Hello. I saw you asking whether can a student get a personal loan or not. Yes, a student can take a personal loan in India. Banks offer loans to students and I took one from HDFC a while ago. Banks set a list of eligibility criteria that differ from one financial institution to another. So, you’ll have to consider those things when you look to apply for a personal loan. Since I’ve taken a personal loan from HDFC, let me share details about their offering.
How can a Student Get Personal Loan from HDFC Bank?
To get a personal loan at the HDFC Bank, you’ll need to clear the following eligibility criteria:
You must be aged between 21 and 60 years.
You should be a salaried employee at either a private company or a public sector company.
If you’re self-employed, you need to have a specific minimum income and financial documents to show your income stability.
You are required to have a minimum of 2 years of experience with at least 1 year with the current employer.
If you hold an HDFC Bank salary account, you must have a minimum income of Rs. 25,000.
If you are a non-HDFC Bank salary account holder, you must have a minimum monthly income of Rs. 50,000.
This is all about can a student apply for personal loan. I hope this helps you.
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Can a Student Apply for Personal Loan?
viram
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53 days
2024-10-31T19:25:43+00:00 2024-10-31T19:25:44+00:00Comment
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