction: The stamp duty rate can also vary based on whether the property is being purchased for personal use, investment, or commercial purposes.
• Buyer’s age: The stamp duty for senior citizens may be lower than for other buyers.
• Location of the property: The location of the property can also affect the stamp duty rate in Pune.

Are Tax Benefits Available on Stamp Duty and Registration Charges?

While stamp duty and registration charges can be substantial, there are tax benefits available to help offset the costs. It’s important to understand these benefits and how they can help you save money. Here are some of the tax benefits that may be available in Pune:

• Tax deductions under Section 80C of the Income Tax Act: You may be eligible to claim a tax deduction for the amount paid towards stamp duty and registration charges, up to a limit of INR 1.5 lakhs per financial year.
• Tax benefits for first-time home buyers: If you’re a first-time home buyer, you may be eligible for additional tax benefits, such as a tax deduction for the interest paid on a home loan.

Understanding the exact stamp duty and registration charges in Pune for your home can be tricky if you have not done the process before. This is why NoBroker offers professional and expert help to home buyers who wish to take help from people who have plenty of experience in paying stamp duty and registration charges. Our experts help you understand the entire process and help you until the registration is done successfully. If you wish to consult our expert, just drop a comment below this article, and our team will reach out soon. 

Frequently Asked Questions

Stamp Duty and Registration Charges in Bangalore 2024

Bangalore, with its urban lifestyle, work-life balance, excellent infrastructure, and pleasant weather, is a top choice for Indians and NRIs. Stamp Duty and Registration Charges in Bangalore are significant expenses that every property buyer needs to understand.  This article explores the current rates for stamp duty and registration charges in Bangalore.

(Note – The stamp duty rates are annually announced on the 31st of January of each year.)

Stamp Duty in Bangalore

The stamp duty rates are different in various states and are levied based on the market value of other properties. In the light of the ongoing pandemic, all sectors, including real estate, have been seeing slow progress. To revive this situation, the Karnataka government has made some changes in the stamp duty of Bangalore. But why do the rates differ in each state?

Several factors help determine the stamp duty rates of a state. They are:

1. Age of property– Stamp duties are collected based on the total value of a property. With time, the value of a property depreciates. That is why older properties come cheaper compared to brand new ones. 
2. Age of Property owner– Senior citizens benefit from paying a subsidised stamp duty rate in most states. That’s why age is also a significant determinant of stamp duty charges.
3. Gender of the owner– In most states, females pay a subsidised stamp duty rate than males. That’s why gender is also an important factor.
4. The purpose for buying the property– Commercial properties attract higher stamp duty charges as compared to residential properties. Why? Because they will inevitably have a plethora of amenities than residential buildings and also amass a significant revenue as the years go by.
5. Property location– Stamp duty charges vary considerably based on urban or village panchayat areas. 
6. Extra amenities– The more the amenities, the higher is the stamp duty. An independent builder floor flat will attract lesser stamp duty than a residential flat packed with a library, gym and swimming pool.

The Karnataka government has slashed the stamp duty rates and amendments to the original Stamp Duty Act, 1957. Under this amendment, the stamp duty charges have been cut to 3% for properties priced between Rs 35 lakh and Rs 45 lakh.

In 2020, the Government already slashed the stamp duty rates for properties priced less than 35 lakhs. For properties priced above 45 lakhs, you have to pay 5% additional on the total property value as stamp duty. There is a further 10% cess and 2% surcharge on the stamp duty rates for properties under this range. In total, a 5.6% stamp duty is levied in urban areas. For properties under the Village Panchayat, stamp duty is 5.65%.  However, there is no change in the property registration charges.

Current Stamp Duty and Sale Agreement Registration Charges in Bangalore

Gender	Stamp Duty rates	Registration Charges
Male owner	5% on properties >Rs 45 lakh3% on properties between Rs 21-45 lakh2% on properties< Rs 20 lakh	1% of  property value
Female owner	5% on properties> Rs 45 lakh3% on properties between Rs 21-45 lakh2% on properties <than Rs 20 lakh	1% of property value
Joint (Male + Female) owners	5% on properties >Rs 45 lakh3% on properties between Rs 21-45 lakh2% on properties<Rs 20 lakh	1% of property value
Joint (Male + Male) owners	5% on properties> Rs 45 lakh3% on properties between Rs 21-45 lakh2% on properties<Rs 20 lakh	1% of property value
Joint (Female + Female) owners	5% on properties> Rs 45 lakh3% on properties between Rs 21-45 lakh2% on properties< Rs 20 lakh	1% of property value

Property Registration Charges in Bangalore

Although stamp duty rates have been slashed, there is no change in Bangalore’s current home registration charges. Based on the constant rate, a buyer has to pay 1% of the deal value as a registration charge in addition to the stamp duty charges. However, if you are a first-time homebuyer, you get a rebate for first-time registration. 

Flat Registration Charges in Bangalore

You have to pay 1% of the total property value as a property registration fee in Bangalore.
In case of resale flats, with age, stamp duty for resale flats decreases. However, the registration charges still stand at 1% of the total market value of the resale flat.

Stamp Duty and Registration Charges in Bangalore (2024): Current Rates 2024

Here’s a breakdown of the current stamp duty and registration charges in Bangalore for 2024:

Stamp Duty:

• Up to Rs. 20 lakh: 2%
• Between Rs. 21 lakh and Rs. 45 lakh: 3%
• Above Rs. 45 lakh: 5%

Additional Charges (applicable on stamp duty):

• Cess: 10% (except for rural areas)
• Surcharge:
  • Urban Areas: 2% (for properties above Rs. 35 lakhs)
  • Rural Areas: 3% (for properties above Rs. 35 lakhs

Registration Fee:

• 1% of the property value (no matter the ownership type or value)

Important Points:

• The stamp duty and surcharge are calculated on the higher of the following two values:
  • The market value of the property
  • Guidance value set by the government
• The cess and registration fees are calculated on the property value.

Example:

Let’s say you’re buying a property in Bangalore with a market value of Rs. 40 lakh:

• Stamp Duty: Rs. 40 lakh * 3% = Rs. 1,20,000
• Cess: Rs. 1,20,000 * 10% = Rs. 12,000 (applicable in urban areas)
• Surcharge: Rs. 1,20,000 * 2% = Rs. 2,400 (applicable in urban areas)
• Registration Fee: Rs. 40 lakh * 1% = Rs. 40,000
• Total Cost: Rs. 1,20,000 (Stamp Duty) + Rs. 12,000 (Cess) + Rs. 2,400 (Surcharge) + Rs. 40,000 (Registration Fee) = Rs. 1,74,400

Stamp duty and registration charges in Bangalore for Females and Men in 2024

There’s no difference in stamp duty and registration charges in Bangalore based on the buyer’s gender. Just like for women, men also pay the same rates.

Here’s a breakdown of the charges again:

• Stamp Duty:
  • 2% for properties less than Rs. 20 lakh
  • 3% for properties between Rs. 21 lakh and Rs. 45 lakh
  • 5% for properties above Rs. 45 lakh
• Registration Charge: Flat 1% of the property value

House Registration Charges in Bangalore 2024

For both individually or jointly owned(male/female) houses, the registration charges are at 1% of the total property value.

Site Registration Charges in Bangalore 2024

In Bangalore, if you need ownership of a site, you have to pay 1% of the total market value of the particular property site as the site registration charge.

Land Registration Charges in Bangalore 2024

During this process, the seller transfers the ownership of the land to the buyer. The buyer, in turn, has to pay a certain fee to the Government for registering the land under their name. In this case, too, the new owner has to pay 1% of the total market value of the land.

Sale Agreement Registration Charges in Bangalore 2024

The stamp duty for sale agreement registration is usually 0.1% of the Sale consideration or the Guidance value, whichever is higher. However, the registration charges remain at 1% of the total property/land value.

Area Taken into Consideration Depending on Type of Property when Calculating Stamp Duty

Property Type	Method of Stamp Duty Calculation
Empty Plots of Land	Square foot area of plot x Current Guideline Value
Independent Homes	Total Constructed Area
Multi-storey Apartments	Super Built-Up Area

GPA Registration Charges in Bangalore 2024

During the sale of land or property, the seller transfers the Power of Attorney to the buyer. It means that the seller has granted permission to use his property in whatever way they like. But, of course, this includes the future sale of the property too. 

Article 41 of the Karnataka Stamp Act mandates that Rs 100 will be levied individually for stamp duty and registration charges in Bangalore.

Stamp Duty And Registration Charges For Conveyance Deed In Bangalore 2024

The stamp duty rates applicable to conveyance deeds in Bangalore are as follows:

Document: Conveyance (flats/apartments)

• Stamp Duty: 5% on market value + additional duty + surcharge
• Registration Fee: 1%

Document: Conveyance by KHB/BDA

• Stamp Duty: 5% on consideration as per the document + additional duty + surcharge
• Registration Fee: 1%

Document: Conveyance on Transferable Development Rights (TDR)

• Stamp Duty: 5% on the market value or higher value + additional charge + surcharge
• Registration Fee: 1%

Stamp Duty And Registration Charges For Gift Deed In Bangalore 2024

For property transfers through a gift deed in Bangalore, the following stamp duty charges apply:

If the donee is not a family member of the donor:

• Stamp Duty: 5% + Surcharge + Additional duty

If the donee is a family member of the donor:

• Stamp Duty: Rs 1000 + Surcharge + Additional duty

Stamp Duty And Registration Charges For Lease Deed In Bangalore 2024

When transferring property via a lease deed in Bangalore, the following charges are applicable:

• Up to 1 year residential: 0.5% on the average annual rent (AAR) + Advance + Premium + Fine (Max. Rs. 500)
• Up to 1 year commercial and industrial: 0.5% on AAR + Advance + Premium + Fine (Rs. 5 for every Rs. 1000/- or part thereof, Min. Rs. 100)
• 1 year to 10 years: 1% on AAR + Advance + Premium + Fine (Rs. 5 for every Rs. 1000/- or part thereof)
• 10 years to 20 years: 2% on AAR + Advance + Premium + Fine (Rs. 5 for every Rs. 1000/- or part thereof)
• 20 years to 30 years: 3% on AAR + Advance + Premium + Fine (Rs. 5 for every Rs. 1000/- or part thereof)
• Above 30 years or perpetuity or not for a definite term: As per Article 20 on market value or AAR + advance + premium + deposit + fine (whichever is higher)
• Lease Only between Family members: Rs. 1000/- and Registration Fee: Rs. 500/-

Stamp duty and registration charges for joint development agreement in Bangalore 2024

A joint development agreement for the sale of immovable property attracts stamp duty at one per cent of the total market value or a maximum of Rs. 15 lakhs. The registration fee for this agreement is also one per cent or a maximum of Rs. 150,000.

Stamp Duty And Registration Charges For Rental Agreement In Bangalore 2024

Stamp duty and registration charges for rental agreements in Bangalore vary based on the tenure:

• For a rental period of less than one year: 0.5% stamp duty or a deposit of Rs. 500 (whichever is lower)
• For 1 to 10 years of renting: Stamp duty is a percentage of the total annual rent or a deposit of Rs. 500 (whichever is lower)
• For a lease duration of 10 to 20 years: Stamp duty is 2% of the annual rent or a deposit of Rs. 500 (whichever is lower)

Stamp Duty And Registration Charges For Cancellation Deed In Bangalore 2024

The charges for a cancellation deed in Bangalore are as follows:

a) Cancellation of any instrument previously executed on which stamp duty has been paid as per any article of the schedule:

• Same duty as on the original agreement
• Rs. 100 or 1% on market value if it is a cancellation of conveyance (if the original agreement is a conveyance on sale, then the stamp duty will be as per Article 20(1))

b) In favour of Government or Local Authorities: Rs. 100

c) In any other case: Rs. 100

Tax Benefits on Stamp Duty and Registration Charges in Bangalore 2024

Purchasing a home can be a significant financial commitment, but homebuyers in Bangalore can take advantage of tax exemptions on the amount paid for stamp duty and registration charges. The maximum tax deduction limit is Rs 1,50,000 under Section 80C of the Income Tax Act 1961. However, there are certain criteria to be met to avail of these benefits:

• Property Ownership: To claim tax benefits, the property must be legally registered in the individual’s name.
• Completion of Construction: The property’s construction should be fully completed.
• Joint Ownership: Tax exemptions also apply to jointly owned properties. Co-owners can claim these expenses in their Income Tax Returns (ITRs) based on their share in the property.
• Excluded Properties: It’s important to note that tax benefits do not apply to commercial properties, resale properties, and residential plots.
• Genuine Expenses: To qualify for tax benefits in Bangalore, the actual expenses incurred for stamp duty and registration charges must be documented and substantiated.

Factors Affecting Stamp Duty Charges 2024

Stamp duty rates are determined by a variety of factors. Homebuyers must take these factors into account because they have an impact on Bangalore’s and other cities’ house or apartment registration fees.

• Nature of property- Stamp duty rates are higher for commercial properties.
• Location of property- Urban properties are subject to higher stamp duties.
• Age of the property- Older buildings are less expensive.
• Gender of owner- Women typically pay less in state stamp taxes. Both men and women pay the same rates in Bangalore.
• Age of the buyer- Seniors would pay cheaper stamp duty.
• Amenities and services- Greater amenities equate to higher stamp duty.

Calculating Stamp Duty and Registration Charges in Bangalore Online 2024

Stamp duty rates are never fixed and can be changed several times based on the condition of the real estate sector. Karnataka Government has no set timelines for the revision of stamp duty and registration charges. 

Another notable feature is that unlike some states like Haryana and Rajasthan, Karnataka does not distinguish between male and female owners in Bangalore as far as stamp duty is concerned. 

Let us take a look at the prevalent standards for calculating stamp duty in Bangalore:

• For multi-storeyed apartments, stamp duty is calculated based on the super-built-up area of the property.
• For a plot of land, the property area in sq. ft is multiplied by existing guideline values of the concerned area.
• For independent builder floors, the total construction area will be considered.

For the city of Bangalore, stamp duty revisions often happen due to:

• The existing market rate of properties.
• Expansion of city limits.
• The performance of the property in the real estate market.

If you are buying or wish to buy a property in Bangalore, you can check the stamp duty for the same by checking the stamp duty calculator services rendered by the Karnataka government. 

Follow these steps:

1. Visit the Kaveri Online Services portal.

2. Select the “Nature of the document” to proceed further. We have selected the “Sale of Flat” option here for illustrative purposes. Then click on the “Show Details” tab.

3. Now, you will be required to fill in all the necessary details like the Region Type- whether BBMP, City corporation, Gram Panchayat or something else. You can choose the appropriate region type from the Drop-down menu.  Some other values that are to be provided are the Indicative Market Value and Indicative Consideration amount. If you don’t know the market value, you can find out by clicking the “Calculate Market Value” tab.

4. On filling in these details, the calculator will show your Total Stamp duty along with the Government duty, surcharges and registration fees for your property.

Bangalore Registration Charges for Properties 2024

You must pay the registration cost, stamp duty, and challan charge to register a property in Bangalore. You also need to pay some additional surcharges on top of that. To get a clearer idea of the upfront costs involved, explore a “home registration charges in Bangalore” calculator before finalising your property purchase.

Bangalore charges 1% of the property’s value as the registration cost for registering real estate.

Stamp Duty Surcharge In Bangalore 2024

There are three different sorts of extra fees: BMRDA and surcharges, BBMP and corporate surcharges, and BBMP and village area cess. These are, accordingly, 10%, 2%, and 3% of the stamp duty.

Additionally, you must pay 5.6% of the property’s value in stamp duty.

You can use the online stamp duty calculators to figure out the stamp duty. Simply enter your property’s information and select the calculate option.

Karnataka State Government Slashes Stamp Duty by 3%

The state of Karnataka has recommended a 3 percent reduction in stamp duty fees for properties worth between Rs. 35 lakh and Rs. 45 lakh. Only properties that fit under the category of affordable housing will be eligible for the reduction in stamp duty. Since this market makes up 48% of the nation’s unsold inventory, a decrease in stamp duty fees would encourage the selling of such properties.

Latest Updates and News on Stamp Duty in Karnataka 2024

After a gap of 28 years, the State Government has this week effected a hike between 200% and 500% in the Stamp Duty charges for all documents that do not require registration. A Bill to this effect was tabled and passed in the recent Legislature session in Belagavi, said informed sources. The Karnataka Stamp Act 1957 has been amended as the Karnataka Stamp (Amendment) Act 2023.

The Governor gave his consent for the amendment on February 3 and the gazette notification on the new rates was issued the same day.

A total of 25 kinds of documents are covered under it, including partition, adoption deed, affidavit, cancellation of deed, reconstruction or demerger of companies, hypothecation of movables, reconveyance of mortgage, and so on. This, however, does not apply to Property Tax.

Registration Charges Calculator Bangalore 2024

Follow the exact steps mentioned above and you will get your registration charges for Bangalore too. However, you can calculate this yourself. For Bangalore, the registration charge is 1% of the market value. So, a property worth Rs 1 crore will have a registration charge of 1 lakh.

Legal Services Offered by NoBroker

NoBroker offers legal assistance specifically geared towards property transactions. Here’s a breakdown of our services:

• Document Scrutiny: Our legal team examines crucial documents like title deeds and sale agreements to identify potential problems before finalising the property deal. 
• Protection Measures: We help safeguard you from fraudulent practices by checking for any existing legal disputes on the property and verifying ownership.
• Packages: NoBroker offers various legal service packages. These can include:
  • Buyer Assistance: We provide guidance and support throughout the buying process.
  • Registration: We handle property registration, saving you time and hassle.
• On-Demand Services: If you don’t need a full package, they offer specific services like property title checks, guidance on market value, assistance with missing documents, and verification of occupancy certificates.
• Free Consultation: NoBroker offers a free consultation to discuss your needs and get initial legal advice related to property.

Why Choose NoBroker Legal Services?

On-time Delivery Guarantee: No more waiting endlessly for your legal documents. NoBroker guarantees delivery within a set timeframe, so you can plan accordingly and avoid delays.

Legally valid in the court of law: All documents drafted and processed by NoBroker’s legal team adhere to strict legal guidelines, ensuring they are enforceable in a court of law if necessary.

Same-Day Delivery: In urgent situations, NoBroker offers same-day delivery for specific legal documents, ensuring you have them when you need them most.

Aadhar E-Sign: NoBroker leverages Aadhar E-Sign, a secure digital signature platform, for a smooth and legally compliant signing experience. This eliminates the need for physical paperwork and streamlines the entire process.

How to Book NoBroker Legal Services

Here are the simple steps to secure our services for a smooth and hassle-free service:

1. Download/ Visit the NoBroker app.
2. Visit the NoBroker Legal Services page.
3. Explore the different service packages offered. We cover tasks like drafting agreements, property verification, and legal consultations.
4. Once you decide on a service, fill in the necessary details and complete the form. 
5. Then you’ll be contacted by our NoBroker experts for further details. This contact might be through a phone number or a chat window. Also, you can book a free consultation call for further enquiries. 
6. NoBroker’s legal services page also highlights their online rental agreements. These agreements can be directly purchased and customised on the NoBroker website.

Registration Charges Calculator Bangalore

Follow the exact steps mentioned above and you will get your registration charges for Bangalore too. However, you can calculate this yourself. For Bangalore, the registration charge is 1% of the market value. So, a property worth Rs 1 crore will have a registration charge of 1 lakh.

Buying a new house is always a great experience. However, figuring out all the payable charges according to the law can be a hassle. Make your house buying experience smoother with our legal assistance at NoBroker who can advise you regarding the stamp duty and registration charges in Bangalore. Want to know more about property related updates in various cities? Visit our site and stay updated with the recent developments.

Frequently Asked Questions

Maharashtra Stamp Act: Understanding Its Impact and Changes

At any point, if any movable or immovable resource/asset changes ownership, to get it stamped or legalized – a specific amount of tax has to be paid to the state government, which is known as stamp duty. The Maharashtra Stamp Act states such resources and assets on which the stamp obligation must be paid to the state government. The Act additionally specifies the measure of the amount that is to be paid to the state authorities.

The Bombay Stamp Act: A Cornerstone of Revenue Collection in Maharashtra

The Bombay Stamp Act, enacted in 1958, is a pivotal legal framework that governs the collection of stamp duties on document-based transactions within Maharashtra. Originally applied to the greater Bombay region, this act became an integral part of Maharashtra’s legislative environment following the state’s formation in 1960.

This Act mandates the payment of stamp duty, which is essentially a form of tax, on various documents including transfer deeds, agreements, certificates, bonds, and leases. The primary purpose of this duty is to confer legal authenticity to these documents while generating revenue for state administrative functions.

Over the years, the Bombay Stamp Act has been amended multiple times to respond to the dynamic economic conditions and real estate market of Maharashtra. These amendments ensure that the stamp duty rates are adjusted and practices streamlined to enhance compliance and minimise evasion.

The implementation of this Act is crucial for the state as it not only secures revenue but also supports the maintenance of a robust legal documentation system, which is fundamental to the functioning of both governmental and private sector transactions.

What is the Maharashtra Stamp Act?

The Bombay Stamp Act 1958 now known as the Maharashtra Stamp Act 1958, applies to every one of the agencies that are referenced in Maharashtra Stamp Act Schedule 1, on which the stamp duty is payable to the state. There was an amendment in the Maharashtra Stamp Act recently and the changes are inclusive to the modification of stamp duty on the agreement in Maharashtra on gift deeds, incorporation of electronic payment of stamp duty, an update on penalty clauses, and an increment on the amount of stamp duty under certain instruments provisions.

As of January 25, 2024, there are notable updates regarding the Maharashtra Stamp Act. Firstly, the 1% stamp duty concession for women purchasing residential property continues. This reduction applies to the standard rates, which vary between 2% to 5%, and the previous 15-year lock-in period for beneficiaries was abolished as of May 31, 2023.

Additionally, the Maharashtra government introduced the ‘Abhay Yojana’ amnesty scheme in December 2023. This scheme, in its second phase until March 31, 2024, allows the regularisation of inadequately stamped documents with reduced penalties. Benefits include a complete waiver of stamp duty and penalties for amounts under Rs. 1 lakh and a 50% waiver on stamp duty with full penalty exemption for amounts over Rs. 1 lakh.

Importantly, the stamp duty rates for the fiscal year 2023-24 remain unchanged from the previous year.

Latest Maharashtra Stamp Act

The Maharashtra Stamp Act latest involves several important changes and continuations of previous policies as of 2024:

1. Stamp Duty Concession for Women: Maharashtra continues to offer a 1% stamp duty concession for women purchasing residential property. This initiative aims to encourage property ownership among women. The earlier 15-year lock-in period that restricted the resale of these properties to men has been abolished as of May 31, 2023 (Housing).
2. Stamp Duty Rates: Standard stamp duty rates have been restored to 5% in Mumbai after a temporary reduction during the pandemic. These rates apply from April 2021 onwards, with specific concessions for certain types of properties and transactions.
3. Amnesty Scheme: The Maharashtra government has extended the Stamp Duty Amnesty Scheme until June 30, 2024. This scheme provides relief for properties that had incomplete or missing stamp duty payments dating back to 1980. The extension allows property owners to regularise documents with waived penalties under specified conditions.

Maharashtra Stamp Act 2015

On 24 April 2015, the original Maharashtra Stamp Act 1958 received the affirmation for it to be called the Maharashtra Stamp Act 2015. There were a few changes made to the Act – the stamp duty rate of certain instruments under Schedule 1 was increased. Therefore, the Maharashtra Stamp Amendment Act 2015 first came into order.

How is Stamp Duty Payable?

• Stamp Duty can be paid by:
• Using Stamp Paper
• Using Adhesive Stamps
• Online Challan
• EBSTR
• Franking

Stamp Duty Rates in Maharashtra

There are various factors that decide the stamp rate duty on property in the state of Maharashtra (or any state). Naming a few of these factors – the locality of the property – urban or rural, the total cost of the transaction, etc. The Maharashtra stamp duty Act 2020, reduced the stamp duty on properties for the next two years. This is only applicable in the areas falling under the Mumbai Metropolitan Region Development Authority (MMRDA) and municipal corporations of Pune, Pimpri-Chinchwad, and Nagpur. This means that stamp duty on properties in Mumbai, Pune, and Nagpur, was charged at 5% (4% stamp duty + 1% metro cess).

Cities	Stamp duty rates (w.e.f. April 1, 2021)	Stamp duty rates from September 1, 2020 till December 31, 2020	Stamp duty rates from January 1, 2021 till March 31, 2021	Registration Charges
Mumbai	5% (includes 1% metro cess)	2%	3%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)
Pune	6% (includes transport surcharge and local body tax)	3%	4%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)
Thane	6% (includes transport surcharge and local body tax)	3%	4%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)
Navi Mumbai	6% (includes transport surcharge and local body tax)	3%	4%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)
Pimpri-Chinchwad	6% (includes transport surcharge and local body tax)	3%	4%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)
Nagpur	6% (includes transport surcharge and local body tax)	3%	4%	Rs 30,000 (for properties above Rs 30 lakh); 1% (for properties below Rs 30 lakh)

Stamp Duty on Hypothecation Agreement in Maharashtra

Stamp Duty on hypothecation agreements in Maharashtra on instruments, pledges and mortgages on home loans in the province of Maharashtra was capped. As per the latest Maharashtra stamp act, the stamp obligation on such instruments is currently covered at a greater stamp duty of Rs. 10,00,000). This revision has been presented with impact from 1 July 2014.

Stamp Duty Charges in Maharashtra on Conveyance Deed

According to the amendments made to the Maharashtra Stamp Act 2015, Article 34 states that 3% of the property’s value is the stamp duty on conveyance deeds (gift deeds). However, if a property – Residential or Agricultural, is gifted without the family having to pay any sum of money, then the stamp duty rate is Rs. 200 as per article 34 of the Maharashtra stamp act.

Conveyance Deed	Stamp duty rate
Gift deed	3%
Gift deed for residential/agricultural property passed on to family members	Rs 200
Lease deed	5%
Power of attorney	3% for property located in gram panchayat areas and 5% for property located in municipal areas.

Stamp Duty on Indemnity Bond in Maharashtra

According to Article 35 of Schedule 1 of the Maharashtra Stamp Act 1958, and then the Maharashtra Stamp (Amendment) Act 2015 – the price of the stamp duty on indemnity bonds in Maharashtra is Rs 500.

Stamp Duty on Guarantee Agreement in Maharashtra

According to Article 5(h) (A)(iv), the stamp duty on bank guarantee agreements in Maharashtra is –

(i) If the loan amount is less than Rupees Ten Lakh – 0.1% of the amount stipulated in the contract, with a minimum of rupees 100.

(ii) If the amount exceeds Rupees Ten Lakh, the stamp duty on the personal guarantee in Maharashtra – 0.2% of the amount agreed in the contract.

Maharashtra Stamp Duty Impact on Property Registration

Property registrations saw a dip of 50% in the month of April as compared to that of the month of March after the Maharashtra government restored the stamp duty rate of 5% from 1 April 2021. According to the state government’s data, before the sanctions were to be lifted – in the month of March, Maharashtra (excluding) Mumbai saw a record-breaking spike of 2.13 lakh registrations. While only 90,500 registrations were made till 29 April. Maharashtra stamp duty had a huge impact on property registrations.

Official announcement of the cut of stamp duty on loan agreements in Maharashtra had seen a boost in property sales, especially in Mumbai (Bombay, as we know, is one of the most expensive cities in India). There were many Bollywood A-listers such as Hrithik Roshan and Jahnvi Kapoor who were seen buying properties. Between September 1 and October 17, 2020, luxurious properties were registered across 25 registration offices in Mumbai that were collectively worth 2200 crores.

Recent Judgements on Maharashtra Stamp Duty

The Bombay High Court in a recent judgement directed the Government of Maharashtra to reimburse excess stamp duty, within about a month from the date of the receipt of the application. If the authorities fail to do so, they are applicable to pay interest at the rate of 12% p.a. The above order was applicable even on the stamp duty on education loan in Maharashtra. 

In a landmark ruling, the High Court decided in favour of Macrotech Developers Ltd and Palava Dwellers regarding their land purchase under ‘Integrated Township Projects’ in Kalyan and Bhiwandi. These projects qualified for a 50% reduction in stamp duty. The state initially rejected the combining of this discount with another waiver on stamp duty for conveyance agreements, but the High Court ruled that both concessions are applicable concurrently. Consequently, the state was ordered to refund any excess stamp duty paid within a specified timeframe.

Maharashtra Stamp Duty Act has seen various amendments through time. Legal matters may seem hard to keep up with and a little hard to understand, but don’t let that stop you. We at NoBroker are here to help you. Click on the link below and we will assist you on legal matters. If you have any queries, leave them below and our experts will get back to you.

Frequently Asked Questions

A Comprehensive Guide to E Stamp and E Stamping Process

You must pay stamp duty to national or state authorities to purchase, sell, produce a deed, or even rent your property. Electronic stamping, often known as e-stamping, is a technique of electronically paying government non-judicial stamp tax. Previously, stamp duty for registration had to be paid in person at the sub-office. Most of the process can now be completed online thanks to the e-stamp paper online method.

To ensure a quick and trouble-free payment, the government has replaced the conventional paper & franklin stamping approach with a digital plan. This service is currently available in 22 Indian states. The state of Maharashtra has its digital stamp duty payment system. In this blog, we will explain the meaning of the e-stamp, the online e-stamp payment system, the download process, and much more.

When Was E-Stamp Paper Introduced in India?

In July 2013, the Indian government started the India e-stamping system. This effort attempted to reduce fraud and errors in stamp duty receipts. In India, the Central Record Keeping Agency (CRA), the Stock Holding Corporation of India Limited (SHCILestamp), can issue e-stamp certificates. Authorised Collection Centres (ACCs) are designated intermediaries, such as a bank or a post office, in charge of issuing e-stamp paper in place of CRA. State governments establish various ACCs.

Stamp duty is a tax levied by governments on legal documents used to transfer property or assets. Governments levy stamp duties, sometimes known as stamp taxes, on documents necessary to legally record certain types of transactions. The Indian Stamp Act covers the levying of stamp duty, the documents on which stamp duty may be imposed, and the various stamp duty rates (1899).

Historically, governments imposed these taxes to raise revenue for government programmes and initiatives. Stamps are thought to have originated in 17th-century Spain. These taxes were known as stamp duties because a tangible stamp was affixed on the document as proof that the document had been recorded and the tax due had been paid.

Stamp duty has always been paid by hand, but with technological advancements, online stamp duty payment has developed as a simple and cost-effective solution for businesses. Consideration price meaning in e-stamp refers to the total value of money involved in a purchase or sale transaction between two parties.

What is E Stamp Paper?

E-stamp paper, also known as electronic stamping or e-stamping, is not a physical piece of paper. It’s a digital method for paying the government’s non-judicial stamp duty on a property or document.

Traditionally, people had to buy physical stamp papers with specific denominations to meet the stamp duty requirement. E-stamping eliminates the need for physical papers and offers a more convenient way to pay this tax. Stamping in agriculture means the use of a metal stamping process to create parts for farm equipment.

Online Stamp Duty Payment for E-Stamp Documents

E-stamping, also known as digital Stamping, is a technique of paying stamp duty online safely and lawfully and digitally rendering stamp papers that may be affixed to electronic documents. In a word, it is an online service that provides e-stamp process documents.

India’s stamping system is a two-part process for paying a tax called stamp duty on various legal documents and property transactions. Many businesses offer a digital, seamless documentation workflow that complies with state and federal stamp standards. By digitally stamping papers, businesses can speed up the documentation process while securely stamping documents from anywhere and at any time.

The following steps are involved in E-Stamping:

Step1: Visit the https://www.shcilestamp.com/ website and log into the electronic stamping portal.

Step2: Upload or generate a stamp-able document, templates can also be used to draft papers.

Step3: The user enters transaction information for e-stamping, such as state, stamp denominations, first and second-party information, and other details. These can also be filled out automatically.

Step4: The user must fill out the application and submit it to the collection centre.

Step5: To make the necessary payment, the user must submit the application using Credit Cards, Debit Cards, e Stamp Checks, Demand Drafts, online payment, and online banking.

Step6: The document is e stamped and combined with the stamp paper sample required. After that, the user obtains the e-stamp certificate, which can be validated using a QR code.

How To Generate Stamp Duty Payment Slips?

There are several payment methods available for e-stamp paper registration. You can pay the cost using cash, check, NEFT, RTGS, or account transfer.

Step1: To go to new SHCILestamp users, click the ‘Register Now’ option on https://wbregistration.gov.in/(S(izm2kocaeglz13jxbasnro1z))/index.aspx website.

Step2: Enter your User ID, password, security question, and bank account information.

Step3: To access your services, enter your user ID and password. This will happen after you confirm using the activation link sent to your registered email.

Step4: Login with your enabled username and password.

Step5: Choose the state in which you wish to pay the stamp duty.

Step6: Choose the ‘Nearest SHCIL Branch’ option to generate a referral number for any amount that can be paid using net banking, debit card, NEFT, RTGS, or FT. This option, which includes 1st Party Name, 2nd Party Name, Article No, Stamp Duty Payable, and Stamp Duty Amount, is required.

Step7: Take a printout of your non-judicial stamp paper Online Reference Confirmation Number to your local Stock Holding Branch. The final print of the e-stamp paper can be obtained from there.

Using the Mobile Application for E Stamp

The E- Stamping smartphone app can validate the e-stamp paper. Download the app from AppStore or Google Play. You will have two verification options in this app: scanning the QR code accessible on e-stamp paper or manually checking. Remember that QR codes are unavailable on certificates issued before February 13, 2019.

Scan a QR code with the app’s camera, and all the information will be displayed. You can do it manually by clicking the manual button and selecting the state. After that, input the e-stamp certificate number, the date the certificate was issued, the unique document number, the amount reference, who purchased the document, the document’s content, the stamp duty amount, the consideration price, the first party, and the third party.

E Stamps Verification

There are two main ways to verify an e-stamp certificate in India:

Online Verification

• Visit the Stock Holding Corporation of India (SHCIL) website, the official authority for e-stamping in India [SHCIL eStamp].
• Click on “Verify e-Stamp Certificate” on the homepage.
• Enter the required details, which typically include:
  • State where the e-Stamp certificate was issued
  • Certificate Number (UIN) – a unique identification number
  • Stamp Duty Type (e.g., description of the document)
  • Certificate Issue Date
  • Verification Code (if displayed)
• Click “Verify” to see if the e-stamp certificate is genuine.

Mobile App

• Download the SHCIL EStamp Verification app from the Google Play Store.
• You can either scan the QR code on the e-stamp certificate or manually enter the certificate details.
• The app will then retrieve and display the full details of the certificate for verification, even offline.

8 Benefits of Using E Stamps

1. Simple to apply – You no longer need to stamp papers individually with an e-stamp, as you would with traditional stamps. A single e-stamp can be applied to several documents.

2. Reduces counterfeiting – Because they use “layered security” technology, e-stamps should reduce the possibility of document falsification.

3. Electronic certificate authentication – E-stamps include electronic certificates that validate papers, prove document ownership, ensure document authenticity, and are legally binding.

4. Meets the demands of the digital age – The transition from traditional to digital stamps is consistent with the overall deployment of strategies and procedures to ease corporate activities in the digital era. Digital transformation is utilised to boost business productivity effectively and efficiently.

5. No face-to-face interaction – E-stamps could be used remotely and do not require face-to-face interaction between the seller and the buyer. This was very important during the pandemic. E-stamping can be accomplished using a smartphone application too.

6. Efficient and effective – Every firm requires some level of record-keeping. Legal documents must typically be signed both externally and internally by a corporation. Businesses no longer need to physically print and mail papers because of e-stamps and digital signatures, saving money on paper, printer & ink costs, and courier fees.

7. Legality of E Stamps – PSTE Government Oversight No. 71 of 2019 regarding the Adoption of Electronic Systems & Transactions governs e-stamps. Because it carries an electronic certificate, an e-stamp is as lawful as a traditional stamp and is legally binding. E stamps serve the same purpose as traditional stamps: to authenticate letters or documents. The stamp is often used as a sign of approval by superiors in commercial agreements and correspondence.

8. Complementing digital signatures – E-stamps are legal items that are legally binding when used in conjunction with digital signatures. They also help to reinforce decision outcomes on specific document sheets. The e-stamp confirms that the decision has been reached and that the letter or document is genuine. The parties to the e-stamped document are obligated to follow the requirements outlined in the document. The e-stamp works similarly to a digital signature; therefore, they complement each other. 

The e-stamp document description provides details about the property or transaction, including the consideration price, for accurate stamp duty calculation. To summarise, stamp duty is required when purchasing or selling property in India. With the advancement of technology, the government launched E-stamping, an electronic and secure method of paying non-judicial stamp duty to the government. In July 2013, the government launched this campaign to decrease errors and counterfeits. You can e-stamp your documents, pay an Indian e-stamping cost online, and check the e-stamp.

Legal assistance is often a hurdle that first-time and experienced property investors tend to face. Many property buyers and sellers trust NoBroker to guide them regarding every legal aspect of the transaction. If you need legal assistance, you can speak with NoBroker legal experts by clicking on this link. 

FAQ’s

Allotment Letter: Types, Format of Writing & More 2024

Yes, we agree that searching for and getting the best property is the most challenging thing ever. But have you ever thought of the documentation process that goes in after the building is shortlisted? It’s whole another story to have found a house and get the documentation done for the same.  One such document that you might want to have a look at is the Allotment Letter. Documents like commencement certificate, title deed and so on are essential as well. But the most important one is the allotment letter in our opinion. 

What is an Allotment Letter?

In a country like India, an allotment letter is an essential document to purchase a property. Right after booking the house is received by the buyer, the builder issues an allotment letter. 

The first owner issues this document to the owner. Then the other owners can get a copy of the letter from the owner/seller. 

The following information is included in the allotment letter:

1. Terms and conditions of construction
2. Payment 
3. Schedule of construction
4. Basic important amenities
5. The final amount to be paid to the builder
6. The date of delivery 
7. Builder’s liability if a delay happens.

Allotment Letter Meaning

An allotment letter is a contractual letter. It confirms that the share application of a company is successfully made. It is also known as a share ownership certificate.

Allotment letter meaning in Hindi

Allotment letter is known as आव‌ंटन का प्रमाण पत्र in( Aavantan ka praman patra) in Hindi.

Allotment letter meaning in Marathi 

Allotment letter is known as नियत वाटप पत्र  (Niyath Vatap Patra) in Marathi.

Format of an Allotment Letter

An allotment letter is an official document issued by a builder or housing authority to confirm the allocation of a property or asset to a specific individual. The format of an allotment letter typically includes details such as the name of the allottee, the location and size of the property, and the terms and conditions of the allotment.

How To Write an Application for Land Allotment Letter

Here is an allotment letter format for you as per the latest land allotment letter guidelines.

• It starts with “To” and “Date” on the topic of the page. 
• “To” is usually on the left top of the letter, and “Date” is on the right top of the letter. 
• Then the letter starts with “Dear sir/ma’am “
• Add all the essential details such as name, date, address, building name, carpet area etc.
• And end the letter with your signature.
• This is a standard form of letter format.

Flat Allotment Letter Format

If you want to book a property that is under construction, then you have to receive a flat allotment letter from the respective builder. The letter has specifications like the details of flat payment options and any extra amount to be paid for additional maintenance factors. It also has a fixed construction schedule, the date of delivery, the different house plans available, and the builder’s liability in case there is a delay in the flat delivery. In some cases, the applicant should submit the allotment letter of accommodation issued by the central government as proof of residence.

This letter is the most crucial letter for the buyer. When you want to get a bank loan to purchase a property, the builder of the society issues you (buyer) the allotment letter. This includes all the details regarding the property to be sold.

Read: Get High Returns with These Top 10 Best Investment Plans in India in 2023

What are the Contents of an Allotment Letter? 

The contents of an allotment letter typically include information such as the name and address of the allottee, the property description, the date of allotment, the payment terms, and other relevant details such as terms and conditions, transfer and resale policies, and penalties for default. The following are the common contents of an allotment letter:

1. Name and address of the allottee: The letter should contain the name and address of the person or entity to whom the property has been allotted.
2. Property description: The letter should provide a detailed description of the property, including its location, size, and other relevant details.
3. Date of allotment: The letter should mention the date on which the property has been allotted to the allottee.
4. Payment terms: The letter should clearly state the payment terms, including the amount of the initial payment, the mode of payment, and the due dates for subsequent payments.
5. Transfer and resale policies: The letter should outline the policies and procedures for transferring or reselling the property.
6. Penalties for default: The letter should specify the penalties or consequences for defaulting on the payment or violating any terms and conditions.

MHADA Allotment Letter Format: 

The MHADA allotment letter format typically includes details such as the name and address of the allottee, the location and size of the property, the date of allotment, and other relevant details such as payment terms and conditions, transfer policies, and penalties for default.

Request Letter for Quarter Allotment

A request letter for quarter allotment is a formal document addressed to the relevant authority requesting allocation of a quarter or residential unit. The letter typically includes details such as the name of the applicant, the purpose of the request, and any relevant supporting documents such as proof of employment or eligibility criteria. While a transfer request letter for government employees won’t directly secure an allotment letter for housing, it can be helpful if your request is based on needing to relocate for family reasons.

Allotment Letter for Flat Format

The allotment letter for a flat typically includes details such as the name and address of the allottee, the location and size of the flat, the date of allotment, and other relevant details such as payment terms and conditions, transfer policies, and penalties for default.

