How to apply for home loan in HDFC?

Hi Abhinay,

If you are wondering, how to apply HDFC home loan, I’d like to say that you can apply it by visiting the official website of the service provider,

. However, a few years back, when I applied for a home loan from HDFC, I had to fill out an application form. I’ll be happy to share my journey with you.

How to Get Home Loan from HDFC Bank?

• My home loan application procedure in HDFC Bank started by filling out this

  Home Loan - Application form 

• The basic details that I had to enter were;

1. Address 

2. Name

3. Education

4. Contact details

5. Income earned 

6. Type of employment – salaried or self-employed 

• Now after filling out this form, I had to attach documents like 

1. Address of proof

2. Identity proof – PAN card/ Aadhar Card / Voter ID/ Driving license

3. Proof of employment

4. Salary slips of the last 3 months 

5. Form 16 

6. Bank statements of the last 6 months 

• My home loan application was processed by the bank as soon as the form and necessary papers were submitted. Verifying borrower creditworthiness was the next stage. Finally, after the verification, the bank moved forward with my loan application. 

• After approving my home loan application, the Bank sends a sanction letter. This letter was proof that the Bank had approved my loan. I had to sign this letter and send it back to the bank.

• On signing the sanction letter, I was asked to pay a one-time secure payment fee. 

• Now after all types of legal and technical checks the Bank approved my home loan, and I received a final agreement letter. After the loan disbursal, I also received a welcome kit and a detailed housing loan EMI schedule. 

I hope this helps!

Read More:

• Go to the official website of HDFC (https://www.hdfc.com)
• Tap on ‘Apply for Home Loan’
• Tap on ‘Check Eligibility’ to check the home loan amount eligibility
• Under the ‘Basic information’ tab, choose the type of home loan you want like plot loan, house renovation loan, home loan, etc.).
• In the next question, tap on ‘yes’ if you have decided on a property already, and mention the property details like the estimated cost of property and state; if you are still looking for the property, choose ‘no’.
• Under the ‘Applicants’ tab, choose your residential status (NRI/Indian), and mention the city and state you are presently living in as well as other details like age, mobile number, gender, occupation, etc.
• Now, you will see the various offers and the maximum loan amount you can get, the loan tenure and EMI payable, interest rate, and the type of interest rate.
• Choose the loan product you want to apply for and some other details like your DoB and password and tap on ‘Submit’ for HDFC bank home loan apply.
• Upload all the required documents like Identity proof, Residence proof, 6 months bank statements, Income Tax returns for the last 3 years, Property registration papers, etc.
• Finally, pay the processing fees and the application process is complete.