How to Apply for Personal Loan in Indiabulls?

Two months ago, I was planning to take a personal loan for my marriage. I researched several platforms, but I couldn\'t find a suitable loan provider. So, I asked my friend, who had taken a personal loan before. He told me I can try Indiabulls. He also informed me of their eligibility and the Indiabulls personal loan apply online procedure. All I needed was to download the Dhani app and apply from there. I have shared the eligibility criteria and detailed process below.

What is the Indiabulls Apply Personal Loan Process?

Before checking the steps, let’s check out their eligibility criteria to apply for a personal loan.

Here are the steps my friend informed to apply for a personal loan in Indiabulls:

1. Download the Dhani mobile app.

2. Open the app and allow all permissions.

3. Log in using your bank-registered mobile number.

4. Enter the OTP.

5. After successfully logging in, you’ll see the personal loan option at the top of the app.

6. Select either Salaried or Self-employed.

7. Enter the information based on the option you choose.

8. After that, provide your personal details.

9. Click the Accept and Continue button to proceed.

10. You’ll see the maximum loan amount based on your monthly salary.

11. Choose your bank, enter your account number and IFSC code, then click “Verify.”

12. The bank will transfer the loan amount directly to your account.

I followed his instructions and got the amount as per my eligibility. Later I came to know from my cousin I could also get a loan directly from NB InstaCash.

Get an Instant Cash Loan up to Rs. 10 Lakhs with Minimal Documentation with NB InstaCash.

Read More:

How to Check Indiabulls Personal Loan Status

Hi buddy! I had taken a personal loan to buy a new bike in April. I had availed of the loan through Indiabulls. You can also learn the procedure for Indiabulls personal loan apply online. I did so through the Dhani app on my mobile phone. So, let me share the stepwise process to help you out.

How to Apply Indiabulls Personal Loan?

Here is the complete process that you need to follow so as to apply and get a personal loan from Indiabulls.

1. Download the

   Dhani app from the Play Store

   or the

   App Store

   .

2. Now, open the app on your phone and allow all the permissions.

3. Next, log into the app with the help of your mobile number. You will receive an OTP on the registered mobile number. Enter the OTP, and you will be logged in successfully.

4. On the home page, you will be able to view the “Personal Loan” tab on the top. Click on it.

5. Choose the option between “Salaried” and “Self-employed”. 

6. Fill in all the information based on the option you pick in step 5.

7. On the next page, you will have to fill in your personal details.

8. Click the “Accept and Continue” button to proceed.

9. You will be able to see the maximum loan amount you’re eligible for alongside the loan period.

10. You will have to verify your bank account by choosing your bank and filling in the account number and the IFSC code of your account. Click on “Verify” at last.

11. The loan amount will be credited to your account.

By following the instructions mentioned above, you will be able to get a loan through IndiaBulls. I hope my answer helps you to learn how to apply for personal loan in Indiabulls.