How to Write Application for Quarter Allotment

When writing an application for quarter allotment, it is important to include details such as the name and designation of the applicant, the purpose of the application, any relevant supporting documents such as proof of employment, and a polite request for allocation of a quarter or residential unit.

Home Allotment Letter

A home allotment letter is an official document issued by a builder or housing authority to confirm the allocation of a home or residential unit to a specific individual. The letter typically includes details such as the name and address of the allottee, the property description, the date of allotment, and the terms and conditions of the allotment.

Car Parking Allotment Letter Builder Format

The car parking allotment letter builder format typically includes details such as the name and address of the builder, the name of the allottee, the location and size of the parking spot, and the terms and conditions of the allotment, including the duration and charges.

Parking Allotment Letter Format

It starts with the “company name” or the “name”. The address of the person or the company. Followed by salutation, subject, body and signature of the writer.

Quarter Allotment Letter Format

Here in this quarter allotment letter format, you focus on writing a letter to the manager or supervisor of your company to provide the facility of residence by the company for its employees and staff. You can undoubtedly change and write it as per your wish and need. There is no hard or fast rule for writing a quarter allotment letter.

Staff Quarters Allotment Letter Format

The staff quarters allotment letter format can be the same as the format of the quarter allotment format

Company House Allotment Letter Format

Company house allotment letter is written to allotting company house to the employees or secretaries by the company. 

Builder Allotment Letter Format

{The builder allotment letter is issued by the builder at the time of initial payment of the flat. This amount is the initial booking amount. Customer can any day cancel such agreement and ask for a refund (if any mentioned in the deed)}

Car Parking Allotment Letter Format

Car parking allotment letter can be written in any format as wished by the person requesting the parking space. It starts with the president/chairman, date and address. The subject of the letter then follows it. Respected ma’am/sir is added in the letter next. After this, you can start by writing your request. Your name, flat number, vehicle number and other card details.   In the end, you can add thank you and your name and send your request letter. 

Residential Plot Allotment Letter Format

People usually apply for the residential plot allotment letter after seeing the invitation for application in public papers. 

Hence such allotments are done by picking an application as a draw. All the applicants are provided with an allotment letter based on specific terms and conditions of issuance. Also, it depends on the mode of payment. 

How to Download Allotment Letter

You can download allotment letters from the internet and various other options on the internet. Allotment letter format is also available in a quick pick and fill format. You have to select an allotment letter format for any specific registration and fill it on the go. Allotment letters are essential, but many people don’t know the format and how to write a particular note in a specific form. Hence such ready-made letters are always helpful for writing a robust and appealing allotment letter.

House Allotment Application Format

A House allotment letter is usually helpful if you’re willing to book a house or a building that is yet to be constructed. This letter is written to the builder/owner of the property by the buyer. This letter cannot be written by a person who wants a building on rent.

House allotment application letter format is almost the same as flat allotment letter. But in this case, you write a letter to book the entire property/building and not just anyone flat.

Hence, knowing the format of house allotment letters is essential.

Mhada Allotment Letter

Maharashtra housing and area development authority (MHADA) develops homes for the middle class and lower-class people. 

To apply for an MHADA scheme, every applicant has to submit an application and a money deposit. The applicant should have raised an MHADA allotment letter and, at the same time, completed the eligibility criteria for applying. 

BDA Allotment Letter

The BDA application for quarter allotment is always in the benefit and favour of the owner, who is presently the original allottee of the allotment letter. The possession letter usually issued by BDA is always in favour of the owner that currently owns the property as per the possession letter format from the seller to the buyer. The record of handing over the property’s possession to the current owner is also done simultaneously. 

Hence, it can be said that an allotment letter is the most critical part of a property document. If you want to know more about getting an allotment approved, the process of approval and the documents required for applying for the allotment, then visit our page. 

Frequently Asked Questions

What is Patta Chitta – The Online Application Process Broken Down

Patta Chitta is a crucial land record upheld by the Tamil Nadu Government, serving as proof of ownership and survey details respectively. Patta acts as a certificate of land ownership, issued by the Revenue Department, containing essential details like owner’s name, survey number, and land area. 

These documents play a pivotal role in legal transactions such as property sales, mortgages, or leases, ensuring the legitimacy of ownership. In Tamil Nadu, India, Patta Chitta is indispensable for establishing and registering property ownership and facilitating various legal procedures concerning land and real estate.

Chitta, on the other hand, is issued by the Survey and Settlement Department of the Tamil Nadu Government. It is a document that contains detailed survey information on a particular piece of land, including the boundaries, area, and other important details. The Chitta is also an important document as it is required for various legal transactions, such as the transfer of ownership of a property. 

To obtain a Patta and Chitta, individuals need to apply for them through the appropriate government department. The application process typically involves submitting the required documents, such as proof of ownership, survey plan, and payment of relevant fees. Once the application is processed, the Patta and Chitta are issued to the applicant.

It’s important to note that the Patta and Chitta are different from the land title deeds. Patta and Chitta are issued by the government and prove the ownership of the land while title deeds are issued by the courts and prove registration land details as well as the legal ownership of the land. The Patta and Chitta are also not the same as the building plans or the Encumbrance Certificate (EC). 

Building plans are issued by the local authorities and prove that the building on the land is as per the government norms, and EC is issued by the sub registrar’s office and proves that there are no legal liabilities on the land. In this blog, we’ll look at Patta Chitta in detail. Also, you can view your Patta Chitta online status on the Patta Chitta website.

What is Patta?

Patta is a government record containing land ownership, area of land, and the location with survey details. Verifying Patta documents will show that property is being bought from the rightful owner per the Government records and property survey records online while purchasing any property.

To have a clear property title, a valid Patta with the seller is a must for the land that he/she is selling. After purchasing the ground, the buyer must apply to the concerned Taluka office to transfer Patta to the buyer’s name to maintain a clear title. 

What is Chitta?

Maintained by the pertaining Village Administrative Officer (VAO) and Taluka office, Chitta is none other than a government document concerning immovable land. In the Chitta, the assortment of the land between Nanjai and Punjabi is rendered along with the property owner’s details. Land with plenty of water bodies is referred to as Nanjai. Land with fewer water bodies and facilities, such as bore-wells located in Punjabi, also falls under this category.

How to Acquire Patta and Chitta?

The Government of Tamil Nadu has arranged tracking of Tamil Nadu land records in a computerised format bearing Patta and Chitta, and they have made the same available online.

Step 1: Go to Patta Chitta Online Website

The Patta Chitta website (Tamil Nadu) is available in English & Tamil. You can change the settings if you wish to view it in English.

Step 2: Select View Patta and FMB, Chitta, or TSLR Extract

Select the Patta and FMB, Chitta, or TSLR Extract and pick out the district where the property resides.

Step 3: Information of Property

They were accompanied with the survey number, and subdivision number, details like taluk, village, ward, and block are requisite by Patta Chitta online website or the Tamil Nadu land survey department website.

Step 4: Check the Patta Chitta from the Town Survey Register

Upon submitting the property details, the succeeding Certificate from the Town Survey Land Register would be issued online with information on the land or property. The Certificate would inherit points like construction characteristics on the property, municipal door number, locality, type of land, etc.

Reassigning Patta Chitta

Certain things that can modify the country’s prospects have been implemented by our government, such as the Digitalisation of the land record. There are many rules and specifications rolled out in Tamil Nadu’s state concerning online land records under this article. You can gain updates on your land documents, known as Patta Chitta documents, from the official website. These documents are required to digitise your land records in Tamil Nadu for 2021. You can easily apply for the Patta Chitta documents using the provided step-by-step instructions.

Tamil Nadu Patta

The government has blossomed since the launch of digitisation. Digitisation pertains to digitising actual indispensable documents regarding a specific procedure in the country. One such document that Tamil Nadu has relinquished is known as the Patta document. It consists of the owner’s name, including the number of Patta and the land survey number and subdivision. It also includes the respective district, taluk, village names, the dimensions or area of the land, and tax details. Lastly, it mentions whether the ground is a Wetland or Dryland.

These are the details included in the document. 

Chitta Land Ownership

The points about land and revenue are portrayed or shown to the residents through the Chitta document. It is primarily classified into the following categories: –

• Wetland (Nanjai)
• Dryland (Punjabi). 

Services available on Patta Chitta portal

• Patta Chitta Online application
• Check Patta Chitta online status
• Verify Patta certificate
• Transfer of Patta Chitta
• View register extract
• No application status
• Verify Poramboke land

Documents Required

The following documents are needed if you are applying for the Patta Chitta documents as per the official website of the Tamil Nadu land records: –

• Sale Deed for substantiation– the tahsildar or the concerned office must receive the original sale deed along with the photocopy.
• Possession proof- to verify that your land belongs to you, one needs to issue identification. Following documents can be used as proof of residency.
  • Paid Tax Receipt
  • Electricity bill.
  • Encumbrance certificate.

Procedure to Change the Name in Patta

• Go to the respective village administration office.
• Ask for a name change form and fill it carefully.
• Attach all the required documents like sale deed, tax receipt, electricity bill, encumbrance certificate, etc
• Submit this form in the same office
• It will take 30 days for the changes to reflect

These changes are helpful and essential to safeguard your Patta Chitta and have no bickering or whatsoever from any official or person regarding your land or property.

How much does it cost to add Patta online in Tamil Nadu?

To add Patta online in Tamil Nadu, individuals need to visit the official website of the Tamil Nadu government’s Revenue Department. The process of applying for Patta online involves filling out an application form and submitting it along with the required documents and a fee. The cost of applying for Patta online varies depending on the type of land and the extent of the land. It is recommended to check the official website for the current fee structure.

What can I do with my Patta after obtaining it in Tamil Nadu?

After obtaining a Patta in Tamil Nadu, individuals can use it for various legal transactions such as selling, mortgaging, or leasing of property. It is important to keep the Patta updated and in a safe place as it serves as proof of ownership of the land. If the Patta is lost or damaged, individuals can apply for a duplicate Patta by submitting the required documents and a fee.

Why is Patta an important document in Tamil Nadu?

Patta is an important document that serves as proof of ownership of a piece of land or property in the state of Tamil Nadu. It is required for various legal transactions such as selling, mortgaging or leasing of property. It also contains important details such as the owner’s name and the survey number of the land. Obtaining a Patta is also a necessary step in obtaining other important documents such as Chitta and Encumbrance Certificate (EC).

How can I view my land survey number details online in Patta Chitta?

Individuals can access the details of their land survey number online on the official website of the Tamil Nadu government’s Revenue Department. By entering the survey number, individuals can view the details of their land including the boundaries and the extent of the land in square feet.

What services are available on the Patta Chitta mobile app?

The Tamil Nadu government’s Revenue Department has launched a mobile app that provides various services related to Patta and Chitta. Users can apply for Patta and Chitta, view the status of their applications, check the details of their land, and make payments through the app.

How can I check the status of my TN Patta Chitta online?

Individuals can check the status of their TN Patta Chitta online by visiting the official website of the Tamil Nadu government’s Revenue Department. They can check the status of their application by entering their application number or survey number. They can also view the details of their land and download a copy of their Patta and Chitta online.

How do I transfer ownership of Patta Chitta?

To transfer Patta Chitta, individuals need to apply for a transfer of ownership through the appropriate government department. The process typically involves submitting the required documents, such as the current Patta, Chitta and the sale deed, and paying the relevant fees. Once the application is processed, the transfer of ownership will be registered.

How can I check the status of Poramboke land in Patta Chitta online?

Poramboke land refers to land that is not classified as private or government land. To check the status of Poramboke land in Patta Chitta online, individuals need to visit the official website of the Tamil Nadu government’s Revenue Department and enter the survey number of the land. The website will show if the land is classified as Poramboke land.

How do I check my Field Measurement Book (FMB) online?

FMB stands for ‘Field Measurement Book’ which is a record of the survey details of a piece of land. To check FMB online, individuals need to visit the official website of the Survey and Settlement Department of the Tamil Nadu government. They can check their FMB by entering the survey number of the land.

How can I cancel a Patta of land issued to another person by the taluk office?

To cancel a Patta of land issued to another person by the taluk office, individuals need to file a complaint with the taluk office and submit the required documents as proof of their ownership. The taluk office will then investigate the complaint and take appropriate action. The process may also involve a hearing and legal proceedings. It is advisable to consult with a lawyer for assistance in the process.

How does the digitisation of Adangal records benefit land records management in Tamil Nadu?

Adangal is a record of the land and its cultivators maintained by the Revenue Department of Tamil Nadu. The Tamil Nadu government has initiated the process of digitisation of Adangal records, which will make it more accessible and easier to update. This process will also help in reducing errors and delays in land records management.

How can I access my Patta Chitta through the mobile app?

The Tamil Nadu government’s Revenue Department has launched a mobile app that provides various services related to Patta and Chitta. Users can download the app on their mobile devices, register and login to the app. Once logged in, they can access their Patta and Chitta details and other land-related services. Users can also make payments and check the status of their applications through the app.

And now that we have broken down the property owner’s details and island ownership in the state of Tamil Nadu, concerning Patta Chitta, here’s a little something about Patta. It is written in Hindi as ( पट्टा) it is a type of land deed issued by the government to a person/organisation. It denotes a small piece of land that gives the owner benefits from the government.  We hope we have been able to clear all your doubts. If you’re looking to buy a new house, leave the hassles and paperwork to the experts at NoBroker. House hunting is made simple and stress-free, just click the link below to start your land search online now!  

FAQs

Things You Should Know Before You File a Partition Suit in India

Are you caught in the complex web of property disputes, specifically related to partition suits in India? If you’ve ever wondered how to navigate this challenging legal terrain, you’re in the right place.

In this blog, we’re about to demystify the world of partition suits in India. We’ll provide you with clear, actionable insights and guide you through the intricate process of protecting your property rights through partition suits. 

Join us as we unravel the procedures, laws, and practical steps you need to take. It’s time to take control of your property-related concerns – read on to discover the path to a more secure future.

What is a Partition Suit?

Partition, essentially, means separation. A Partition Suit, on the other hand, represents a legal dispute between parties who own a property but have different ideas about its use. This legal process is a powerful tool for resolving conflicts over property interests. Through the partition suit, the court can decide the ownership rights of the members based on legal precedence. 

The cost of filing a partition suit varies from state to state. For example, the court fees for partition suits in Karnataka is fixed at Rs. 200 based on Section 35(2) of the Karnataka Court Fees and Suits Valuation Act of 1958, whereas the same suit costs Rs 500 in New Delhi. 

Let’s see who can file a partition suit in a court and what’s the procedure to file it.

Who Can File a Partition Suit?

A partition suit is a legal process that divides property among co-owners. In India, the partition of property is governed by the Hindu Succession Act, 1956, and the Indian Partition Act, 1893.

Any or all of the co-owners of a property can file a partition suit. The co-owners can be legal heirs also if it is a family property. Anyone having a share in the property which is intended to be partitioned can file the suit.

Co-owners can be defined as those who have a joint title to the property, either by inheritance, gift, or purchase.

Legal heirs are those who are entitled to inherit the property of a deceased person in accordance with the law of succession.

Anyone having a share in the property could be a co-owner, a legal heir, or a third party who has acquired a share in the property through purchase or gift.

There is no limitation period for filing a partition suit. However, it is advisable to file the suit as soon as possible to avoid any complications.

Can a Minor File a Partition Suit in India?

A partition suit is a legal process that divides property among co-owners. In India, the partition of property is governed by the Hindu Succession Act, 1956, and the Indian Partition Act, 1893. Minors can also file a partition suit with the help of their legal guardians or representatives. Here are some important points to keep in mind when a minor files a partition suit in India:

1. A minor can file a partition suit through his legal guardian or next friend (a person who represents the minor in court).
2. The legal guardian or next friend must obtain the court’s permission to file the suit on behalf of the minor.
3. The court may appoint a guardian ad litem (a person appointed by the court to protect the interests of a minor) to represent the minor in the suit.
4. The court may direct that the property be partitioned in such a way that the minor’s share is protected and preserved.
5. The limitation period for a partition suit in India is 12 years from the date when the right to sue accrued.

If you are looking to file a partition suit on behalf of a minor, NoBroker Legal can help you with legal advice and representation.

What is the Procedure to File a Partition Suit in India?

Before filing any legal complaint, the Indian Code of Civil Procedure, 1908 dictates sending an official legal notice to the concerned party. In case the notice is neglected or avoided, the plaintiff can file a legal case against the concerned party in the Indian courts. Here is a detailed look at the entire process of filing a partition suit:

• The first step is drafting a plaint (complaint). The court prescribes following the correct format of plaint in a suit for partition. The person filing the complaint is known as the plaintiff whereas the other party will be the defendant. The correct format of a plaint in a suit for partition will have details like the name of the concerned parties, their residential addresses, type and explanation of the complaint, and an affidavit stating that the complaint is true as per the plaintiff’s knowledge. Here is the correct format of a plaint in a suit for partition
• The second step is filing a power of attorney which is a legal document instating power to your legal representatives in matters of disputes. 
• Pay the Partition Suit Court Fees. The fees may vary based on the case and the state in which it is filed. Consult your legal advisors for determining the exact amount. 
• Once the payment is complete, the court will fix a date to take your dispute and review it. 
• It is very important to note that it is at the court’s discretion whether the case is picked up or not. The court decides if a claim has any merit and proceeds further. If the case is accepted by the court, only then a legal notice will be sent to the defendant asking them to appear before the court with their side. 
• The defendant needs to respond to the court’s legal notice with a written statement within 30 days of receipt. 
• The plaintiff reviews the defendant’s statement and if not satisfied, can reply with written documents, known as replication. 
• After replication, both the parties will be asked by the court to submit relevant documents to prove their claim of ownership. The parties are also required to produce witnesses before the court to prove their ownership within 15 days of the legal proceedings. 
• The court reviews the documents and based on the findings from the proceedings, awards ownership. The parties will also receive a certified copy of the court’s decision to avoid any further disputes. This is known as the final decree in partition suit format.

How to Draft a Partition Suit?

A format of suit for partition and declaration must contain:

• Title for the suit 
• Court’s Jurisdiction
• Suit no. with year 
• Name of Plaintiff
• Name of Defendant
• Relationship between the plaintiff and defendant
• Issue for suit
• Current Market Value of the Property
• Claims of the Plaintiff
• Property Schedule
• Signatures, Verification of the property. 
• Location, date, sign. 

Here is the correct legal notice format for partition suit:

List of Documents Required for Filing a Petition Suit

Here’s a list of documents required for filing a suit for property partition in India:

• ID proof of legally identified heir
• Certified copies of the property with a description
• Property Valuation
• Birth proof of the legal heir
• Residence proof of the heir
• Original death certificate of the registered owner. 
• Residence proof for the deceased

What is the Fixed Limitation Period for a Partition Suit?

Any limitations in the partition suit follow guidelines from the Limitation Act. According to the Limitation Act, in the case of a suit for partition, the limitation is fixed at 12 years from the day the plaintiff claims the property. The partition suit limitation for ancestral properties is also fixed at 12 years. 

While the guidelines and procedure for a partition suit are relatively straightforward, it’s strongly recommended to seek an amicable settlement whenever possible.

However, if a mutual agreement isn’t viable, a partition suit serves as a legal avenue to help both parties resolve their property disputes. This process typically spans around two years and hinges on the documents submitted by each party.

If you require the expertise of legal professionals to compose a partition suit notice, don’t hesitate to reach out to NoBroker. Our team offers top-tier property-related legal advice and consultations. Feel free to leave a comment on this blog, and our dedicated executive will promptly respond to your inquiries.

Different Ways in which a Property can be Partitioned in India

Here are some ways in which Property can be partitioned in India

1. Partition through Consent

A family settlement or a partition deed can be used to divide the property according to mutual consent.

The property is divided between the co-owners by partition deed. The purpose of this deed is to partition the property such that each party has an absolute title to their respective portion. 

2. Court-based court partition

A legal notice stating each co-interest owner in the property, their portion, and the action to be done must be served on each co-owner before filing a partition suit in order to try to resolve the conflict. Even after this, a civil lawsuit is brought before the court if the matter is not resolved.

3. Partition by Will Probate

A copy of the Will that has been certified with the court seal is known as probate. According to Section 222 of the Indian Succession Act, 1922, only Will’s executor may receive probate.

Following the petition’s submission, the Court publishes a notice in any respected publication to solicit objections. If there is no opposition, the Court awards probate after concluding that the evidence is satisfactory.

Divisible and Non-Divisible Property During Partition

When a property is jointly owned, it can be divided into two types: divisible and non-divisible. Divisible property can be easily divided among co-owners, while non-divisible property cannot be divided without losing its value. Here are some important points to keep in mind when dividing divisible and non-divisible property during a partition suit:

• Divisible property includes property that can be easily divided among co-owners, such as cash, bank deposits, and stocks.
• Non-divisible property includes property that cannot be divided without losing its value, such as a family home, a business, or a piece of land that is not easily divisible.
• If the property is divisible, it can be divided into equal shares among the co-owners.
• If the property is non-divisible, the court may direct that the property be sold, and the proceeds be divided among the co-owners.

How long does the court take to pass orders on partition suits?

There is no fixed time as to how long it will take for a court to pass orders on a partition suit. The time taken will vary depending on a number of factors, including:

• The complexity of the case
• The number of parties involved
• The workload of the court
• Whether there are any appeals filed

In general, however, it can take anywhere from a few months to several years for a court to pass orders on a partition suit.

In India, a partition suit typically proceeds in two stages:

1. Preliminary decree
2. Final decree

The preliminary decree determines the rights of the parties in the property and declares that the property is to be partitioned. The final decree sets out the manner in which the property is to be divided.

It is usually the preliminary decree that takes the longest to obtain. This is because the court has to examine all of the evidence and arguments presented by the parties before it can make a decision. Once the preliminary decree has been passed, the parties can then try to reach an agreement on how to divide the property. If they are unable to reach an agreement, the court will pass a final decree setting out the manner in which the property is to be divided.

Here are some tips to help speed up the process of a partition suit:

• File the suit as soon as possible after the parties have decided to partition the property.
• Cooperate with the other parties involved in the suit and try to reach an agreement on how to divide the property as soon as possible.
• Provide the court with all of the relevant evidence and documentation as soon as possible.
• Be prepared to attend court hearings and cooperate with the court’s process.

If you have any questions or concerns about the time it is taking for the court to pass orders on your partition suit, you should speak to your lawyer.

 Is it compulsory to register a partition deed?

Yes, it is compulsory to register a partition deed in India. This is required under Section 17 of the Indian Registration Act, 1908. A partition deed is a document that records the division of a property among its co-owners. It is a legally binding document and can be used as evidence in a court of law.

An unregistered partition deed is not valid and cannot be used as evidence in a court of law. This means that if there is a dispute over the property, the unregistered partition deed will not be helpful.

To register a partition deed, the parties involved must pay a stamp duty and registration charges. The stamp duty varies depending on the value of the property and the state in which it is located. The registration charges are typically 1% of the value of the property.

Once the stamp duty and registration charges have been paid, the partition deed can be registered at the sub-registrar’s office in the area where the property is located. The sub-registrar will verify the deed and register it in the government records.

Here are the benefits of registering a partition deed:

• It provides legal evidence of the division of the property.
• It can be used to protect your rights in the property.
• It can help to avoid disputes over the property in the future.
• It is required for certain transactions, such as selling or transferring the property.

If you are planning to partition a property, it is important to carry out partition deed registration. This will help to protect your rights and interests in the property.

Latest updates on partition suits in India

Partition of divisible and non-divisible property: In a recent judgment, the Supreme Court held that the court has the power to divide both divisible and non-divisible property in a manner that is fair and equitable. This means that the court can order the sale of non-divisible property, such as a house, and divide the proceeds among the co-owners.

Amendment of plaint after commencement of trial: The Karnataka High Court has held that the amendment of a plaint after the commencement of a trial is permissible if the fundamental character of the suit is not affected. This means that the court can allow the parties to amend their plaint to add or remove new facts or parties, even after the trial has started.

No need for separate final decree proceedings: The Supreme Court has held that there is no need to file separate final decree proceedings in a partition suit. The trial court can proceed suo motu to pass a final decree after passing a preliminary decree. This will help to speed up the process of partition suits.

Settlement deed in a partition suit: The Supreme Court has held that a settlement deed in a partition suit must include the written consent of all parties. A consent decree among only some parties is not maintainable. This means that all of the co-owners must agree to the terms of the settlement deed before it can be valid.

Hindu Succession (Amendment) Act, 2005: The Hindu Succession (Amendment) Act, 2005, gave daughters equal rights in the ancestral property of their father. This means that daughters can now file partition suits to claim their share in the ancestral property.

How Can NoBroker Help

In conclusion, we’ve unraveled the intricate process of partition suits in India, shedding light on the meaning, format, declarations, and procedure. Now, it’s your turn to take control of your property-related concerns. If you’re considering embarking on this legal journey, remember that while the guidelines may seem straightforward, they can be fraught with complications if handled alone. Our expert team at NoBroker specializes in navigating these intricacies, ensuring a smooth resolution to your property disputes. Don’t hesitate – contact NoBroker today for a swift and efficient solution tailored to your needs.

FAQ’s

A Guide to Property Registration Fee and Stamp Duty in Tamil Nadu

The stamp is one of the significant aspects that is taken into being while registering a property. The state government imposes stamp duty and registration charges at the time of property transactions. The value of a particular land varies from one state to another. Tamil Nadu is one such state that is known for its high stamp duty and plot registration charges. So, the property buyers should be ready to pay a handsome amount for registration and stamp duty in Tamil Nadu. 

Stamp Duty in Tamil Nadu

We have already discussed that the stamp duty and plot registration charges in Tamil Nadu are pretty high along with the MODT charges in Tamil Nadu 2022

Now, let us look at the document charges for land registration in Tamil Nadu. 

Sale Deed Registration Charges in Tamilnadu

In the case of selling the property, the stamp duty charges in Tamil Nadu are 7% of the property’s market value. The registration fee for the same is 4% of the market value. If you have gifted or have received land as a gift, then the gift deed registration charges in TamilNadu remain the same, i.e., 7% and 4%.  

Release Deed Stamp Duty in Tamilnadu

There are two kinds of release documents that you are charged for, i.e., one is among the family members, and the other is among the non-family members. In the case of release deed registration charges in TamilNadu among the family members, the stamp duty and registration fee are 1% of the market value; the maximum limit is Rs. 25,000/- on stamp duty and Rs. 4,000/- on plot registration. If the release deed is among the non-family members, then the stamp duty levied is 7%, and the registration fee is 1%. 

Settlement Deed Stamp Duty in Tamilnadu

As per the settlement deed registration charges, Settlement Deed rules in Tamil Nadu in Tamilnadu is different for family and non-family members. If the family settlement deed stamp duty in TamilNadu is among family members, then the stamp duty in Tamil Nadu is 1% of the market value with a maximum limit of Rs. 25,000/-. The registration charge is also 1%, the maximum limit being Rs. 4,000/-. Apart from the family members, the settlement deed registration charges among outsiders have a stamp duty of 7% and a registration fee of 4% of the property’s market value. 

Lease Deed Registration Charges in Tamilnadu

Lease agreement documents are of various kinds, and they need to be registered. The lease deed agreement’s stamp duty and registration charge is 1% of the rent and fines. The maximum limit for the charges is Rs. 20,000/-. For leases up to 99 years, the registration fee remains 1%, and the stamp duty is 4% in addition to any rent or fine. For lease deeds beyond 99 years, the registration fee is again 1%, and the stamp duty increases to 7% in addition to advance or premium.  

Stamp Duty for Power of Attorney in Tamilnadu

There are different stamp duty and registration fees for the power of attorney registration fees in TamilNadu. In case of a general power of attorney for the sale of immovable property, the stamp duty is Rs. 100/-. The registration fee is, however, higher, i.e., Rs. 1,000/-. In the case of selling a property under the general power of attorney, the stamp duty is Rs. 100/- and the registration fee is Rs. 50/-. The general stamp duty for power of attorney is 4% and the registration fee 1%, with a maximum limit of Rs. 10,000/-. 

Stamp Duty for Partition Deed in Tamilnadu

There are stamp duty and registration fees for partition in Tamil Nadu. In a split of property among family members, the stamp duty and plot registration charge are 1% of the property’s market value. The maximum limit of both is Rs. 25,000/- and Rs. 4,000/- respectively under every unit of partition. In the case of a partition deed stamp duty in TamilNadu among people who aren’t related, the stamp duty is 4%, and the registration charge is 1% of the market value of individual shares. 

Sale Agreement Registration Charges in Tamilnadu

In the case of selling the property in Tamil Nadu, the stamp duty levied is just Rs. 20/- (1% of the token money), and the registration charge is 1% on money advanced, i.e., 1% on total consideration if the possession of the property is given to the other person. For an agreement related to construction, the stamp duty and registration fee is 1% of the higher value out of the cost of the building. In case the sale agreement registration documents in Tamil Nadu are cancelled, then the fee is Rs. 50/-.     

So, these are some of the different kinds of stamp duty levied in Tamil Nadu. There are additional charges for separate deeds. Let us now look at some other plot registration charges. 

Land/Property Registration Fee in Tamil Nadu

The office of land registration in Chennai has implemented the plot registration charges and stamp duty in Tamil Nadu; whether it is E-Stamping or stamp duty related to any deed, this can be done through a registrar. The stamp duty charges are the highest in this state. It is because the Tamil Nadu Stamp Act of 2019 is applicable in the state. The Tamil Nadu Stamp Duty Act is made to generate revenue for the Indian Government. The act also makes stamp duty compulsory on some deeds. The documents under stamp duty are considered authentic to carry out plot registration. 

Since the lockdown was imposed across the globe, the stamp duty charges have visibly become low. For example, land registration fees in TamilNadu were as high as 11%, but they have reduced to 6% due to the pandemic. COVID has globally affected us, and as a result, the plot value has been reasonably reduced. 

Since the COVID cases have reduced and vaccinations have been done, stamp duty charges have increased again. Let us further discuss in detail the stamp duty in Tamil Nadu.

Plot Registration Charges in Tamil Nadu

The stamp duty and registration fees in Tamil Nadu and Chennai are the same. The Chennai office implements the cost regarding stamp duty and plot registration. Well, in the case of plot registration, the fee is 1%, with a maximum limit of Rs. 4,000/-. In other cases, the stamp duty is 7% of the market value of the property.   

Agricultural Land Registration Charges in Tamil Nadu 

In Tamil Nadu, the charges for buying agricultural lands are also high.  Thus, the agriculture land registration fees in TamilNadu on stamp duty is 7% of the market value of the property.Similarly, the registration fee charged is 1% of the property value. This figure is the same as that of sale, resale, and property registration in Tamil Nadu. Therefore, the agriculture land registration fees in Tamil Nadu are pretty high. Thus, you need to preserve a substantial amount before thinking of buying land in Tamil Nadu.   

GST for Land Registration in Tamil Nadu

Since the GST Council meeting was held on 24 February 2019, new GST rates have been released. The GST rates in residential areas are as follows:

1. GST is charged at 5% without ITC (Input Tax Credit) on residential properties. It is not a part of an affordable housing segment. 
2. GST is charged 1% without ITC on residential properties included in the affordable housing segment. 

GST in Tamil Nadu is 12%. It does not apply to the sale or resale of old properties. Now, let us discuss the housing segment qualifying criteria for housing properties. 

• The total carpet area of the property must not exceed 60 square meters in metropolitan areas.
• The total carpet area must not exceed 90 square meters in non-metropolitan cities.
• The total value of the property must not exceed Rs. 45 lakhs. It is applicable in metropolitan and non-metropolitan areas. 

Now, let us look at the benefits of GST in Tamil Nadu.

• The tax structure leads to greater adherence from builders. 
• The GST rate for the property of the buyer has been reduced to 1%.
• Better pricing happens due to GST. 

How to Calculate Stamp Duty in Tamil Nadu

In Tamil Nadu, a property buyer pays stamp duty as stipulated by the Government. The stamp duty is levied on either the ready rate or the consideration value of the property, whichever is greater. For example, if the agreed value of a property is Rs. 50 Lakh and the other value is Rs. 40 Lakh, the stamp duty is computed on the more significant amount, i.e. Rs. 50 Lakh.

Several things determine the stamp duty. For example, the worth of the property, the kind of the property, the location of the building, the number of floors, and the property age (in years) are some of the elements that influence stamp duty.

Stamp Duty and Registration Charges for Women

Keep in mind that in Tamil Nadu, women cannot receive a discount on property ownership. In Tamil Nadu, women and men are required to pay the same stamp duty and property registration fees, unlike other states. For example, in Delhi, male homeowners must pay 6% in stamp duty whereas female home buyers must pay 4% on the property market value. 

Stamp Duty Tamil Nadu Payment: Online and Offline Process

As previously stated, the Registrar/Sub-office Registrar’s in the jurisdiction where the property was purchased is where the stamp duty and registration fees must be paid.

Non-judicial stamp sheets, which are available at the offices of the Sub-Registrar, are the best option to pay the aforementioned fees in Chennai.

Through the E-stamping function, one may also pay stamp duty online. To get an e-stamp, just go to the Stock Holding Corporation of India Limited (SHCIL) website at http://www.shcilestamp.com/ and follow the instructions.

Step 1: Go to the SHCIL official website.

Step 2: Pick an e-stamp service.

Step 3: From the drop-down option, select “state”.

Step 4: Finish filling out the application and click the “Download” tab.

Step 5: The buyer must turn in this form to the nearby SCHIL branch.

Step 6: Make the payment by an account transfer, NEFT/RTGS, check, cash, or other method.

The payment for the same can be made at the relevant SHCIL branch in Chennai via NEFT/RTGS, cash, or DD deposit.

Property Registration in Tamil Nadu: Documents Required

Here are the required documents for paying the property registration charges in Tamil Nadu:

• PAN card and a signed receipt attesting to the proper payment of the stamp duty
• A form of identification for the executant and the claimant, such as a PAN card, driver’s licence, voter ID, passport, Aadhaar card, etc.
• A document from the witnesses proving your identification
• Two passport-sized photos that both parties must carry
• If applicable, a No Objection Certificate (NOC)
• Tax clearance certificate or no due certificate
• Property-related documents, such as a power of attorney, a sale deed, a conveyance deed, etc.
• Passbook for Pattadar

Registration Charges for Resale of Property in Tamil Nadu

The sale and resale of the property have the same stamp duty and plot registration. The stamp duty for resale of property is 7%, and the plot registration fee is 1% of the property’s market value or the sale agreement value. 

So, this is all the information regarding the stamp duty and registration charges in Tamil Nadu 2021. Tamil Nadu has one of the highest stamp duty and plot registration fees. Thus, if you wish to buy a property, you need to reserve a significant amount for stamp duty and registration fees. According to the sources, CREDAI Chairman S Sridharan emphasized that stamp duty must be reduced from 11% to 5 %. Still, the registration charges will remain the same, i.e., 1% on all dealings regarding the property. 

The Tamil Nadu government enables property registrations on three auspicious days deemed in the Tamil calendar to increase income. So far, Tamil Nadu’s sub-registrar offices have remained closed on these days. Thai Poosam and Aadi Perukku are two days that the Government will contemplate allowing property registration from now on. However, those registering property on certain days may have to pay an additional registration fee and stamp duty in Tamil Nadu. For more details on Stamp Duty in Tamil Nadu contact our legal team.

Advantages of Taxation on Stamp Duty and Registration Fees

Purchasing property is a significant financial investment, but it can also offer tax benefits. Stamp duty and registration charges are no exception. Homebuyers can avail tax benefits under Section 80C and Section 24 of the Income Tax Act, 1961. Under Section 80C, homebuyers can claim a deduction of up to Rs. 1.5 lakhs on stamp duty and registration charges paid for the purchase of a property. Additionally, under Section 24, homebuyers can claim a deduction of up to Rs. 2 lakhs on the interest paid on a home loan for a self-occupied property.

NoBroker offers home loan services that can help homebuyers navigate the complex process of obtaining a home loan. Our team of experts can assist you in finding the right home loan option that meets your needs, as well as offer advice on how to make the most of tax benefits available on stamp duty and registration charges.

Process of Settling Stamp Duty and Registration Fees in Tamil Nadu

Paying stamp duty and registration fees in Tamil Nadu is a straightforward process. You can pay these fees offline or online. Here are the steps to follow:

Offline Payment:

1. Collect the stamp paper from the authorized vendor.
2. Calculate the stamp duty and registration fees payable using the appropriate formula.
3. Pay the fees at the designated bank or treasury.
4. Collect the receipt.

Online Payment:

1. Visit the Tamil Nadu Registration Department’s official website.
2. Click on “E-Services” and select “Payment of Stamp Duty and Registration Fees.”
3. Fill in the required details such as property details, stamp duty, and registration fees.
4. Choose the payment method and complete the payment.
5. Take a printout of the receipt.

Factors Influencing Stamp Duty in Tamil Nadu

The stamp duty is calculated based on the property’s market value or the transaction value, whichever is higher. Here are the factors that affect stamp duty in Tamil Nadu:

1. Location of the property – Stamp duty rates vary based on the property’s location, such as the city, town, or village.
2. Type of property – The stamp duty rates differ for residential, commercial, and industrial properties.
3. Age of the property – Old properties attract a lower stamp duty compared to new properties.
4. Gender of the buyer – Female buyers are eligible for a 1% reduction in stamp duty.

The table below shows the stamp duty rates in Tamil Nadu:

Property Type	Stamp Duty Rate
Residential Property	7%
Commercial Property	8%
Industrial Property	8%
Agricultural Property	7.5%

Factors Influencing Registration Charges in Tamil Nadu

Registration fees are calculated as a percentage of the property’s market value or the transaction value, whichever is higher. Here are the factors that affect registration fees in Tamil Nadu:

1. Location of the property – Registration fees vary based on the property’s location, such as the city, town, or village.
2. Type of property – The registration fees differ for residential, commercial, and industrial properties.
3. Age of the property – Old properties attract a lower registration fee compared to new properties.

Documents Needed for Paying Stamp Duty and Registration Costs in Tamil Nadu

When you’re purchasing a property in Tamil Nadu, you need to pay a stamp duty and registration fee to the government. Stamp duty is a tax levied on property transactions, while registration charges are the fees paid for registering the property with the government. To make these payments, you’ll need to have certain documents in order. Here are the documents you’ll need for paying stamp duty and registration costs in Tamil Nadu:

1. Sale Deed: This is a legal document that proves the sale and transfer of ownership of a property. It contains details about the buyer, seller, property description, sale consideration, and other terms and conditions of the sale.
2. Title Deed: This is a legal document that proves the ownership of a property. It contains details about the owner, property description, and any encumbrances or liens on the property.
3. NOC (No Objection Certificate): If you’re purchasing a property that has already been constructed, you’ll need to obtain an NOC from the builder or society. This certificate proves that the builder or society has no objection to the sale of the property.
4. Encumbrance Certificate: This is a legal document that proves that the property is free from any encumbrances or legal disputes. It contains details about the property, the owner, and any mortgages, loans, or liens on the property.
5. Property Tax Receipts: You’ll need to provide proof that you’ve paid property taxes on the property. This is usually in the form of property tax receipts for the last three years.
6. PAN Card: You’ll need to provide your PAN card details for the payment of stamp duty and registration fees.
7. ID Proof: You’ll need to provide a government-issued ID proof such as a voter ID, Aadhaar card, passport, or driving license.
8. Passport Size Photos: You’ll need to provide two passport size photos for the stamp duty and registration process.

If you’re not sure which documents you need, you can consult a lawyer or a real estate agent like NoBroker who can guide you through the process.

Procedure for Making Online Stamp Duty Payments in Tamil Nadu

Paying stamp duty and registration fees in Tamil Nadu has become easier with the introduction of online payment methods. You can make your payments online from the comfort of your home or office, saving you time and effort. Here’s a step-by-step guide to making online stamp duty payments in Tamil Nadu:

• Step 1: Visit the Tamil Nadu e-Registration website (https://tnreginet.gov.in/portal/)
• Step 2: Click on “Guideline Value Search” and enter the details of the property to get an estimate of the stamp duty and registration fees.
• Step 3: Click on “Online Registration” and fill in the details of the property, buyer, and seller.
• Step 4: Upload the required documents such as the sale deed, title deed, and NOC.
• Step 5: Pay the stamp duty and registration fees online using a debit or credit card, net banking, or mobile wallet.
• Step 6: Once the payment is successful, you’ll receive a confirmation and an appointment for the registration of the property.

It’s important to note that stamp duty and registration fees can vary based on several factors such as the location of the property, the age of the property, and the sale value. It’s a good idea to use the guideline value search on the Tamil Nadu e-Registration website to get an estimate of the fees before making the payment.

NoBroker can help you with the online payment process as well as provide interior real estate services and home loan services. With their real estate legal expertise, you can complete the entire process smoothly and hassle-free. Click below to know more.

FAQ’s

Form 26qb: Penalty, Certificate, payment in 2024

The real estate industry in India is often in the news due to significant financial scams. It is due to the absence of a proper and standardised system that helps manage the money during the transfer of immovable property. The form 26qb is a return-cum-challan form with which the buyer has to deduct TDS as mentioned under Section 1941A of the Income Tax Act, 1961. Tax gets cut off at the source itself, thus minimising corruption. Read on to know more.

What is Form 26qb?

