Wondering does IDFC have zero balance account? Yes, IDFC FIRST Bank offers a zero-balance savings account in India, known as the Pratham Savings Account. This account is designed to cater to a broad range of customers, including those who may not want to maintain a minimum balance.
Does IDFC First Bank Have Zero Balance Account?
Yes. The zero-balance feature means that account holders are not required to maintain a minimum average balance, making it an attractive option for students, salaried individuals, and anyone seeking flexibility in their banking needs.
As a zero-balance account, there is no need to maintain a minimum balance, allowing customers to use their funds freely without worrying about penalties.
Account holders enjoy unlimited free cash withdrawals from IDFC FIRST Bank ATMs and a limited number of free transactions at non-IDFC ATMs.
IDFC FIRST Bank offers competitive interest rates on savings accounts, often higher than the rates offered by traditional banks, which adds value to the zero-balance account.
The bank provides robust digital banking services, including internet banking, mobile banking, and a dedicated app that allows customers to manage their accounts, transfer funds, pay bills, and more.
The account comes with a free VISA debit card, which can be used for online and offline purchases, as well as ATM withdrawals.
Customers also get free email and SMS alerts, a free passbook, and cheque book, along with the ability to set up auto-debits for utility bills and other payments.
The IDFC FIRST Bank zero-balance account is an excellent choice for individuals looking for a hassle-free banking experience without the burden of maintaining a minimum balance. This is all about does IDFC have zero balance account.
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Does IDFC Have Zero Balance Account?
Pragati
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2024-08-16T12:15:04+00:00 2024-08-17T12:27:11+00:00Comment
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