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Q.

With a 35K salary, am I eligible for a home loan in Pune?

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0 2024-12-26T09:46:52+00:00

Yes! It is possible to obtain a home loan if your monthly salary is Rs. 35000. I can say this with conviction because a few months back I availed of a home loan with a salary of Rs. 35000 from TATA Capital. So I can help you with your question: Can I Get a Home Loan With a 35,000 Salary? From my experience, I can say that, depending on your eligibility, you can obtain a home loan of up to Rs. 27,00,000 for a salary of Rs. 35,000.

How Much House Loan Can I Get on 35000 Salary?

Your eligibility for a home loan is based on your net in-hand pay, which can be up to 60 times your net monthly earnings. The table below displays the total amount of my house loan,

Net Monthly Income

Rs. 35000

Age

30

Loan Tenure

20 years

Other EMIs

0

Interest Rate

9 %

Loan Amount

Rs. 27,00,000

Several criteria will affect your loan, including your income, age, number of dependents, employment status, existing assets and debts, credit score, and credit history. Therefore, it is essential to verify with the bank to see how much you qualify for.

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