As mandated under Section 1941A of the Income Tax Act, 1961, the government has laid down several rules for the transaction of immovable property. In this case, the buyer (or the deductor) has to deduct TDS if the transaction value exceeds 50 lakhs. The deductor will also be responsible for providing Form 16B to the seller. Now let’s take a look at some of the salient features of the Form 26QB of Income Tax:

• During the completion of a property transaction, the buyer has to deduct TDS at 1% of the total transaction value.
• TDS mentioned under Section 1941A will not be applicable for agricultural lands.
• The buyer cannot deduct TDS on immovable property valued at less than 50 lakhs. For properties that cost more than this amount, 1% TDS has to be paid on the whole transaction amount. For example, if the property you are buying costs 60 lakhs, then TDS has to be paid on 60 lakhs and not on (60-50lakhs) 10 lakhs.
• For payments in instalments, TDS is also proportionately deducted for each instalment individually.
• The buyer does not need a TAN (Tax Deduction Account Number). However, PAN is mandatory for buyers and sellers if a TDS deduction is made through Form 26QB.
• After deduction, the buyer is responsible for furnishing the TDS certificate and Form 16 to the seller.

Penalty For Failure to Deduct TDS Using Form No 26qb

Here are the applicable penalties under various types of default:

• Failure to deduct TDS will lead to a penalty of 1% interest on the TDS dues.
• If the buyer fails to remit the TDS to the government, a penalty charge of 1.5% is slapped on the TDS amount due.
• In situations where there is a delay in filing TDS returns, a hefty penalty amount (Rs 200) is charged for each day of default.

Form 26qb Certificate Download

Follow these few steps as mentioned below:

1. Visit the TIN NSDL website (https://www.tin-nsdl.com/index.html) . Under the “Service” tab, choose the “Epayment” Pay taxes online” option.” 

2. Scroll down, and in the box named “TDS on Property: Form 26QB”, click on “Proceed”.

3. You will be redirected to a new window. First, you have to input all taxpayer information. In the “Tax Applicable” section, choose 0020 if you are paying corporate tax. For others, click on 0021—next, select assessment period, payment type, and residency status. You also need to provide your details along with your PAN. You also need to input the seller’s PAN here. Then click on “NEXT”. 

4. Fill in all the other necessary details, including the property details. Then, you will finally reach the “Payment” page. After the payment via net banking, you can download your Form 26Qb.

Form 26qb Payment

For making a form 26qb online payment, you click “Proceed” from the payment page and pay via net banking. 

Following that, you can visit the TRACES website and register on TRACES as a Taxpayer by simply providing the PAN number and challan number (Form 280 or the Form 26QB challan). Then, get your Form 16B and download it. Remember, this Form is to be mandatorily issued to the seller of the property.

Form 26qb Sample

Here is how a typical TDS form 26qb looks like.

Print Form 26qb

The form 26qb procedure also involves printing and downloading this Form along with a form 26QB acknowledgement. This acknowledgement is an essential piece of document, especially if you want to pay your TDS offline. Read on to know more about this.

Form 26qb Due Date

As mandated, the buyer or the deductor is responsible for submitting form 26QB. The buyer must make Form 26qb payment online within 30 days of the month ending in which TDS has been deducted. After the TDS deposit, the buyer must also issue a TDS certificate to the seller within 15 days of the property transaction.

Form 26qb Offline

If you do not have active net banking, you can also opt for the “E Tax payment on the subsequent date” option, wherein you have to visit your nearby bank branch to pay TDS and obtain your challan for Form 26QB income tax. Then, click on “Proceed” on the payments page, and you will be issued a form 26QB receipt along with an acknowledgement slip. Download this form 26Qb with the acknowledgement number. This slip will be valid for ten days from the date of issue. Once you make the payment at the bank, they will generate your Form 26QB challan or Form 280 for you.

Form 26qb Challan

This is how a form 26qb challan or Form 280 looks like. Note that the buyer should have a copy of this during the transaction of the property.

Date of Tax Deduction in Form 26qb

TDS on the immovable property has to be paid within 30 days from the month ending when TDS was deducted. Thus, if the buyer deducts TDS on March 15, 2021, this TDS has to be paid within 30 days from March 31, i.e., April 30, 2021.

Form 26qb Procedure

As discussed above, you have to log into tin.nsdl.com and follow steps 1-4 for Form 26QB online payment.

Form 26qb Certificate Download

Follow these steps for the form 26QB download after payment:

1. Visit the TRACES website and “Register as a Taxpayer”. You can register by providing your PAN card details as well as the challan number.

2. On completing the registration, you can obtain your TDS certificate or Form 16B.
3. After approximately one week, check your Form 26AS once. By this time, the TDS payment should be ideally reflected by now.
4. To download, simply log in with your credentials and click on the “Download” Tab. Under that tab, click on Form 16B (for the buyer).
5. You can fill in the seller’s PAN details and acknowledgement details related to the property transaction and then click on “Proceed”.
6. After verifying the details, “Submit Request”.

After a few hours, your 26QB form download request will be processed. You can find the download request status as “Available”. Then, you have to download the TDS certificate.

As you can see, Form 26Qb is an essential document for deduction and filing for TDS. Unlike other taxes, the buyer is responsible for a tax deduction and submission to the government, then remitted to the seller. This way, the chances of corruption and money laundering becomes significantly less. If you need any further help in filing your tax returns, you can contact NoBroker legal experts. Wish to know about tax saving investment options? Visit our blog site for detailed information.

FAQ’s

IGRS AP Online – Application, Registration, Stamp Duty & More

The registration and stamps department of Andhra Pradesh has an official portal, a virtual medium to provide citizens with many services. Information about stamp duty, registration fee, property valuation, a list of the notaries, and much more can be found on this online portal, along with many services. Here, in this article, we have given you all the details that you might need regarding IGRS AP. 

What is IGRS AP?

IGRS Andhra Pradesh is an acronym that is used for inspector-general of stamps, revenue, and documents. The authority of IGRS is responsible for levying and collecting various property-related and other taxes in the state. The IGRS is situated in South India and has started an online portal that provides a host of services to its citizens.

Apart from the other services that IGRS provides, it is seen that the portal is more active in taking and solving complaints. This internet-based software facilitates clients to lodge their protests against the Member of Exchange and Members to Resolve, thereby responding. Furthermore, this portal enables us to keep track of all the complaints made.

Lockdown hasn’t affected their services much. Thus, if you wish to know anything, you can log on to their official site.   

IGRS EC Andhra

The Andhra Pradesh government has launched the IGRS Encumbrance Certificate for all property owners. This certificate contains all the details about their property holdings. The encumbrance certificate pertains to obstruction in documentation regarding property on a mortgage or any other legal boundaries. 

IGRS AP EC is a binding document that contains details regarding plots, especially the encumbrance. The certificate is made to assure the buyer that the property is unsold free from any hindrances. Thus, the plot is safe to buy. In states like Andhra Pradesh, Kerala, Karnataka, etc., computerized ECs are made, unlike other states where ECs are handwritten.

Significance of an Encumbrance Certificate in AP

The Andhra Pradesh government presents a document known as an encumbrance certificate which is used to certify ownership of property and enable an individual to obtain a loan from a bank or financial institution. 

An EC acts as proof of ownership and is necessary for obtaining a loan from financial institutions or banks. If  you have not paid your property taxes for more than three years, they must obtain an encumbrance certificate from a Village or Panchayat Officer in order to update the land tax records. 

Additionally, this endorsement is also necessary to withdraw a Provident Fund for the purchase of a property or for the construction of a house.

Purpose of EC 

The chief goal to issue EC is as follows:

1. It is a mandatory document that is used in property transactions as evidence of ownership. 
2. This document is essential for owners who are bound with property-related loans.
3. EC is a detailed document that contains all the details alluding to the property for some time. The paper provides all the necessary information regarding the actual state of the property. 
4. To register a plot in Andhra Pradesh, you have to submit the EC along with the sale agreement, deed, and many other documents. 
5. If the tax regarding property is not paid for more than three years, then the owner has to show the EC to the Village Panchayat Officer for updating the tax records.

So, these are some of the essential vital points regarding IGRS EC Andhra. EC is the most crucial document to be produced before buying, selling, or reselling the property. Now, let us look at the details of an EC. 

EC Details 

The following is the list of AP registration and stamp document details that are included in the encumbrance certificate. 

• Name of the Proprietor
• Subtleties of the property
• Exchange identified with the property
• Information about the home loan or mortgage related to the property
• Total assets 
• Delivery deeds
• Blessing settlement (in case you have been gifted a property.) 

So, these are the details regarding EC in Andhra Pradesh. You can obtain your EC within a day. The charges for applying for an EC differ. The costs for EC up to 30 Years are Rs. 200/- and the controls for the ones above 30 years is Rs. 500/-.

AP Stamp Duty and Registration Charges

Stamp duty and registration charges form an integral part of property transactions in India. The stamp and registration Andhra Pradesh are tabulated below:

Criteria	Registration Fees
Sale deed	0.5%
Gift deed	0.5% Minimum: INR 1,000Maximum: INR 10,000
Agreement-cum- general POA	0.5%Maximum limit: INR 20,000
Sale-cum-general POA	INR 2,000
POA to construct, sell, transfer, develop immovable property	0.5%Minimum: INR 1,000Maximum: INR 20,000
Deed of lease	0.1%
Deed of License	0.1%
Deed of Conveyance	0.5%
Mortgage	0.1%

Criteria	Stamp Duty Charges
Sale of immovable property	5.00%
Sale agreement	5.00%
Development agreement	5.00%
Construction agreement	5.00%
Sale-cum-GPA agreement	6.00%
Sale-cum-GPA development	1.00%
Lease agreement for less than a decade	0.4%
Lease agreement between 10-20 years	0.6%

How to Calculate Stamp Duty Fee?

The AP Stamp and Registration department offers an AI calculator that assists the users in calculating stamp duty. Follow the steps outlined below to calculate the stamp duty fee:

• Navigate to the official website of IGRS AP

• Go to the Duty Fee Calculator

• Enter the major code, minor code, and the consideration value

• Click on Submit and the stamp duty will be displayed on the screen.

AP Stamps and Registration Payment

You can pay the Stamp Duty using a franking machine, e-stamping, or submitting physical stamp paper. Additionally, you can make the payment through demand draft, cash, or debit/credit card (if paying online in Andhra Pradesh). To use a franking machine, it is required to go to a vendor or location that has been approved by the IGRS Andhra Pradesh website. To make your stamp duty payment online, follow the steps outlined below:

• Navigate to the official website of SHCIL

• Select your state from the dropdown list i.e. Andhra Pradesh
• Click on Secure Login

• Enter your credentials and click on Login
• After signing in, input the information about the property and make the payments through online banking, National Electronic Funds Transfer, or using a debit or credit card.

AP Stamp and Registration Deed Details

If you are a property buyer, you can search for previous IGRS deed details Ap of the property you plan to buy. To check the seller’s authenticity, here are the steps to do it. 

• Step 1: Log on to the official website of the AP registration and stamp department. 
• Step 2: You will be redirected to a page where you can search for registration AP details of apartments or buildings. 
• Step 3: Add the district, Mandal, village, survey number, plot numbers, etc., to get the details. 
• Step 4: Click ‘Submit’, and you will get all the details that you need.  

There are seven kinds of AP IGRS deed details in Andhra Pradesh, i.e., inheritance, partition, gift, settlement, grant order, release deed, and permanent lease deed. 

The inheritance deed includes the entries in revenue records and the predecessor’s title. The partition deed consists of the partition among the family or non-family members at property registration. 

The gift deed is applied when one is given/ gifted a particular plot. The settlement deed is among the family members to divide the property. The release deed is also among the family and non-family members. Finally, the lease deed is of different kinds, and so are the charges for stamp duty and plot registration.  

These are the conveyance deeds that might be needed at the time of plot registration. 

AP Stamp and Registration Document Search

Your immovable property would become a permanent public record if you register it with IGRS Andhra Pradesh. So, anyone who wishes to buy your property will have all the information regarding your property. As per the Transfer of Property Act, the right or title to the property can be acquired if the deed is registered. Above is the list of deeds and how you can register them. If the transfer is not registered, then according to the Registration Act, it will be admissible. Below is the list of necessary documents required for plot registration.

1. Gift deed of immovable property.
2. Leases of immovable property.
3. Non-testamentary instruments are used to operate, create, declare, assign, and limit the right or title to the property. Sales, mortgage, release, and resettlement of property come under this category.
4. Non-testamentary instruments accept payment on account of creation, declaration assignment, and limitation of any right or title. 
5. Contracts to the transfer of immovable property for consideration are also contained in these papers, under Section 53A of the Transfer of Property Act. 

The documents listed above are the most important documents that are needed at the time of plot registration. Now, let us look at the    

AP Registration and Stamp Document Details

Apart from the documents mentioned in the above section, several other documents are required for property registration. Here they are:

• Sale contract or Sale deed
• Certificate of encumbrance
• Proof of the buyer’s, seller’s, and witnesses’ identities (could be Aadhaar, Voter ID card, Passport or Driving Licence, etc.)
• Form 60 or PAN card, duly completed, with proof of identity and address for both parties.
• Photographs of the buyer and seller in passport size.

So, these are the essential documents that are used in plot registration. Having discussed EC’s importance and purpose in the above sections, it’s now time to emphasize the EC search under IGRS.  

IGRS AP Encumbrance Search 

One of the facilities of the IGRS portal is the EC search facility. It is important to note that you cannot avail yourself of this service when the server is busy. To search for an Encumbrance Certificate, you need to fill in the required details mentioned in the portal. Let us show you how. 

• Step 1: Visit the Andhra Pradesh Registration and Stamp Department portal online. 
• Step 2: Click on the Encumbrance Search from the right menu.

• Step 3: You will be redirected to a new page. Read the disclaimer and click on the submit button.
• Step 4: Again, a new page will be opened, including the document number, house number, apartment name, survey number, village name, etc. Select the district and sub-registrar’s office under all options. 
• Step 5: You will then receive your EC online. 

List of Services Provided by IGRS AP

On the Andhra Pradesh IGRS website, you can:

• Access registration details by providing the required information on the Andhra Pradesh IGRS website
• Search for encumbrances on properties registered in sub-registrar’s offices
• Get help with duty and stamp fee-related matters
• Confirm the validity of encumbrance certificates
• Locate the certificate of registration for a particular document.

IGRS AP Certificate Application: Application Procedure

The Integrated Registration System (IGRS) for Andhra Pradesh is an online portal developed by the Government of Andhra Pradesh to facilitate the registration process for citizens of the state. The process of registration is simplified and made easier with the help of the IGRS AP portal. To register follow the procedure outlined below:

Via MeeSeva Franchise

• Navigate to the official website of MeeSeva Portal.

• Under the Citizen Portal tab click on New Registration

• A registration form will be displayed on the screen, enter your basic information and contact details.

• Click on Submit
• An acknowledgement will be displayed on the screen and the same will be sent to your registered email address.

Via IGRS AP Portal

• Navigate to the official website of AP’s State Registration and Stamp Department

• Under the New Initiatives tab, click on Online EC

• Click on New Member and register yourself by furnishing your basic details. Additionally, create a user ID and password and click on Submit.

How to Download an Encumbrance Certificate: IGRS AP

To download an Encumbrance Certificate (AP), follow the steps outlined below:

• Navigate to the official website of AP’s State Registration and Stamp Department

• Under the New Initiatives tab, click on Online EC

• You will be redirected to a new page, here, login using your username and password.
• Now, select your District and SRO Location from the dropdown menu.

• Enter the registration document number and the registration year and click on Submit.
• The EC will be displayed on the screen, you can download and print a hard copy of the same for future reference.

IGRS AP: Village Directory

• Navigate to the official website of AP’s State Registration and Stamp Department

• Click on Village Directory on the home page.

• A list including district name along with district code will be displayed

• Select your district and mandal name.

• The village directory will be displayed on your screen.

It is a mandatory document that must be presented to buy, sell, or resell the property. Therefore, the deeds are essential before buying or selling any property. The article has focused entirely on stamp and plot registration, EC, etc. so that you can register for your property hassle-free. For more such details, keep reading NoBroker.     

FAQ’s

Special Power of Attorney: Important Insights for 2024

A general power of attorney (GPoA) is a legal document that authorises one person (referred to as an agent) to act on another’s behalf (the principal). The principal for whatever reason may be unable to make decisions for himself and can give the agent this authority. The agent would have the authority to make legal, medical, financial, and business choices under this GPoA, which is not particular in nature (but not real estate). It is irreversible, and the principal must agree to the GPoA’s actions.

A special power of attorney (SPoA) is a legal document that authorises one person (referred to as an agent) to act on another’s behalf (the principal) if the principal is unable to make decisions for himself, he gives the agent this authority. This Special PoA is property specific. It is irreversible, and the principal must agree to the SPoA’s actions.

Key Takeaways

• The special power of attorney allows a person (the principal) to nominate another person (the agent) to act on their behalf in legal matters.
• Only particular, well-defined conditions allow the agent to act on behalf of the principal.
• A general power of attorney is more expensive than a special power of attorney cost, allowing the agent to make all legal and financial decisions on the principal’s behalf.

Benefits of a Special Power of Attorney to Manage Property

• The main rationale for using a special power of attorney for property is to ensure that your finances and other legal issues are handled the way you want them to be in instances where you are unable to do so yourself. If you’re in a terrible accident or become terminally ill, for example, your agent will be allowed to make certain financial or legal decisions in accordance with your orders.
• Special power of attorney validity: Keep in mind that the special power of attorney is only valid for the duration of your life. If you were to die, the special power of attorney (real estate) would be revoked. Your assets would then be managed according to the terms of your will or trust if you have one. When someone dies without a will, their assets are dispersed according to their state’s inheritance rules.

Example of Special Power of Attorney

A power of attorney is an agreement between two people that authorises one person to act on behalf of the other. This example works well for a special power of attorney format for NRI – If you are out of the nation and unable to complete a business transaction yourself, or if your abilities are limited due to a medical condition, you may need a power of attorney. The grantor or principal is the individual who begins a special power of attorney document, whether verbally or in writing. The attorney or agent is the person identified in the agreement as the authorised person. The acts that the agent can conduct under a special power of attorney are confined to extremely particular conditions.

‘General’ versus ‘Special’ Power of Attorney

While the special power of attorney is meant for specific acts to be performed, it is quite different from the general power of attorney or GPA. The title of General Power of Attorney confers to the general power of performing a wide variety of acts including authorising sales, legal matters, recovering rents, closing accounts, attending to legal matters, etc., and therefore must be a very trusted person. Also, the power of GPA goes to a legal agent only if the person is unable to make such decisions by themselves.

‘General’ versus ‘Special’ Power of Attorney

A power of attorney (POA) is a legal document that allows someone to act on your behalf in certain matters. There are two types of power of attorney: general and specific. Here’s the difference between them:

General Power of Attorney: A general power of attorney grants broad powers to the person you appoint as your agent. They can act on your behalf in a variety of matters, such as buying or selling property, managing finances, and making legal decisions. A general power of attorney is typically used when you are unable to handle your own affairs due to illness, injury, or absence.

Specific Power of Attorney: A specific power of attorney, on the other hand, grants limited powers to the person you appoint as your agent. They can only act on your behalf in specific matters that are listed in the power of attorney document. For example, you may grant a specific power of attorney to someone to sell a property on your behalf or to make medical decisions for you.

It’s important to choose the right type of power of attorney for your needs. NoBroker Legal Services can help you draft a specific power of attorney form or a general power of attorney form based on your requirements. We can also assist with the registration of the power of attorney and provide guidance on the validity of special power of attorney in India.

‘General’ versus ‘Special’ Power of Attorney

A power of attorney (POA) is a legal document that allows someone to act on your behalf in certain matters. There are two types of power of attorney: general and specific. Here’s the difference between them:

General Power of Attorney: A general power of attorney grants broad powers to the person you appoint as your agent. They can act on your behalf in a variety of matters, such as buying or selling property, managing finances, and making legal decisions. A general power of attorney is typically used when you are unable to handle your own affairs due to illness, injury, or absence.

Specific Power of Attorney: A specific power of attorney, on the other hand, grants limited powers to the person you appoint as your agent. They can only act on your behalf in specific matters that are listed in the power of attorney document. For example, you may grant a specific power of attorney to someone to sell a property on your behalf or to make medical decisions for you.

It’s important to choose the right type of power of attorney for your needs. NoBroker Legal Services can help you draft a specific power of attorney form or a general power of attorney form based on your requirements. We can also assist with the registration of the power of attorney and provide guidance on the validity of special power of attorney in India.

Types of Special Power of Attorneys

There are several types of special powers of attorney available, which allow principals to appoint agents to manage their affairs in the event of commitments or other unforeseen events. There is a special power of attorney for relinquishment deed format, special power of attorney for buying property or special power of attorney for rental property but each sort of power of attorney is specific to a principal’s current position.

• Limited Power of Attorney – The limited power of attorney is a legal document that transfers authority from the principal to an agent for a specific transaction and for a specific length of time. Once the transaction is completed or the principal becomes disabled, the limited power expires.
• General Power of Attorney – An agent with a general power of attorney can handle all of the principal’s business. The contract becomes effective immediately upon the principal’s incapacitation and stays operative until his death because it has no time restriction.
• Springing Power of Attorney – When a specified event occurs that renders the principal unable to act, the springing power of attorney document becomes effective at a later stage.

• Medical Power of Attorney – An agent is given the authority to make essential medical choices on behalf of the principal in the contract above. The contract becomes effective as soon as the presiding physician signs it.

How To Make a Special Power of Attorney Deed to Execute a Sale Deed?

There are specific ways allotted in terms of special power of attorney format for authorization. To create a Special Power of Attorney deed (or special power of attorney to execute gift deed format), the special power of attorney for purchase of property India format includes many such as:

• Drafting – Make a detailed manuscript of the deed. You can easily find the special power of attorney form and the special power of attorney word format, online.
• Print on Stamp paper — Print the document on appropriate-value Stamp paper (this step varies from state to state). Unless you live abroad, this step is required for the special power of attorney to sign a deed of sale.
• Registration (in the case of real estate transactions) – The special power of attorney to present documents for registration can be done by paying the relevant fees. You can register the deed in the Sub-Registrar’s office and pay the power of attorney for property registration fees where the property is located. You may also have to pay a small special power of attorney stamp duty.
• Signature – The Grantor should sign the drafted POA (person who gives the power). Two witnesses shall sign the deed as witnesses. Signatures must be made in the presence of the Registrar while being registered.

The special power of attorney format pdf is available online for the special power of attorney registration.

What Should Be Included in the Special Power of Attorney for Registration of Property Deeds?

The following are the essential components of a Special Power of Attorney deed:

• Grantor Details – The name, age, residence, and occupation of the person who grants the power to the Attorney (Grantor) should be listed first.
• Attorney Details – The following section should provide the name, age, father’s name, address, and employment of the person to whom the power is issued (Attorney).
• Reason for special power of attorney to administer property – The valid cause for providing the power should be mentioned, for example, staying overseas or being hospitalised.
• Performing Act Details- Mention the exact details of the act that the Special Power of Attorney for transfer of property has been authorised to do, such as presenting a document for special power of attorney sale of land or having the power to appear in court.
• Date and Location- The day, date and location of the deed should be clearly stated, as well as the date on which the power of special power of attorney will be turned on.
• Grantor’s Signature- The Grantor must sign the document of special power of attorney for house construction at the end, as well as at the bottom of each page.
• Witness Signatures – Two witnesses must sign the deed with their names, addresses, phone numbers, and dates, confirming that they saw the Grantor sign the special power of attorney to sell property format deed.

How To Make a Special Power of Attorney Deed Legally Valid?

Follow these steps to make your Special Power of Attorney for the sale of property legally binding:

• According to the state-governed laws where it is to be registered, the deed shall be written on Stamp paper of acceptable value.
• The Grantor should sign the deed at the bottom of all pages.
• At the end of the document, two witnesses shall sign and attest to the deed.
• If the Special Power of Attorney special price deed does not involve any immovable property, it can be attested by a Notary Public with their seal and signature.

What is the Process of the Special Power of Attorney Format for NRI?

If you live outside of India and want to delegate authority to someone in India, you must follow these steps to create a Power of Attorney deed –

• On plain white paper, write the special power of attorney to purchase a property deed.
• A Notary in the country or state in which you live there should attest to the draught from the Indian Embassy or Consulate there.
• All pages of the deed must be signed by the Grantor.
• By registered mail or courier, send the documented Special Power of Attorney deed to your authorized party in India.
• According to state regulations, the person to whom you transmit the deed shall get it registered at the assigned government agency. It could be the office of the Sub-Registrar or the office of the Sub-Divisional Magistrate.

How To Cancel a Special Power of Attorney

NoBroker Legal Services can help you draft and execute a revocation deed, serve notice, and register the revocation deed. Contact us today for assistance.

A general power of attorney is more comprehensive than a special power of attorney, which gives the agent authorization for a limited set of activities under a limited set of circumstances—such as selling or buying a home, running a business, or withdrawing money from an account. A general power of attorney gives the agent the legal authority to act on behalf of the principal in all financial and legal matters. An individual who will be out of the country for a year may delegate broad authority to an agent to handle personal and company financial transactions, bill payments, life insurance purchases, charitable donations, real estate management, and tax returns. Have any more queries? Head to NoBroker Forum for all your answers. 

FAQ’s

Understanding Ts-bPass: Telangana’s Modern Building Permits

The Telangana State Building Permission Approval and Self Certification System (TsbPass) was introduced by the Greater Hyderabad Municipal Corporation (GHMC) after the discontinuation of the old Development Permission Management System (DPMS). In Telangana bPass, all the Layout & Building permissions falling within the boundaries of the state of Telangana are processed and disposed of through an online portal. Through the TS-bPass building permission, the state government aims to provide a quicker system of review and approval for all the residential activities in Telangana. The TS-bPass is a part of a larger project by the state government called Telangana State Industrial Project Approval and Self-Certification System (TS-iPass), which was introduced a bit earlier in July 2015 as a virtual self-certification-based model for granting online industrial building permissions. TS-bPass latest news indicates that the state government has already started implementing the building permission rules in Telangana. Let’s take a detailed look at the processes of the Telangana State Building Permission Approval and Self Certification System.

All About TS-bPass

TS-bPass is a single-window approval system introduced by the Greater Hyderabad Municipal Corporation (GHMC) as a set of building permission rules in Telangana in February 2021. The entire process can be divided into three distinct TS-bPass approval categories: instant registration, instant approval, and the single window phase. The TS-bPass provides instant registration to residential buildings with a plot size of up to 75 square yards and a building height of up to 7 metres. The Applicant can register with a token of Rs.1. It also grants instant approval to residential buildings with a plot size of up to 75 – 600 square yards and a building height of up to 10 metres. All residential buildings with a plot size of more than 500 square metres and building height of up to 10 metres are considered under the single window approval phase. The Single Window System phase is a facility to process the layout and building applications for granting permissions through an online mode by streamlining the different processes and approvals and required certificates (NOCs) acting as a single point of contact for the request of services on submission of the application and fees.

Here are the Perquisites for the ‘Self-Certification’ system:

• Online application with a declaration of Self stating the size of the property, number of floors, ownership certificates along with a copy of the Encumbrance Certificate in PDF format.  
• A Declaration of accountability has to be submitted with the self-certification claiming liability in case of any false declaration provided. 
• If the property has any violation, it should be mentioned otherwise the authorities have the right to demolish your property. 

Stand Out Features of TS-bPass

Here are the standout features of municipal permission for house construction in Telangana:

• ONLINE APPLICATION

Citizens can fill and apply online with required documents.

• SIMPLIFIED PROCESS

Citizens can obtain NOC from all the line departments using a single Common Application Form.

• 3-STEP PROCESS

Citizens can obtain permissions in 3 easy steps – applying, uploading and paying.

• SAFE & SECURE

All transactions made on the website are encrypted and hence secure.

• MOBILE RESPONSIVE

Citizens can access services through desktop, tablet and mobile by having an active internet connection.

Essential Documents for TS-bPass

If you are applying for the official website of Telangana building permissions, here’s a list of all the documents required:

• Photograph of the building
• Building completion notice
• PDF of drawing as per building construction
• Certificate of land valuation
• Copy of sanctioned plan

Procedure To Apply for Building Permission in Telangana

• Visit the official website of TS-bPass
• Select the option of ‘Online Services’ from the homepage
• Click on the Login button and select the option for “Occupancy”.
• Select the “Building Completion” option and enter all the required details on your screen. 
• Click save and submit.
• The details will be sent to your registered mobile number

How to Track TS-bPass Application Status

• Visit the official website of TS-bPass
• Select the option of ‘Track Application’ from the homepage
• Enter the required details and click on show status
• You can track the TS building permission status of your TS-bPass application here. 

Based on the guidelines of the TS-iPass of 2015 and the Telangana Municipalities Act 2019, the TS-bPass is being implemented for all residential buildings in Telangana. The government plans to introduce this system of non-residential properties as well. The TS-bPass certificate follows an intricate set of guidelines for approval and it’s advisable to consult a legal expert to get acquainted with the latest guidelines and procedures. Book a Free legal consultation with NoBroker and get all your queries answered by a legal expert of property matters. Comment if you have any property related legal requirements and we will reach out to you. 

FAQ’s

Khasra Number: Meaning, Importance and How to Check

The term “Khasra Number” originates from Persian and is commonly used in India to refer to a survey number assigned to a specific rural land or property. In urban areas, land parcels are often associated with plot numbers that are equivalent to survey numbers. 

The concept of Khasra numbers dates back to the Mughal era when land records were meticulously organized for revenue generation and taxation purposes. These records, rooted in Persian and Arabic origins, have retained their significance in India’s legal and revenue systems over time. 

Despite the passage of centuries, Khasra numbers continue to play a crucial role in identifying and documenting land ownership and property boundaries, ensuring the smooth functioning of administrative and legal processes.

The Khasra No. not only serves as a unique identifier for a specific parcel of land but also provides a wealth of intricate details about the region and its surroundings. Beyond demarcating land boundaries, it offers valuable information about the land’s characteristics, agricultural activities, and ownership details. 

By referencing the Khasra number, one can gain insights into the types of soil present, the crops historically cultivated on the land and even details about the owners. This comprehensive geographical information includes the total area of the land, the variety of crops grown, the number of trees in the area, and the quality of the soil. 

What makes the Khasra number truly remarkable is its ability to unlock the historical pattern and evolution of any land, as records can span back as far as 50 years. This rich historical data provides a unique perspective and facilitates a deeper understanding of the land’s past and its significance in the present.

Who Assigns the Khasra Number?

The revenue departments authorities, such as the lekhpal and patwari, are responsible for assigning Khasra numbers. These numbers are used to identify individual parcels of land within a village based on the village map.

 The lekhpal and patwari survey the village, allotting a unique number to each land parcel, which is then recorded in the land records. Owning a Khasra number is vital for landowners as it allows them to easily locate their specific land parcel in the records and determine the applicable land revenue.

Importance of a Khasra Number

The concept of a Khasra number holds great significance in the context of land ownership and administration. The importance of a Khasra number lies in its ability to provide a systematic and organized framework for land administration, enabling efficient governance and promoting transparency in property ownership.

1. Identifying land parcels: The khasra number is used to identify land parcels in the land records. This is important for several reasons, such as:

1. Ownership Determination: The Khasra number is a unique identifier for a land parcel, and it can be used to find the land owner’s name by referencing the land registry..

2. Land Revenue Calculation: Utilizing the khasra number, land revenue calculations become feasible. This is because land revenue is typically computed based on factors such as the size of the land parcel and the crops cultivated on it.
3. Land Value Assessment: The khasra number aids in assessing the value of a piece of land. Valuation considerations, including location, land features, and development potential, are often correlated with the assigned khasra number.

4. Monitoring Ownership Changes: Tracking changes in land ownership is simplified through the utilization of the khasra number. By referring to this unique identifier, one can readily identify and monitor any alterations in the ownership records of a particular land parcel.

2. Preventing Land Fraud: The khasra number acts as a deterrent against land fraud. Its uniqueness serves as a robust means of verifying land ownership, helping to safeguard against fraudulent activities related to land transactions and disputes.

How to Check Your Khasra Number?

Users can access the official revenue department website of the state in question to learn more as the majority of states have digitised their land records. Here are some states’ names and websites where you can search your khasra number of your land:

	State	Portal link
1	Andhra Pradesh	https://meebhoomi.ap.gov.in/
2	Assam	https://revenueassam.nic.in/
3	Bihar	http://bhumijankari.bihar.gov.in/
4	Chhattisgarh	https://bhuiyan.cg.nic.in/
5	Delhi	https://dlrc.delhigovt.nic.in/
6	Goa	https://egov.goa.nic.in/
7	Gujarat	https://anyror.gujarat.gov.in/
8	Haryana	https://jamabandi.nic.in/
9	Himachal Pradesh	https://lrc.hp.nic.in/
10	Jharkhand	https://jharbhoomi.nic.in/
11	Kerala	http://erekha.kerala.gov.in/
12	Karnataka	https://www.landrecords.karnataka.gov.in/
13	Madhya Pradesh	https://mpbhulekh.gov.in/
14	Maharashtra	https://bhulekh.mahabhumi.gov.in/
15	Manipur	https://louchapathap.nic.in/
16	Odisha	http://bhulekh.ori.nic.in/
17	Punjab	http://jamabandi.punjab.gov.in/
18	Rajasthan	http://apnakhata.raj.nic.in/
19	Tamil Nadu	eservices.tn.gov.in/eservicesnew
20	Telangana	https://dharani.telangana.gov.in/
21	Uttarakhand	http://bhulekh.uk.gov.in/
22	Uttar Pradesh	http://upbhulekh.gov.in/
23	West Bengal	https://banglarbhumi.gov.in/

You can also visit your city’s tehsildar office to get your khata details.

Differences Between the Khasra Number, the Khata Number and the Khatauni Number

Scope of Differentiation	Khasra Number	Khata Number	Khatauni Number
Definition	An identification number is assigned to a specific plot of agricultural land in rural areas.	A municipal record associated with urban properties, issued by the local municipal corporation or municipality.	A document providing comprehensive information about land holdings and rights in rural areas, also known as a Record of Rights (ROR).
Purpose	To maintain land records, determine land ownership, and assess taxes for agricultural land.	For property tax assessment and payment, and to determine property ownership and civic responsibilities.	For land revenue administration, determining land ownership, resolving land disputes, and maintaining agricultural land details.
Applicability	Rural areas	Urban areas	Rural areas
Use in Transactions	Primarily used for agricultural land transactions, including buying, selling, or transferring ownership.	Used for property transactions, such as buying, selling, or transferring ownership of urban properties.	Primarily used for agricultural land transactions, including buying, selling, or transferring ownership.
Identification of Land Parcel	Identifies a specific agricultural land parcel within a village or area, usually with details of land area, boundaries, and ownership.	Identifies urban properties and provides details of the property owner, location, and tax assessment.	Provides comprehensive details of agricultural land, including ownership, cultivation, crops grown, and rights associated with the land.
Authority	Maintained by the revenue department or local land administration authorities in rural areas.	Issued by the local municipal corporation or municipality in urban areas.	Maintained by the revenue department or local land administration authorities in rural areas.
Tax Assessment	Used for assessing agricultural land taxes in rural areas.	Used for property tax assessment in urban areas.	Not directly used for tax assessment, but contains details relevant to land revenue administration.
Legal Importance	Important for land ownership validation and resolving disputes related to agricultural land in rural areas.	Legally recognized document for urban property ownership and taxation purposes.	Legally recognized document for land ownership validation, revenue administration, and resolving disputes related to agricultural land in rural areas.

Details Provided with Khasra, Khatuani and Khata Numbers

With the following numbers, we get to know the share of landholders with a particular piece of land.  We also get to know the details of the number of people that have cultivated this land and if the ground is self-cultivated or not. These numbers also provide us with information regarding the family’s landholding that owns the piece of land. We also find out the total area of the agricultural land and the details like the number of people holding the ground in the village.

What is the Batai System?

Historically, the majority of landowners relied on non-landowners for agricultural purposes. The two sides came to an agreement whereby the owner would offer his property and the necessary resources for cultivation, and the cultivators would complete the full operation. Later, each party received an equal share of the crop. In the Hindi-speaking region, this arrangement is referred to as the “Batai system.”

How do Authorities Assign Khasra Numbers?

In rural areas, the assignment of Khasra numbers is a process conducted by the land revenue department to uniquely identify each parcel of land within a village. The procedure for assigning Khasra numbers involves several steps that ensure accurate record-keeping and identification of land parcels.

The process of assigning Khasra numbers is as follows:

1. The land revenue department prepares a map of the village.
2. The map is divided into smaller parcels of land and each parcel of land is assigned a unique number.
3. The Khasra numbers are recorded in the land records.

During the assignment process, several factors are taken into consideration:

1. The location of the land parcel: To ensure that each Khasra number corresponds to a specific geographical area. 
2. The size of the land parcel: To accurately demarcate boundaries and determine the land area.
3. The type of land use: To categorise the land parcel based on its purposes, such as agricultural land, residential land, commercial land, or other specific designations. 
4. Ownership of land parcel:  The assignment of Khasra numbers in rural areas helps track and identify land ownership by facilitating the accurate maintenance of land records and enabling the precise documentation of changes in ownership.

Checking Land Khasra/Khata/Khatauni Number: A Step-by-Step Guide

If you own land and need to verify your Khasra, Khata, or Khatauni number, this step-by-step guide will assist you in accessing the relevant land records. By following these instructions, you can easily retrieve the necessary information from the dedicated land records website of your respective state:

1. Identify the land records website for your state: Each state has its own land records website, where you can check your land records. You can find the link to the land records website for your state by searching online or by contacting the revenue department in your state.

2. Go to the land records website and select the option to check your Khasra/Khata/Khatauni number: The exact steps for doing this will vary depending on the website, but you should be able to find the option by searching or by clicking on a link that says something like “Check Khasra/Khata/Khatauni Number.”

3. Enter the required information: You will need to enter some basic information about your land, such as the district, tehsil, village, and plot number. You may also need to enter your name or the name of the previous owner of the land.

4. Click on the “Submit” button: Once you have entered all of the required information, click on the “Submit” button. The website will then search for your land records and display your Khasra/Khata/Khatauni number.

Let’s go through the various websites that you can use for the state you are researching-

State	Land Record Name
Karnataka	Bhoomi
Andhra Pradesh	Meebhoomi
Bihar	Bhulekh
Jharkhand	Jharbhoomi
Gujarat	AnyRoR
Punjab	Jamabandi
Rajasthan	Apna Khata / E-Darth
Tamil Nadu	Patta Chitta
Haryana	Jamabandi
Himachal Pradesh	Himbhoomi
Delhi	Bhulekh
Maharashtra	Bhulekh Mahabhumi
West Bengal	Bangla Bhumi
Kerala	E-Reka
Uttarakhand	Bhulekh / Devbhoomi
Uttar Pradesh	Bhulekh
Madhya Pradesh	Bhulekh
Odisha	Bhulekh
Assam	Bhuiyan
Goa	Goa Land Records
Manipur	Louchapathap

How Can NoBroker Help?

Whether it’s to invest in land or start a new project, it’s always important to know about the history of a land and research the previous landholders. This is a lot of work for a person singularly, so that’s where NoBroker Legal Services come into play. 

NoBroker legal experts can help you locate your Khasra Number within your land records, explain its importance in protecting your land rights, and provide support in resolving any disputes or issues related to it. 

With their expertise and legal guidance, you can navigate through the complexities of land-related matters, ensuring a clear understanding of your Khasra Number and ensuring that your land rights are protected. To know more about our services at NoBroker, click on the link below.

FAQs

Understanding a Coparcener and Property Rights in a Hindu Undivided Family

Understating your rights to your property is crucial to your existence, no matter which country you are living in. However, most of the time, ordinary citizens have no in-depth idea about legal terminologies related to property rights. When it comes to Hindu Law and property rights, coparcener is a concept that is at the centre of your rights to property. But what is the coparcener meaning in law? Or rather, what is meant by coparcenary in Hindu law? This article is an attempt to give an overall idea of a coparcener and its relation to property rights in a Hindu family.   

What Does Coparcener Mean?

The word coparcener has its origin in the Late Middle English era and, according to Lexico, coparceners mean a person who has equal shares with others in the inheritance of an undivided estate. The Collins dictionary defines the term as a person who is a coheir and inherits an estate with others. In the context of Hindu laws, a coparcener is a person who has a legal right to his ancestral property by birth.  

What is a Hindu Undivided Family (HUF)?

The joint or undivided state of a Hindu family is presumed to be a normal condition in Hindu society. The whole concept of a joint Hindu family starts with a common ancestor. An undivided Hindu family includes all persons who descended lineally from that common ancestor including the wife (or wives) and unmarried daughters. To constitute a joint Hindu family, there must be two members whether male or female. A Hindu joint family comes into existence because of this common ancestor; however, the continuance of this joint family does not depend on his existence. According to Sir Dinshah Mulla, a daughter is no longer a part of this joint family after her marriage as she is now a part of her husband’s family. 

What is Coparcenary Property in Hindu Law?

The ancestral property of this joint family is known as coparcenary property which does not include the self-acquired properties. If the property is inherited by the four generations of the male lineage, it is called the ancestral property. Even though Hindu Law gives the power to manage this ancestral property to the head of a Hindu Undivided Family or Karta, the rights over this ancestral property or coparcenary property in Hindu Law are shared by the coparceners. 

Who is Referred to as the Coparcener Under the Hindu Law?

