Being in the finance sector, I can answer your question: Can I get a personal loan while on maternity leave or not. Yes, financial institutions offer loans to applicants while they are on maternity leave. You can take a personal loan for pregnancy to cover your expenses. There are several maternity expenses that a personal loan can help you take care of. Some of these include IVF procedures, prenatal expenses, postnatal expenses, delivery and surgery expenses and other expenses you would want to carry out.
Below, I am sharing the eligibility criteria which you’ll usually find at financial institutions for a personal loan during pregnancy.
What is the Eligibility Criteria for Personal Loan for Maternity?
Here are the eligibility criteria for a personal loan for maternity purposes. Remember that the exact eligibility criteria can differ from one financial institution to another.
Salary: You must earn a minimum of 25 to 30,000 rupees per month. This value can be lower or higher depending on the financial institution where you’re applying.
Age: This is more of an optional requirement, but you are expected to be aged between 21 and 45 years of age.
This is all I have to share about personal loans during maternity leave. I hope you find this helpful.
Get Upto Rs. 10 Lakhs Instantly in Your Account Via NB InstaCash! Some related information:What is the Process of Applying for Home Loan while Pregnant?
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Can I Get a Personal Loan While on Maternity Leave?
jaya
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2024-10-29T00:14:40+00:00 2024-10-29T00:14:41+00:00Comment
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