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Q.

How much amount can be transferred through UPI?

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0 2022-10-17T11:47:54+00:00

Hey,

Nowadays, it seems everyone is transferring money via UPI or United Payment Interface. It's easy to use and allows for instant transfer of funds despite where you are in India. The UPI payment system was developed by the National Payments Corporation of India (NPCI) and regulated by the Reserve Bank of India(RBI). I will share with you how much amount can be transferred through UPI.

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Currently, the UPI transfer limit per UPI transaction is ₹1 Lakh. The upper limit of the transaction varied from bank to bank. The limit can vary between ₹10,000- ₹1 lakh. On the other hand, the transfer limit for BHIM UPI is ₹10,000 per transaction and ₹20,000 in a 24-hour window.

How much money can be transferred through UPI?

In short, You can easily transfer funds up to ₹1 lakh from a UPI account. If you have crossed the threshold of maximum transfer about, the sever will show an error on the screen. 

Here’s a list of UPI enabled banks:

S.No

Bank Name

Details

UPI App Name

State Bank of India 

PSP & Issuer 

SBI Pay 

ICICI Bank

PSP & Issuer

iMobile

HDFC 

PSP & Issuer 

HDFC Bank MobileBanking

Andhra Bank 

PSP & Issuer

Andhra Bank ONE

Axis Bank 

PSP & Issuer

Axis Pay

Bank of Maharashtra 

PSP & Issuer

MahaUPI

Canara Bank 

PSP & Issuer

Canara Bank UPI- Empower

Catholic Syrian Bank

PSP & Issuer

CSB UPI

DCB

PSP & Issuer

10 

Federal Bank

PSP & Issuer

Lotza 

11 

Karnataka Bank

PSP & Issuer

KBL- Smartz 

12 

Punjab National Bank

PSP & Issuer

PNB UPI 

13 

South Indian Bank 

PSP & Issuer

14 

United Bank of India 

PSP & Issuer

United UPI 

15 

UCO Bank 

PSP & Issuer

UCO-UPI 

16 

Union Bank of India 

PSP & Issuer

Union Bank UPI 

17 

Vijaya Bank 

PSP & Issuer

Vijaya UPI App 

18 

OBC 

PSP & Issuer

OBCUPI PSP 

19 

TJSB 

PSP & Issuer

20 

IDBI Bank 

Issuer 

21 

RBL Bank 

Issuer 

22 

Yes Bank 

PSP & Issuer 

YES Pay Wallet and PhonePe 

23 

IDFC 

Issuer

24 

Standard Chartered Bank 

Issuer

25 

Allahabad Bank 

Issuer

26 

HSBC 

Issuer

27 

Bank of Baroda 

Issuer

Baroda MPay 

28 

Kotak Mahindra Bank 

Issuer

29 

IndusInd 

Issuer

I hope your doubt about how much amount can be transferred through UPI has been cleared.

Read more :

How to Pay Electricity Bill in Google Pay: Process? Can UPI Transaction be Reversed: How to Reverse Online Payment How to Add Credit Card in BHIM UPI?  
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