A Coparcenary under Hindu Law is a narrower body than the Hindu joint family itself by definition. Before there is the commencement of the Hindu Succession (Amendment) Act, 2005, the concept of coparcenary under Hindu law typically related to a coparcener was the male member of the family who acquired their interest in the coparcenary property by birth. The eldest member of a HUF and the following three generations constitute a coparcenary under the Hindu Law. This means the list of coparceners in a coparcenary is made of the head of the family or Karta along with his sons, grandsons, and great-grandsons. Following the Mitakshara system, this interest over coparcenary property is acquired by birth. Whenever there is a birth of a son in the family, he becomes a coparcener in HUF and acquires his undivided interest over the coparcenary property naturally. This means the share of coparceners in a property is not static. It can be diminished or enlarged by the birth or death of any other members of the coparcenary respectively. However, one’s interest in the property remains undivided.     

What are the Rights and Duties of a Coparcener in HUF?

There are some rights and limitations of a coparcener under the Hindu Succession Law. These are:

Communal Interest and Possession

According to Hindu Law, under no circumstance, a coparcener enjoys exclusive possession of or any special interest in coparcenary property. The members of a coparcenary have a shared unity when it comes to their right over such a property.

Share of the Coparceners

As a coparcenary follows the Mitakshara system, the share of a coparcener is decided by the survivorship. The share fluctuates whenever there is a birth or death in the family. This share becomes defined only in the case of a partition. 

Right to Joint Possession

Every member of a Coparcenary has the right to joint possession and to enjoy ancestral property. One can exercise this right to possession if he is ostracised by the other members of the family. 

Right of Maintenance

A coparcener is entitled to receive maintenance from the estate of his family. He is to receive this maintenance for his wife and children. In the case of his children’s marriage or any other ceremony, he is entitled to receive money from the property. 

Restraining Improper Use

If any coparcener misuses the family estate or attempts unauthorised altering of the material condition of the estate, other members can restrain him under Hindu Law.

Right to Demand Partition

According to the Hindu Succession Law, both the minor and adult coparceners have the right to demand a partition of the family property. However, this does not mean he can claim a definite share as they become definite only after the partition.

Right to Alienation

No member of a coparcenary, including the Karta, has the right to alienate his interest over ancestral estate under usual circumstances. However, only the Karta of the family has the power to alienate joint family property only if there is any legal necessity, for the benefit of the estate, or to take care of other indispensable duties like religious duties.

Right to Manage

The Karta of a HUF has the power to manage the family estate. However, that does not affect the interest and share of the other coparceners. 

What are the Recent Amendments for a Coparcener?

Can women become coparceners?

Before the Supreme Court of India modified the Hindu Succession Act, of 1956, married women in India had no legal standing to inherit their husband’s family property. According to the laws of antiquity, women couldn’t legally serve as coparcenaries.

The Hindu Succession (Amendment) Act, of 2005, which made changes to the succession law, officially recognised women as coparceners. As of today, the family’s sons and daughters are both co-owners of the home. A daughter’s participation in the property continues even if she marries, and upon her death, her offspring automatically become coparticipants in the property. The legal status of a daughter in regard to ownership was murky until 2005.

Until the rule was changed in 2005, all coparceners of a HUF were men, while women were simply members. Since they were different, their legal protections were different. Daughters and mothers were only entitled to maintenance payments from the HUF’s assets, but a coparcener might legally seek a division of the property. They would get half of whatever was divided when that happened. However, they lacked the legal grounds for a divorce.

When a daughter gets married, she automatically ceases to be a member of the HUF and, as a result, loses any claim she may have had to maintenance payments or a share of the HUF’s assets in the event of a partition of those assets after the marriage. Additionally, women were not permitted to become Karta of a HUF; only men were.

Daughter’s Rights to a Property Post-2005

Until very recently, under the Hindu Succession Act, 1956, women of a HUF did not have any right over ancestral property. An unmarried woman was a part of a joint Hindu family till her marriage and never a part of the coparcenary. With the amendment of the Hindu Succession Law in 2005, the Supreme Court of India gave the daughters equal rights in their ancestral property. Headed by Justice Arun Mishra, a three-judge bench passed the verdict that daughters are also coparceners by birth and will remain so throughout their lives even if the father is dead before the Hindu Succession (Amendment) Law,2005 came into effect. Therefore, daughters now also possess the power to demand a partition.

However, we should keep in mind the fact that a married daughter is no longer considered a part of the HUF; she is only a part of the coparcenary. At the same time, only a daughter born in that joint family is a part of the family’s coparceners. Any other woman who is a part of that family through any marital alliance is not a coparcener of that family.  

A Married Daughter’s Right to Property Under the Hindu Succession Amendment Act (2005)

It is important to note that in the case after the marriage of a daughter, the daughter ceases to be a part of her parental HUF, but rather continues to remain a coparcener. That means, she is also entitled to request for the partition of her HUF property and also become the Karta (in case she is the eldest). After the case of the married daughter’s death, entitled children will receive the shares. However, a daughter cannot gift the HUF property’s share while she is alive but can pass it on to the legal heirs upon her passing. The top court bench noted as per press reports: “A perusal of Section 15 of the Hindu Succession Act, indicates that heirs of the father are covered in the heirs (of the property), who could succeed. When the heirs of the father of a female are included as a person who can possibly succeed, it cannot be held that they are strangers and not the members of the family qua the female.”

Can a Hindu Widow’s Parental-Side Kin Inherit Her Property as per Supreme Court Rules?

As per a recent update in the month of February 2021, a Supreme Court ruling noted that the family members on the parental side of a widow of a HUF family cannot be held as strangers, and rather her property can proceed to be devolved upon them as part of the Hindu Succession Act. As per the related case, it was clarified that the father’s heirs are covered as persons who are entitled to the property’s succession.

Impact on Women brought about by the 2005 Hindu Succession Amendment Act

Following the enactment of new language in Section 6 of Hindu Succession Act on September 9, 2005, females now have the same legal standing as sons when it comes to inheriting property and can use the coparcener designation.

A girl born into a combined Hindu household governed by Mitakshara law will, as of the date of the Act’s implementation, enjoy the same rights to her father’s coparcenary property as he does to his son’s. Partitions and bequests are just two examples of conveyances that are not affected by this provision because they occurred before December 20, 2004.

As a result, daughters can now act as the Karta of a HUF and ask for a fair share of the family’s property. But only daughters can make the transition from member to coparcener. This indicates that only the female members of the family are eligible for coparcenary status. HUFs recognise married women as full members in all respects. It is important to note that after a daughter marries, she will no longer be regarded as a member of the parents’ HUF. But the HUF will still count her as a coparcener. If she passes away, her children would be eligible to a portion of the HUF’s property when it is divided. In the event that she has no surviving children, her grandkids may be entitled to inherit her estate.

The Supreme Court has affirmed the coparcenary rights of daughters. Uncertainty about whether Section 6 is prospective or retrospective and whether it applies to women born after 2005 has led to differing interpretations of said 2005 amendment by several high as well as the Supreme Court over the past 15 years. According to a Supreme Court ruling from August 11, 2020 (Vineeta Sharma v. Rakesh Sharma & Others): daughters shall retain coparcenary rights on their father’s property even though he died well before Hindu Succession (Amendment) Act, 2005 entered effect.

According to the revised Section 6 of the Hindu Succession Act, “daughters born before or after the change are given coparcener status (equal shareholders while inheriting properties),” giving them the same rights and responsibilities as sons when it comes to property inheritance. The Supreme Court concluded that the 2005 amendment was retroactive because “the right to coparcency is founded on birth,” meaning that the father of a coparcener need not be alive on September 9, 2005 (the day the statute took effect). However, the statement makes clear that any recorded settlements or partition litigation decreed before to December 20, 2004 will not be revisited.

Why a Coparcener may Claim a Partition of the HUF, but the Member cannot do the Same?

A member in a HUF means all those people who are the lineal descendants of a common ancestor including the wives and the unmarried daughters. However, under Hindu Law, a coparcener is the male member born into that HUF and only a coparcener has the rights over the ancestral property. This means not all members of a Hindu family coparcener, thus, not all members can demand a partition. Only a coparcener can demand so. Here are some things to keep in mind regarding the partition of a coparcenary property:

Partition of a Coparcenary Property

Under the Mitakshara Law, a partition in a joint family not only means the division of the property but also the demolition of its joint status. This division of property is only limited to the coparcenary property and does not include any property acquired separately. The share of each coparcener can also be decided only after the partition. 
 

Who has the right to demand a partition?

Any coparcener can demand a partition whether minor or adult. This list of coparceners includes: 

• Father
• Son/ grandson/ great-grandson
• After the amendment of 2005, daughters are also coparceners and can demand a partition.
• On behalf of a minor coparcener, his/her guardian can demand a partition.

Modes of partition:

• Partition by father
• Partition by agreement
• Partition by suit
• Partition by conversation
• Partition by arbitration
• Partition by conversion to another religion
• Partition by special marriage
• Partition by notice

What are Some Important Points to Keep in Mind about the Alienation of Coparcenary Property?

The head of the family or Karta of a joint Hindu family can alienate the property with the consent of all the coparceners. However, a Karta can only alienate for the purposes like legal necessities, the benefit of the estate, or other unavoidable duties. Some things that you should keep in mind regarding the alienation of the coparcenary property are:

• The nature of the necessity must be clear 
• The necessity must not be illegal
• The necessity must not alter the material condition of the estate
• The necessity must not arise as a result of mismanagement of the Karta

In a Hindu Undivided Family coparcenary, a relationship exists naturally and this makes knowing about your coparcenary right even more important. You must be careful while handling your rights in coparcenary property and seeking some guidance from legal experts is always a better option. This is where NoBroker can help you. Our experts at NoBroker can help you manage your interest in your coparcenary. All you need to do is visit our legal section and drop your questions.   

FAQs

Power of Attorney: Meaning, Types and Important Clauses

There are many circumstances in one’s life where a person having properties, bank accounts, etc. may not be in a situation or a position to perform his/her duties; due to various reasons like being abroad, ill, old etc. In such scenarios, if the transaction requires the presence of an individual who is unable to be present physically, then the only solution is to give their rights or powers to a person who can act on behalf of the individual. This is when a Power of Attorney (POA) is to be created. It is common to give the rights to a dependable person to bear the registrations, sale, rent out, etc. if you are busy with your daily activities.

The agent can have legal authority, or very limited authority to create legal decisions about the principal’s property, finances, medical aid, etc. An influence of an Attorney is an authority given in a written statement where one who is the donor or the principal authorises another person who is the Attorney/agent to act on his behalf.

The Indian Stamp Act defines it as “any instrument empowering any specified person to act for and in the name of the person executing it”. There is a specific act pertaining to the Power of Attorney, it is a very precise and brief one. The basic principles of these documents are governed by agency law in the Indian Contract Act.

Types of Power of Attorney

1. General Power of Attorney (GPA)

A person can give another person a complete general right or power to act lawfully, with respect to his property or bank accounts, or tax payments, or a registration work to sue a third party etc. Either you can give a GPA for all your properties, banking transactions, tax matters, registration, legal disputes etc. or you can give general power to any category like only for property matters etc. This type of power is wide and has a lot of risks, if the Attorney is not trustworthy.

2. Special Power of Attorney

The other type of power granted is that of special power, which implies it is granted for less than a particular task. Once the actual act is completed the special power of Attorney is terminated. This can be generally employed in situations like if one wants to appear for the registration of any property etc.

3. Non-durable Power of Attorney

The non-durable power of attorney is utilised just for a target measure, and usually for specific transactions during which one grants the agent the authority to act on his/her behalf. Once the transaction is finalized, the non-durable power of attorney is over.

4. Durable Power of Attorney

A durable power of Attorney is way more encompassing than non-durable power of attorney, and is often accustomed to allow an agent to manage all the affairs of the principal, should they become unable to try and do so on their own. It doesn’t have a group fundamental measure and it becomes effective immediately upon the incapacitation of the principal. It does expire upon the principal’s death.

5. A Special or Limited Power of Attorney

A special or limited power of an attorney is employed on a limited basis for a one-time financial or banking transaction, or for the sale of selected property. This is often most frequently used when the principal is unable to complete the transaction owing to prior commitments or an illness and desires to appoint an agent to act on their behalf. The agent has no other rights to act on behalf of the principal apart from what is assigned to them within the limited power of Attorney.

6. Medical Power of Attorney

The medical power of Attorney grants authority to the agent to take certain control over healthcare decisions of the principal when they are unable to do so. This usually takes effect upon the consent of the presiding physician and it allows the agent to authorize all medical decisions.

7. A Springing Power of Attorney

Springing Power of Attorney becomes effective at a future time and only if a particular event occurs, like an unavoidable circumstance or triggering an event that happens while the principal is out of the country and unable to bear on it. This kind of Power of Attorney may have been durable or non-durable and may encompass any number of affairs the principal wants to allocate to the agent.

Important Clauses to be Present

• The name, age, address and occupation of the person appointing the facility of Attorney.
• The person to whom such power is granted to.
• The date and place of creating power of attorney deed, and also the start date which it comes into force.
• The date of termination of the facility of attorney deed if it’s limited by time. Just in case, if no specific time is mentioned, then mention whether those are durable or not.
• In the special power of Attorney, the statute that should be done by the agent and therefore the period of time within which such an act has got to be performed must be clearly mentioned.
• In cases where general power is granted, then all the acts that the principal authorises the attorney to try and do must be clearly mentioned. If the donor wishes a certain act to not be done, then such acts must even be mentioned.

Stamp Duty for the Ability of Attorney

As per Section 48, Schedule 1 of the Indian statute, tax is duly payable for all types of Power of Attorney. Notarizing the influence of an Attorney is advisable generally. An influence of an attorney who is notarised is presumed to possess and have been executed properly. Read more about stamp duty from here.

Power of Attorney Made by an NRI

An NRI or non-resident Indian can make an influence of Attorney deed even by staying outside India without having to come back to India for that purpose. Most NRIs have properties and banking transactions in India that may require their presence, but it’s often impractical to return to India for every such transaction. For this, NRIs can always give powers to transact to a different person who is either a friend or family. Any power of Attorney executed by NRI’s living abroad must be recorded. Such POA should be certified by the Indian Consular Office of that country, and it must be utilised within a span of 3 months. The POA must be executed on a stamp paper as applicable therein particular country. Any signature made within the POA must be authenticated by the authorities of the Indian embassy.

A power of Attorney looking at the clauses is also Revocable and Irrevocable.

Revocable Power of Attorney

The principal has the authority to withdraw the facility of Attorney whenever he/she wishes to. Revocation is applicable when

• When the principal revokes the facility of Attorney granted.
• If both the principal and also the agent are in disagreement with each other.
• If the power of Attorney renounces his powers
• If the business that the facility of Attorney was granted gets complete.

Irrevocable Power of Attorney

 For revocation of irrevocable power of attorney, the principal is required to issue a public notice through a local newspaper without which the revocation won’t be considered.

However, within the following cases a principal cannot revoke an influence of the Attorney:

• Where the ability of the Attorney holder, i.e. the agent himself has an interest within the material of the ability of Attorney. For revocation of the ability of Attorney falling under this category, consent of the ability of Attorney holder is mandatory.
• Where the agent has partly exercised the act that Power of Attorney was granted, he can’t be stripped with the proper for the act which he already exercised  

How to Prepare a POA Online

If you want to make a power of Attorney online, then you can do it easily sitting at your home and at a very minimal cost. Websites that provide this function need few details like where you live, identity information, etc. The process is simple, you need to fill in the form, make the payment online, print and register the document. No struggles in finding a lawyer, no waste of time and no worries of finding the correct clauses to include in the document and everything will be done and taken care of in a jiffy!

When it comes to legal issues and paperwork, you need to be extremely careful, even the slightest and silliest error could mean a huge loss. The best way to avoid such errors is to get a team of professionals to assist you. Selecting someone to control your power of Attorney and mentioning that it will operate even if you lose capacity ensures that you have a scheme in place for supervising your monetary and personal involvements if you are ever unable to do so.

This gives you more control over how that process will be handled if ever the need arises. If you move to another state or another country, your power of Attorney should remain effective; however, the American Bar Association recommends that you use such a move to update your power of Attorney.

A power of attorney is often a robust estate planning tool and might facilitate you to organize for the unexpected. Without an influence of attorney in situ, if you have been injured in an accident and are unable to speak, there’s no way for your loved ones to access the funds which will be necessary to supply for your care. Additionally, your loved ones could also be unable to communicate your wishes for your treatment unless you’ve taken the required steps to place a medical power of attorney in situ.

If you are an NRI and require a POA to deal with your property in India, it’s time to contact NoBroker. There are a host of services that are tailormade for you. Click the link below to know about NoBroker NRI services.

FAQ’s

Force Majeure Clause: Meaning, Clause in RERA and Impact on Homebuyers

Uncertainty is the only certainty there is, And knowing how to live with insecurity, Is the only security. – John Allen Paulos

Like the rest of the world, India is also reeling from the effects of the Coronavirus pandemic as its effect has reached commerce and business alike. The real-estate sector is one of the largest sectors hit due to this. Loads of projects are being delayed due to the large-scale epidemic nature of this virus, and the reverse migration of labourers to their hometowns. 

The Indian Contract Act, of 1872 has a list of situations in which the ‘Doctrine of frustration’ may excuse performance but it is rarely in the investor’s interests since the situations mentioned are general and do not pertain to the case in question. In order to correct this shortcoming, the Force Majeure Clause came into existence. From a contractual perspective, the Force Majeure Clause alters parties’ obligations in the event of natural or extraordinary situations like a cyclone, natural fire/wildfire, flood, war, earthquake, tsunami or drought.

Force majeure, under RERA Act, means situations where natural disasters like cyclone, natural fire/wildfire, flood, war, earthquake, tsunami, drought, or any other nature-caused calamity, which affected the regular operation of a real estate project. 

In case of a Force Majeure event, under the Real Estate (Regulation and Development) Act, 2016 (RERA Act), section-6 talks about the force majeure condition, where it gives a detailed description about how the registration which is given by the Real Estate Regulatory Authority (RERA), could be extended, in case a promoter applies for the same purpose. 

The most important aspect that needs focus here is, the point that states ‘any other nature-caused calamity’. Therefore, naturally, Covid-19 also comes under this category. In May 2020, the Government announced an extension of the registration period by nine months along with complete waiving of interest for the late hand-over of possessions. The ministry also provided an extension of the validity of the registration and the completion date, suo-moto, by six months, for all real estate projects registered under RERA Act, which were expiring on March 25, 2020.

What Does Force Majeure Mean?

The word Force Majeure means superior force in French. The term force majeure is described in Black’s Law Dictionary as “an event or effect that can neither be predicted nor managed/avoided.” According to law, this term basically refers to unforeseeable circumstances which make any project commercially impossible and prevents people from performing their contractual obligations. 

The aftermath of large-scale disasters like Hurricane Katrina in 2005 and Covid-19 recently, which is still going on, there arises a need to carefully plan for unexpected situations by negotiating meeting contracts. This might include things like – in case of an emergency, a cancellation of a meeting will be possible without any liabilities, in the form of cancellation fees or whether the meeting can continue in the event of low attendance. Once these factors are cleared and well-understood, this will arise as a key tool in order to mitigate risks in challenging situations. A carefully negotiated Force majeure clause will provide power and flexibility to you during emergencies and tackle the situation in a way to minimize loss for all parties associated. 

The concerned parties can draw up a carefully negotiated Force majeure clause to be able to be more flexible during times of crisis. This can be done in presence of or without the assistance of legal counsels. Now the question arises what exactly falls under the purview of ‘unforeseeable circumstances”? Often called an ‘Act of God’ clause these provisions natural disasters like hurricanes, floods, storms, terrorism, labour strikes and medical epidemics and outbreaks like COVID-19 recently i.e. situations in which we have no control.  But there usually lies a catch in court-rooms such that they strictly follow the exact events listed and do not provide any breather for any similar event to what is listed when they assess the performance of a party. Thus it’s imperative to take into consideration things like local weather, limitations, risks et cetera at the project location.

Force Majeure Clause

The Indian Contract Act or the common law does not exactly have the provisions for what to do in case of unforeseeable circumstances and this might lead to a huge loss for all parties involved in a project. Common law contains doctrines of “impracticability” and “frustration of purpose” which rarely helps the investor’s cause. Therefore, nowadays it is always advisable to include a force majeure clause in the contract. 

Often called the ‘Act of God’ clause, this provisions natural disasters like hurricanes, floods, storms, terrorism, labour strikes and medical epidemics and outbreaks like COVID-19 recently i.e. situations in which we have no control.  But there usually lies a catch in courts such that they stringently follow the exact events listed and do not provide any breather for any similar event to what is listed when they assess the performance of a party. Thus, it’s imperative to take into consideration things like local weather, limitations, risks et cetera at the project location.  Therefore, it’s advisable for meeting planners to draw up a carefully negotiated force majeure clause in order to achieve more flexibility during emergency situations. 

Force Majeure Clause in RERA

The whole world is reeling under the effect of the COVID-19 and India is no exception. On 13^th May, 2020 Indian Ministry of Housing and Urban Affairs issued an advisory to all states and UTs to invoke the force majeure clause by increasing the registration period of all real estate projects by six months. Invoking of the Force Majeure clause under the Indian Contract Act will benefit the developer in the following ways:

• Extending the period of registration by six months automatically with an option to extend by additional three months based on the discretion of the regulatory authority.
• Waiver of fees for this period
• A time limit to comply will automatically be the same as the time of the force majeure
• This Force Majeure period will be treated as a period of moratorium, to calculate interest for delayed completion and possession of the project. Now, this has been extended to homebuyers.
• Dates of possession of properties that are mentioned in the registered agreements for sale and new registration of agreements for sale are extended.
•  Extension of dates for certain other compliances such as the transfer of title

The RERA 2016 Act only mentions extending the registration due to Force Majeure but all other entitlements that come from this will have to be specifically drafted by the State Regulatory Authorities. 

But, while this may be a boon for developers and investors, the Force Majeure Clause has little to offer to those who are buying a home. 

How Will The Force Majeure Clause Impact Homebuyers?

According to a survey by Track2Realty, 92% of homebuyers have no problem with the Government regulations regarding the extension of registration periods to builders by six months but they are feeling left out in a lurch. The Indian buyer sure understands that the lockdown due to Covid19 was something nobody could expect and the extension is logical, but a considerable 54% is not convinced with the scope of an extra three months additional extension. The wide-spread sentiment is that it is only justified that the buyer also gets an equal leeway in this whole process. The point is why is the homebuyer not included?  The builder’s obligation towards home- buyers, like interest on late possession of house is waived but the home buyer’s EMI including interest is compounded. Are they not affected by the lockdown also?

Honestly, this sentiment is not unfounded because like the developer, the buyer has also been hit with sudden delays in possession by at least nine months in addition to the pressure of EMIs in face of salary cuts and loss of jobs. Though RBI regulations allow banks to put a six-month moratorium on the EMI payments, there is no waiver unlike for builders who do not have to pay any interest for the delay in handing over possession. The EMI will be added to the whole tenure of the term loan with compound interest.

Home buyers are now demanding consideration over restructuring of home loans, so that they can be helped with the deferment of EMIs, without undertaking any additional costs. They are demanding an exit clause that does not include any penalty, in events of Force Majeure. This came into the light since many running projects were already delayed due to the impact of pandemic. 

Can Buyers Cite The Force Majeure Clause for Non-Payment of EMIs?

No. In the face of the Corona pandemic, the Government has put out a series of notifications regarding the complete waiving of interests for the builders but is largely silent on this unjust exclusion of the middle-class mass from this safety net.  Delays in projects are not the only thing that worries buyers. The middle class is facing salary cuts and job losses with home loan interest adding into the burden. The government has announced EMI moratorium spanning for six months for buyers but they ultimately would have to pay extra if they choose the moratorium. The Indian middle class do not want a total EMI waiver but to burden them with a compounded interest is simply an extreme lack of consideration for the masses. The force majeure relief should have been applied to the buyers too since builders are not the only one crippled by the pandemic. But what would seem like a bummer for borrowers, a job loss because of unprecedented circumstances cannot be cited for not paying EMI. Basically, this clause definitely relieves the corporate sector but has created additional burden on the common man who, when unable to pay EMIs will cripple the investors too. An order of balance between the buyer and the developer is the need of the hour.

The Government of India has declared the Coronavirus as a Force Majeure event and has definitely provided relief to investors and real estate companies. With the new mandate, all interests have been waived but on the other hand due to late possession, the middle class is reeling under the rent pressure in addition to threats of job loss and salary cuts. Though banks are holding a 6-month moratorium, the amount has to be ultimately paid with compounded interest. Everyone has been affected by the Coronavirus and the Government needs to realize that the common man also needs some breather in order to not get overly burdened. Too much pressure on the middle class will mean inability to pay EMIs which will cripple the investors anyway. Surveys show that the common man wants leeway into this real estate setup, especially in cases like the force majeure clause which will create a balance. For more information, please visit NoBroker legal services by clicking below.

FAQ’s

Stamp Duty in Karnataka: A Detailed Guide

 When you buy a property, the government requires you to pay taxes on several factors. One such important tax is the stamp duty charges paid against a property. The stamp duty charges are determined by the applicable rates fixed by the state government. If you are in Bangalore, the charges are calculated based on the rules of the stamp duty in Karnataka. If you live in Karnataka and you are looking to buy a property, read this blog to know more about stamp duty and registration charges in Karnataka 2024.  

Stamp Duty and Registration Charges in Karnataka 2024

While applying for a home loan, you should be aware of the prevailing stamp duty charges that you will have to pay when you buy a property. If you are looking to buy a property in Bangalore, the latest stamp duty in Bangalore apply to your condition. The stamp duty amount will be calculated based on the factors mentioned above for registration and stamp duty charges in Bangalore. 

The stamp duty for property registration in Karnataka was slashed earlier this year in an attempt to revitalise the real estate market. The global real estate market took a major toll with the coronavirus-induced lockdowns wreaking havoc everywhere. The current stamp duty and registration charges in Karnataka are 3% for all properties worth up to Rs 45 lakhs, 2%, for properties worth up to Rs 20 lakhs and 3% for properties worth more than Rs 20 lakhs but less than Rs 45 lakhs. 

Category	Stamp Duty in Karnataka	Registration Charges
Male	5% (Above Rs 45 lakh)<br>3% (Rs 21-45 lakh)<br>2% (Below Rs 20 lakh)	1 % of the property’s value
Female	Same as Male	1 % of the property’s value
Male + Female	Same as Male	1 % of the property’s value

Stamp Duty Charges In Karnataka:

1. For male buyers: E stamp paper charges in Karnataka: 5% of the property value for properties above Rs 45 lakh; 3% for properties between Rs 21-45 lakh; and 2% for properties below Rs 20 lakh.
2. For female buyers: Same rates as male buyers.
3. For male + female joint buyers: Same rates as male buyers.
4. For male + male joint buyers: Same rates as male buyers.
5. For female + female joint buyers: Same rates as male buyers.

Registration Charges in Karnataka: 1% of the property value for all categories (male, female, male+female, male+male, female+female).

Recent Development: Karnataka Government Urged to Revise Guidance Value for Property Registration

The Confederation of Real Estate Developers’ Association of India – Karnataka and the Forum for People’s Collective Action (FPCE), advocating for homebuyers, have jointly requested the state government to reevaluate the guidance value for property registration. They propose using the guidance value at the time of the homebuyer’s sale agreement with the developer, rather than the date of property registration.

Santosh Patil, a founding member of FPCE, emphasized that this change would alleviate the financial burden on already stressed homebuyers, especially those with loans. Suresh Hari, Secretary of CREDAI – Karnataka, noted that while luxury housing is unaffected, the increased guidance value has imposed significant pressure on mid- and lower-income housing projects.

Karnataka to slash Stamp Duty on flats below Rs 45 Lakhs

The Karnataka Legislative Assembly has amended the Karnataka Stamps Act, 1957, reducing the stamp duty on property purchases from 5% to 3%. The aim is to boost the real estate market after pandemic-induced lockdowns and address the issue of vacant flats. First-time buyers of properties worth 35 lakhs to 45 lakhs will now pay a reduced 3% stamp duty. The government plans to consider further revisions on e-stamp paper commission charges in Karnataka for other property categories.

Karnataka House Registration Charges

If you have taken a new property in the state of Karnataka, stamp duty and registration charges are required to be paid to the Department of Stamps and Registration, Government of Karnataka. In the case of urban areas, the surcharge is set at 2% and cessed at 10% by the BBMP. So, the effective tax rate is 5.6%. For the same property in a rural area, the buyer may have to pay a 3% surcharge leading to a higher effective tax rate of 5.65%.

Type of Fee	Amount
Registration charge	1% of the property value
BMRDA and other Surcharges	3% on stamp duty
BBMP and Corporation Added Surcharges	2% on stamp duty
BBMP, BMRDA and Village Areas Added Cess	10% on the stamp duty

Stamp Duty Calculator Karnataka: How to Calculate Registration Charges and Stamp Duty in Karnataka

The Karnataka government offers a user-friendly online tool for calculating stamp duty charges within the state. This web application efficiently computes the stamp duty based on the provided information. Here’s a step-by-step guide to calculating stamp duty and registration charges:

Step 1: Visit the Kaveri Online Services Portal, the official platform of the Karnataka stamp and registration department, at https://kaverionline.karnataka.gov.in/Layout/Layout .

Step 2: Navigate to the ‘Stamp Duty and Registration Fee Calculator’ tab.

Step 3: You will be directed to the calculator interface.

Step 4: Input details such as Region type, Indicative market value, and Indicative Consideration Amount.

Step 5: Click the ‘Calculate’ button.

NOTE: Please be aware that the figures depicted in the image serve solely as illustrative examples.

The calculator will then display the following information

• Government Duty
• Surcharge Value
• Cess Value
• Total Stamp Duty
• Total Registration Fees

How to Pay Stamp Duty and Registration Fees in Karnataka

In Karnataka, you can pay the stamp duty for property transactions through both online and offline methods. Here’s a step-by-step guide on how to pay stamp duty in Karnataka:

Online Method: Stamp duty payment online, Karnataka

1. Visit the official website of the Department of Stamps and Registration, Karnataka  (https://kaverionline.karnataka.gov.in/Layout/Layout)
2. Look for the “Online Payment” or “E-Payment” section on the website’s homepage.
3. Click on the option related to “Payment of Stamp Duty.”
4. You will be directed to a new page where you need to select the type of document (e.g., Sale Deed, Gift Deed, Lease Deed, etc.).
5. Enter the required details about the property, transaction, and parties involved.
6. Calculate the stamp duty amount based on the details provided.
7. Choose the payment method (Netbanking, credit/debit card, or other available options) and make the payment.
8. After successful payment, you will receive a payment receipt and a digitally stamped document.

Offline Method: Stamp duty payment offline, Karnataka

1. Visit the nearest Sub-Registrar’s office or the designated bank authorized to collect stamp duty.
2. Obtain the required stamp duty payment challan/form from the office or bank.
3. Fill in the details about the property, transaction, and parties involved in the form.
4. Calculate the stamp duty amount based on the details provided and pay the amount in cash or through demand draft.
5. After payment, you will receive a receipt as proof of payment.

Points to Consider Before Paying Stamp Duty in Karnataka

Before you pay stamp duty in Karnataka, there are a few things you should think about:

• The issuance date of the Karnataka stamp paper must be within 6 months of the transaction date.
• Before registration, all stamp-eligible assets must be stamped.
• Individuals participating in the transaction must sign the stamp paper.
• The adhesive stamp that was removed during execution cannot be used again.
• Gift Deed Registration Charges in Karnataka are transferred to a non-family member: 5% of the property’s market value plus surcharges and cess, plus a 1% registration cost of Rs.1000 + surcharge + cess and a set registration fee of Rs.500 for a transfer to a family member.

Refund Process for Stamp Duty in Karnataka

It’s crucial to note that the procedure for obtaining a stamp duty refund can differ from one Indian state to another. In Karnataka, if a sales deed is cancelled, property buyers have the option to request a refund of 98% of the paid stamp duty by filing a refund application.

To initiate the stamp duty refund process in Karnataka, it is imperative to submit both the original agreement and the original cancellation deed along with the refund application. It is also advisable to reach out to the nearest sub-registrar’s office, where you can obtain specific guidance and requirements for the stamp duty refund application in Karnataka.

Factors Affecting Stamp Duty in Karnataka

Here are the major factors deciding stamp duty in Karnataka:

Factors	Stamp Duty Rates and Registration Charges in Karnataka
Age and gender	In Karnataka, senior citizens pay a cheaper stamp duty rate. This has a huge impact on the charges. Furthermore, men in India must pay a 2 percent higher stamp duty. This does not apply to the state of Karnataka.
Property location	Stamp duty rates are often higher in urban areas, while stamp duty rates are lower outside of these locations.
Property age	The stamp duty is based on the overall worth of the house or property, with the age of the property being a significant factor. People should be aware that older homes are less costly than newer homes.
Basic amenities	Stamp tax is greater on properties with basic amenities such as lifts and swimming pools. Property value will increase.

Are Tax Benefits Available on Stamp Duty and Registration Charges?

Section 80C of the Income Tax Act of 1961 allows for tax deductions on stamp duties and registration fees. The maximum deduction is ₹1,50,000. in this case.

Commercial properties, residential plots, and resale property, on the other hand, are not entitled to this tax benefit. This tax break is only available to new homes.

These are some important data about stamp duty and registration fees in Karnataka. Knowing the stamp duty rates and payment procedures makes the process go more smoothly.

Stamp Duty and Registration Charges in Karnataka on Other Services

When it comes to property transactions in Karnataka, understanding the applicable stamp duty and registration charges is essential. This table provides a comprehensive overview of the charges for various deeds, including adoption deeds, conveyances, gift deeds, lease agreements, and more.

Sr No	Document/Deed	Stamp Duty Charges (In Rs)	Registration Charges (In Rs)
1	Adoption Deed	500	200
2	Affidavit	20	–
3	Agreement related to Deposit of Title Deeds	0.1% of Market Value (Min: Rs 500, Max: Rs 50,000)	0.1% of Market Value (Min: Rs 100, Max: Rs 10,000)
4	Conveyance (including flats)	5% on market value + Surcharge + Additional duty	1%
	Conveyance by BDA/KHB	5% on Consideration value + Surcharge + Additional duty	1%
5	Exchange Deed	5% on market value + Surcharge + Additional duty	1%
6	Gift Deed	(i) If Donee is not a family member:
		5% on market value + Surcharge + Additional duty	1%
		(ii) If Donee is a specified family member:
		Rs. 1000 + Surcharge and Additional levy	Rs. 500 fixed
7	Lease Only	(a) More than 30 yrs or perpetuity	On Market Value/AAR + advance + premium + deposit + fine (whichever is higher)
	Lease of property between Family members	Rs 1000/-	Rs 500/-
8	Partition	(a) Non-Agriculture Properties in Municipal limits	Rs 1000 per share
		(b) Agricultural Land registration charges in Karnataka	Rs 250 per share
		(c) Movable property	Rs 250 per share
9	Power of Attorney (PoA)	For Registration, one or more documents	Rs 100
		Assigning one or more people in a single transaction	Rs 100
10	Reconveyance of mortgage property	Rs. 100	Rs. 100
11	Release	(i) When Release is not between family members	5% on market value
		(ii) Between family members	Rs 1000/-
12	Settlement Deed	(i) Not among the family members	5% on market value + Additional duty
		(ii) Property settlement between the family members	Rs 1000 + Additional duty
		(iii) Settlement Revocation	Rs. 200
13	Surrender of Lease	Rs. 100	Rs. 100
14	Transfer of Lease	(a) If the remaining period is fewer than 30 years	5% on the consideration value
		(b) Where the remaining period is greater than 30 years	5% on market value
15	Trust Deed Revocation	Maximum Rs. 200	Rs. 100
16	Will deed	NIL	Rs. 200
17	Will Deed Cancellation	Rs. 100	Max Rs. 200

For instance, if you’re planning an adoption, you’ll need to pay a stamp duty of Rs 500 and a registration charge of Rs 200. On the other hand, an agreement related to the deposit of title deeds would incur a stamp duty of 0.1% of the market value, with a minimum of Rs 500 and a maximum of Rs 50,000, along with a registration charge of 0.1% of the market value, with a minimum of Rs 100 and a maximum of Rs 10,000 as per Karnataka registration act. 

Similarly, if you’re involved in a lease agreement, the stamp duty would vary based on the lease term and whether it involves family members or not.

Disclaim Remember, these rates are subject to change, and it’s essential to verify the latest charges with the Karnataka state government before proceeding with any property-related transactions. Always seek professional advice to ensure a smooth and hassle-free process.

The state government’s decision to slash stamp duty and registration charges in Karnataka comes as a strong initiative to boost the property market in rural areas. However, the stamp duty in Karnataka across the most in-demand category of Rs. 50 lakhs to Rs 1 crore remains at 5%. The guidelines and regulations have also been changed recently and it can get very confusing to calculate and pay the stamp duty in Karnataka. All of this can be done in a matter of minutes with expert legal assistance from NoBroker by clicking below or just commenting on this blog and we will reach out to you. 

FAQ’s

All About Stamp Duty and Registration Charges in Uttar Pradesh

In 2024, the Uttar Pradesh government introduced a groundbreaking policy to foster economic growth and attract foreign investment. Offering a generous 50% stamp duty exemption, this initiative is particularly targeted at Fortune 500 companies investing in the thriving regions of Noida and Ghaziabad. Accompanying this is a full waiver of registration fees, enhancing the appeal of these areas as prime investment destinations. 

This policy, part of a broader strategy initiated in 2023 to increase foreign direct investment (FDI), aims to create a robust industrial ecosystem, capitalising on Noida’s strategic proximity to the national capital, its pool of skilled workforce, and efficient law enforcement. Additionally, this exemption extends to Fortune 500 companies investing elsewhere in Uttar Pradesh, reflecting the state’s commitment to becoming a hub for international investors, with incentives spanning across land acquisition, stamp duty, and capital investment.

Simultaneously, the state continues to ease financial burdens on its citizens, particularly in family-related property transactions. Following the expiration of a previous provision in December 2022, Yogi Adityanath’s government has made a significant move by reducing the stamp duty for property transfers among blood relatives to a nominal Rs. 5,000. 

This reduction applies to various deeds, including gift deeds, partition letters, and family arrangements or memorandums of agreement, all aimed at facilitating the equitable distribution of family assets. This decision not only relieves citizens from the potential burden of paying stamp duty up to 7% of the property’s value but also plays a crucial role in minimising disputes over family property matters, fostering a more harmonious social environment.

Recent Updates on Stamp Duty and Registration Charges in Uttar Pradesh

Yogi Adityanath’s government in Uttar Pradesh has taken a significant step by reducing stamp duty for property transfers among blood relatives. This move, approved during a recent cabinet meeting on August 4, 2023, aims to ease the financial burden on citizens when dealing with family-related property transactions. The reduced stamp duty of just Rs. 5,000 will apply to various deeds, including gift deeds, partition letters, and family arrangements or memorandums of agreement, primarily designed for the equitable distribution of family assets among family members.

This decision follows the expiration of a similar provision in December of the previous year, providing citizens with substantial savings by exempting them from paying stamp duty that could have otherwise reached up to 7% of the property’s value. The cabinet meeting has further endorsed the proposal to extend this exemption until further orders, albeit with some amendments. To implement this change, the Stamp and Registration Department will issue a notification to officially announce the exemption for deeds related to the transfer of immovable properties. This reduction in stamp duty is expected to reduce disputes in family property matters and potentially stimulate employment opportunities.

What exactly is Stamp Duty Charge on Property?

In Uttar Pradesh, stamp duty and registration fees are crucial for property sales. Properly paid stamp duty ensures the legal recording of land transactions, making documents valid as evidence in court. Failure to stamp documents correctly renders them inadmissible in court.

Paying these fees is essential as per Section 17 of the Uttar Pradesh Registration Act, 1908, for property transactions exceeding Rs. 100. It establishes the buyer as the property owner and registers the property in their name. Stamp duty and registration charges in Uttar Pradesh differ from other states, typically amounting to 5-7% of the property’s market value and 1% of the market value, respectively.

Charge for Stamp Duty and Registration in Uttar Pradesh

Stamp duty refers to the tax imposed by the federal government during a property transaction, or when ownership of the property moves from the seller to the buyer. It is assessed on leasehold and freehold real estate contracts for both residential and commercial properties. Since stamp duty is assessed according to states, the rate also differs from region to region. Your papers or documents’ stamp is regarded by the authorities as a legal validity endorsement.

Understanding Stamp Duty and Registry Charges in UP (2024)

In Uttar Pradesh, as of 2024, the calculation of stamp duty and registration charges for property transactions is closely aligned with the circle rates set by the local administration. These circle rates, also known as ‘Ready Reckoner Rates’ in some regions, are the minimum valuation at which a property can be legally registered. They vary across different localities, and the government mandates that property registration should not fall below these set rates.

To simplify the understanding of these charges, let’s break down the rates based on gender categories:

Gender Combination	Stamp Duty in UP	Registration Charges in UP
Male	7%	1%
Female	6%	1%
Joint (Male + Female)	6.5%	1%
Joint (Female + Female)	6%	1%
Joint (Male + Male)	7%	1%

It’s noteworthy that the 1% reduction in stamp duty for female property owners in Uttar Pradesh is applicable only to transactions where the total property value is up to Rs 10 lakhs. This initiative is part of the state’s effort to encourage property ownership among women.

These rates are significant for prospective property buyers as they directly impact the overall cost of acquiring property. The stamp duty is a percentage of the transaction value, while registration charges, uniformly set at 1% across all categories, are added to complete the legal formalities of property registration. It’s essential for buyers to be aware of these charges to accurately budget for their property purchase and ensure compliance with legal requirements.

