How to add credit card in BHIM UPI?

As we all know, users of the most popular digital payment app BHIM UPI (Unified Payments Interface) can easily transfer money, make payments, and monitor their accounts. Your BHIM UPI account can get benefits from the addition of a credit card for more ease and flexibility. But, the major question is how to add credit card to UPI. Scroll down to get the process.

How to link credit card to BHIM app?

Before looking into the steps, make sure the BHIM UPI app is downloaded and set up on your smartphone. I followed Meenakshi's instructions to add a credit card to my BHIM UPI app. 

• You must input your credit card information, including the card number, expiration date, CVV, and name of the cardholder. 

• Before submitting the information, you must make sure to verify the details again.

• Your credit card will be connected to your BHIM UPI account once the authentication process is through, and you may then start using it for a variety of operations, including online purchases, bill payments, and sending money to other users.

• After adding your credit card to a UPI app, you can easily make payments or complete transactions using it. 

• You just need to mention the OTP as sent to your registered mobile number.

To guard against any potential threats, it is crucial to preserve the security of your credit card information and to always keep your device and the BHIM UPI app updated. I hope you got an idea of how to use credit card in BHIM app.

I completely agree with Chahat Ji. Making payments through UPI is not only easy but also safe. Credit cards come with a variety of offers hence I too wanted to add credit card to BHIM. However, I had no clue how to do it. I had to seek my friend’s help and asked her- can we add credit card to BHIM UPI or not. She helped me out with the process so let me share how to do it with you all as well here.

How to add credit card to BHIM app?

There are just a few steps you need to follow to link your credit card with BHIM app. Here they are

• Install the BHIM app on your mobile and use your registered mobile number for it

• Set up the password

• Launch the app and Click on Bank Account

• Tap on the plus icon next

• Click on the Credit card option

• Select the credit card bank account

• You will get the OTP on your mobile so provide it 

The BHIM UPI credit card payment has helped me a lot so I will suggest you too get it done as soon as you can.

BHIM app stands for

Bharat Interface for Money and UPI stands for Unified Payments Interface. 

I hope this answers the query- can we add credit card to BHIM UPI.

UPI has changed the game for transferring money to anyone, especially during the pandemic era. It is only because of UPI, I choose not to carry any money with BHIM UPI. It is definitely one of the safe and secure modes of payment out there. Now, let's talk about credit cards. Credit cards are useful as it helps to increase our credit score and what’s the point of purchasing stationery items with a debit card? You can directly use a credit card, increase your score, earn cashback and pay the amount by the end of the money. So, let us learn how to add credit card in BHIM UPI.

1. Download the BHIM app.

2. Get registered if you have not already and after this, login again using your credentials.

3. Tap on ‘Set up payment method’ under the option ‘Bank Accounts and Cards’.

4. Choose the ‘Add Credit or Debit Card’ option for linking.

5. Enter your credit card details such as your name, your Credit Card number, the expiry date and the CVV in the respective sections.

6. Set your UPI after this by scanning the QR code, or by entering the UPI ID. You can also link your mobile number for the same.

This is the process of how to add credit card in BHIM UPI. I hope you find this helpful.

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