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Q.

Can a 19 Year Old Get a Loan?

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27 days

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If you are thinking whether can a 19 year old get a loan, then the answer is Yes. 19-year-old people are eligible to get a loan as the minimum age required for availing a loan is 18 years. I came to know about this information while doing some research for a home loan. So, I have shared the details on the requirement to avail the loan.

How can a 19 Year Old Get a Loan?

As I mentioned before, 19-year-olds can get a loan, as the official eligibility age in India is 18. The process is the same for them as well. Here are a few eligibility criteria that they need to fulfil.

Minimum Income

Rs. 15,000 per month

Age Limit

18 to 60 years

Minimum Work Exp

1 year

Apart from that, they also provide the necessary documents for the loan. Here are the types of documents that they need to submit. 

  1. KYC documentation

  2. Income proof

  3. Address proof

And that’s about it. This is how 19-year-olds can avail of loans. I hope you find this useful. 

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