UP Stamp Duty Rates for Different Deeds in 2024

Apart from property registration, the Uttar Pradesh State government imposes stamp duty on the registration of various types of deeds. Here are some common deeds along with their respective stamp duty charges in Uttar Pradesh:

• Gift deed: Rs 60-125
• Will deed: Rs 200
• Exchange deed: 3% of the Transaction Value
• Lease deed: Rs 200
• Agreement deed: Rs 10
• Adoption deed: Rs 100
• Divorce deed: Rs 50
• Bond: Rs 200
• Affidavit: Rs 10
• Notary document: Rs 10
• Special Power of Attorney (SPA): Rs 100
• General Power of Attorney (GPA): Rs 10-100

Factors That Affect Stamp Duty And Registration Charges In Uttar Pradesh

Stamp duty charges vary depending on the following factors-

• Gender of the owner under individual ownership: Female property owners are charged 6% of property value as stamp duty whereas male owners are charged 7%.
• Gender of owners under joint ownership: 

1. Registry Charges in UP for Women: Property owned by two women would be charged with 6% stamp duty.
2. Stamp Duty in UP for Males: Property owned by two men would be charged with 7% stamp duty.
3. Property owned by one woman and one man would be charged with 6.50% stamp duty.

Registration charge would remain constant at !% of property value in each case.

How to Calculate Stamp Duty and Registration Charges in Uttar Pradesh (UP)?

Let’s illustrate the calculation of stamp duty and registration charges in UP with an example:

Suppose Mrs Kiran has purchased a property in Lucknow for Rs 60 lakh, and she needs to pay the required stamp duty and registration charges for property registration.

In Uttar Pradesh, the stamp duty is 7% of the transaction value, and the registration charges are 1% of the transaction value. Therefore, the total calculation would be as follows:

• 7% of Rs 60 lakh = Rs 4,20,000
• 1% of Rs 60 lakh = Rs 60,000
• Total Amount to be Paid = Rs 4,80,000

Legal and Illegal Stamp Duties

Stamp Duty charges in Uttar Pradesh are divided into two categories: Legal and illegal duties. While legal stamp duties, commonly referred to as court fees, are the fees assessed to appellants in court, the stamp duty on a property agreement is classified as a non-legal fee because it is a one-time price. The tax on transfers as well as sale deed accounts for the majority of the state’s stamp duty revenue.

The Registration and Stamp Duty Fees in Uttar Pradesh

One of the few Indian states, Uttar Pradesh, has stamp duty rates that are comparatively higher than those in other states. Buyers must pay around 7% of the agreement fee as stamp duty In Uttar Pradesh; however, buyers must also remember that in any state, they must register under the circle rate. If the buyer pays less than the officially registered government-set circle rate, they will be required to pay a lump sum that is determined by computing the district collector’s rate.

The most populous state in India and the one thought to have been most negatively impacted by the second wave of COVID-19, UP, advocates for the highest fees for property and land registration. Stamp duty rates in Uttar Pradesh have not decreased to this point.

Stamp Duty Fees in UP for Female

Women in Uttar Pradesh benefit from lower stamp duty rates when registering properties, as do citizens of many other states. Women in Uttar Pradesh are granted a discount on these fees, but only up to a certain amount. In Uttar Pradesh, women owners only pay 6% in stamp duty plus registration fees, compared to 7% for male owners. However, in Uttar Pradesh, if the price of the property exceeds 10 lakhs, both men and women must pay the same amount in stamp duty.

Uttar Pradesh’s Stamp Duty Laws and Property Value

According to section 17 of the Uttar Pradesh Registration Act, 1908, the purchaser is required to register their sale achievement with the sub-office registrar if the transaction’s value or cost exceeds INR 100 to obtain legal validity in the eyes of the law.

In summary, the purchaser must bear these three essential considerations in mind.

● State-to-state variations exist in stamp duty fees.

● In most cases, buyers are required to pay 1% of the deal value as registration fees. 

● In essence, stamp duty is a charge levied by the government whenever a property is transferred from the producer (seller) to the consumer (buyer), or when there is a transaction of a property. It is calculated simply using the transaction value as a percentage.

Property Registration Charges in UP

The new stamp duty registration fees in Uttar Pradesh for real estate were increased by the state government, which had previously set a cap of Rs. 20,000 per transaction. However, with the implementation of the new statement, the fees are now calculated at 1% of the sale price, thus if the asset’s deed is worth Rs.70,000 then the buyer would pay Rs. 60,000 as part of the registration fee. 

Example for Calculating Stamp Duty Fees in Uttar Pradesh

Say, Ram is investing Rs. 6,000 per square foot in a house with a carpet area of 900 square feet in a location. Therefore, the property’s circle rate-based valuation would be Rs. 54 lacs. The buyer will currently pay 7% of this sum as stamp duty because the property is being recorded at the same price. The total would result in Rs. 3.78 lacs.

Even though the property has indeed been registered for a lower price, the buyer is still required to pay the staple sum of 7% according to the circular rate. However, if the buyer’s property has a 64-lac registration price, the payment is made at 7% of 64 lac in stamp duty.

How to Request Stamp Duty Withdrawal in Uttar Pradesh

The paid stamp duty can be withdrawn through the IGRSUP portal. On the IGRSUP portal, a user may make online registration for stamp duty repayment (igrsup.gov.in). Here is a step-by-step guide on how to apply online for the stamp duty withdrawal on the IGRSUP portal.

Step 1: Go to the official IGRSUP portal (IGRSUP login).

Step 2: Click the “Stamp Vaapsi Hetu Aavedan” option (Revocation of stamp duty from IGRSUP) after logging into IGRSUP. The screen that follows will appear.

How to Pay Uttar Pradesh Property Stamp Duty Online

Navigating the process of property registration in Uttar Pradesh has become more efficient and user-friendly thanks to the implementation of a digital system by the state government. This technology-driven approach simplifies the payment of stamp duty, ensuring a hassle-free experience for homebuyers. Here’s a step-by-step guide to completing the stamp duty payment online:

Step-by-Step Guide to Online Stamp Duty Payment

• Access the Official Portal: Start by visiting the official website of the Uttar Pradesh Stamp and Registration Department. This portal serves as the primary platform for all property registration-related services in the state.

• Initiate the Process: On the homepage, look for the ‘Property Registration’ section. Here, you’ll find an ‘Apply’ button, which is your gateway to begin the process.
• New Registration: Clicking on ‘Apply’ leads to the option for ‘New Registration’. Selecting this will generate a unique application number, which is crucial for tracking your process and future references.

• Fill in the Details: You will be redirected to a form where you need to input details about the property. This includes the city, area, and unit size of the property, among other pertinent information.

• Payment of Stamp Duty: The final step involves paying the applicable stamp duty charges for your property. This is an important legal step to formalise your property transaction.

Once these steps are completed, and the stamp duty is paid, the next phase is verification. The Sub-Registrar Officer will review the uploaded documents. Upon successful verification, the registration document will be generated and made available for download by the applicant.

This digital procedure marks a significant advancement in streamlining property transactions in Uttar Pradesh, making it more accessible and transparent for buyers. It’s a move that aligns with the digital India initiative, bringing convenience and efficiency to the forefront of property dealings.

What Are The Tax Benefits On Stamp Duty And Registration Charges In UP?

Under Section 80C of the Income Tax Act of 1961, everyone in the state of Uttar Pradesh is eligible to claim tax exemptions on registration fees and stamp duties.

Joint owners are eligible for a tax deduction under this law. The maximum deduction amount is only ₹150,000, though.

Only brand-new properties are eligible for individual deduction claims.

The above-mentioned points will make it easier for someone to pay stamp duty in UP without confusion. You can also look up the terms and conditions on the official website.

What Happens if the UP Stamp Duty and Registration Fees are Not Paid?

The Indian Stamp Act of 1899 and the Registration Act of 1908 make it necessary for a property purchase to (whose property is for more than Rs 100). If these fees are not paid, the house registry charges in UP will no longer be valid, and you won’t be the property’s owner legally. You might additionally be subject to a fine for that. The penalty might be 2% every month as well as the utmost 200% of the deficiency amount.

In conclusion, the stamp duty in UP is a tax that must be paid immediately after the property is sold and is an obligatory expense. It is calculated simply using the transaction value as a percentage. Payment of the stamp duty and registration fees in UP ensures that the property is properly registered in government records and eliminates the possibility of a legal or title dispute down the road. 
So, it must have been clear from the article that Stamp duty in Uttar Pradesh is a tax similar to income tax that the state levies. Stamp duty should always be paid fully and on a perfect routine. If the stamp duty isn’t always paid on time, a fine is imposed for the UP property registration. If you need any help regarding stamp duty and registration charges in Uttar Pradesh, you must consult the real estate and finance experts at NoBroker. If interested, please leave a comment below this blog; our executive will be in touch with you soon

FAQ’s

Stamp Duty and Taxation on Property Exchange in India

Buying and selling property comes with several tax obligations that both parties must meet; otherwise, such transactions may be against the law. According to section 118 of the Transfer of Property Act, 1882, a transaction is referred to as an “exchange” when two persons trade the ownership of one object for another, whether one of the items is just money or both. Only the method specified for the transfer of such property by sale may be used to transfer property upon completion of the exchange. When two people trade ownership of one thing for another, without either or both of the transferred items containing any cash, the transaction is referred to as an exchange. Each party receives property in which it had no prior interest through this transaction. Each party to the exchange has the privileges and is subject to the seller’s liability concerning what he gives and the buyer’s rights and liabilities with respect to what he takes. For the exchange to be valid, the property must be physically delivered to the parties.

Principles of Exchange of Property

A minimum of two parties and two properties, one of which is owned by each of them;

The exchange of these properties must be reciprocal, i.e., A must transfer his property to B while B must transfer his property to A. Movable or immovable property may be substituted for one another.

Nothing else should be taken into account besides these characteristics. When two-person trade possessions of one thing for another, without either or both of the transferred items containing any cash, the transaction is referred to as an exchange. Each party receives properties with no prior interest through this transaction. Each party to the return has the privileges and is subordinate to the seller’s liability concerning what he gives and the buyer’s rights and liabilities with respect to what he takes. For the exchange to be valid, the property must be physically delivered to the parties.

Mutual Understanding and Interaction

The word “mutually” means that both parties are the same and that there must be an exchange of two items. For example, A sells his property to B, and B sells his own property as collateral for A. This is not exchanged if the transfer comes from one party’s hand. A transfer from a spouse to a wife is not a trade for the purposes of the discharge of her support claim because the woman does not surrender the ownership of something. Like the previous example, an exchange does not occur when two objects are not mutually exchanged but when one edict is offset against the other, and the property acquisition makes up the difference.

What Exactly is a Property Exchange Contract?

Property exchange means an agreement between two parties to exchange particular assets known as a property exchange agreement. An agreement for a property exchange makes it easier to transfer ownership of assets.

Any asset can be transferred via this type of agreement, including real estate, intellectual property, stocks, and bonds. Although they are frequently employed in corporate transactions, property exchange agreements can also be utilised in private transactions.

Stamp Duty and Property Exchange Taxes

The selling consideration is typically paid in cash when buying a property. But it’s not required that the payment for the purchase of property always entails cash. Depending on how much space you need and other factors like cost, you could wish to relocate to a bigger or smaller location. The law governing property permits the exchange of one property for another. The exchange of one residential location for another is not always essential. You can also trade in one business property for another, be it a piece of land, a building still under construction, a commercial property, or a residential property. If the values of the two assets differ, monetary payment may address the discrepancy.

Understanding what is Stamp Duty

The government can recover the tax by charging stamp duty. As the legal owner of a property that is ultimately Indian land, a party must pay this stamp duty or tax while registering any document. The cost to update government records is known as the “party fee,” which includes paying the expert who handles these chores.

The location of the land, building, flat, or any other immovable asset, as well as the state in which the property is situated, can affect how much stamp duty you must pay. The value for stamp duty is taken as the property with the higher market value. Stamp duty is 3% of the property exchange value in case of any real property given to a family member. If someone other than a family member transfers the property, the stamp duty would be 5 percent in that situation. Many different forms of transactions, including conveying deeds, sales deeds, and power of attorney documents, are subject to the stamp duty levy. 

After paying stamp duty, a person can only pick up the property-related paperwork. Since stamp duty is calculated as a proportion of the property’s cost, it fluctuates according to its assessed value and kind. Further comparisons are made between the quantity obtained and the current circle rate. The ultimate sum of stamp duty is computed based on the higher value.

Impact of Stamp Duty on Property Exchange

When selling a property, it’s crucial to start an exchange of a sale deed or sale agreement, which must be marked with the rate that applies to the property’s market value.

However, as an exchange transaction is entirely different from a sale transaction, an exchange document is necessary to make a property exchange. Another option is to start two distinct sale deeds, although in that case, stamp duty would have to be paid on both contracts because each state has a unique set of laws; it is crucial to confirm that you are following those rules. For stamp duty on property exchange, the properties with larger market value are considered to have the higher value. For instance, if you trade your smaller apartment for a larger one within the same building, stamp duty will be due on the greater apartment’s market value.

The two parties must agree on the price of the stamp duty for it to be paid. If the parties to a sale deed cannot agree, the buyer is responsible for paying stamp duty. In contrast, in the case of an exchange of transfer of property act, the issue must be settled amicably between the parties.

The exchange deed must be recorded with the offices of the registrar of assurance because it purports to transfer immovable property rights in pursuance of Section 54 of the exchange under the Transfer of Property Act.

Immovable property exchanges have income tax repercussions. Any gain or loss will be deemed long-term if the property is swapped over a term longer than 24 months. Similarly, any profit or loss earned during the exchange’s acquisition of property under transfer of act will be regarded as short-term if the term is less than 24 months. It is possible that neither party did not add additional value to the property other than the difference in price when drafting the exchange document. Knowing your property’s market value as determined by stamp duty and comparing it to the amount it was initially purchased will help you calculate capital gains in these situations.

The Essentials for an Exchange of Property Deed

When property owners desire to trade ownership of their property with another to take possession of it, they establish a deed of exchange. A deed of exchange will be used to carry out such a transfer. By executing a deed of exchange, parties can swap money and other assets in addition to immovable property. The transaction will not qualify as an exchange and will constitute a sale if one party pays money for something that is not money.

What is Recorded in an Exchange of Property Deeds?

In an exchange of property deed, the following is noted:

●The exchange’s date

●Names and addresses of the persons involved in the exchange of the property.

●Details on the property, including its location, surroundings, and other details.

●An exchange is a statement that refers to a real estate transaction.

●Signature of the parties and the witnesses are included.

●The registration cost or stamp duty will be charged during the property exchange.

Registering in Delhi for a Property Exchange Deed

The methods listed below can be used to apply for a property exchange deed in Delhi online:

1. Select the “Deed Writer” option on the Delhi Online Registration Information System website.

2. From the drop-down list, select the exchange property option.

3. The calculation and presentation of the appropriate stamp duty for the transaction on your screen.

4. Pay the stamp duty by visiting the Stock Holding Corporation of India website.

5. After making a payment, download the payment receipt.

Once your money has been accepted, you must schedule a meeting with the revenue department’s Sub Registrar. Follow these steps to accomplish this:

1. Visit the Delhi Revenue Department website.

2. Choose your SRO, area, and district names.

3. The stamp number on your payment receipt must be filled out.

4. Pick a time and date that work for the appointment.

5. Once the procedure is complete, an SMS notification will be sent to you confirming the appointment.

This is how the procedure works for the registration in Delhi for property exchange deeds.

Income Tax Consequences of Property Exchange

Income tax issues arise with immovable property exchanges under act notes as well. Any profit or loss realised on the exchange of a property after it has been held for longer than 24 months will be considered long-term. The profit or loss will be short-term if the exchange of property is made less than 24 months after its acquisition. There may also be swaps where neither party assigns any value to the item, and the exchange deed specifies the difference in value. In these circumstances, you must determine your property’s market worth according to the stamp duty ready reckoner and contrast it with the price you paid to calculate any capital gains on exchange of property. 

A residential property exchange qualifies for the exemption under Section 54. There won’t be any tax responsibilities for the proprietor of the lower value apartment who is trading it for a higher value one. The smaller flat will not be subject to taxes if you buy it and its market worth is at least equivalent to the indexed long-term profits calculated above on the larger flat. However, suppose the market price is less than the indexed long-term capital gains. In that case, the difference between the sale and exchange under Transfer of Property Act is that in a sale, the consideration is the price that has been paid, promised, or partially paid; in exchange, the consideration is the transfer of one asset in exchange for another.

It is abundantly evident from the discussion above that while exchanging one property for another does not result in a particular tax benefit, doing so through an exchange deed may result in a saving on stamp duty.

The explanation given above provides a thorough understanding of stamp duty and taxation on property exchange. Easing one property for another does not result in any unique tax benefits; however, using an exchange deed can result in savings on stamp duty. Each partner in a money exchange guarantees the veracity of the money he has given. Money of the same or various denominations or other currencies can be exchanged for additional cash. Money in this context refers to both coins and banknotes.  If you need legal and financial help or wish to consult property exchange experts, you must consult the experts at NoBroker. If interested, please comment below this blog, our executive will be in touch with you soon.

FAQ’s

Understanding Stamp Duty and Registration in Noida

Stamp duty is a tax that must be paid on real estate transactions. It validates the property record kept by the state government. Section 3 of the Indian Postal Law of 1909 states a stamp duty is due. The cost of the stamp duty varies depending on the state and location of the property. The state government counts stamp duty fees and registration fees as revenue. This blog will explain the stamp duty and registration fees for Noida real estate.
The government imposes a charge known as stamp duty on legal papers, typically when assets or property are transferred. These taxes have two main goals: to support government operations and to confirm the buyer’s ownership of the item or property.

What is Stamp Duty?

Stamp duty is a government tax equivalent to income tax, regulated under Section iii of the Stamp Act of 1899. Timely payment is essential to avoid penalties. Properly stamped documents hold legal validity and are admissible in court, while unstamped ones aren’t accepted as evidence.

This tax is mandatory for property transactions and varies across states, including Noida. As Noida’s real estate market thrives, understanding the local stamp duty rates is crucial for all, from first-time buyers to seasoned investors.

Documents Required for Registration of Flat

The following documents are necessary for real estate registration in Noida:

1.No certificate of dues – When the full cost of the unit has been paid for according to the payment schedule, the builder gives this paper.

2. BBA or Allocation letter – The Builder-Buyer Agreement (BBA) or allocation letter must be in a self-attested copy. This document states that the applicant already owns the property that must be registered.

3. Ownership letter – A self-attested possession letter, similar to the previous document, must be received from the function Object () {[native code]}. It indicates that the buyer is qualified to take possession of the property; however, it is optional.

4. Financial institutions and bank account documents – Two more documents—a loan approval letter and a No Objection Certificate (NOC)—are needed if the buyer has a home loan. When the buyer takes ownership of the property, the NOC will attest that the bank or other financial institution will not have any problems.

5. ID and proof of address – Each registration applicant’s Account number, PAN card, voter ID card, or passport must be carried by the buyer, together with at least 4-5 photos serving as identification and address proof.

Please be aware that the above documents for the witnesses will also be needed since the registration process requires two witnesses.

E Payment of Stamp Duty and Registration Fees

If you are thinking about how to pay stamp duty for flat registration, then you must be content to know that it can be offline and online. In Noida, Uttar Pradesh, you can complete a portion of the stamp duty payments transaction online.

• Get the conveyance deed ready.
• Visit the Uttar Pradesh government’s Stamps and Registration department’s official website at igrsup.gov.in.
• Click the button.
• Sign up for a user account on the website.
• Enter the names and contact information of the buyer, seller, and two witnesses
• Fill out the form with the property’s information (district, tehsil, ward, and area).
• Type the property here (for example, commercial or industrial).

Alternatively, you can submit the registration cost and stamp duty offline.

Buy stamp paper and create a conveyance deed: Stamp paper can be purchased at the National Stock Exchange of India department that is most convenient for you. The Stock Holding Corporation has offices in Ghaziabad, Noida, and Greater Noida in the National Capital Region (NCR). However, the Uttar Pradesh Stamp Act, of 1957 Act prescribes that any transaction above Rs. 1 lakh should be paid only with Uttar Pradesh e-stamp paper which you can get online.

Flat Registration Process in Noida

Below are the process and flat registration charges in Noida: 

Processing at the Sub Registrar’s Office in Noida

• It is important to confirm that the person from whom the property is purchased owns the property. To obtain the Encumbrance Certificate, please apply for it at the registrar’s (Sub Registrar’s Office) office.
• Link for the state’s contact information for the sub-registration office
• According to the recommendation of the authorities, the user can go to the relevant Sub-registrar office and apply for EC.
• The paperwork for registering the property must be prepared if the results are satisfactory. To finish the Deed of sale drafting for registration, purchasing stamp duty paper following the amount determined based on the land assessment should be accomplished.
• The buyer, seller, and witnesses must appear at the registrar’s office on the designated date and wait in line. You or the advocate may obtain the schedule for registration of the land.
• When it is their turn, they must present the registrar with an original copy of their ID and a DD for the amount that the buyer is required to pay the seller. To complete registration, they must also sign the registry in the designated locations.

Online Method

• The government of Uttar Pradesh has implemented an online system for registering properties. Visit the website and select “Apply” from the “Property Registration” session.
• Before properly completing the application form, carefully read the instructions.
• To register and proceed to the next page by signing in, follow the instructions on the page.
• The user must fill out all the information (Buyer Information, Seller Identifier, Witnesses, Property Type, etc.) on the provided page before uploading the necessary papers and selecting the relevant option to obtain the application number. Further processing will benefit from knowing this number. An online application and acknowledgement printout are available to the applicant.

Appointment 

• To access the screen for setting an appointment, the user must choose the “Appointment of Property Registration” option on the web page.
• Use the registration number you received when submitting your online form here, along with your password, to sign in.
• The applicant must follow the on-screen instructions to schedule an appointment for registration at the appropriate SRO office.
• Please print the acknowledgement out as well.

At SRO Office

• On the appointed date, report to the Section Registrar Office (SRO) armed with the application printout and any required paperwork.
• Send the paperwork to the authorities. They will verify the information and give it to the registrar.
• The applicant, the seller, and the witness must proceed to the registrar’s cabin in response to a call from the office staff.
• When it is their turn, they must present the registrar with an original copy of their ID and a DD for the amount that the buyer is required to pay the seller. To complete registration, they must also sign the registry in the designated locations.

Flat Registration Charges in Noida 

The state government increased the revised stamp duty registration fees in Uttar Pradesh for real estate, which had previously set a cap of Rs. 20,000 per transaction. However, with the implementation of the new statement, the flat registration costs in Noida are now estimated at 1% of the sale price, meaning that if the asset’s deed is worth £70k, the buyer will pay £60,000 as part of the initial deposit. Additionally, the fees for registering a flat in Uttar Pradesh differ from those for registering a plot.

How to Calculate the Stamp Duty in Noida?

There are online Stamp duty calculators which you can use to calculate the stamp duty. However, if you want to calculate the stamp duty manually here’s how you can do it.

1. Figure out the Stamp duty and registration fees for the area.
2. To calculate the stamp duty multiply the purchase price by the stamp duty rate.
3. To calculate the registration fee, multiply the purchase price by the registration date.
4. The total cost of the property is the purchase price plus the stamp duty and registration fee.

Reduced Stamp Duty is Required in Noida and Greater Noida.

The home markets in Noida and Greater Noida are some of the least expensive throughout the National Capital Region (NCR). According to information provided by Housing.com, the average price of new homes in these markets was Rs 3,922 per square foot in 2021, after seeing a minor value decline due to the Coronavirus pandemic’s effects on India’s real estate market. In contrast to buyers in nearby Delhi, Noida and Greater Noida must pay higher stamp duty and registration fees.

The Uttar Pradesh (UP) administration has not yet decided whether to decrease the stamp duty and registration fees in Noida and Greater Noida despite repeated orders from the central government following the Coronavirus pandemic.

Refund on Stamp Duty and Registration Charges in Noida, Greater Noida

You can get a refund on your stamp duty under certain conditions. You must apply for the stamp duty refund within six months of the date on which you paid the amount if you paid the amount but did not register the document.

Uttar Pradesh’s Stamp Duty Laws and Property Value

According to section 17 of the Uttar Pradesh Registration Ordinance, 1908, the purchaser must register their sale achievement with the sub-office registrar if the transaction’s value or cost exceeds INR 100 to obtain legal validity in the eyes of the law.

In summary, the purchaser must bear these three essential considerations in mind.

• State-to-state variations exist in stamp duty fees.
• Generally, buyers must pay registration fees equal to 1% of the deal value. While some states additionally charge a fixed cost based on the property’s value.
• In essence, stamp duty is a charge levied by the government whenever a property is transferred from the producer to the consumer or when there is a property transaction. It is determined directly using the transaction value as a percentage.

We hope that this blog helped you understand the fees and process of paying stamp duty and registration in Noida. The stamp duty rates are comparatively higher than those in other states. Buyers must remember that they must register themselves underneath the circular rate in any jurisdiction, for that matter. In Uttar Pradesh, purchasers must pay around 7% of the agreement amount as stamp duty. If the buyer pays less than the officially registered government-set circle rate, they will be required to pay a lump sum determined by determining the district hoarder rate.

Every homeowner needs help in accurately paying government taxes and legal fees involved in property ownership. Getting help from real estate legal experts at NoBroker has saved many many homeowners time and money. If you’re looking for the best consultation regarding stamp duty and registration payment in Noida, please leave a comment below; our executive will be in touch with you soon. 

FAQ’s

Understanding Stamp Duty on Gift Deed in India

A gift deed is a legalised document that allows you to transfer property ownership without paying any money. The person who transfers ownership is known as a “Donor,” while the person who receives ownership is known as a “Donee.” A gift deed can only be legitimate if it has been officially registered and the gift deed stamp duty and registration charges for the gift deed have been paid. If you wonder how much stamp duty is on gift deed, this post will explain the many features of gift deed stamp duty, gift deed registration fee, and their rates.

Understanding Stamp Duty on Gift Deed

Gifting is the act of a person willingly transferring certain or all of his rights in an asset he owns to another person for no monetary payment. Given that they do not profit from the transfer of ownership of the property, it may appear strange that a donor is asked to pay a charge to have his property transferred to someone else. Although giving a house is not a typical transaction, it has income tax and stamp duty implications. In India, gift deed stamp duty differs from state to state and can range from 2% to 7% of the property value.

Gift Deed Stamp Duty in 2023

State	Stamp Duty Percentage
Andhra Pradesh	6%
Arunachal Pradesh	5%
Assam	5%
Bihar	6%
Chhattisgarh	6%
Goa	4%
Gujarat	5%
Haryana	6%
Himachal Pradesh	4%
Jammu and Kashmir	6%
Jharkhand	6%
Karnataka	3% for properties worth less than Rs. 45 lakhs, 2% for properties worth Rs. 45 lakhs to Rs. 90 lakhs, and 5% for properties worth more than Rs. 90 lakhs
Kerala	6%
Madhya Pradesh	6%
Maharashtra	3% for properties worth less than Rs. 20 lakhs, 2% for properties worth Rs. 20 lakhs to Rs. 50 lakhs, and 5% for properties worth more than Rs. 50 lakhs
Manipur	5%
Meghalaya	5%
Mizoram	5%
Nagaland	5%
Odisha	6%
Punjab	6%
Rajasthan	6%
Sikkim	5%
Tamil Nadu	11%
Telangana	6%
Tripura	5%
Uttar Pradesh	Rs. 5,000 for properties gifted between family members, 7% for other cases
Uttarakhand	6%
West Bengal	5%

Please note that these are just the general rates of stamp duty. The actual rates may vary depending on the specific state and the circumstances of the gift. It is always best to consult with a lawyer or a property expert to get accurate information about the stamp duty applicable in your case.

Bursting Gift Deed Myths: 

Owners who offer their property as a gift should know that they lose ownership of the transferred item once the gift deed is recorded. This is because the terms of a gift deed, like a sale or a relinquishment document, take effect immediately. This is not the scenario with a Will whose provisions only take effect when Will’s maker has died. Remember, however, that a gift deed is only valid until the stamp duty on the gift deed has been paid.

What Property Can Be Gifted?

Any immovable property that satisfies the requirements of Section 122 of the Transfer of Property Act, 1882, may be transferred via a gift deed. A gift tax on immovable property in India must be recorded with the sub-registrar office in accordance with sections 123 of the Transfer of Property Act and 17 of the Registration Act of 1908, just like a sale deed, with the exception that no money is exchanged in the transfer of the property. The contract would be void if this wasn’t done.

Income Tax on Gift Deed

The topic of whether gifts are taxable is one that taxpayers ask themselves frequently and on a regular basis. You can learn about various provisions relating to the taxability of gifts received by a person or a Hindu Undivided Family (HUF) in this section. A gift is any money or property that is given to an individual or a HUF without asking for it or in situations where the property is acquired for too little money.

From the perspective of taxation, gifts can be categorised as follows:

1. A “monetary gift” is any sum of money that is given without expecting anything in return.

2. “Gift of moveable property” refers to specific movable item acquired without payment.

3. “Movable property received for less than its fair market value” refers to certain movable properties that were acquired at a discount (or for insufficient compensation).

4. Immovable property acquired in exchange for nothing is known as “gift of immovable property.”

5. “Immovable property received for less than its stamp duty value” refers to real estate that was purchased for less money than it was worth.

Any amount of money received by an individual or HUF without consideration (i.e., a monetary gift received in cash, check, draught, etc.) will be subject to tax if the following criteria are met:

• Monetary amount received heedlessly.
• The total amount of money received in this manner during the year reaches Rs. 50,000.

Even though the gift-related laws apply to everyone, it has been reported that presents from residents to non-residents are said to not be subject to Indian taxation because the income does not accrue or arise there. The Finance (No. 2) Act, 2019 added a new clause (viii) under Section 9 of the Income-tax Act, stating that any income arising outside India, defined as money paid without consideration on or after 05-07-2019 by a person who lives in India to a non-resident or a foreign company, shall be deemed to accrue or arise in India. This was done to ensure that such gifts made by residents to a non-resident person are subject to tax in India.

5 Steps And Tips to Execute a Gift Deed

The process for registering a gift deed

The steps to execute the gift deed are as follows:-

1. A licenced expert will assess the real estate covered by the donation deed.
2. Both the giver and the donee must sign a gift deed in front of two witnesses.
3. To deliver the signed documents, make your way to the closest sub-registrar.
4. For the computation of the gift deed registration fees, including stamp duty, use a lawyer. The fees specified must be paid.
5. Get the deed attested

Stamp Duty on Gift Deed in Delhi Rates and Legal Requirements for Gift Deed

The Registration Act of 1908, which governs all deeds states that gift deed stamp duty in Delhi must be registered. 

• A qualified appraiser must appraise the property to be gifted.
• If the Donee is a woman, stamp duty in Delhi on gift deed will be 4 percent of the property’s worth and 6 percent if the Donee is a man.
• The registration price will be 1% of the whole amount plus Rs.100/- in pasting fees. 
• Registration applications must be submitted to the district’s concerned Sub Registrar office. The average response time is 15 days.

What is the Stamp Duty on Gift Deed in Maharashtra? 

Conveyance deed	Stamp duty rate
Gift deed	3%
Gift deed for residential or agricultural property passed on to family members	Rs 200
Lease deed	5%
Power of attorney	Property in municipal regions is worth 5%, whereas property in gramme panchayat areas is worth 3%.

The stamp duty on gift deed in Maharashtra is 3% of the property’s worth, according to Article 34 of the Maharashtra Stamp Act, responsible for the property gift deed rules which was revised in 2017. The gift deed stamp duty on gifted property is Rs 200 if the property in question is a residential or agricultural property gifted (without payment) to family members. 

Stamp Duty on Gift Deed in AP

The registration fee for a gift deed in Andhra Pradesh is 0.5 percent, with a maximum of Rs 10,000.

Stamp duty On Gift Deed of Commercial Property in Maharashtra

There are no exemptions from Stamp Duty and Registration Fees when it comes to commercial property. The Stamp Duty and Registration fees will be the same as the Sale / Conveyance Deed. If the property is in Maharashtra, for example, there will be 5% Stamp Duty + 1% LBT + 1% Registration Fees. These fees will be calculated based on the property’s Government Value.

Stamp Duty on Cash Gift Deed in Maharashtra

A cash gift deed is an agreement in which the donor (the person who pays the money) can give money to the Donee (the person who receives the money) without any other compensation or exchange. It depicts a donation of cash given voluntarily by one person to another. This deed details the amount of money to be transferred and any gift restrictions. . The rate of stamp duty for gift deed in Maharashtra for cash is 3%.

Stamp Duty on Gift Deed for Cash in Delhi

Because it records the act of providing a gift, a gift deed for cash is an important document, especially when gifting a significant sum of money. The stamp paper value for cash gift deed creates a legally binding document. A gift deed ensures proof of such transfer for both the donor and the Donee, avoiding future misunderstandings and misuse. The rate is 4%.

Stamp Duty on Gift Deed in Blood Relation

When it comes to stamp duty on gift deed in blood relation Maharashtra, immovable property, such as lands, a house, or an apartment, can now be passed down to one’s children or blood relatives without having to pay stamp duty. On March 25, 2015, Hon’ble Revenue Minister Eknath Khadase informed the Govt in the Assembly. As a result, stamp duty on the transfer of lands or flat immovable property to family members is waived.

He declared that immovable property, such as land, a house, or a flat, can now be transferred to the owner’s children or even blood relations merely by signing a transfer deed on Rs. 500/- stamp paper and paying no stamp duty on gift deed. Families of transferors will be relieved by this announcement, as they will no longer be required to pay 5% stamp duty at market value as per ready Reckoner. The minister stated that a transfer document executed on Rs. 500/- stamp-paper will suffice in such a case. Therefore, no stamp duty for gift deed in Maharashtra for blood relations. 

Stamp Duty on Gift Deed in Delhi in Blood Relation

Every state in India has a varied and regulated percentage of stamp duty that must be paid when a gift deed is registered. A gift deed’s stamp duty is usually less than a sale deed, although it is computed as a conveyance rather than a sale deed. The requirements for levying stamp duty on a gift deed differ by state. For example, gift deed stamp duty in Delhi is different for males and females, as it is levied at 5% and 3%, respectively.

Stamp Duty on Gift Deed in Blood Relation in Haryana

In Punjab and Haryana, a gift of immovable property to a blood relative is exempt from stamp duty. Parents, children, grandchildren, sisters, and spouses would all be eligible for the exemption as per the transfer of property from parent to child in India guidelines. The stamp duty on gift deed between brothers would follow the same.

Stamp Duty on Gift Deed from Father to Son

The stamp duty on gift deeds is the same as on a regular sale. There is an exception in the case of certain relatives, such as gifts from father to son. Until May 16, 2017, the rate of stamp duty on such a transaction in Maharashtra was restricted to Rs 200. In some states, the stamp duty will now be 3% of the transaction’s market value, whereas, in others, there will be no tax at all.

Stamp Duty on Gift Deed from Husband to Wife

To protect their interests, one spouse would be entitled to transfer immovable property to the other spouse, and stamp duty would not be an obstacle to property transfer. This step will go a long way toward protecting the spouse’s interests in difficult family situations or medical situations. Thus, there is no stamp duty on gift deed applicable here.

How do You Calculate Stamp Duty on a Gift Deed?

Because stamp duty on gift deeds must be paid as a proportion of the property value, the computation would be based on each state’s percentage levied on gift deed registrations. For example, in the state of Uttar Pradesh, the gift recipient must pay a stamp duty of 2% of the present value. If the gifted property has a declared worth of Rs 1 crore, the person receiving it will have to pay Rs 20 lakh in stamp duty on the gift deed.

Is it Possible to Reclaim the Property You were Given?

A gift can be returned; however, this must be considered and included in the recorded gift deed. Revocation of the agreement is not feasible under Section 126 of the Transfer of Property Act unless the donor indicates that he retains the right to reclaim the gift in the registered contract. This means that the donor must clearly state while drafting the gift deed that even after the gift deed is performed, the donor retains the right to withdraw the gift deed and restore the gift from the Donee if and when he so desires.

How Can NoBroker Help?

The transfer of a dwelling property under a gift must be completed by a registered instrument/document signed by or on behalf of the individual gifting the property and attested by at least two witnesses, according to the Transfer of Property Act and paying stamp duty on gift deed. If you need help from a professional tax and financial consultant then you will certainly find great options on Nobroker. Please leave a comment below this article; our executive will be in touch with you soon.

FAQs

Stamp Duty and Property Registration Charges in Mumbai 2024

You might be planning to own a house for years, but it is essential to know that buying a home is not a cakewalk. It is both financially and emotionally overwhelming. From down payments to applying for loans and signing sale agreements, there are numerous things to take care of. And even after possession of your house, you need to register it in your name. In most cases, the buyer has to pay an amount in order to do this, known as Stamp Duty. And just like any other city in India, if you wish to purchase a home in Mumbai, you must take into account the charges of the stamp duty in Mumbai before finalising your total budget.

Stamp duty is a kind of tax that you have to pay to the Government of India for the transaction of any immovable property. You need to register the property against your name in the local municipal records. This registration charge or the Stamp Duty is vital for legal possession of your house. Payment of this tax is mandatory under Section 3 of the Indian Stamp Act, 1899.

Stamp duty rates vary from state to state and are also dependent on the market value of a specific property. There are several other fixed-rate instruments to calculate stamp duty. Once you are aware of that, you can prepare accordingly. The Maharashtra Government has revised the Stamp duty rates recently. In this article, we will be discussing the Stamp duty in Mumbai in detail.

The Maharashtra Stamp Act and Stamp Duty in Mumbai

The Maharashtra Stamp Act was passed in 1958 to handle stamp duty-related issues in Maharashtra. This act covers all the specified instruments in Schedule 1 of the act. Any other tools come under the India Stamp Act, or they might not be chargeable at all. Moreover, this stamp duty is charged only on an instrument. Stamp duty is not applicable on a transaction. The Stamp duty in Mumbai is levied under the Maharashtra Stamp Act, 1958. Stamp duty on property in Mumbai depends upon various factors like whether the property is located in an urban or rural area and the transaction cost.

Stamp Duty Rates in Mumbai and Adjoining Areas

In 2020, when the state faced a slowdown in the Real Estate industry, the Maharashtra Government announced reducing stamp duty on commercial properties. In August 2020, Maharashtra Government announced that they are reducing the stamp duty for the next three months. The new rate after the reduction was 2% (from earlier 5%) and applied from 1st September to 31st December 2020. From 1st January 2021, people were to pay a 3% stamp duty on the property value. This decision initially boosted property sales in Maharashtra.

However, Maharashtra Government announced not to extend the cut anymore in March 2021. The earlier rate of stamp duty was restored from 1st April 2021. Therefore, the current stamp duty on commercial property in Mumbai is charged at a rate of 5% (4% stamp duty + 1% metro cess) of the market rate of the property.

In a special announcement, on 8th March 2021, the Government declared that there would be a one per cent rebate in stamp duty for female buyers. Therefore, if the property is transferred in a woman’s name, the stamp duty in Navi Mumbai would be 4%. This rebate does not apply to joint buyers.  Check the table below to understand stamp duty and registration charges in Thane and other parts of Mumbai.

Cities	Mumbai	Pune	Thane	Navi Mumbai	Pimpri-Chinchwad	Nagpur
Stamp duty rates are applicable from 1st April 2021	5% (including 1% metro cess)	6% (including local body and transport surcharge)	6% (including local body and transport surcharge)	6% (including local body and transport surcharge)	6% (including local body and transport surcharge)	6% (including local body and transport surcharge)
Stamp duty rates are applicable from 1st April 2021 (Female only)	4% (including 1% metro cess)	5% (including local body and transport surcharge)	5% (including local body and transport surcharge)	5% (including local body and transport surcharge)	5% (including local body and transport surcharge)	5% (including local body and transport surcharge)
Stamp duty rates are applicable from 1st September to 31st December 2020	2%	3%	3%	3%	3%	3%
Stamp duty rates are applicable from 1st January to 31st March 2021	3%	4%	4%	4%	4%	4%

Registration Charges in Mumbai and Adjoining Areas

The Government charges tax when a buyer wants to register a property in his/her name. This tax is called property registration charges. The rate of this charge differs from state to state. A typical registration charge is 1% of the deal value. In some states, there is a flat registration charge. The Maharashtra Government also has a flat registration charge in Mumbai on properties worth over Rs 30 lakh. You can also make your own stamp duty calculator Mumbai by using the figures below:

Cities	Mumbai	Pune	Thane	Navi Mumbai	Pimpri-Chinchwad	Nagpur
The registration charge for properties worth over Rs 30 lakh	RS 30,000	RS 30,000	RS 30,000	RS 30,000	RS 30,000	RS 30,000
The registration charge for properties worth less than Rs 30 lakh	1% of the property value	1% of the property value	1% of the property value	1% of the property value	1% of the property value	1% of the property value

Stamp Duty and Registration Charges Mumbai: Determining Factors

Stamp duty and registration charges are the charges which everyone has to pay while buying any property, including lands, flats, residential or commercial properties. The Maharashtra Government also levies these fees while transferring the title of the property. Stamp duty and registration charges in Mumbai depend upon several factors like property type, property location, and market value,

• Property Type: Stamp duty and fees for the flat registration process in Mumbai are mandatory irrespective of the type of the property. However, the costs can be different based on the type of property. Commercial properties have additional floor space, many amenities, and security features than residential ones. So, the fees for the retail units are generally higher than the residential spaces.
• Type of the locality: the locality or jurisdiction of the property also determines the stamp duty and registration fees rate. For example, urban areas or the areas under a municipality have a higher amount of stamp duty tax. If your property is under a municipality, the tax will be higher than the land that falls under a Panchayat.
• Market value: Along with the property area, the property’s market value is also taken into consideration while calculating the stamp duty on a particular property.
• Age of the property: Stamp duty tax is a percentage of the property’s total market value. The old properties or buildings generally attract fewer customers leading to a low market value. Such old buildings attract more periodic charges in comparison to new installations.
• Gender of the owner: In India, female buyers generally pay less stamp duty tax while buying a new property. For example, in 2021, the Maharashtra Government announced a discount of 1% on stamp duty for female owners.

