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Home / Finance / Home Loan / How can I Pay Bounced EMI in HDFC Home Loan?
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How can I Pay Bounced EMI in HDFC Home Loan?

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0 2022-12-30T08:44:45+00:00
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I totally forgot to pay my EMI in the month of January this year so as soon as I remembered it, I went to the bank to ask what needs to be done. I asked the officials- was there any HDFC

home loan EMI bounce charges and learnt there are. Bounce charges need to be given once you miss paying your EMI within the due date. They can be called penalty charges as well so let me share here how much one needs to pay.

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   How much is the EMI bounce charge?

Different banks might charge a different amount for late EMI but the penalties usually are 1% to 2% on the overdue amount. Some banks charge penal interest as well above the regular interest on your home loan so that needs to be discussed with the bank officials.

 

How can I pay bounced EMI in HDFC home loan?

Paying bounced EMI in HDFC home loans is very easy. Here is what you need to do

  • Visit the HDFC loan repayment portal or click on

https://www.billdesk.com/pgidsk/pgmerc/hdfcemi/index.jsp

  • Click on Pay

  • Provide your bank details like Loan account number, name, date of birth and more

  • Click on net banker option

  • Click on pay

  • Provide your bank details to make the payment

  • Enter the amount against your HDFC bank loan amount

  • Your money will get debited next

  • You will receive details on your phone about the same along with the Transaction reference number

 

Try to note these details and keep the message safely.

 

I hope the process of HDFC home loan EMI bounce payment is clear to you now.

  Read More:

How to add beneficiary in HDFC?

How to change moble number in HDFC bank account?

How to calculate home loan eligibility in HDFC?

What are HDFC Hime Loan reviews?

How to check home loan balance in HDFC?

  

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