How to apply credit card in Indian Overseas bank?

Customers of Indian Overseas Bank have access to two different kinds of credit cards. You can decide on the credit card that fits you the most. I have an Indian Overseas Gold Credit Card. The banking institution offers credit cards that include a variety of characteristics. This guide is all about the IOB credit card apply.

How to apply for Indian Overseas bank credit card?

• You must first go to Indian Overseas Bank's main website, where the main page will automatically load.

• Indian Overseas Bank 

• Then you must select the option labelled "Credit Cards" before the two credit cards are shown on your screen.

• You must select your preferred credit card and then click the online application option.

• You will have to complete the application and apply for the credit card correctly and without any issues.

• Kindly provide the necessary supporting documentation.

• Now you know how to apply credit card in Indian Overseas bank.

What are the Indian overseas bank credit card apply eligibility criteria?

The following requirements must be met by you in order to be eligible for the Indian Overseas Credit Card:

• You as a customer of Indian Overseas Bank must be between the ages of 21 and 65.

• A salaried or self-employed applicant is required. Each credit card has a different income requirement.

• You as a customer need to have a strong credit rating.

• You as a customer who already has an account with the bank are more likely to be approved for a card.

Why choose credit cards from Indian Overseas bank?

IOB credit cards include a wide range of benefits that are designed to enhance and fulfil customers' buying activities. Rewards points can be earned by cardholders on every purchase. Almost a million retail outlets worldwide accept IOB credit cards. You as a cardholder may obtain up to four extra cards for family members. Both the IOB Classic credit card and the IOB Gold credit card are available to Indian Overseas bank customers.

What documents you need to apply for an IOB credit card?

1) Identity Proof:

• A copy of your driver's licence.

• Aadhaar UID and PAN Card copies.

• Voter ID card and passport copies

2) Income Proof: As evidence of income, you must present your most recent ITR Statements, Salary Slips, and Form 16.

3) Residence Proof - When you apply for an IOB credit card, you must provide documentation of your address. Your most recent phone bill, utility bill, or passport be sufficient.

I hope you understood the procedure for IOB credit card apply.