Are tax benefits applicable on stamp duty payments in Mumbai?

Expenses related to registration charges and stamp duty rate in Mumbai directly related to the transfer are eligible for a tax credit under Section 80C of the Income Tax Act 1961. The highest amount that can be deducted is Rs 1.5 lakh.

Home loan registration charges tax benefit

Section 80C allows you to deduct stamp duty, registration fees, and other expenses that are directly related to the transfer. The highest deduction amount that can be claimed under this section is Rs. 1,50,000.

Stamp duty and registration charges – Navi Mumbai

Listed below are the local body tax rates –

Gender	Stamp Duty rates	Registration charges
Male	6% (Stamp duty 5% + Local Body Tax (LBT) 1%)	Properties < ₹30 lakh – ₹30,000.Properties > Rs 30 lakh – 1% of the property value.
Female	5% (Stamp duty 4% + Local Body Tax (LBT) 1%)	Properties < ₹30 lakh – ₹30,000.Properties > Rs 30 lakh – 1% of the property value.
Joint (Male + Female)	6% (Stamp duty 5% + Local Body Tax (LBT) 1%)	Properties < ₹30 lakh – ₹30,000.Properties > ₹30 lakh – 1% of the property value.
Joint (Male + Male)	6% (Stamp duty 5% + Local Body Tax (LBT) 1%)	Properties < ₹30 lakh – Rs 30,000.Properties > ₹30 lakh – 1% of the property value.
Joint (Female + Female)	5% (Stamp duty 4% + Local Body Tax (LBT) 1%)	Properties < ₹30 lakh – Rs 30,000.Properties > ₹30 lakh – 1% of the property value.

Stamp duty for a resale flat in Mumbai

If you buy a house in Mumbai that will be ready for possession in two years, you will pay2% stamp duty and 1% registration tax. The stamp duty on resale flat in Mumbai also remain the same.

Current Stamp Duty in Mumbai   

The latest stamp duty and registration charges in Mumbai vary across the region. The costs mainly depend upon the location of the properties. The price within the limits of the urban areas is 5% of the current market value of the property—this rate changes for the semi-urban and rural areas.

Areas	Stamp duty in Mumbai
Within Gram Panchayat limits	3% of the market value
Within the municipal limits of the urban areas	5% of the market value
Within the limits of municipal councils/ panchayats/ cantonments within MMRDA	4% of the market value

Stamp Duty Calculator in Mumbai

The stamp duty percentage in Mumbai is calculated depending on the property’s value, as mentioned in the buyer-seller agreement and the Ready Recon Rate. The state government prescribes a ready Recon Rate for an area. It is a minimum rate below which you cannot buy or sell a property on a particular site. Therefore, the Ready Recon Rate of an area determines the minimum market value of a property. Stamp duty is a percentage of the market value of the property. For property within the municipal limits of the urban areas in Mumbai, the stamp duty is 5% of the property value.

Let’s understand this with an example. Suppose the Ready Recon Rate for the flats in the Worli area is RS 75,000 per sq. m., the minimum value of a 1,000 sq. m flat in the Worli area has to be RS 7,50,00,000. Now the stamp duty on this transaction would be 5% of RS 7,50,00,000 i.e Rs 37,50,000.        

Property Registration Charges in Mumbai

The Maharashtra Government charges a fixed amount of RS 30,000 if the retail value of a property is above Rs 30 lakh. However, if the property costs below Rs 30 lakh, the registration charge is 1% of the property value.

Calculating Registration Charges for Flat in Mumbai

If you’re planning to buy a flat in Mumbai, it’s important to be aware of the various charges that come with it. One such charge is the flat registration charges in Mumbai. The registration charges are a fee that is paid to the government for registering the property in your name.

The property registration charges Mumbai depend on the value of the property. In Mumbai, the registration charges are 1% of the property value. For instance, if the property value is Rs. 50 lakhs, the registration charges would be Rs. 50,000.

To calculate and pay the flat registration charges in Mumbai, you need to follow these steps:

• Calculate the value of the property.
• Multiply the property value with the registration fees in Mumbai, which is currently 1%.
• Pay the amount online or at the sub-registrar’s office.

Depending on the property value, you have to calculate the stamp duty

Here is a simple example of how to calculate home registration charges in Mumbai. Someone is selling a residential flat for Rs 5,00,00,000. In this case, the registration fees will be Rs 30,000 as the land value is above Rs 30,00,000. If the value of a property is Rs 25,00,000, the fees to be paid for registration will be 1% of Rs 25,00,000 or Rs 25,000.

Stamp Duty and Registration Charges for Resale Flat in Mumbai

India Stamp Act, 1899 makes it mandatory for buyers to pay the stamp duty and registration charges on any property transactions. Every sales deed must be registered. Whether it is an upcoming project or a resalable flat, you have to pay stamp duty tax and registration fees. This rule applies to every state in India. In Mumbai, the charges are determined according to the Maharashtra Stamp Act, 1958.

The stamp duty charges for the under-construction or resalable properties within the urban areas are 5% on the property’s market value from 1st April 2021. The registration charges are Rs 30,000 if the property value is above Rs 30 lakh and 1% of the property value if the worth of the property is under Rs 30 lakh. However, the resalable properties enjoy relaxation in GST. 

No GST is charged upon the ready-to-move-in flats at the time of purchase.

Stamp Duty and Registration Charges in Maharashtra: Comparison of Rates Across Cities

The stamp duty and registration charges in Maharashtra vary across cities. Here’s a comparison of the rates in some of the major cities:

City	Stamp Duty	Registration Charges
Mumbai	6%	1% of property value
Pune	5%	1% of property value
Nagpur	5%	1% of property value
Nashik	5%	1% of property value

It’s important to note that the stamp duty rates in Maharashtra are different for men and women. Men are charged 5% while women are charged 4%. Additionally, there are different stamp duty rates for different types of properties, such as residential and commercial.

Gift Deed Stamp Duty Mumbai

As per Article 34 of the Maharashtra Stamp Act that has been amended in the year 2017, a gift deed stamp duty is 3% of the property’s value. That said, if the property is an agricultural or residential one that is gifted to family members, the gift deed stamp duty, in this case, becomes Rs. 200.

Online Payment of Stamp Duty on a Property in Mumbai

The Maharashtra Government has recently amended the Maharashtra Stamp Act and introduced e-payment of the stamp duty & registration charges in Mumbai. This has made paying the stamp duty and registration fees simple for home buyers. The whole procedure is easy to execute and less time-consuming.

• Visit the official portal of the Maharashtra Government’s Department of Registration and Stamps.
• If you are a registered user, fill in the required log-in information.
• If you are not a registered user, then choose “Pay without Registration.”

• Upon choosing “Pay without Registration, the portal will redirect you to another page. Here, you have to choose “Citizen” and select the type of transaction you want to execute to proceed further.
• Click on the “Make Payment to Register Your Document” tab. Pay your stamp duty and registration charges together or separately. Fill in all the required details carefully.
• Choose the payment option and save the challan for future use. You have to present this challan at the time of executing the instruments.

Stamp Duty and Registration Charges: Notice of Intimation Charges

If you’re planning to purchase a property in Maharashtra, you must be aware of the stamp duty and registration charges. One of the significant components of these charges is the Notice of Intimation (NOI) fee. The NOI is a mandatory registration of property with the government, which is a necessary step for obtaining ownership rights.

At NoBroker, we understand the intricacies of the property buying process and offer legal services to assist you in navigating it. Here’s what you need to know about the NOI charges:

• The NOI fee is 1% of the property’s total value or Rs. 30,000, whichever is less.
• The registration process includes the submission of documents such as property card, NOC, and the agreement between the buyer and the seller.
• If the property has any pending dues, the NOI fee must be paid after clearing the dues.
• Failure to register the property within four months of its purchase may result in additional fees.

To ensure a smooth registration process, consider availing NoBroker’s legal services. Our team of experts can help you understand the nuances of the registration process and ensure a hassle-free experience.

Stamp Duty Refund Process in Mumbai

In case a property deal is cancelled or called off for some reason, you may be eligible to get a refund of the stamp duty if you claim within a limitation period of 6 months. You get the stamp duty refund after a deduction of 10% of the total amount of the duty paid. However, the deduction is INR 1000 per challan if the refund is done through an e-payment process. In terms of the information to submit for the stamp duty refund process in Mumbai, in addition to the filled application, you also need to attach the original agreement and the cancellation deed, given both the documents are registered. Or else, you will not get a refund of the registration charges.

That said, the government has started a convenient and accessible online stamp duty refund process in Mumbai. You can download the refund application form from the government website at https://www.igrmaharashtra.gov.in/SB_ACTIVITES/activites_StampDutyRefund.aspx

Information to be filled online for stamp duty refund

• The applicants can fill in the refund form anytime on the official website of the Maharashtra Government’s Department of Registration and Stamp.
• After filling up the application form, the applicant must download the acknowledgement form and submit all the documents to the Collector of Stamps Office.
• Applicants can see the progression status online.

The online process for the same is also simple. Note that you will also have to submit the physical refund application to the concerned office. To apply online, all you need to do is:

• Visit the official website of the Department of Registration & Stamps at https://appl2igr.maharashtra.gov.in/refund/
• click on ‘new entry’ after checking the box on understanding the instructions of the application’s physical submission along with the online submission

• Your 11-digit Refund Token no. will be generated which you need to note down.
• In the same page you need to create and confirm the new password, and hit submit

• Here you can already get a filled up old data or fill them fresh from scratch including your individual details and address.

After this submission and physically submitting the application, you will also be able to use your refund token no and password to view the status or modify any details.

Here are the grounds on which one can claim a refund of the stamp duty in Mumbai:

• If one had paid excess stamp duty
• In the cases of unused or spoiled stamp papers
• Cancellation of a document
• If the court orders for a stamp duty refund
• If the amount is deducted more than once for the same challan
• Cancellation of the agreement
• If the stamp duty is paid to different departments or heads

Stamp Duty in Mumbai Latest News

• In March 2021, the Maharashtra Government restored the 5% stamp duty on property registration.
• On 8th March 2021, the Government announced a 1% concession on stamp duty for female owners. This concession is not applicable if there is a male co-owner.
• The refund claim period has been increased from six months to two years from the cancellation date.

Do you Need to Pay Stamp Duty on Past Property Documents?

It is possible that the Collector can recall your property documents as per the Maharashtra Stamp Act to verify if the stamp duty paid is correct. However, this can only be done if the time frame is within 10 years from the date of registration. If collected within the 10-year time period, it will be calculated on the basis of the prevalent or past market rate when the transaction was completed. Furthermore, as per a recent ruling, the Bombay High Court has also stated that the stamp duty on documents that are inadequately stamped, will not be collected at the time of a sale.

Mumbai Property Registration Charges: How to Save Money

Buying a property in Mumbai can be an expensive affair, with high stamp duty and registration charges. However, there are ways to save money on these charges. One such way is to opt for joint ownership.

In the case of joint ownership, the stamp duty and registration charges are split between the owners. For instance, if the property value is Rs. 50 lakhs and two people are joint owners, the stamp duty and registration charges would be calculated on Rs. 25 lakhs each, which would result in a lower overall cost.

It’s important to note that the stamp duty on flat purchase in Mumbai would still be applicable at the prevailing rate, which is currently 6%. However, opting for joint ownership can help you save money on the registration charges.

Another way to save money on Mumbai property registration charges is to take advantage of the amnesty scheme announced by the Maharashtra government. Under this scheme, homebuyers can get a waiver of up to 50% on stamp duty and registration charges for properties purchased between April 1, 2023, and March 31, 2024.

At NoBroker, we understand the importance of saving money in the home-buying process. Our legal services can assist you in exploring all possible options and ensuring a cost-effective transaction.

Stamp Duty and Registration Charges in Maharashtra 2023: Amnesty Scheme

Maharashtra is one of the top states in India when it comes to real estate. However, the high stamp duty and registration charges can often make it difficult for people to buy properties. To provide relief to homebuyers, the Maharashtra government has announced an amnesty scheme for stamp duty and registration charges.

Under the scheme, homebuyers can get a waiver of up to 50% on stamp duty and registration charges for properties purchased between April 1, 2023, and March 31, 2024. The waiver is applicable to properties with a value of up to Rs. 50 lakhs.

The current stamp duty rates in Maharashtra are 5% for men and 4% for women, and the registration fees in Maharashtra are 1% of the property value. In Mumbai, the stamp duty and registration charges are even higher, with a stamp duty of 6% and registration fees of 1% of the property value.

At NoBroker, we understand the importance of these charges in the home-buying process. Our legal services can assist you in availing the amnesty scheme and ensuring a smooth transaction.

Be Aware of legal Potholes

Thoroughly consider all aspects that revolve around the property purchase decision. The cost of stamp duty and registration charges in Mumbai should also be kept in mind while you calculate the cost of your home or how much you will need to borrow as a home loan. Click below if you have any legal issues with Stamp Duty in Mumbai and contact our team for help.

FAQ’s

CTS Number of Property: What is CTS Number in Property Card

Over the years, governments across different states in India have taken several initiatives to classify and identify land parcels. The Superintendent of Land Records in Mumbai introduced a system of associating land parcels with CTS(Chain and Triangulation Survey) Numbers. 

The CTS No. of property in Mumbai is a unique identification number provided by the state government that helps them in identifying and classifying the land parcels and properties within the vicinity of the city. In this blog, we will talk about what is a CTS number, its importance and the process of how to search for a city land survey number online.

What is a CTS Number?

CTS no full form is Chain and Triangulation Survey Number(also known as Cadastral Survey Number in the Mumbai division). As the name suggests, the CTS number is a number allotted to all properties and land parcels in Mumbai. 

If you take a look at the CTS number full form carefully, CTS no means a unique number allotted to the properties during the city-wide surveys conducted by the Department of Land Records in Mumbai. Since, all properties have a unique CTS No., there are a lot of benefits of a property card CTS No. Let’s take a look at some functions and benefits of CTS number Mumbai and how this unique identification system was determined

The History of CTS Number: How is CTS Number Determined?

The Department of Land Records in Mumbai is responsible for the upkeep and maintenance of property records and real estate data of the city. There is an interesting story about how the entire system came into play. Just after India got its independence in 1947, Mumbai emerged as one of the most prominent cities in the country with a lot of opportunity and scope for development. By the next decade, the city was booming with small-scale businessmen and merchants flocking to the city for their trade. 

With real estate being a prominent sector of investment and business, it was almost impossible to keep track of the property transactions and ownership details of land parcels.

In the early 1960s, the Superintendent of Land Records in Mumbai was tasked with coming up with a system to help in the maintenance of land records. He struggled a bit with different methodologies but eventually came upon the idea to just number the land parcels. Since numbers can run up to an infinite scale, registration of new land parcels didn’t create a challenge for the department. Hence, the CTS survey number came into inception. There have been certain modifications in the guidelines of the CTS number of a property to make the system as convenient as possible according to current times. 

Benefits of CTS Numbers: Why do we Need CTS Numbers?

We saw that in terms of property, CTS’s full form is the Chain and Triangulation Survey number. Since this number is unique for all land parcels and properties in the city, there are a lot of use cases for a CTS number. A few of them are:

1. It will be used in all future real estate transactions to determine land details
2. It helps in identifying any unauthorized construction
3. It is used to obtain building approvals and permissions in case you wish to make modifications to your property
4. You can easily access your land records using the CTS number Mumbai online.
5. You will be able to access land records on the official website of Mahabhulekh using your CTS number.

CTS Number Search: How to get the CTS Number of a Property

The Department of Land Records has made it very convenient for the city to survey a number of a property. There are three distinct and very easy methods to find your CTS Number in Mumbai. Let’s take a look at the step-by-step procedure of how to get a city survey number. 

CTS No. Search Through Property Card

The CTS number can be found on the property card Mumbai and the 7/12 Utara (7/12 extract) of all the properties in Mumbai. It is also mentioned in the schedule of the property agreement for apartments. 

How to Find City Survey Numbers Online

The CTS Number of land parcels in Mumbai can also be availed easily from the convenience of your home. The Maharashtra government has started the Maharashtra Bhumi Abhilekh website (https://mahabhulekh.maharashtra.gov.in/) that helps in CTS number search. Here are the steps to find out property details using CTS number Mumbai online:

• Visit the official land record site of Maharashtra (https://esearchigr.maharashtra.gov.in/portal/esearchlogin.aspx)
• Register on the portal and sign-up using your credentials.
• To get property details, enter the name of the village, district and year.
• Enter the required details about your property.
• Click on the search tab, and your property details will be displayed. 

CTS No. Search Through Property Card

The CTS number can be found on the property card Mumbai and the 7/12 Utara (7/12 extract) of all the properties in Mumbai. It is also mentioned in the schedule of the property agreement for apartments.
Read RERA Rules for Redevelopment in India: What You Need to Know

How to Find CTS Number of Property in Mumbai Online

The CTS Number of land parcels in Mumbai can also be availed easily from the convenience of your home. The Maharashtra government has started the Maharashtra Bhumi Abhilekh website that helps in CTS number search. Here are the steps to find out property details using CTS number Mumbai online:

1. Visit the official land record site of Maharashtra
2. Register on the portal and sign-up using your credentials.
3. Enter the name of the village, district and year.

Click on the search tab and your property details will be displayed.

Visit CTSO

All the land parcels in Mumbai come under the jurisdiction of the CTSO (Chain and Triangulation Survey Office). Any landowner can avail of the CTS number at the CTSO office. Here is a complete list of all the CTSO in Mumbai along with the area they are in charge of. 

List of CTS Offices in Mumbai with Jurisdiction

Taluka	CTSO	Villages
Andheri	Andheri	Andheri, Ismailia, Ambivali, Bandivali, Madh, Majas, Mogara, Versova, Oshivara
Andheri	Bandra	Bandra, Paris Ghakhar, Kole-Kalyan
Andheri	Vile-Parle	Vile-Parle, Gundavali, Kondivita, Bapnala, Chakala, Juhu, Bramhanwada, Parjapur, Marol, Mulgaon, Vyarvali, Sahar
Borivali	Borivali	Borivali, Kandivali, Eksar, Dahisar, Gorai, Manori, Magathane, Mandpeshwar, Shimpoli, Charkop, Kanheri
Borivali	Goregaon	Aksa, Akurli, Erangal, Daravali, Pahari-Eksar, Pahari-Goregaon, Poisar, Malavani, Marve, Valanai, Wadhavan
Borivali	Malad	Aarey, Kurar, Klerabad, Goregaon, Gundgaon, Chichavali, Tulsi, Dindoshi, Sai, Malad
Kurla	Mulund	Kopari, Kanjur, Tirandaj, Nahur, Pawai, Paspoli, Bhandup, Mulund
Kurla	Ghatkopar	Asalpha, Kirol, Ghatkopar, Ghatkopar-Kirol, Chandivali, Tungao, Deonar, Vikhroli, Hariyali
Kurla	Chembur	Anik, Chembur, Turbhe, Borla, Mankhurd, Maravali, Mandale, Vadhavali, Mahul
Kurla	Kurla	Kurla, Mohali, Saki

The Chain and Triangulation Survey number (CTS Number) is allotted to all the land parcels and properties in Mumbai. The CTS Number system is very helpful in avoiding real estate feuds and resolving conflicts around a property. 

Property-related parameters like the CTS number Mumbai are very important for the maintenance and upkeep of land records and any discrepancies in the land registration process can lead to conflicts and complications. 
To avoid all the hassle related to real estate, get expert legal consultation with NoBroker. We guarantee our clients the best real estate legal services at the lowest prices guaranteed. Just comment about your requirement under this blog and our executive will be in touch with you shortly. 

FAQ’s

Stamp Duty and Property Registration Charges in Hyderabad

Are you planning to buy a home in Hyderabad? The land of authentic dum biryani, it’s a great time to consider buying a house in the city as the Telangana state government is contemplating a slash in stamp duty and registration charges in Hyderabad. With the reduction imminent, let’s take a look at what is the current stamp duty in Hyderabad and how the state calculates the property registration charges in Hyderabad. The stamp duty rates are published on the 31st of January of each month, the stamp duty rates 2024 will be published in the first month of the 31st.

Stamp Duty in Hyderabad 2023-24

Stamp duty charges are the taxes levied by the government on the purchase of a property. In India, the state government is responsible for setting the rules and guidelines and maintaining the process of collection. It is generally fixed at a percentage rate of the transactional value. Stamp Duty is an important fee to pay for transferring the ownership of a property in legal records. Under the Indian Stamps Act, 1899, the payment of stamp duty acts as proof of record in cases of property disputes.

 In Hyderabad, the stamp duty charges are imposed along with the registration charges and transfer duty. In the case of Municipalities and corporations, the stamp duty is fixed at 4% with registration fees of 0.5% and transfer fees of 1.5%. An easy way to calculate the approximate registration charges for a flat in Hyderabad is to know the current market value of the property and multiply it by the percentage rates for stamp duty and property registration charges.

Type of Property Tax	Amount (% amount of current value of the property)
Stamp Duty	4%
Registration Charges	0.5%
Transfer Fee	1%

Flat Registration Charges in Hyderabad 2021-22

The stamp duty in Hyderabad is amongst one of the lowest in the country. The total stamp duty and property registration charges account for almost 6% of the market value of the property in almost all cases. The stamp duty can be paid at the office of the sub-registrar and a computer-generated slip is issued upon payment. In the case of apartments and flats, the stamp duty in Hyderabad is fixed at 4% with registration fees of 0.5% and transfer fees of 1.5%. If you have a sale agreement with the builder or owner, and you have taken possession of the flat, the stamp duty and house registration charges in Hyderabad will remain the same.

However, if you as the buyer don’t have possession of the flat, you are required to pay 0.5% of the property’s market value as stamp duty. Under both circumstances, the registration fees stand at 0.5% of the property’s market value (minimum Rs 5,000 and maximum Rs 20,0000). In case the owner of the flat is being represented by someone else with a power of attorney or GPA, the stamp duty charges are fixed at 5% with Rs 2000 as the registration fee. 

Here’s a table, to sum up, the various circumstances and how the apartment registration charges in Hyderabad are calculated:

Scenario	Stamp Duty	Registration Fee	Transfer Duty
Sale of flat or apartment	4%	0.5%	1.5%
Sale of flat or apartment with possession	4%	0.5%	0
Sale of flat or apartment without possession	0.5%	0.5%	0
Sale through the power of attorney	5%	Rs. 2000	0
Willed Flat	0	Rs. 1000	0

Source: Telangana Registration Department

Documents Required for Paying House Registration Charges in Hyderabad

The stamp duty charges are a very important source of revenue for the state government. The payment also acts as a proof of record and it helps the states in determining the legal ownership of any property. The process also involves a mandatory submission and verification of documents at the office of the sub-registrar. Here is a list of the mandatory documents that you may have to furnish while paying Hyderabad stamp duty:

• Demand draft/ challan of payment of complete stamp duty.
• Aadhaar card.
• Encumbrance (EC) certificate
• Section 32A photo form of every executant and witness.
• Property card of Telangana
• Identity proof of all the concerned parties, i.e buyer, seller and witnesses
• Address proof of the buyer(s) and the seller(s).
• PAN card.
• Pattadar passbook in case of agricultural land.
• Documents for Power of attorney GAP/SAP
• Photograph of the exterior view of the property

It is mandatory to submit the original documents with the signatures of all the concerned parties. The witnesses should also be present with their set of documents mentioned for a smooth process. 

Transfer charge on a property purchase in Hyderabad

Aside from stamp duty and registration fees, all buyers in Hyderabad must pay a transfer fee of 1.5% of the property value. House registration charges in Hyderabad are transparent and hassle-free. 

The flat registration charge for women in Hyderabad

The official site of Telangana offers a clear picture of the flat registration charges in Hyderabad. Unlike other cities, where stamp duty rates are reduced when a property title is transferred in the name of a woman or when a woman is a party to joint ownership, stamp duty rates in Telangana are the same for men and women. As a result, women in Hyderabad pay the same amount of stamp duty as men (4% of the property value) even for open plot registration charges in Telangana.

How is stamp duty for home registration charges in Telangana calculated?

Individuals must compute the stamp duty and registration expenses in Hyderabad, as previously said, in order to grasp the total property price. Here’s a simple example of how to calculate anything.

If someone wants to buy a house or flat for Rs.30 lakh, they will have to pay a stamp duty of 4%. In Hyderabad, the buyer must also pay 0.5% in house registration fees.

As a result, the stamp duty payable by this buyer is 4% of Rs.30 lakh or Rs.1.2 lakh. He will also have to pay an additional registration fee of Rs.15,000 for a flat in Hyderabad, which is 0.5% of Rs.30 lakh.

As a result, in addition to the original property price, this individual will pay Rs.1,35,000 in stamp duty and registration fees in Hyderabad. Buyers must cover these charges as part of their home loan down payment.

Individuals who find this computation difficult can utilise a Stamp Duty Calculator in Hyderabad to quickly estimate such costs.

Factors that determine Stamp Duty Charges

Age of Property

Stamp duty is determined by the overall value of the property, the age of the property has a considerable impact on stamp duty rates because older properties are less expensive than younger ones.

Owner’s Age

In most states, senior citizens pay a cheaper stamp duty rate. As a result, a property owner’s age plays a significant influence in setting stamp duty rates.

Property Type

In comparison to an independent house, a flat/apartment requires extra stamp duty.

Owner’s Gender

When compared to men, women in India normally pay a lower stamp duty fee. Men are required to pay around 2% more than women.

Purpose of the Property

In comparison to residential properties, commercial properties usually have a higher stamp duty fee. This is because commercial buildings typically require significantly more amenities than residential buildings.

Location of the Property

An individual’s stamp duty fee is also determined by the property’s location. A property in an urban location is subject to a higher stamp duty rate than one in a rural or suburban region.

Amenities

The stamp duty amount is also determined by the number of facilities provided by the property. A greater stamp duty cost is required for a building with more amenities, while a lower stamp duty fee is required for a structure with fewer amenities. A community hall, library, swimming pool, gym, club, sports area, elevators, gym, children’s play area, and other amenities will necessitate a higher stamp duty payment.

Timeline of Paying Apartment Registration Charges Hyderabad

It’s a misconception that since paying stamp duty is a government process, it’s very tedious and laborious. With the right information, you can make the process hassle-free for you. It’s very important to carry all the required documents for paying the property registration charges in Hyderabad. Once you have submitted the documents at the office of the sub-registrar, it generally takes an hour to scan and upload most of your documents. 

Only the original copy of the sale deed will be kept at the offices for around 24 hours. This is done to scan and verify the credibility of the documents and upload them to the government records. Upon verification, the original documents are returned to the concerned parties. A computer-generated slip is issued to the new buyer as a receipt of payment of stamp duty and registration charges for the resale flat in Hyderabad. 

Why Paying Registration Charges for Resale Flats in Hyderabad Is Important?

As mentioned already, the stamp duty and registration charges collected by the government are a very important stream of revenue for the state. These funds are in turn used by the state to fund development projects and activities across the boundaries of its territories. But on an individual level, a successful payment of stamp duty and property registration charges results in the transfer of ownership. To keep the legal records updated and avoid property grounds and real estate complications, it’s important to pay stamp duty and property registration charges on time. 

Latest Updates About Hyderabad Land Registration Charges

The real estate market of Hyderabad was booming for the past six years but the state government’s decision to revise the stamp duty charges and increase them by 1.5% has made housing unaffordable for a lot of income groups. There is a slump in real estate investment with only flats worth between Rs. 50 lakhs to Rs 1 crore seeing some demand. Flats worth more than Rs 1 crore, a category that was on an exponential rise, seem to be showing a downward trend. This remains a matter of concern for the state as the real estate market continues to fall in the state. To-Let boards are a common sight in the city these days and many top societies and builders reportedly faced huge losses. 

What can the IGRS Telangana website help you with?

The following services are offered by the portal most frequently:

• Online services for registering properties are offered by the portal. The IGRS site provides access to information regarding property registration.
• Obtain Certified Copy: Registered documents’ certified copies are available for download from the website.
• Learn About SROs: The IGRS portal allows users to view the concerned SRO’s details.
• Details regarding Prohibited Properties: The Telangana government’s list of disputed or disallowed properties in a village or district is available on the website.
• E-Stamps: The website enables an online collection of stamp duty. To stop fraudulent practices in offline payment collecting, this service was established.
• Marriage Registration: This portal can be utilised to learn more about the prerequisites for registering a Hindu marriage as well as information on the pre-registration process. It is also utilised to find out information on Christian and Muslim marriage registration.
• Telangana EC Search: This tool enables users to look up encumbrances and pending loans on any property that is registered with the Telangana state’s Sub-Office Registrar’s (SRO).
• Firm Registration: Through the portal, a candidate can obtain information about registering a firm. He or she can use the website to request changes to a registered firm’s name and address.
• Market Value Search: Using the IGRS website’s market value search feature, you may learn the prices of both agricultural and non-agricultural land in a Telangana village or district. The applicant must choose the Mandal, village, and district from the list, select the type of land (agricultural/non-agricultural), and then click the Submit button to obtain the market value.

Timeline for Deed Registration

Within 24 hours, the sub-registrar office should record the sale deed, lease deed, etc. The parties will receive these documents after they have been scanned. The junior or senior assistant will issue the encumbrance certificate within one hour. To find out about the cost of real estate in a specific area, one can also ask for market value. Within an hour, the market value information will be made available.

How To Pay Registration Charges for Apartments in Hyderabad

With technology working its miracle, it is very easy and convenient to pay stamp duty and registration charges for a resale flat in Hyderabad. The state government of Telangana has introduced a digital portal through the Registration and Stamps Department. With the digital portal, it’s very easy to pay stamp duty in Hyderabad. Here is a step-by-step guide to help you with the process: 

1. Visit the portal here and create your user profile.
2. Upload all the required documents as mentioned on the portal. 
3. Pay the charges for the stamp duty fee and registration fee
4. Book your time slot and appointment with the office of the sub-registrar.
5. Visit the SRO on appointment day
6. Verify document with the officer present and get slip prepared. 
7. Submit E-KYC with the Officer present in SRO
8. The officer will then verify your details and documents and print the endorsement of the registered document.

The process is very simple and hardly takes a day. Just make sure you have the original documents present with you at the SRO. 

What are the factors that affect Stamp Duty Charges

The property’s age plays a significant role in establishing the stamp duty fees because stamp duty is calculated based on the total value of the home or property. Since newer homes are typically more expensive than older homes, they will be subject to a greater stamp duty fee than older homes.

Nature of the Property: Stamp duty rates for residential properties are frequently lower than those for commercial buildings. Commercial properties are subject to a higher stamp duty fee than residential properties since they typically need a lot more amenities.

Location of the Property: Stamp duty rates vary depending on the locality. For instance, a property located in an urban region will be subject to a higher stamp duty rate than a property placed in a rural or suburban location.

The age of the property’s owner — Older people may receive a rebate on stamp duty. Many states provide senior citizens with discounted stamp duty fees. This is why an important factor in determining the stamp duty assessed on a given property is the age of the property owner.

The majority of states charge men a higher stamp duty fee than women. The gender of the property owner. In most circumstances, men pay about 2% more in stamp duty than a woman does, and women receive a subsidy on this fee.

Registration Charges Calculator Hyderabad

Stamp duty is very important and it’s fit to take into account the extra amount you may have to bear because of these charges. The rates vary from state to state and it’s not easy to keep a track of the latest amendments by the respective state government. To get a rough estimate of the amount you may have to pay, you can use a Stamp duty calculator: Hyderabad. As the stamp duty and registration charges in Hyderabad are dependent on the current market value of the property, some important factors may affect the extra amount you pay. A few of the important factors affecting stamp duty in Hyderabad are: 

• Age of the property
• Age and Gender of the Property owner
• Location and area of Property
• Type of Property: Commercial or Residential
• Amenities present in the property

 The state government of Telangana recently revamped and increased the rate of stamp duty in Hyderabad. With the latest amendment, the price of real estate has shot up exponentially. In such circumstances, paying extra money as brokerage while buying a new property doesn’t seem economical. Rent or buy directly from NoBroker and save thousands on brokerage. Click this link and browse through a wide range of properties tailored to your customisation and all without any brokerage. If you need any help with legal issues for property, click below.

FAQ’s

Stay Order in India: What You Need to Know

Curious about what a stay order is in India? Picture this: Three brothers file a case for property partition. Later, a stranger claims ownership of the same property. Now, there are two conflicting cases involving the same property and individuals. This is where a stay order steps in. A stay order from court means that the partition case is suspended until the stranger’s ownership claim is settled, preventing conflicting judgments. Stay orders can apply to various scenarios involving your property or assets. Our guide covers all you need to know to navigate this crucial legal concept and avoid future legal complications. Stay informed to protect your rights and assets. 

Defining a Stay Order    

A ‘stay’ or ‘stay order’ is defined as the act of temporarily stopping or postponing any judicial proceeding through the court or legal authorities in India, in order to secure the rights of a citizen. It could lead to the suspension of a case, or even the suspension of any specific proceeding within an ongoing case. In the case of any key development that may require it, a judge may decide to issue a stay order without even formally prompting the other party or even a request being made to them in this regard.

There are two types of stay orders – ‘stay of proceedings’ and ‘stay of execution’. A stay of proceedings, as mentioned in the scenario above, is issued by the court in case there are parallel proceedings that take place, and which may affect either one. A stay of execution refers to the complete halting of the enforcement of a verdict or judgement against someone, for example when it is believed that a person is innocent and is given a pardon. This means that stay orders can persist conditionally or even absolutely. 

Let us now look at the different scenarios where a stay order may be applicable.

Types of Stay Order Formats

There are several scenarios in which a stay order suit can be issued:

1. In the case of a property in dispute is vulnerable to becoming damaged, wasted, or alienated by any party, or sold wrongfully due to the execution of the verdict
2. In the case of the defendant threatening or intending to remove or even dispose of the property in dispute to defraud creditors
3. In the case of the defendant threatening to cause harm to the plaintiff in relation to the property in dispute

Typically, you may have (or may in the future) come across these stay order procedures:

• Stay order on property: This is a temporary stay order on any property in the case the property in dispute has been / is being damaged, wasted, alienated, or wrongfully sold; or in other cases where the property in dispute has been threatened to be disposed of.
• Stay order on land: Given India is a vast agricultural land, a court-mandated stay order on land refers to a temporary halt on any use of the land. This is in the case the land in dispute doesn’t have a determined owner, or any illegal practices have occurred in that land.  

For you to file such a request for a stay order, you need to keep in mind that there is a duration to consider for the stay order process to get over, along with the appropriate amount of legal counsel as well as a mandatory court stay order fees. 

For one, you must first establish prima facie i.e., the legal claim that shows enough evidence to move ahead with a legal trial or verdict on the case. You must meet the fundamental criteria for the case to happen in the first place. This is why you must prove the three things below:

1. That if the stay order is not issued, the appellant may face irreversible damage or make the judicial process complicated
2. The stay order application has been made without any unnecessary delay (so that the intent is incidental in relation to the dispute)
3. That appellant has given security enough for the case to come to a verdict and will consider it binding

If the proofs mentioned above prove correct, the court may grant a stay order. If the existing court doesn’t grant the stay order, you can also take the appeal to an even higher court, for instance, getting a supreme court judgement on a stay order due to an illegal overtaking of a property. 

Registering a Court Stay Order 

If you are wondering how to get a stay order from the court in the case of a dispute over your property’s rightful ownership, worry not. You can simply approach the court with the FIR (First Information Report), a copy of the charge sheet, the proper documents of the property, your ID proof, along all the documents you consider are relevant to the case. As for the time required for the process to complete, a high court stay order validity after issuance can take anywhere from 7 to 21 days, all depending on how quickly the prima facie satisfies the court, and how strong your case is presented to the court. Nevertheless, a stay order may not be granted for a duration greater than 6 months. 

Do note that in some cases the high court may not interfere such as the ones falling under the SARFAESI Act (Securitization and Reconstruction of Financial Assets and Enforcement of Security) introduced in 2002 to help Indian banks and lenders recover their dues (say, in case a borrower is not able to pay his or her home loan dues for a long period of time and allows the lender to recover the collateral asset). Read more about the SARFAESI Act here. In the Haryana and Punjab High Courts, for example, it was recently made clear the courts cannot hinder the recovery proceedings once they have been initiated. It means you may not be able to take a stay order against the SARFAESI act. Alternatively, you can seek remedy by approaching the Debt Recovery Tribunal.

What Happens After a Stay Order is Violated?

A stay order is a legal order meant to curb activities pertaining to disputed land, property, etc. However, if any party is observed to be in violation of the stay order, that is, continuing activities such as construction, sale, etc, legal action can be taken. 

You can launch a civil contempt lawsuit against the contravenor in the High Court if the court has previously issued a stay order and it is not being implemented. You should file a police complaint, advise them of the court orders, and ask them to make sure they are obeyed before you file a contempt suit with the High Court.

Getting The Right Legal Counsel Matters a Great Deal!

The several facets of a case can be quite complex and navigating the Indian legal system can be complicated for a layman. This is why seeking the counsel of a good property or real-estate lawyer can help prevent unfair verdicts where you may actually have a strong case. Moreover, getting all the documentation correct with the help of a lawyer helps minimize the chances of refusal at the court where you are requesting a stay order. Finally, having an experienced lawyer by your side who has dealt with such cases in the past helps you avoid any common mistakes. Your dream home, after all, must not come with unnecessary legal and financial issues that you may end up living with for a long time. When it comes to legal issues and paperwork, you need to be extremely careful, even the slightest mistake could mean a huge loss. The best way to avoid such mistakes is to get a team of professionals to assist you. At NoBroker, our experts can guide you and ensure your paperwork is perfect. 

FAQ‘s

Meebhoomi: Everything You Need to Know About the Digitisation of AP Land Records

The Government of India has started new drives and campaigns to make India a digital superpower. With accessible services around the country, Internet penetration continues to grow. In a bid to remove corruption and simplify the process of land registration, the state governments of various states have started online portals for the upkeep of records. One such portal is MeeBhoomi- the online portal for maintaining records about land ownership and other such services by the state government of Andhra Pradesh. With this online portal, a citizen of the state of Andhra Pradesh can access information like owner details, assessments and liabilities of the properties. Let’s take a detailed look at how the online portal functions and what important features it offers to the users:

Meebhoomi: Digitising Ownership Details and Land Records in Andhra Pradesh

MeeBhoomi was launched by the Revenue Department of Andhra Pradesh in the year 2015. Through this online portal, residents of Andhra Pradesh can access details about the land rights in the state and related ownership details. Over time, the MeeBhoomi AP portal has included more related services for the convenience of the users. However, the main objective of the portal remains to provide first-hand information to all sellers, buyers and landowners of the state of Andhra Pradesh and maintain transparency throughout the process. The official website of MeeBhoomi is https://meebhoomi.ap.gov.in/ and can be accessed from anywhere. The state government has also launched a mobile application for more convenience at the go. 

Features of MeeBhoomi Website

With the MeeBhoomi website, users can check the apland records. Apart from seeing the ownership details and area of the land, a user can see other important information about the property like: 

• Source of water
• Owner Details
• Land Area
• Land Assessment
• Land Liabilities 
• Type of soil
• Tenancy 
• Crop Details
• Details about the Province
• MeeBhoomi Passbook
• Patta Passbook
• List of landlords of the village
• KYC Details of the landowner

Through the MeeBhoomi portal, registered users can also get a softcopy of meebhoomi adangal, meebhoomi 1b, meebhoomi 22a meebhoomi E-passbook status in AP and meebhoomi passbook and meebhoomi RoR along with other important meebhoomi documents.

All You Need to Know About Meebhoomi 1b Adangal

MeeBhoomi Pahani in AP

Adangal is a local term for detailed information about a piece of land. It is also called MeeBhoomi pahani. In Andhra, these records are maintained by local heads appointed for day-to-day village administration. Want to know how to access adangal online on the meebhoomi search, read further. 

Meebhoomi: Search Adangal online

Step 1: Visit the official MeeBhoomi website.

Step 2: From the drop-down menu at the top, click on the ‘meebhoomi adangal’ option.

Step 3: Choose Personal Adangal or Village Adangal, as per requirement, from the drop-down box.

Step 4: You are redirected to a new page where you will be required to provide some more details about your land. Fill in the details like Village name, District name, Zone name, Survey No etc. 

Step 5: Submit the captcha verification and proceed. 

Step 6: Your MeeBhoomi Adangal search is complete. 

MeeBhoomi RoR 1b: Explained

MeeBhoomi RoR 1b or the Record of Right is an official document maintained by the Revenue department of the state of Andhra Pradesh proving an extract of land records. It was the responsibility of the state’s Revenue Department to maintain all land records and they used RoR 1b for that purpose. After the digitisation, 1b records can be viewed and downloaded online via the MeeBhoomi website. Let’s take a look at the step-by-step process to download MeeBhoomi RoR 1b records online. 

