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Home / Finance / Banking / How to Activate EMI on ICICI Debit Card?
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How to Activate EMI on ICICI Debit Card?

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1 2023-08-21T15:41:31+00:00

Not every debit card holder knows that they can make purchases using debit card EMIs. I was not aware of this myself. I used to think that only credit card users can make EMI purchases. But ICICI bank does permit a few eligible people to use debit card EMI without linking it up with their savings account. For that, you need to know how to activate EMI on ICICI debit card. Let me tell you whatever I know about it.

How to activate ICICI debit card EMI?

Before you understand how to activate debit card EMI in ICICI, you need to know if you are eligible for using ICICI debit card EMI option. When making a purchase using your debit card you can check ICIC Debit Card EMI. You will get an option on your payment page if you are qualified for ICICI debit card EMI service. You can also check your eligibility and EMI limit by sending an SMS from your registered phone number in the following format.

SMS DCEMI<space>XXXX to 5676766. Here XXXX represents the last four digits of your debit card.

How to activate debit card EMI in ICICI bank?

  • Go to the official website, merchant store, mobile app or mobile site of ICICI Bank.

  • Choose any product that you wish to buy and then proceed to make payment.

  • Choose the option of 'ICICI Bank Debit Card EMI'.

  • Select the tenure of your choice. The tenure can be of 3 months, 6 months, 9 months and 12 months.

  • For making an online purchase you will have to authorise the online transaction by providing your debit card details.

  • Authenticate the transaction by providing your OTP or 3D secure PIN to complete the purchase.

This is how to activate EMI on ICICI debit card.

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