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Paperwork and compliance of legal documents when you buy a property can be a tiresome work. It is always a good idea to consult a legal advisor who is proficient in the real estate field. You can do the following if you wish to consult someone for paperwork and legal issues when planning to buy a property:
A. Hire legal advisor in case of independent houses. You should create a checklist and follow the deadlines so you do not miss out anything. Here is a checklist you can refer:
1. Verifying the Title Deed to ensure the ownership of the seller
This is to ensure that:
a. The land is under the name of the seller and has undisputed ownership of the land
b. It ensures if the seller is the only owner of the property
You can run a background check by running a ‘title search’ on the government’s registration website or by hiring a lawyer.
2. Check for Property Tax Receipts
This is to ensure all the property taxes are paid off. Make sure to collect the original copies of the property tax receipts of the past three years.
3. Check for Encumbrance Certificate
This will help you check if there are any land disputes related to the property. You can get it checked from the sub-registrar’s office.
4. Check for Sanctioned Building Permit
Many times, builders will provide fake information about the development of a locality to convenience you to buy the property. It is important that you get this checked by a lawyer or by visiting the nearest authorities to avoid legal complications later on.
5. Check for No Objection Certificate (NOCs)
Getting a No Objection Certificate is an essential process while buying a property. You should check for NOC from the Fire Department, Pollution Control Board, Aviation Clearance, Railway authorities, National Highway NOC, etc
6. Go/Check Physically for the access of the property
This will give you an assurance that the property is clear from any local disputes. You can also ensure the area of the property as mentioned by the seller.
7. NA Land
You cannot buy a residential property that is designated as agricultural land. You will have to get it confirmed if the property is Non-Agricultural (NA) property
8. In accordance with RERA
All the properties and land that are sold after January 2020 should be in accordance with RERA (Real Estate Regulatory Authority). This will ensure that the builder is following the current building regulations and laws prescribed by RERA.
B. In Case of builders, they take care of the process end to end. you have to be available on a scheduled date and time at the scheduled place(sub-registrar's office) with the necessary documents.
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