Step-by-Step Process to Download MeeBhoomi RoR 1B: How to View and Download 1B Records?

Step 1: Visit the official MeeBhoomi website.

Step 2: From the drop-down menu at the top, click on the ‘Meebhoomi RoR’ option.

Step 3: You are redirected to a new page where you will be required to provide some more details about your land. Fill in the details like Village name, District name, Zone name, Survey No etc. 

Step 4: Submit the captcha verification and proceed. 

Step 5: Your MeeBhoomi Adangal search is complete. 

Through these simple steps, you can complete 1b adangal downloads conveniently. 

Difference Between MeeBhoomi 1B and Meebhoomi Adangal

MeeBhoomi 1B is a document maintained by the revenue department of the state of Andhra Pradesh. The MeeBhoomi 1B document mainly deals with the ownership of land and provides details regarding the current owner of the land. This is the document that is often used for the purpose of loans and court cases regarding disputes of ownership. The MeeBhoomi Adangal is a document that is often handled by the village administration. It usually provides details regarding just the land, that is, type of land, purpose, etc.

Meebhoomi Aadhaar Link: The Complete Process

It’s very easy to make your KYC verification online and link your Aadhaar card with your MeeBhoomi profile. The process of MeeBhoomi Aadhaar Link hardly takes a few minutes and here’s how it can be done:

Step 1: Visit the official MeeBhoomi website.

Step 2: From the drop-down menu at the top, click on the ‘Aadhaar/Other Identities’ option.

Strep 3: Select the option’ Aadhaar Linking”

Step 4: You are redirected to a new page where you will be required to provide some more details like your Aadhaar number and information about your land. Fill in the details like Village name, District name, Zone name, Survey No etc. 

Step 5: Submit the captcha verification and proceed. 

Step 6: Your MeeBhoomi Aadhaar Link Search is complete. 

This is the process to link your Aadhaar card to your Meebhoomi profile. You can also link other documents like ration cards and voter ID through the same process. 

What is the Meebhoomi Passbook?

Through the Meebhoomi online land records portal, the state government of Andhra Pradesh has made the process of checking and downloading the E-Passbook very convenient. The pattadar  Meebhoomi passbook is the E-Passbook and a digitally unsigned record in meebhoomi.  You can also check the AP pattadar passbook status on MeeBhoomi. Let’s take a look at the steps to download the E-passbook on the meebhoomi registration portal. 

How to View and Download Meebhoomi Pattadar Passbook Status in AP?

• Visit the official MeeBhoomi documents website.
• From the menu, select ‘Electronic passbook’ to view your pattadar passbook. 
• Enter required details like district name, zone and village
• Fill in your account details and enter your phone number. Enter the captcha code for verification and click. 
• You can view your MeeBhoomi Passbook and download it now. 

Ensure your browser allows pop-ups to be displayed so you can view your Meebhoomi passbook status and download all your documents properly.

Meebhoomi EC: Download Encumbrance Certificate through MeeBhoomi Land Records Portal

Step 1: Visit the official MeeBhoomi website.

Step 2: From the drop-down menu at the top, click on the ‘Meebhoomi EC’ option.

Step 3: You are redirected to a new page where you will be required to provide some more details about your land. Fill in the details like Village name, District name, Zone name, Survey No etc. 

Step 4: Submit the captcha verification and proceed. 

Step 5: Your MeeBhoomi EC search is complete. You can view and download your EC certificate. 

How to Link your Phone Number with MeeBhoomi Details

Step 1: Visit the official MeeBhoomi website.

Step 2: From the drop-down menu at the top, click on the ‘Phone Number Link’ option.

Strep 3: Select the option’ Phone Linking”

Step 4: You are redirected to a new page where you will be required to provide some more details like your phone number and information about your land. Fill in the details like Village name, District name, Zone name, Survey No etc. 

Step 5: Submit the captcha verification and proceed. 

Step 6: Your MeeBhoomi phone number link is complete.

How to File Complaints on MeeBhoomi?

Follow these steps to file your complaints on the MeeBhoomi portal

• Go to the AP MeeBhoomi website.
• On the homepage, find the “complaints” drop-down menu.
• Select “record of complaints” on the menu. Upon clicking a new window will open. 
• Enter all the required information such as name, number, type of complaint, village name, etc. 
• Enter the OTP sent to your registered number, and fill in the OTP to save your

Steps to Track Meebhoomi Complaint Status

• Visit the MeeBhoomi official website.
• Scroll through the ‘Complaints’ option, and select ‘Your complaint status’.
• Enter the district name from the menu and then fill in the complaint number. Click. 
• You will be able to view the status of your complaint.

Meebhoomi Land Conversion Detail: How to Check Status?

• Visit the MeeBhoomi official website.
• From the drop-down menu at the top, click on the ‘Land Conversion Detail’ option.
• Enter district name, zone name and village name.
• Put survey number details
• Submit and check land conversion status. 

How to check MeeBhoomi Khata Number 

• Visit the official MeeBhoomi documents website.
• From the menu, select ‘Khata number’ to view your khata number details
• Enter required details like district name, zone and village
• Fill in your account details. Enter the captcha code for verification and click. 
• You can view your MeeBhoomi Khata number and use it.

What is the MeeBhoomi Field Measurement Book?

The Meebhoomi Field Measurement Book is a collection of hand-drawn maps kept at the district office and used to record land availability, boundaries, and parcel size. These are often used only for reference and are not to scale. You can visit Meebhoomi FMB and search for available land parcels in the area by following the steps below:

• Visit the MeeBhoomi portal and click on the Field Measurement Book (FMB) option on the top menu.
• Choose the district, zone, village and survey number on the window and enter the required captcha as well. 
• Submit the details and you will be directed to the information you’re seeking.

How to Search for Court Disputes on your Land on MeeBhoomi Portal?

Information regarding any court dispute regarding your land within the boundaries of Andhra Pradesh is also available on the MeeBhoomi portal. This feature is beneficial to both existing landowners and potentially new buyers of land in AP. To find more information regarding court disputes you can follow these steps-

• Head over to the MeeBhoomi portal and select the “Details of Court Disputes” option on the menu.
• Next click on the district the land is situated in to download a PDF of all land disputes in that district. 
• Once downloaded, you can search the PDF to check if your land is mentioned in the document. 

How To Check Notice of Water Disposal Demand on MeeBhoomi Portal?

To view the notice of water disposal on the MeeBhoomi portal you need to click on the “Others” option on the top menu of the website. Then click on the “notice of water disposal” option in the drop-down menu. Enter all the required details and click submit to receive details regarding notice of water disposal. 

How To View Details of Revenue Court Cases on MeeBhoomi?

The MeeBhoomi portal also makes it easy for you to find details of revenue court cases within Andhra Pradesh. To view these documents you first need to click on the “others” option on the top menu on the MeeBhoomi portal. From the dropdown box, select “details of revenue court cases”. Clicking on this will lead you to a table listing the various districts and the number of cases or land disputes.

 Upon clicking the number listed under the court on the table, you will be led to the details of all court cases in that district. Another table will be shown displaying the district, zone name and the number of cases. After clicking on the number corresponding to the zone of your land you will be provided with the details which would include dispute ID, dispute remarks, dispute description case number, district name, Mandal name, survey number, village name, present status, petitioner name and respondent name.

How To Download Documents from Meebhoomi If You Have Lost Property Documents?

This is the process to get a duplicate copy:

Step 1: File an FIR with the concerned Police Station. It is very important to make an FIR and keep the complaint copy for future reference.

Step 2: Put out an advertisement in an English newspaper and a regional newspaper. It is a mandatory process to inform the general public of your loss of property through the newspapers. The owner has to wait for up to 15 days after the published ad to apply for the new copy

Step 3: Apply along with a duly completed Form 22 to the sub-registrar’s office.

The Process to check MeeBhoomi Survey Number

• Visit the MeeBhoomi official website.
• From the drop-down menu at the top, click on the ‘Survey Number’ option.
• Enter the district name, zone name and village name.
• Put details like zone name, village name etc. 
• Submit and check MeeBhoomi Survey Number

Land Records on MeeBhoomi: Search by name

You can also search for your land records and other meebhoomi documents using your name. Here’s how:

• Visit the MeeBhoomi official website.
• From the drop-down menu at the top, click on the ‘Search by Name option.
• Enter your name
• Scroll through and find your land record details and other MeeBhoomi documents.

The Use of MeeBhoomi Documents

All the documents that can be downloaded from the MeeBhoomi portal are important to land records maintained by the Revenue Department of the state of Andhra Pradesh. These documents are used as proof of ownership during any land dispute and make the entire process very convenient to resolve. With the onset of the online portal, the process of registration and availing of the documents has become very easy and simple. With a few buttons, anyone can download the app and records from the Meebhoomi Search portal. 

Meebhoomi AP: Features and Benefits

• The Andhra Pradesh government’s Meebhoomi AP website has made land records and related documentation accessible to the public. Below are some of the portal’s primary features.
• This website allows you to view land records online.
• The mobile application allows you to access all of the features.
• The field management book (FMB) and village maps are available on the official website.
• This platform facilitates the transparent receipt of encumbrance certificates or other land papers.
• Anyone in Andhra Pradesh, regardless of district, can use this platform.
• The website allows people to file complaints about land records.
• SMS is used to inform office bearers and patterns of the status of any process.
• Meebhoomi passbook status or the Meebhoomi E passbook status makes the platform easily available.

(Meebhoomi app download is an easy process and helpful)

Meebhoomi AP: How to verify the status of the Aadhar Request

On the Meebhoomi website, you can also check the progress of Aadhaar Requests. In the Aadhaar and Other Identities menu, select the “Aadhar Request Status” tab.

Meebhoomi AP: How to Check Village Map on Meebhoomi

You can also view the Village map on the Meebhoomi AP website. If you want to check the map of the village, follow the steps below. (Download the meebhoomi passbook for smoother navigation over the website).

• Step 1: On the home page, click the ‘Village map’ tab.
• Step 2: You will be transferred to the next page. Click the submit button after selecting the District, Zone, and Village. The village map will be accessible over the internet.

How to Check Land Conversion Details on Meebhoomi AP?

If you want to check your land conversion details on the Meebhoomi AP website, just follow the simple procedures below. Survey number check and land survey number must be known without any confusion.

Step 1: Go to Meebhoomi AP’s official website and select the Land Conversion Details tab.

Step 2: You will be transferred to the next page.

Step 3: Choose your district, zone, village, and survey number.

Step 4: Press the send button. The information will be available on the internet.

Meebhoomi AP: Download Revenue Court Detail

If you want to check your land conversion details on the Meebhoomi AP website, just follow the simple procedures below.

Step 1: Go to Meebhoomi AP’s official website and select the Land Conversion Details tab.

Step 2: You will be transferred to the next page.

Step 3: Choose your district, zone, village, and survey number.

Step 4: Press the send button. The information will be available on the internet.

How to Check Land Conversion Details on Meebhoomi AP?

If you want to check your land conversion details on the Meebhoomi AP website, just follow the simple procedures below.

Step 1: Go to Meebhoomi AP’s official website and select the Land Conversion Details tab.

Step 2: You will be transferred to the next page.

Step 3: Choose your district, zone, village, and survey number.

Step 4: Press the send button. The internet will have all the information.

MeeBhoomi portal was started in 2015 and since then, the search and record website has helped in making the process of registration and availing the necessary documents very simple and easy. However, land-related matters can get out of hand quickly and there are a lot of rising incidents of fraud and scams. It’s always better to have expert consultation in property-related incidents. Reach out to NoBroker for the best legal experts and get an easy resolution for all your property matters. Comment on the blog below and we will reach out to you.

FAQ’s

Complete Details about Stamp Duty and Registration Charges in Telangana

Stamp duty in Telangana is a tax imposed by the state government on the purchase of any real estate property. In India, the state government is in charge of establishing regulations and norms + overseeing the collection process. The tax levied is usually set at a percentage of the total transaction value. Stamp Duty is a significant fee that must be paid when transferring property title in legal documents. The payment of stamp duty functions as proof of record in cases of property disputes under the Indian Stamps Act, 1899.

Stamp duty land tax is a tax that is levied by the government on the purchase of property or land. The registration charges in Telangana follow the same rules as applied by the government of India. If the state government accepts a recent proposal from the Telangana Stamps and Registration Department and a cabinet panel; home purchasers may have to pay more for Telangana registration charges. Currently, the Telangana government levies a stamp duty of 6% of the land or property value, which includes registration and transfer charges.

What are the Documents Required for Registration for Stamp Duty in Telangana?

The documents to be presented at the sub-office of the Registrar to register Telangana stamp duty are listed below. But keep in mind that the registrar may ask you to get more documents as per the situation.

• Encumbrance Certificate
• Property documents – Original
• Bank challan for payment of land registration fees in Telangana
• Demand draft
• Identity proof (with address – Aadhar Card) of the seller, buyer and 2 witnesses.
• Section 32A photo form of executants and witnesses
• For agricultural land – Pattadar passbook
• Power of Attorney (if required)

Stamp Duty and Registration Charges in Telangana

Telangana stamps and registration charges are listed below:

Purpose of Fee	Amount to be paid
Registration Charge	0.5% of the property value
Stamp duty charges in Telangana	4% of the property value
Transfer Duty	1.5% of the property value
Stamp and transfer duty payable on	Consideration or MV (whichever has a higher value)

Home Registration Charges in Telangana (Flats and Apartments)

Purpose of Fee	Amount to be paid
Telangana land registration rates	0.5% of the property value
Stamp Duty	4% of the property value
Transfer duty on house registration charges in Telangana	1.5% on the property value

Other Registration Charges in Telangana

Purpose of Fee	Amount to be paid
Registration fee in Telangana	0.5% of the property value
Transfer duty on Telangana flat registration charges	1.5% on the property value
Telangana stamp duty rates	4% of the property value

Detailed Chart on the Telangana Land Registration Charges

Document	Stamp duty in Telangana	Registration charges in Telangana	Charged Value
Sale Deed (Gram Panchayath)	5.50%	0.50%	Market Value or whichever value is higher.
Sale deed registration charges in Telangana (other areas)	5.50%	2.00%	Market Value or whichever value is higher.
Sale Agreement without possession	5.50%(Adjustable)	0.50% (Min Rs.1000 and Max 20000)	Market Value or whichever value is higher.
Sale Agreement with possession	5.50%	0.5% (Min Rs.1000 and Max 20000)	Market Value or whichever value is higher.
Certificate of Sale	5%	0.50%	Value Equal To The Amount Of Purchase Money
Conveyance	5%	0.50%	Market Value or whichever value is higher.

The above charts give a detailed look into the property registration charges in Telangana.  If you have any further queries, head to NoBroker Forum to find the answers to all your queries.

Gift Deed Registration Charges in Telangana

1. Gift for a family member

Property in Gram Panchayat

• Transfer Duty – 0%
• Stamp Duty – 2%
• Registration charges in Telangana – 0.5% subject to min. Rs.2,000 and max. Rs.25,000.

Property outside of Gram Panchayat

• Transfer Duty – 0.50%
• Stamp Duty – 2%
• Registration charges in Telangana – 0.5% + (0.5% subject to a min. Rs.2,000 and max. Rs.25,000)

2. Gift for someone else rather than your family

Property outside of Gram Panchayat

• Transfer Duty – 0%
• Stamp Duty – 5%
• Registration charges in Telangana – 0.5% subject to min. Rs.2,000 and max. Rs.1,00,000.

Property in Gram Panchayat

• Transfer Duty – 1.50%
• Stamp Duty – 5%
• Registration charges in Telangana – 1.5% + (0.5% subject to a min. Rs.2,000 and max. Rs.1,00,000)

How are Registration and Stamp Duty Charges Calculated in Telangana

Let us assume that a plot in Telangana, in a specific area, costs Rs.5,000 per square feet. This means that any plot or house sold in this area cannot be sold for less than Rs.5,000, but can be sold above this price.

Read: Grow Your Money with These Efficient Salary Management Tips

Let us say that Mr Raj had purchased a property of 1000 square feet in the same area in Telangana at Rs.5,000 per square feet.

The guidance value for the property will therefore be Rs.5,000 times 1000 = Rs.50,00,000.

The stamp duty for the property (assuming it is a municipal property) will be 4% of the market value (Rs.50,00,000 lakh) = Rs.2,00,000.

Registration Charges for the property will be 0.5% of saleable value (Rs.50,00,000 lakh) =Rs.25,000.

Therefore, the total registration and stamp duty charges will add up to be Rs.2,00,000 + Rs.25,000 = Rs.2,25,000.

Therefore, Mr. Raj will have to pay a total of Rs.50,00,000 + Rs.2,25,000 = Rs. 52,25,000 to obtain the property.

Partition Deed Registration Charges in Telangana

Partition among family members

• Transfer Duty – 0
• Stamp Duty – 0.50%, subject to a max. Rs. 1,00,000
• Registration charges in Telangana – Rs. 2000

Partition Outside of Family

• Transfer Duty – 0%
• Stamp Duty – 2.50%
• Registration charges in Telangana – – 0.5% subject to min. Rs.2,000 and max. Rs.1,00,000.

Stamp duty on power of attorney and will in Telangana

Charges of stamps and registration in Telangana is payable on the higher the market value or the consideration amount in all of the instances listed below.

Case 1

Document – A general power of attorney enables a family member to sell, transfer, or develop real estate.

Read: Everything You Need To Know About An NPS Calculator

Stamp Duty – ₹1,000

Transfer Duty – 0

Registration Fee – 0.5% (₹1,000 – ₹20,000) 

Case 2

Document – A general power of attorney allows an agent or others to sell, transfer, or develop real estate.

Stamp Duty – 1%

Transfer Duty – 0

Registration Fee – 0.5% (₹1,000 – ₹20,000)

Case 3

Document – Other than authorising an agent or others to sell, transfer, or develop the immovable property, a general power of attorney is used for any other reason.

Stamp Duty – ₹50

Transfer Duty – 0

Registration Fee – ₹1,000 

Case 4

Document – Special Power of Attorney

Stamp Duty – ₹20

Transfer Duty – 0

Registration Fee – ₹1,000 for attestation 

Case 5

Document – Will

Stamp Duty – 0

Transfer Duty – 0 

Registration Fee – ₹1,000

Gift deed registration charges in Telangana 2022

Listed below are the TS registration charges for gift deeds.

Gift (to relatives)

Stamp Duty Charges – 1%

Transfer Charges – 0.5%

Registration Fees – 0.5% (₹1,000 – ₹20,000)

Gift (to other than relatives)

Stamp Duty Charges – 4%

Transfer Charges – 1.5%

Registration Fees – 0.5% (₹1,000 – ₹20,000)

How is Stamp Duty determined?

Stamp duty is determined using the following factors-

• The age of the property’s owner – Older people may receive a rebate on stamp duty. Many states provide senior citizens with discounted stamp duty fees. This is why an important factor in determining the stamp duty assessed on a given property is the age of the property owner.

• The gender of the property owner– The majority of states charge men a higher stamp duty fee than women. Men typically pay about 2% more in stamp duty than women do, with women receiving a subsidy on the fee.

• Location of the Property– Stamp duty rates vary depending on the locality. For instance, a property located in an urban region will be subject to a higher stamp duty rate than a property placed in a rural or suburban location.

• Age of the property– The property’s age plays a significant role in establishing the stamp duty fees because stamp duty is calculated based on the total value of the home or property. Since newer homes are typically more expensive than older homes, they will be subject to a greater stamp duty fee than older homes.

• Amenities provided– The numerous amenities that a home or property contains also determine the amount of stamp duty that a person must pay. A property with fewer amenities would be subject to a lower stamp duty fee, whereas a property with more amenities would be subject to a higher fee. A higher stamp duty fee will apply to amenities including gyms, sports facilities, lifts, swimming pools, libraries, etc.

• Nature of the Property– Stamp duty rates for residential properties are frequently lower than those for commercial buildings. Commercial properties are subject to a higher stamp duty fee than residential properties since they typically need a lot more amenities.

What happens if you do not pay stamp duty?

In Telangana, stamp duty comes with tax advantages

Read: Occupancy Certificate – The Legal Shield Against Eviction and Lawless Construction

The purchase or transaction cannot be acknowledged or received as evidence if stamp duty is not paid. In short – it is invalid, and such transactions will be seized by the law, along with a penalty. TS stamps and registration charges must be duly paid. 

How to get a refund on stamp duty in Telangana?

Non-judicial stamp papers that have not been used or have become spoiled can be returned for a refund. Under the Indian Stamp Act of 1899, this is legal. Non-judicial stamp papers, on the other hand, are only accessible up to Rs 100, and a government rule allows refunds through the challan system.

Are Tax Benefits Available on Stamp Duty and Registration Charges?

In Telangana, stamp duty comes with tax advantages. Section 80C allows you to claim a tax break. Section 80C allows for a maximum deduction of $150,000.

Non-Agricultural Property Registration in Telangana

The official website registration.telangana.gov.in can be utilised to book an online slot for Telangana Non-Agricultural Property Registration with a certain date and time. Non-agriculture property registration services are also available at Meeseva Centres for Rs. 200. Although each sub-registrar office is authorised 100 slots each day, only 24 slots are now available. Here’s how to reserve a time slot for Telangana Non-Agricultural Property Registration.

Uploading New Properties for Builders / Real Estate Properties

A separate window has been provided for builders and real estate developers to upload new properties in bulk. 451 builders and developers have so far provided information on 93,874 properties. The location of the sub-registrar office will be communicated through SMS once a slot is booked by online payment or by depositing challans on SBI. With the implementation of Dharani by the TRS government on September 8, 2020, all land registration operations in Telangana were placed on hold.

This Dharani portal is a one-stop shop for land transfer, registration, and updates. The project ran into issues with data collection. The Telangana High Court ordered the stamps and registration department not to gather information on land buyers and sellers such as Aadhaar numbers and castes. The Dharani portal was supposed to include a portal for registering non-agricultural lands. The merger has been postponed due to a legal battle.

Other Registration Charges in Telangana

Rectification Deed Charges in Telangana

The registration charges in Telangana for the Rectification/ Ratification/Cancellation of any Deed are Rs. 1000.

Lease deed registration charges in Telangana

The registration charges in Telangana for a lease deed is 0.1%.

Release deed registration charges in Telangana

Release deed stamp duty in Telangana is a fee that is charged on the registration of release deeds, which are legal documents that relinquish the rights of a property. The registration charges in Telangana for a release deed is – 0.5% subject to min. Rs.1,000 and max. Rs.10,000.

Agriculture land registration charges in Telangana

The lowest price per acre for agricultural land has been set at Rs. 75,000. Existing agricultural land prices have been increased by 50% in the lower range, 40% in the middle range, and 30% in the upper range.

Open plot registration charges in Telangana

In the case of open plots, the lowest price was previously set at Rs. 100 per sq. yard, but this has now been raised to Rs. 200 per sq. yard. Basic values for open plots have been changed by 50% in the lower range, 40% in the middle range, and 30% in the upper range.

Registration Charges Calculator for Telangana

If you are looking to invest in real estate property in the state then you must know the apartment registration charges in Telangana, plot registration charges in Telangana and any other registration charges in Telangana. Below is a detailed step by step description of how to calculate registration charges in Telangana.

Registration charges calculator for Telangana

• Individual states determine the stamp duty rate, which is based on a percentage of the total value of a property.
• Stamp duty rates vary depending on the type of property (residential or commercial) and the location (rural or urban).
• For example, the higher rate is considered when Stamp Duty = (individual state per cent of Ready Reckoner Rate or Actual Transaction Value).
• E stamping is an online method of paying stamp duty to the government without the need for physical stamps or paper documentation. E-stamping, non-judicial stamp paper, or the franking charges in Telangana’s process are all options for paying stamp duty (any authorised banks or agencies).
• The document then goes through the Telangana house registration charge process when the stamp duty is paid.

Rental agreement registration charges in Telangana refer to the fees that are levied on the registration of rental agreements between landlords and tenants. Telangana house registration charges are calculated as (individual state registration per cent of Ready Reckoner Rate or Actual Transaction Value), with the highest rate being considered.

What are the factors affecting stamp duty and registration charges in Telangana?

The stamp duty and registration charges in Telangana are determined based on the market value of the property, the nature of the property, and the type of transaction. The stamp duty is calculated as a percentage of the market value, and the registration charges are fixed. Stamp duty percentage is the percentage of the property value that is charged as stamp duty by the government during the purchase or transfer of property.

The nature of the property, such as whether it is agricultural or non-agricultural, also affects the stamp duty and registration charges. Additionally, the type of transaction, whether it is a sale, gift, or lease, also plays a role in determining the charges.

How do stamp duty and registration charges in Telangana affect property prices?

Stamp duty and registration charges are an essential part of property transactions in Telangana. The charges are paid to the government for registering the property in the buyer’s name. The stamp duty is calculated as a percentage of the market value of the property, which means that higher stamp duty leads to higher costs for property buyers. Similarly, the registration charges are a fixed amount, which also adds to the total cost of the transaction. The charges can affect property prices, especially for buyers who have a limited budget.

What are the key Deed Registration timelines we must we aware of?

In Telangana, property owners must complete the registration process within four months of the property transaction. The deed registration process involves the buyer and seller visiting the sub-registrar’s office and completing the necessary formalities. After the registration process, the buyer receives the registered sale deed, which is an essential document for future property transactions. Property owners must also be aware of the timeline for paying stamp duty and registration charges, which must be paid at the time of registration. Failure to complete the registration process within the specified timeline can lead to penalties and legal issues.

Find your dream home in Telangana with NoBroker – Brokerage free and hassle free!

Registration charges in Telangana have gone through various amendments. The IGRS portal has made the process easier for the people of Telangana. The state has upped its game in all spheres and is becoming an ideal place to settle down in. Are you looking for properties in Telangana? Head to NoBroker to find a home – BROKERAGE Free and HASSLE Free. If you need any legal help with Stamp Duty and Registration in Telangana please click below and reach out to us.

FAQ’s

Wish To Buy a House in Chennai? Here Is How the TnRera Can Help You

The TNRera Rules require all real estate agents and promoters to register their properties under the Government. To register, all properties should have met the basic requirements as mandated by the RERA (Regulation and Development) Act, 2016. Thus, it ensures a uniform standard in the quality of houses and prevents the buyer’s money from being wasted. In this article, we will take a comprehensive look at how the TNRERA works.

TnRera or the Tamilnadu Rera

It is a common occurrence where homebuyers are not satisfied with the substandard quality of build and materials used and do not get all amenities as promised. Without a RERA registration, there is no basis for customers to place their grievances to the Government. This is why a RERA Registration is essential. 

As mandated by the Government, every state will have their RERA authority to manage and oversee the properties under their jurisdiction. So naturally, the TNRera is tasked with regulating the real estate sector in Tamil Nadu. 

Responsibilities of the TamilNadu Real Estate Regulatory Authority include:

1. Upholding rights of both homebuyers and real estate developers
2. Creating transparency in the Real estate sector
3. Increasing the accountability of the real estate sector
4. Ensuring fast solutions to property disputes
5. Creating a friendly atmosphere to attract more real estate investors
6. Promoting efficient and timely completion of projects
7. Providing a uniform standard for all real estate developments

TnRera Rules and Regulations – The TnRera Act

As mandated in the TNRera Act, there are a lot of provisions divided into 9 and 20 chapters, respectively. Some crucial duties mandated here include:

• Verifying the required documents that a builder needs to submit for registering under TamilNadu Rera
• Accepting declarations from promoters concerning existing projects
• Granting or rejecting RERA Registration applications based on predetermined criteria
• Overseeing and renewal of Agent Licenses
• Undertaking complaint redressals in an organized manner

To check all the TnRERA Regulations, you can refer to the official Regulations PDF file.

How is it Beneficial?

The RERA Rules, Tamil Nadu has proved to be beneficial in different ways to the parties involved. It offers a wide range of services to various parties involved. Let’s see how.

For Homebuyers:

• Homebuyers can register an online complaint against errant promoters if they are found to be non-compliant with RERA Act, Tamil Nadu.
• They can access all submitted records of any housing project by simply visiting the TNRERA Website.

For Promoters:

• They can easily file complaints online.
• With the help of TnRERA, they can register any real estate project.
• Promoters can file for extending their project,
• They can update project details every quarter.

For Real Estate Agents:

• They can file online complaints against non-complying and corrupt builders.
• They can visit the website and renew their registration.

Tamilnadu RERA Website

As mandated by the RERA Act, like every state, Tamil Nadu also has its own RERA website to oversee and regulate real estate in the state. To avail of various services, visit the official TNRera Website(https://www.rera.tn.gov.in/)

TnRera Registration

You have to follow a few steps for successfully registering your project with TnRera.

1. Visit the official TnRera Website.

2) Scroll down a little, and on the right-hand side, you will see a section for Online Registration. There are two separate links for agents and layouts. Also, choose if it is for an individual or firm. Be careful while choosing your option. 

Another way is to click on the “REGISTRATION” Tab. Then, choose if you are registering for a project or as an agent from the drop-down menu. If it is for assignment, then further select if it is in Tamil Nadu or the independent state of Andaman.

3) If you are registering as an Agent, click on REGISTRATION>AGENTS>Apply Online. Then choose if writing for an individual or firm.

4) On clicking your desired option, a window will appear. Then, under the Login section, click on the “New Registration” button. 

5) Fill in all the required details. Verify captcha and then click on the “Create New Account” button. 

Rera Registration Fees Tamilnadu

According to the TNRera Rules, these are the RERA Registration fees for real estate projects in Tamil Nadu.

Project Type	Complete Fee Details
Residential buildings	Rs 10 per sq. metre of FSI area for residential projects which are below 60 square metre; Rs 20 per sq. metre of FSI area for projects where unit size is more than 60 square meters.
Commercial buildings/projects	Rs. 50 (per sq. m) of FSI area
Other projects	Rs 25 (per sq. m) of FSI area;
Building Layouts, sub-divisions and site approvals	Rs 5 per sq. metre of plottable area excluding EWS plots (Roads and OSR excluded)

TnRERA Registration Fees(Real Estate Agents)

• Individual Agent- Rs 25,000
• Rs 50,000 for other than Individual agents

*Small Note: If you are a homebuyer who wants to register a complaint, you have to pay Rs 5000 if you are directly approaching the Appellate Tribunal. For other modes of complaint, homebuyers have to pay Rs1000*

TNRera Registered Projects 2021

Wish to buy a house in Tamil Nadu? Protect your investment and first check all required details of housing projects on the official TnRERA Website.

TNRera News

• Between August 24 to September 22, 2021, 145 new housing projects were registered with TnRERA.
• As of September 22, 2021, a total of 682 housing projects have been recorded on the TnRERA website.
• A large chunk of the approved projects in the last month is situated in the Chennai Metropolitan area.

As you can see, the TnRERA is very important for home buyers and real estate agents and builders. Besides helping ensure proper real estate regulation in Tamil Nadu, the Tamil Nadu RERA is also responsible for ensuring steady investments by maintaining its reliability. It does so by strictly monitoring and attending to grievances from all parties involved. If it gets confusing, you can always contact NoBroker experts for further assistance. Want more real estate information? Visit our blog page and discover more. If you are looking for a home just head to NoBroker to enjoy zero brokerage.

FAQ’s

A Detailed Guide on Stamp Duty and Property Registration Charges in Haryana

Understanding Stamp Duty and Property Registration Charges in Haryana is crucial. These costs are mandatory fees levied by the government to register the transfer of ownership. This guide will explain the different stamp duty rates applicable in Haryana, depending on factors like property location, the gender of the buyer, and the type of property transaction. We’ll also cover property registration charges and how to benefit from tax deductions as per 2024.

(Note – The stamp duty rates are annually announced on the 31st of January of each year. So, the rates given below are those which were established by the government of India on the 31st January 2021).

Importance of Stamp Duty in Haryana

Importance of Stamp Duty in Haryana

Stamp duty in Haryana plays a crucial role in ensuring a smooth and secure property transaction. Here’s why it holds significant importance:

• Legal Recognition: Paying stamp duty validates the property sale, acting as a government-approved stamp of legitimacy. This strengthens your claim of ownership and provides legal recourse in case of disputes.
• Record of Ownership: The registration process, which necessitates stamp duty payment, creates an official record of the property transfer. This documented record serves as vital evidence of ownership in the future.
• Curbing Fraud: Stamp duty discourages property fraud by making undocumented transactions impractical. The official record ensures transparency and discourages attempts to bypass legal channels.

Government Revenue: The revenue collected from stamp duty contributes to the state’s development initiatives. These funds are used for infrastructure projects, public services, and social welfare programs.

Stamp Duty in Haryana for Property Registration

Registration charges in Haryana vary according to the requirement or usage of the immovable property. Plot registry charges in Haryana have been clearly laid out by the state government to avoid any confusion and ensure a smooth function of the system. Below are a few properties registration charges in Haryana to help you get an idea of how stamp duty in Haryana works.

Conveyance deed charges in Haryana 

• Rural Areas – 5%
• Urban Areas – 7%

Exchange Deed charge

• Rural Areas – 6% of the greatest value of one share
• Urban Areas – 8% of the greatest value of one share

Gift Deed stamp duty in Haryana

• Rural Areas – 3%
• Urban Areas – 5%

General Power of Attorney

• Rural Areas – Rs 300
• Urban Areas – Rs 300

Special Power of Attorney

• Rural Areas – Rs 100
• Urban Areas – Rs 100

Partnership deed stamp duty in Haryana

• Rural Areas – Rs 22.50
• Urban Areas – Rs 22.50

Stamp duty on loan agreement in Haryana

• Rural Areas – Rs 100
• Urban Areas – Rs 100

Trust Deed

• Rural Areas – Rs 45
• Urban Areas – Rs 45

Adoption Deed stamp duty in Haryana

• Rural Areas – Rs 37.50
• Urban Areas – Rs 37.50

Above are a few of the most commonly used stamp duty rates in Haryana. Stamp duty for property registration is easily payable and makes further discrepancies impossible.

Stamp Duty in Haryana for Females

The state government of Haryana provides special provisions for women to help them gain independence and encourage them to make personal financial securities. The rate of Stamp duty in Haryana for women is –

• Rural Areas – 3%
• Urban Areas – 5%

Rent Agreement Stamp Duty in Haryana

A Leave and License Agreement (or Rent Agreement) is a legal document that contains information on the property, the rent and deposit due, and other terms and conditions related to the property rental transaction. A legally binding rent agreement protects the rights of both the renter and the landlord. In the event of any future legal proceedings, only a registered rent agreement will be considered admissible in court. The terms and conditions of the rental agreement have to be followed by both the tenant and the landlord. Stamp duty in Haryana on the rental agreement is mentioned below – 

Rental Period	Stamp duty charges in Haryana	Registration Fee
Up to 5 years	Rs 15 for Consideration Value up to Rs 1,000Rs 7.50 for every additional Rs 500 of Consideration Value	Rs 200
Greater than 5 years	Rs 30 for Consideration Value up to Rs 1,000Rs 15 for every additional Rs 500 of Consideration Value

Registration Charges in Haryana

Registration fees were previously set at INR 15,000, but the state government increased them to INR 50,000 in 2018. Gift deeds, sale deeds, lease deeds, exchange deeds, division deeds, collaboration agreements, mortgage deeds, settlement deeds, and sale certificates are all subject to the increased fees.

Documents Required for Property Registration in Haryana

• Proof of Ownership (Original old sale or MC).
• Proof of Identification of both buyer, seller, and witnesses (Aadhar Card, PAN card, etc).
• No-objection certificate (NOC) from the society.
• Building plan, map, etc.
• Digital photograph of the property.

Land Registration Fees in Haryana

Haryana flat registration costs vary according to the usage of the property and also the area. According to the Registration Act, buyers must register their purchase within four months after the date of purchase. Unlike most states, Haryana charges a flat price depending on the property’s worth, rather than requiring the buyer to pay 1% of the property’s value as a registration fee. Below is the breakdown of Haryana property registration charges –

Property value	Registration charge
Up to Rs 50,000	Rs 100
Rs 50,001 to Rs 5 lakhs	Rs 1,000
Rs 5 lakhs up to Rs 10 lakhs	Rs 5,000
Rs 10 lakhs up to Rs 20 lakhs	Rs 10,000
Rs 20 lakhs up to Rs 25 lakhs	Rs 12,500
Over Rs 25 lakhs	Rs 15,000

Stamp Duty Calculator Haryana

The stamp duty is calculated based on the transaction amount mentioned in the sale agreement and must be paid by the buyer. The property cost, on the other hand, must be determined using current *circle rates and the stamp duty must be computed appropriately. If the house is valued higher than the circular rate, the buyer will be responsible for paying stamp duty on the difference. If the value of the property is less than the circle rate, the stamp duty will be determined according to the circle rate.

(*The Haryana government approved a raise in circle rates in April 2021-22, which would result in property costs jumping by up to 80% in some areas of Gurgaon).

Alternatively, buyers can calculate stamp duty by visiting the Haryana Jamabandi website. Stamp duty in Haryana can easily be calculated with this website with a few easy steps. First key the transaction value, then select the municipality (of the property) and then your gender. After this click on the ‘calculate’ icon on the screen – the stamp duty and registration charges appear on the screen.

Buyers can calculate These charges by visiting the Haryana Jamabandi website.

Stamp Duty in Haryana has been made fairly clear by the government for the smooth functioning of the state’s system. The state government also provides special provisions for women to boost their independent existence in the state. The article above informs of the varying stamp duty rates of Haryana, but if you have more queries – then head to NoBroker Forum. For any legal issues, NoBroker is here to help just click on the below link for legal support.

FAQ’s

Stamp Duty and Property Registration Charges in Delhi

Are you a potential property buyer in Delhi? Understanding Stamp Duty is crucial for a seamless real estate transaction. In this blog, we demystify the complexities, offering clarity on rates, calculations, and regulations. Learn about the significant role of the NDMC in determining stamp duty charges, especially the lower rates for female owners, enhancing your knowledge for informed decisions in Delhi’s dynamic real estate.

How To Calculate Stamp Duty and Registration Charges

Getting an online stamp paper in Delhi is now incredibly easy, thanks to the internet. Payments for e-stamp Delhi or any stamp duty on commercial property can be completed transparently, quickly, and securely. You can easily access a reliable price guide for market values and rates on reputable websites. For instance, women in Delhi, dealing with a property cost of INR 10 lakhs, will incur a 1% registration charge and a 4% stamp duty, amounting to INR 10000 and INR 40000, respectively.

Guide to Navigating Stamp Duty and Real Estate Dynamics in Delhi

The Delhi Rent Control Act is quite strict and more favourable towards the tenants and hence, more and more tenants go towards renting a flat in Delhi NCR rather than buying it. The state government’s decision to slash stamp duty charges in Delhi for women buyers was a welcome move and it has enhanced the real estate market in the city to an extent. Keep in mind that each year the new stamp rates come out on the 31st of January (so for next year, it is 31st January 2024).

Being aware of the stamp duty charges in Delhi and knowing the registration charges before you apply for a home loan is considered a good move. Let’s take a look at how stamp duty charges are calculated and what are the related rule and guidelines for calculating these charges.

Stamp Duty Rate in Delhi

A stamp duty charge is levied on any property if the property is acquired through a gift, conveyance or sale deed. The stamp duty rate in Delhi is fixed according to the ready reckoner rate that takes into consideration the previous rate of stamp duty and the current value of the property. Based on the type of property, age of the owner, gender of the owner, the current stamp duty rate in Delhi is as follows:

Gender of the owner	Stamp Duty Rate in Delhi
Male	6%
Female	4%
Joint	5%

It is important to pay stamp duty charges because after you pay the charges, the government will transfer the ownership of the property into consideration under your name in all property records and documents as well as any property transfer charges. This acts as a proof of record in times of property disputes and hence, is considered an important document. 

Registry charges in Delhi for property falling under an NDMC area are fixed at 5.5% in the case of male owners and 3.5% for female owners. The stamp duty on property in Delhi Cantonment Board areas is fixed at 3%.

Delhi House Registration Charges in Delhi 2023-24

As per the property registration charges in Delhi 2023, 1% of the current market value of the property is taxed as house registration fees, along with any related GST registration fees in Delhi. This fee as well as stamp duty charges are collected by the government as the registry charges when a property is brought. As per the Delhi government’s online revenue collection website, the home registry charges in Delhi are as follows:

Read: Everything You Must Know About PCMC Property Tax

Registration Charges of Property in Delhi

• Delhi registry rate: Registration fee is 1% of the consideration amount set forth or value as per circle rate, whichever is higher plus Rs. 100/- for the pasting fee.
• Relinquishment deed: Rs. 1000/- per instrument plus Rs. 100/- for pasting fee
• Lease deed of immovable property: Rs. 1000/- per instrument plus Rs. 100/- for the pasting fee.
• Power of Attorney /Special Power of Attorney: Rs. 1000/- per instrument plus Rs. 100/- for the pasting fee.
• Will and Authority to Adopt Rs. 500/- plus Rs. 100/- for pasting fee

Home Registry Charges in Delhi for Female Buyers

• Empowering Women in Real Estate: The Delhi Government has significantly reduced home registry charges for female buyers, a progressive initiative in the real estate sector.
• Increased Women’s Homeownership: This reduction has led to a notable increase in the number of women investing in property, as it offers a financial advantage.
• Substantial Savings with Stamp Duty Cut: A reduction of even 2% in stamp duty and registration fees translates into substantial savings, given the high real estate values in Delhi.
• Legal Requirement for Property Registration: As per the Registration Act of 1908, paying stamp duty is essential for legally registering a property under one’s name.
• Safeguard Against Property Fraud: This mandatory charge acts as a protective measure against property fraud and illegitimate ownership claims.

