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Q.

Does YES Bank Have Zero Balance Account?

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Wondering does yes bank have zero balance account? Yes Bank in India offers a zero balance savings account under its "Smart Salary" category. These accounts, including the Smart Salary Platinum, Smart Salary Exclusive, and Smart Salary Advantage, are designed for salaried individuals and do not require maintaining a minimum balance.

  • These accounts provide several benefits such as free access to net banking, mobile banking, and SMS alerts. Account holders can also enjoy free unlimited transactions at both YES Bank and other bank ATMs across India. 

  • Additional perks include a free Demat account with a 100% AMC waiver for the first year, access to the National Pension System (NPS) with exclusive tax benefits, and a daily domestic and international ATM withdrawal limit of ₹75,000 for the Smart Salary Exclusive account. 

  • The Platinum Debit Card associated with these accounts also offers benefits worth over ₹32,000, making it a comprehensive package for salaried customers.

These accounts are an excellent option for those looking to manage their finances without the worry of maintaining a minimum balance, while still enjoying the advantages of a premium banking experience.

This is all about Yes Bank zero balance account details.

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