Flat Registry Charges in Delhi

The stamp duty for property registration in Delhi is the responsibility of the state government. The government calculates the flat registry charges in Delhi based on the ready reckoner rates of the property. 

Area of the property	The rate for Private Builder flats	The rate for DDA society flats
Multi storeyed apartments	Rs.1.10 lakh	Rs.87,840
Above 100 sq. metre	Rs.95,250	Rs.76,200
50 sq. metre to 100 sq. metre	Rs.79,488	Rs.66,240
30 sq. metre to 50 sq. metre	Rs.62,652	Rs.54,480
Up to 30 sq. metre	Rs.55,440	Rs.50,400

Property Registry Charges in Delhi: Factors

The factors that affect the property registration charges in Delhi are:

1. Location of the property
2. Age of the owner
3. Gender of the owner 
4. Type of Property (whether residential or commercial)

Plot Registry Charges in Delhi

In the case of a plot, the stamp duty and registration charges follow the same rules and guidelines as other properties. The factors affecting the rates are also the same. The plot registry charges in Delhi are fixed at 6% for a male owner, 4% for a female owner and 5% in case of joint ownership. For plots fallings under the jurisdiction of the NDMC, the rate is fixed at 5.5% for a male owner, 3.5% for female owners. For plots falling in the Delhi 3%.

Delhi Registry Rate

Now that we have a better understanding of the different circumstances and conditions under which stamp duty charges in Delhi are calculated, we can calculate the stamp duty charges and have a rough idea of the total amount. These rates are revised periodically so it’s a good idea to stay updated with the latest guidelines. 

Delhi Property Registration Charges Calculator

Based on the factors mentioned above, the stamp duty and property registration charges in Delhi can be calculated. Registration charges of property in Delhi can be determined keeping the above factors into consideration. Any stamp duty calculator in Delhi will give you a rough estimate of the stamp duty in Delhi for the purchase of property based on these factors. Circle rate is another important factor kept in mind while calculating property registration fees in Delhi. 

Step-by-Step Guide to Pay Stamp Duty and Registration Charges Online in Delhi

Step 1: Access the Official Portal

Begin by visiting the official website of the Stock Holding Corporation Ltd. This portal is the gateway to initiate your transaction for stamp duty payment in Delhi.

Step 2: Choose Your Location

Once on the site, you’ll need to specify your location. Look for the option to select the ‘NCT of Delhi’ from the dropdown list of states. This ensures that your payment is correctly processed under the jurisdiction of Delhi.

Step 3: Execute the Payment

With your region specified, you’re now set to complete the payment process. The website offers a variety of payment methods, including UPI, NEFT, IMPS, Debit Card, and Credit Card. Choose the one that’s most convenient for you. This flexibility in payment options is designed to cater to the diverse preferences of users.

Points Worth Considering Before You Pay Stamp Duty in Delhi

There are a few points that you should definitely keep in mind when paying your online stamp paper Delhi charges:

• The stamp duty, as well as registration charges, play a vital role in the process of registering any property within the authorised territory, therefore, the fees are mandatory
• Women applicants have some advantages such as lower stamp duty fees and Delhi stamp duty rates for promoting women’s property ownership 
• Even if the Delhi stamp paper and registration charges are paid once, failing to pay the same will be sure to attract heavy penalties from the state government’s exchequer.
• You can apply for an exemption under Section 80 C of the Income Tax Act, which is typically restricted to INR 1.5 lacs every year
• The response time for any property or DDA registration in Delhi is around 15 days

Factors Affecting Stamp Duty Registration Charges in Delhi

The following are the elements that have an impact on Delhi registry charges:

• Dimensions of the property
• Age of owner
• Gender of owner
• Type and location of the property (Commercial or residential)

List of Documents Required for Delhi Property Registration Stamp Duty

Here is a list of documents that you will need to furnish for the calculation of stamp duty in Delhi and property registration charges in Delhi, even if it is a gift deed stamp duty in Delhi.

• Sale deed.
• Proof of TDS payment.
• No-objection certificate (NOC), in case of plot or land.
• ID proofs of the buyer, seller and witnesses.
• Address proofs of the buyer, seller and witnesses.
• Two passport-sized photographs of the buyers and sellers on two copies of documents.
• Identity and address proof of two witnesses.
• e-Stamp paper with the correct value of stamp duty.
• Self-attested copy of PAN card or Form 60
• e-Registration fee receipt of registration fee with undertaking/affidavit.
• All original documents with one set of copies.

Residential Plots in Delhi: Ready Reckoner Rates 

Category	Construction Cost	Land Cost
A	Rs.21,960 per sq mtr	Rs.7.74 lakh per sq mtr
B	Rs.17,400 per sq mtr	Rs.2.46 lakh per sq mtr
C	Rs.13,920 per sq mtr	Rs.1.60 lakh per sq mtr
D	Rs.11,160 per sq mtr	Rs.1.28 lakh per sq mtr
E	Rs.9,360 per sq mtr	Rs.70,080 per sq mtr
F	Rs.8,220 per sq mtr	Rs.56,640 per sq mtr
G	Rs.6,960 per sq mtr	Rs.46,200 per sq mtr
H	Rs.3,480 per sq mtr	Rs.23,280 per sq mtr

Flats in Delhi: Ready Reckoner Rates 

Area	Property Type- Private Builder Flats	Property Type- DDA, Society Flats
Multi storey apartments	Rs.1.10 lakh	Rs.87.840
Above 100 sq mtr	Rs.95,250	Rs.76,200
50 sq mtr to 100 sq mtr	Rs.79,488	Rs.66,240
30 sq mtr to 50 sq mtr	Rs.62,652	Rs.54,480
Up to 30 sq mtr	Rs.55,440	Rs.50,400

Stamp Duty in Delhi: Points to Consider

• The stamp duty and registration fees are required to be paid compulsorily since they are regarded as an essential component of the property registration process.
• For female applicants, the state government has maintained slightly reduced stamp duty rates. This was carried out to encourage women to acquire property.
• Even though the stamp duty and registration fees are one-time payments, the state exchequer may impose a severe fine if the stamp duty is not paid.
• It is important to note that section 80 C of the Income Tax Act exempts stamp duty and registration fees, however there is a maximum of Rs 1.5 lakh each year.

Key Differences Between Ready Reckoner Rate and Market Rate in India

In India, the terms “Ready Reckoner Rate” and “Market Rate” are related to the valuation of real estate properties, but they serve different purposes and have distinct meanings when you go on to calculate stamp duty Delhi.

Ready Reckoner Rate

• Ready Reckoner Rate, also known as Circle Rate or Guidance Value, is the minimum value at which a property can be registered in a particular area or locality as determined by the state government’s revenue department.
• It is used for the calculation of stamp duty and registration charges when buying or selling a property.
• The government revises these rates periodically, usually annually or semi-annually, to keep them in line with the prevailing property prices in the area.
• Ready Reckoner Rates are meant to prevent underreporting of property values during transactions and to ensure that the government collects the appropriate amount of stamp duty and registration fees.

Market Rate

• Market Rate, also referred to as the Fair Market Value or Actual Sale Price, is the actual price at which a property is bought or sold in the open market between a willing buyer and a willing seller.
• This rate is not set by the government but is determined by the supply and demand dynamics in the real estate market.
• Market Rates can fluctuate frequently based on various factors such as location, property condition, demand, economic conditions, and other market forces.
• Unlike the Ready Reckoner Rate, the Market Rate is the true market value of the property, which may be higher or lower than the government’s prescribed rate.

The government of Delhi has removed the process of physical stamping and made e-stamping mandatory. Also, the guidelines related to the stamp duty charges in Delhi and the rules and regulations for its collection keep on updating. It’s not easy to keep track of the current rates and you have to be very well-informed about property laws. Get legal assistance from NoBroker Experts and you can save big on stamp duty and property registration charges by paying the correct amount. Comment on this blog and we will reach out to you.

Frequently Asked Questions

Form 16 – Why Is It Important for Your Income Tax Returns

If you are an earning citizen of the country, you must have heard about Form 16. But do you really know why this document is important for you? 

The annual return is the only way to report to the Indian Revenue Service (IRS) the income and expenses that were generated during the financial year, in order to contribute to the payment of taxes. This is a document that taxpayers, whether an individual or a legal entity, must present and/or send to the tax authority.

The process to do this is different according to the type of taxpayer and the regime in which they are registered. As a salaried individual, you are allowed to do the procedure either online or by visiting an administrative office. While there are certain documents that are mandatory to be submitted by salaried individuals during the filing of your income tax return, Form 16 is one of those vital documents to complete the procedure.

Form 16 is required to prove your tax compliance and is a valid document for loan sanctions. All employer issues Form 16 to their employees before the 31st of May of each financial year. Form 16 means that TDS (Tax Deducted at Source) has been deducted and deposited with the Government of India on behalf of the employee.

In this article, we will take a deep dive into the Form 16 format, its importance and how to download Form 16 online.

What is Form 16?

Income Tax form 16 is essentially a ‘salary certificate’ that employers in India are obligated to issue to employees as per Section 203 of the Income Tax Act, 1961. It contains a detailed description of the salary issued to the employee by the company in a particular financial year and the TDS deducted. The TDS is calculated based on the Income Tax slab rates for that particular financial year.

The Income Tax Form 16 details provide a lot of benefits to salaried individuals. Let’s take a look at how:

• You can easily file your Income Tax Return with the form 16 details without needing the help of any accountants or financial planners.
• Form 16 is considered an important document for tax compliance. During any income tax-related investigation, an individual can produce their form 16 to prove that they have paid tax according to government regulations.
• Banks and financial institutions that lend money also consider Form 16 as valid income proof. This is particularly true in the case of loan applications where Form 16 is mandatory for verification.
• If you are switching jobs, a lot of employers demand Form 16 from previous employers during their onboarding process.
• Not only this, a lot of visa checklists such as the Schengen visa for 26 European nations mention Form 16 as a mandatory document.

Form 16 is important for both your business and travel needs. The TDS form 16 certificate has two components- A and B. Let’s get into the details.

What Does Part A of Form 16 Include?

Form 16A for salaried individuals contains details of the TDS amount deducted and deposited quarterly, along with PAN and TAN details of the employer. It also contains the name and address of the employer and the employee’s PAN details. 

A lot of people often use the terms form 16 and form 16A interchangeably. However, in reality, the difference is vast. The difference is in who issues it. Form 16A for salaried individuals has details of the TDS deducted on incurred income other than the salary. 

For example, if you have a Fixed Deposit then the bank will deduct a TDS on the interest generated by the FD. Hence, the bank will issue you Form 16A. In other cases where Form 16A is generated are TDS on rent receipts, insurance commissions and any other cases which are liable for deduction.

Kindly note that if an individual cannot download his/her Form 16A, the employer should always download and issue it to the employees. Employees can download Form 16 through the TRACES portal. The employer should authenticate all the contents before handing them to employees.

What is Included in Part B of Form 16?

This is an annexure to part B of Income Tax Form 16. According to the Form 16 format, part B contains the full breakup of your salary details and other deductions as mandated by Section VI A. Chapter VI A of Income Tax Act basically comprises a lot of subsections of section 80 based on which an assessee can claim deductions from the gross total income.

Form 16 Online Contains the Following Components

• Gross salary incurred: The structure of the salary is further broken down into several parts namely the House Rent Allowance, Leave Encashment, Leave Travel Allowance, Gratuity along with many other components.
• Exemptions: According to Sec (10) of the Income Tax Act, 1961, this includes Conveyance, House rent (HRA), Children’s education, hostel expenditure and medical costs.
• Gross Income: This is the total of the salary received from the office and from other sources such as income earned from house/property etc. If there is an additional source of income, one should share it with the employer during the submission of investment proofs.
• Part of Salary Deductions:  If you have made investments in schemes like Life Insurance policies, Sukanya Samriddhi Yojna, Public Provident Fund (PPF), any Recognized Pension Scheme, or Mutual Funds, as mentioned in Section 80 C / 80 CCC / 80 CCD, these investments are considered as partial deductions from your salary. Apart from the above-mentioned categories, deductions towards MediClaims, education loans, and donations are covered under section 80D/80G/80E. The deductions cannot cross the limit of INR. 1,50,000. All employees need to submit all such investment supporting documents to the employer as and when required.
• Net Taxable Salary: The total sum of deductions as mandated under “Chapter IV-A” to be subtracted from your gross income. This is your Net Taxable salary. This is the amount taken into account for the calculation of your net payable taxes. 
• Some other components of the form are, Education Cess and surcharges, tax deducted and the balance tax due or refund applicable, rebate under Section 87, total payable tax on income, and relief under Section 89, if applicable.

The employee can download Form 16B from the TRACES site by following a few simple steps:

a) Firstly, register on the TRACES site as a new user with the help of your PAN number. The User Id is your PAN no and the password is of your choice

b) If you are already registered, then visit the official TRACES website and log in by entering your User ID and Form 16 password. 

c) Click the Downloads Tab.

d) Select Form 16B 

e) Enter the required details and click on ‘Go’.

f) You can choose which file to download from the list

Approved Deductions Under the Income Tax Act 

• Deductions from salary in the form of a premium paid for life insurance deductions, PPF contributions and others under Section 80C as well as Deduction for contribution to pension funds under Section 80CCC
• Under section 80CCD (1) it is mandatory to make deductions in favour of contributions to pension schemes made by the employees
• Deduction towards a notified pension scheme as the taxpayer’s self-contribution is also approved under Section 80CCD(1B)
• Employer’s contribution to any pension scheme, also falls under the category of permitted deductions, under Section 80CCD (2)
• The deduction is based on the amount of premium paid for health insurance under Section 80D
• Deductions based on interest paid on higher education loans under Section 80E
• Deductions based on donations are mandated as per Section 80G
• Deductions based on Savings account interest incomes under Section 80TTA

Details Required While Filing Your Return from Form 16 

Part B annexure form

Deductions

As you can see in the images above, you will need certain details from your Income-tax form 16 while filing your Income Tax Return:

• Exempted allowances as mandated under Section 10
• Deduction breakups as mandated under Section16
• Amount of the salary taxable
• Income or loss incurred from house property in the form of TDS
• Income that falls under the heading Other Sources paid as TDS
• Section 80C Deductions and the breakup
• The aggregate of gross and net deductible allowances, under Section 80C Deductions
• Due Tax Payable 

What are the Eligibility Criteria for Form 16?

 As mandated by the Finance Ministry of the Indian government, all salaried individuals who fall under the income tax bracket are eligible for form no 16. In cases where the employee does not fall under this bracket, TDS is not deducted. Under these circumstances, the employer is not obligated to issue a Form 16. However, nowadays a lot of organizations issue Form no 16 for such employees too as a good work ethic. 

 Things to Remember While Checking Form 16

• Once an employee receives his/her Form 16, it is very important to check all the information and ensure that it is correct. 
• Go through your personal details thoroughly and also verify the gross income and deducted TDS details. 
• Make sure to double-check the PAN number. Any discrepancy will lead to legal complications.  In the event of any discrepancies, one must immediately contact the Human Resource, Finance or Payroll Department and get the information corrected
• The employer will thereby issue an error-free and updated TDS form 16 to the employee. The employer will also be responsible for updating the Income Tax details to make sure the salary is credited to the right PAN account.

Upload Form 16 and File Income Tax Return

You can file your Income Tax returns both offline and online. To upload your Form 16 online, you don’t need to do much. Simply, click here and add your form 16. The software will automatically pick up relevant information from your Form 16 and file your Income Tax return.

Form 16 is an extremely vital document for filing your Income Tax returns. The above details will make this process a little less complex. However, if you’re looking for a way to save on tax, the BEST way is by investing in real estate! If you’re looking to buy a house, check NoBroker for plenty of options for every budget. Click the link below and get started on your search.

FAQ’s

Villangam Certificate Explained – Here’s Why It’s Important to Get One

When you’re purchasing or selling a property, you need several documents. One of the most important documents required in dealing with property is a villangam certificate; this certificate is essential to establish that the property owned by a person is free of any financial liability, loan, or mortgage. It secures the ownership of the property. It is also known as an encumbrance certificate. The word encumbrance means a mortgage or any other claim on a property. It ensures that the property has a legal title.

Along with this, it contains the transactions made during a specific period regarding the property. If no transaction has been made, then a nil encumbrance certificate is issued for the property. You can apply for this certificate offline as well as online. The offline registration occurs in the sub-registrar office, while the online registration takes place on the official website of the registration and stamps department. You can easily access your villangam certificate by downloading it. 

What does a Villangam Certificate Mean?

One of the essential legal documents which prove that you legally own the property is the villangam certificate. It is often known as an encumbrance certificate, but in Tamil Nadu, it is popularly known as a villangam certificate. It is formed when a property is registered while purchasing or selling. This certificate states that the property is free of any loan or mortgage. It is compulsory to make this certificate for property transactions. Without this certificate, you are not eligible for any other loans. Along with this, it helps you to secure your legal title over the property.

How to Apply for a Villangam Certificate Online in Tamil Nadu?

A Villangam certificate is usually obtained at the sub-registrar office of the area under whose jurisdiction the property lies. But it is also available online on the official website of the registration department of the Tamil Nadu Government. 

A popular question that is asked is  “How to apply Villangam certificate online?” You can get your Villangam certificate online by following the given steps.

Step 1:

First, you need to log in to the registration department’s official website, If you don’t have an account, then you need to register yourself on the website first. 

While creating an account, you will have to provide details about your identification number. This can be your PAN or driving license, etc.

Step 2:

After login or registration, you have to go to the homepage and then choose the encumbrance certificate option. After this, click on the search and apply for the encumbrance certificate. 

Step 3:

Fill in the required details, which are location, survey details, time, house details, and additional information. 

In the location part, you will have to provide the zone, district, and sub-registrar office of the area where the property is located. 

In the time section, add the starting and ending date of the villangam certificate.

In survey details, you have to fill in the village name and the survey number, and the subdivision number. 

House details include the plot number, flat, door number, wardrobe number, boundary details, build-up area, and property extent. 

Additional details include old survey number, old door number, declared owner, and father’s name and any registered document that you may have. 

Step 4:

After providing all the required details, click on search. Then click on the apply online option to proceed. 

Step 5:

Fill in your name and contact details, and then click on the payment option. Fill in the payment details and click on the payment option. Fill in the e- payment details and choose your bank to make the payment. 

Step 6:

After completing the payment process, provide your bank reference number along with the transaction details. After the officials’ approval, the villangam certificate will be sent to your provided login details in the form of a QR code and get a notification SMS. You can also check your certificate’s status in the request lists option under the website’s encumbrance certificate option. This option comes under E-services. The application process takes around 2-3 working days for processing.

How to Apply for a Villangam Certificate Offline

You can comfortably apply for a villangam certificate offline too. For this, you are required to submit a written application in the sub-registrar office along with the required documents. These documents include address proof, property details, and title details. You would also have to pay a registration fee. After the officials have verified the legality of the provided documents, the villangam certificate is issued within a month of applying. In addition to that, you will also get a reference number. This reference number or acknowledgement number can be used to track the status of your villangam certificate.  

The steps in simplicity are as follows:

• Carry the required documents including the attested property details, address proof, title details, as well as your identifying documents to request an application for an EC 
• Fill the application with the asked details and submit them at the local sub-registrar’s office along with the documents you have carried
• The authorities will take some time – around 15-20 days to go through the documents and the application to examine their legality and qualifications
• You will be then issued an Encumbrance certificate or Villangam with the all the details of the transactions (in the case of without transactions, you will get a NIL Encumbrance certificate)

After the offline process, you will be able to get the Villangam certificate downloaded from the official government website, just like everyone else. 

How to Check a Villangam Certificate Online Tamil Nadu

To do a Villangam check online, all you have to do is go to the registration department’s official website. After this, click on E-services. Choose the encumbrance certificate option, and in the requests section, you can check your certificate. To search for the required area, you can follow the same steps used in the certificate’s online application.

How to Download a Villangam Certificate Online

To download a Villangam certificate, you have to visit the official web portal of the registration department of Tamil Nadu. Your EC Tamilnadu can be viewed online from the Tami Nadu Registration department portal. You have to click on the encumbrance certificate option and choose the view or download the encumbrance certificate. You can then download your Villangam certificate. You can also access it via the QR code provided to you on your registered contact after the certificate is ready. 

What is a Nil Encumbrance Certificate?

A nil-encumbrance certificate is issued for a property that hasn’t had any transaction in the time during which the owner applied for an encumbrance certificate. It is also published at the sub-registrar office. 

It is essential to get a villangam certificate to legalize that your property doesn’t carry any financial liability in the form of a bank loan. When it comes to legal matters and paperwork, you have to be especially careful. So to be on the safe side, always try to hire a professional. You can avail of these services from NoBroker without breaking a sweat. NoBroker services include legal assistance and home loans in addition to home services. With Legal services from NoBroker, you can rest easy that all the important documents will be thoroughly checked so you don’t face any loss. Click below to learn more about this service. 

FAQ’s

What is Stamp Duty: Calculation, Charges and Documentation 2024

Stamp duty is a compulsory tax levied by the government over the transfer of property rights. Let’s thoroughly understand what stamp duty is and why is it important for a property owner.

What is Stamp Duty?

Stamp duty represents an extra expense when acquiring real estate, so it’s crucial to comprehend how it varies based on the property’s characteristics and location before purchasing it.

Stamp duty charges are slightly higher in India as compared to most of the underdeveloped, developing and even developed countries. In most countries, stamp duty ranges between 1% to 5%, while in most of the major states of India the charges are higher than 5%.

What is Judicial and Non-Judicial Stamp Duty?

Judicial and non-judicial are the two categories of stamp duties in India. While the non-judicial charges include stamp duty imposed on all real estate transactions, as a one-time payment on the overall value of the agreement, judicial stamp duties, also known as court fee, are charges imposed by the court over litigants.

The highest stamp duty revenues received by states, comes from sale deeds or conveyance tax.

What is a Registration Charge?

Although paid for the same property value the reason for paying and the ways to calculate stamp duty and registration charge, vary. How much stamp duty you are required to pay completely depends upon the transaction value of your property, however, the registration charge is a fixed cost property buyers pay for the service of adding a deed or contract in government records. 

For the registration fee you pay, the government is liable to maintain a registry of your documents. Registration charge is a must because it lends inviolability to your documents that would otherwise not be legally bindable. 

The process in which the registration of documents takes place is also mentioned in the Indian Registration Act, 1908.

How Stamp Duty & Registration Fees Are Calculated in India?

Stamp duty charges are applied on a circle rate so that in case a property is being owned at a transaction value lower than the prevalent circle rates, it can be applied on the circle rate value of the property.  However, if the property transaction value is higher than the prevalent circle rate value, stamp duty will be charged as per the original value of the deal and not over the circle rate. To be precise, the stamp duty is calculated based on the value of the original transaction or the circle rate, whichever is higher.

Factors that Affect the Evaluation of the Stamp Duty

Age of the owner:

How much you need to pay for the stamp duty depends somewhat on the age of the person on whose name the property will be registered. In case the owner is a senior citizen, you might get some rebate or discounts. This rule can differ in different states.

Location of the property:

Stamp duty is different for the properties that are considered inside the municipal limits of a city, as compared to the properties that fall outside the municipal limits. The charges are higher in case of the former. Also, whether the property you are planning to buy is a part of a city, a rural area, a metropolitan, or a suburb, will have a certain amount of impact on the value of stamp duty that you need to pay.

Gender of the owner:

To promote property ownership among women, female property owners are provided with a concession on stamp duty in several states. If you are in the NCT of Delhi, registering the property in the name of a woman, you receive a concession of 2% on the overall stamp duty. Which means you will only have to pay 4% stamp duty in Delhi. While any male property owner will have to pay 6%.

If you are willing to register the property jointly, with the woman as the primary owner, you are still eligible for a concession on stamp duty in Delhi. However, this facility is not prevalent throughout the country. In states like Kerala, Bihar, Maharashtra and Jharkhand, men and women have to pay equal stamp duty.

Type of property:

Based on if you are buying land, a flat, an independent house or villa, your stamp duty costs will vary.

Usage of property:

Whether you are purchasing the property for residential use or commercial use creates a difference. Stamp duty on commercial properties is always higher than that of residential property.

Project amenities:

The amenities you are receiving with the purchase of the unit change the calculation of stamp duty in some states of the country. For example, you are purchasing a unit from a housing project in Uttar Pradesh and they are offering you high-end amenities like a clubhouse, gym, elevators, community halls, swimming pools and more, you will have to pay additional stamp duty.

Registration Charge Calculation

According to the Registration Act 1908, from the date of transaction within four months, once the stamp duty has been paid, the buyer needs to pay the registration fee as well. Without the registration the transfer of property from one owner to another is said to be invalid. The Sub Registrar of Assurances of the Jurisdiction, where the property is purchased, takes care of the registration process. Remember, any delay in the payment of registration fee or stamp duty incurs heavy penalty as these are legal documents which can be produced in court as evidence, if required.

To calculate registration fee, various factors are taken into consideration, based on the type of property you are buying and the city/state laws. The main factors used in the calculation of property registration free are: 

• If the apartment/office you are buying is a part of a multi-storey building, the super built up area is considered for calculation.
• For lands or plots, the total square footage area is multiplied by the guideline value of the same land.
• If the property is a villa or independent house, then you need to calculate the registration fee on the total constructed area.

How Stamp Duty & Registration Charges Differ in Top Cities of India

Below is a breakup of stamp duty on property and registration charges for the top cities of India: This table will help you understand the prevalent charges in your respective state.

City	Stamp Duty Charges	Registration Fee
Delhi	6% for a male owner and 4% for a female owner	1% of the total market value of the property, as mentioned on the sale deed. Additionally, INR 100/- as pasting charges
Mumbai	5% for the property in the area under municipal jurisdiction. For property located outside municipal jurisdiction or property in a rural area, 4% of the total agreed/market value.	INR 30,000 or 1% of the total agreed/market value, whichever is lower.
Chennai	7% of the total market value of the property	1% of the market value of the property
Bangalore	5% of the total market value of the property	1% of the market value of the property
Hyderabad	5% of the total market value of the property, in case of the sale agreement with GPA. No additional transfer duty to be paid. For sale agreement with possession and sale agreement without possession, the charges remain 4% of the total market value of the property	For sale agreement and GPA, the charges to be paid are INR 20,000/- In case of sale agreement with possession charges are 0.5% of the total market value of the property, subject to a maximum of INR 20,000 and minimum of INR 1,000/-
Pune	2% of the total market value of the property	INR 30,000/- for properties above INR 30 lakh 1% of the total deal value if the property is below INR 30 lakh
Kolkata	If you are purchasing a property that falls in the Panchayat area, you need to pay 5% of the total market value of the property. 6% of the total market value of the property if it is under municipal jurisdiction. Irrespective of the area the property is situated in, if the overall market value of the property is less than INR 40 lakh, the buyer needs to pay additional 1% stamp duty.	1% of the total market value of the property, irrespective of the area.

What is Stamp Duty on Agreements?

Stamp duty works like an evidence of a deal closure, therefore, as per Indian Stamp Act 1899, the charges must be paid to measure records and keep transaction tracks. Stamping of agreements ensures its validity and legality, admissibility and enforceability in a court. 

Under section 17 of the Indian Registration Act, there are certain agreements that if not registered lose their authenticity and thus these agreements compulsorily require to be stamped, as without stamp papers no agreement can be registered. Some of these agreements pertaining to immovable property are:

1. Sale Deed
2. Agreement to sell
3. Gift deed
4. Lease agreement
5. Documents that either assign or transfer ownership, a decree or order of court for a minimum value of INR 100 and any sort of immovable property.

How does Stamp Duty Work with Loans?

While we are discussing the necessity of stamp duty and the ways to calculate it, you must also plan on the additional expenses, stamp duty and registration fees imposed on your budget as a home buyer, as banks providing home loans do not include these taxes in the evaluation of the property cost. 

After evaluating the market value of the property you intend to buy, banks only grant upto 80% of the total cost as a loan. Further, each bank has a different method for property evaluation so the total loan percentage you expect to receive depends on the bank you approach. 

Once you know the total loan amount you are eligible for, you will have to arrange the remaining amount for the transaction as well as for legalities like stamp duty and registration charges.

Documentation required for Payment of Stamp Duty

Depending on the type of property you are planning to purchase, you will have to submit a variety of documents during the registration process, to pay your stamp duty. Below-mentioned are dome of the essential documents you, as a buyer will be required to submit at the time of registration:

• Sale deed
• Sale agreement
• If it’s a housing project, society share certificates and society registration certificates (photocopies).
• Khata certificate.
• Encumbrance certificate.
• Tax paid receipts of the last 3 months.
• In the case of housing projects, NOC from the apartment association is essential.
• For under-construction property, sanctioned building plan, builder-buyer agreement and possession letter from the builder.
• If the property you are buying is a land/plot, you need title documents of the land owner, conversion order and records of rights and tenancy corps or 7/12 extract.
• In case of a joint development property, you would require joint development agreement between the builder and the land owner.
• For resale properties copies of all registered agreements is essential.
• If you have any outstanding loan amount do produce your latest bank statements.

How Stamp Duty Changes with the Type of Property

Stamp duty is levied irrespective of the type of property you purchase – apartment, villa, under-construction, re-sale, land or a commercial building. Stamp duty is calculated, based on the circle rate (value of the property in a particular region, regulated and published by the government of that state) or the market value of the property, whichever is higher. To be precise, stamp duty is mandatory in all states but the manner it is levied varies from place to place. 

For example, if you are in Tamil Nadu and you are planning to buy an under-construction property, you will pay stamp duty at the rate of 7% and an additional 4% as registration charges. These rates will be calculated on the market value or the guideline value of the undivided land, whichever is higher.

Over the cost of construction or the amount you agreed upon in the construction agreement, for building value, stamp duty of 1% and registration charges of 1% is levied. Also, in the case of under-construction property, the buyer needs to pay approximately 5% GST additionally. The GST is reduced to 1% in case of affordable housing. 

Given that, the stamp duty rate and registration charge is calculated over and above the market price of the property and any fluctuation in the rates may influence the buyers’ purchase decision. However, stamp duty is just an additional 5% to 6% cost that you as a buyer will have to incur beyond the actual purchase price, so even if the taxes are reduced by the government of your respective state, the property prices won’t be reduced magically. Unless builders bring down property prices, especially in big cities like Mumbai and Delhi.

Consider every aspect that affects your purchase decision, keep stamp duty and registration costs in mind while you calculate the cost of your home or how much you will need to borrow as a home loan. Know your home loan eligibility to ensure a hassle-free and quick loan disbursal process and reduce the chances of loan application rejection. 

Stamp Duty Penalty Charge

Stamp duty is a fee that is charged by the government for the transfer of property ownership. When buying a property, one of the biggest costs you’ll incur is the stamp duty. This is a government tax that you have to pay every time you buy or transfer ownership of a property. But what happens when you miss the deadline for paying this fee? That’s where the stamp duty penalty charge comes in.

Here’s what you need to know about the stamp duty penalty charge:

• If you fail to pay the stamp duty within the deadline, you’ll be charged a penalty.
• The amount of the penalty varies from state to state, but it’s usually a percentage of the original stamp duty amount.
• In some states, the penalty increases over time, so the longer you wait to pay, the more you’ll have to pay.

But don’t worry, there are ways to avoid the stamp duty penalty charge. One option is to make sure you pay the stamp duty on time. You can also take advantage of tax benefits on stamp duty, which can reduce the amount you have to pay.

Avoid the fine: How to get the most out of your stamp duty benefits

Paying stamp duty is a necessary evil when you buy or transfer property ownership. But did you know there are tax benefits you can take advantage of to reduce the amount you have to pay?

Here’s how to get the most out of your stamp duty benefits:

• Check the stamp duty percentage in your state: The stamp duty percentage varies from state to state, and some states offer lower rates for first-time buyers or women. (Sources: Indian Government Ministry of Finance)
• Make sure you pay the stamp duty on time: If you pay the stamp duty within the deadline, you can avoid the stamp duty penalty charge.
• Know the different types of stamp duties: For example, there is a different stamp duty for sale deed, stamp duty on under construction property, and construction agreement. (Sources: Indian Government Ministry of Law and Justice)
• Understand the type of property you are buying: The stamp duty for under construction property and stamp duty on purchase of property differ, and it is essential to understand the stamp duty for your specific type of property. (Sources: Indian Government Ministry of Finance)
• Check the construction agreement stamp duty: This is a separate fee that is applicable on construction stamp duty, its agreements and must be paid at the time of registration. (Sources: Indian Government Ministry of Finance)
• Ensure you have all the necessary documents for stamp duty registration: This includes your identity proof, address proof, the sale deed of the property, and the sale deed stamp duty, among others. (Sources: Indian Government Ministry of Finance)

By taking advantage of these tax benefits, you can save money and make the most of your stamp duty payments. 

Steps to Follow	Description
Research	Research the stamp duty percentage in your state and be aware of any benefits offered for first-time buyers or women.
Timing	Make sure to pay the stamp duty within the deadline to avoid penalty charges.
Budgeting	Consider the stamp duty when budgeting for your property purchase and make sure you have sufficient funds available.
Seek Support	Reach out to a reliable source for information and support, such as NoBroker’s real estate and home loan services.
Get everything in writing	Ensure that the stamp duty and all other expenses related to the property purchase are documented and in writing.
Keep Records	Keep records of all payments made towards stamp duty and any other expenses related to the property purchase.
Ask Questions	Don’t be afraid to ask questions and clarify any doubts you may have about the stamp duty or other aspects of the property purchase process.
Plan Ahead	Plan ahead and be prepared for the stamp duty and other expenses related to the property purchase.

Note: The table is a general guide and the specific rules and regulations regarding stamp duty may vary from state to state. And with NoBroker, you can simplify the entire stamp duty registration process and ensure that everything is done on time, without any hassles.

Importance of understanding Stamp Duty in India: A guide to a seamless home buying experience with NoBroker

Stamp duty in India is a significant aspect of home buying and home loan procedures that every home buyer must consider. Understanding the stamp duty penalty charges, and tax benefits on stamp duty, is crucial in ensuring a smooth and stress-free home buying experience. By following the above-mentioned steps, you can avoid stamp duty penalty charges and take advantage of the tax benefits offered on stamp duty.

Moreover, with the help of NoBroker, you can rest assured of a seamless and cost-effective home buying experience. We offer a range of services including property search, home loan assistance and end-to-end property management services to ensure a smooth and stress-free home buying experience. We have a team of experts who can guide you through the entire process, right from property search to home loan assistance and beyond. With NoBroker, you can be rest assured of getting the best deal, without any hidden costs or brokerage. So, don’t wait any longer, visit our website today and take the first step towards your dream home.

Frequently Asked Questions

Stamp Duty, Registration of Leave, License Agreements

People residing in Leave and License accommodations don’t usually have bills, electricity bills, telephone bills or water bills issued in their names as it is in the name of the owner of the premises. As a result, most migrants find it difficult to furnish proof of local address. A Leave and License Agreement once registered can be used as a proof of residence for the occupier in addition to proving the legitimacy of one’s Licenseeship. It is important to know the stamp duty on leave and license agreement, so as to avoid unnecessary dues.

What is a Leave and License Agreement?

A leave and license agreement or a leave licence agreement is a legal instrument that allows one party to allow another to use their immovable assets, such as property, for a fixed length of time without changing the asset’s ownership. In India, landlords and renters frequently employ leave and license agreements, particularly in the rental housing sector. However, in the commercial real estate sector, lease agreements are more typical. Leave and license agreement charges are payable as per the rules of the government. 

Rights of the Tenant – To use the premises for a certain purpose in accordance with the terms of the agreement.

Leave and License Stamp Duty Calculator

The stamp duty on rental agreements consists of a flat charge of 0.25% of the total rent for the time that must be applied to all leave and license agreements. It’s worth noting that the stamp duty rate is the same for both residential and commercial properties for a period of up to 60 months.

Given below is the Leave and license agreement stamp duty aka rent stamp duty calculator –

The stamp duty for leave and licence agreement is calculated for 12 months, regardless of the length of leave and licence, and includes any advance rent paid or to be paid, as well as any deposit paid or to be paid, with or without interest. (The calculation is the same whether the licence is for one month or 60 months.)

Make sure you are informed of the stamp duty on leave and license agreement, so as to avoid any unnecessary dues. 

How Does one Calculate the “Stamp Duty” Payable?

While registering a Leave and License Agreement for stamp duty, it is necessary to pay certain amounts as “Registration Fees” and “Stamp Duty” to the Registrar of Assurances which is a State Authority.

In accordance with the prevailing laws, the following formula can be used to calculate the stamp duty payable on a Leave and License Agreement (For a term not exceeding 60 months including a renewal clause):

• License Fee per month x Number of months = [A]
• 10% x Refundable deposit x Number of years of the agreement = [B]
• Non-refundable deposit / Advance Licence Fee = [C]
• Total economic value subject to Stamp Duty = [D] = [A] + [B] + [C]
• Stamp duty = E = 0.25% x D

Clearly, the higher the monthly Licence Fees and deposit, the higher the stamp duty.

However, should the Leave and License Agreement be for a period exceeding sixty months (with or without a renewal clause, the valuation of Stamp Duty payable would differ substantially, in accordance with prevailing laws and the adjudicated value of the property.

Read: The Ins and Outs of Purchasing Your First House with Section 80EE

Registration of Agreement

The law does not prescribe any minimum or maximum period for which a license may be granted. A Leave & License Agreement for a term below a period NO BROKER – II – 30.9.2019 of one year, while not mandatory (except in the State of Maharashtra), is highly recommended to be registered.

By virtue of an Instrument or Deed, which by itself does not create any Right, Title or Interest in an immovable property does not require registration.

Read: Sales Deed Vs. Sale Agreement, What Do You Need?

Leave and Licensing agreement for Mumbai and Maharashtra – As per the laws on stamp duty on leave and licence agreements in Maharashtra, any agreement for leave and licence or letting of any premises entered into between the landlord and the tenant or the licensee, as the case may be in writing and to be registered. You may visit the Leave and Licence agreement main page of the Online filing portal of the Government of Maharashtra to learn more.

Read Everything You Need to Know About Maharashtra Land Records

Besides, the responsibility of getting such agreement registered shall be on the landlord and in the absence of the written registered agreement, the contention of the tenant about the terms and conditions subject to which premises have been given to him by the landlord on leave and licence or have been let to him shall prevail, unless proved otherwise.

Note: All calculations are done with Mumbai as an example, consult your state authorities for the prevailing statutory dues payable in your state.

Leave and License Agreement Format

This rent agreement is made on this __________ (date) by ________________ (name of the landlord) S/o _______________ (father’s name of the landlord), Address: ___________________________________________________ (residential address of the landlord). Hereinafter called the Lessor/Owner, and first party

AND

_____________________________ (Name of tenant), called lessee/tenant, or second party

The expression Lessor/Owner and the Lessee/Tenant shall mean and include their legal heirs successors, assigns, representatives etc.

Whereas the first party is the owner and in possession of the property No: _______________________________________________________________________________________________ (address of rented property) and has agreed to let out the said property to the second party for a monthly rent of Rs. ______/- (in words) per month.

Now This Rent Agreement Witness as Under:

That the second party will have to pay Rs. ______/- (in words) as monthly rent, which does not include electricity and water charges.

That the second party shall pay one month rent in advance to the landlord that would be further adjusted in the monthly rent.

That the second party shall pay the water and electricity charges on the basis of the consumption to the landlord/owner.

That the second party shall not lease the property to a subtenant under any circumstances without the consent of the owner/landlord.

That the second party shall follow all the rules and regulations, and by-laws set by the local authorities in respect of the leased property and will not get involved or do illegal activities on the leased property.

That this rent agreement is granted for a period of eleven (11) months starting from ___________, and this contract can be extended further with the mutual consent of both parties.

That the second party shall not be permitted to do construction in the rented premises. Besides, he/she could do the installation of temporary decoration, wooden partition/cabin, air conditioners etc. without seeking the permission of the landlord.

That the second party is not allowed to make any alteration in the rented property without the written consent of the owner.

That the second party will have to allow the landlord or his authorized agent to enter into rented premises for its inspection or general checking for any repair work if needed.

That the second party shall keep the premises clean.

That the second party shall bear the cost of day-to-day minor repairs.

That this contract/agreement could be revoked before the expiry of this tenancy period by serving a one-month prior notice.

That both the parties have read and understood this agreement and have agreed to sign the same without any pressure from any side.

In WITNESS WHEREOF

The landlord and the tenant have hereunto subscribed their hand at ______ (place) on this the _____________ (date of rent agreement) year first above mentioned in presence of the following witnesses.

Witnesses:

1.

2.

___________ (name of the landlord) _________________ (name of the tenant)

Lessor                                                                                   Lessee

Differences Between Lease and Leave and License Agreement

• Unlike a leave and license arrangement, a lease develops an interest in the property.
• A lease gives a renter exclusive possession of the property, but a leave and license arrangement just allow them to occupy it.
• Leases are not revocable, whereas licenses are.
• The grantor does not choose the terms of leases, but the grantor does determine the terms of licenses.
• Leases can be transferred, while licenses cannot.
• Unlike licenses, a lease creates inheritable rights.

Stamp duty on leave and license agreement are payable at least amount and then varies according to the type and size of the property. The above article gives you all the information about the Leave and license agreement and how you need to go about it. Looking to move to a new house? NoBroker offers the best assistance at the best rates. Drop a comment down below and our executive will be in touch with you.

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