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How to apply for PF withdrawal for home loan?

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2 2021-08-13T16:54:14+00:00

Buying a home is the ultimate goal of most salaried middle-class people. For this purpose, you can take the help of employee EPF funds to meet the costs. EPFO lets you withdraw PF/EPF for prepayment of a home loan, renovating an existing house, and purchasing a flat or a house. Follow these steps if you want to know how to apply for PF withdrawal for home loan:

  • Log in on the EPFO portal using your UAN and password

  • Click on the 'Online Services' option and then go to 'Claim'

  • This will redirect you to a new page that will have all your details like name, DOB, PAN number, etc.

  • After checking the information, go to the 'Proceed for Online Claim' option

  • Here, choose the 'PF ADVANCE (FORM 31)' in the drop-down menu

  • Choose the reason for the loan from the drop-down menu

  • Fill in the required amount along with your current address

  • After that, you’ll have to sign the declaration

  • On checking the box, you will see the 'Get Aadhaar OTP' option. Click on it to receive the OTP for authentication

  • Fill in the OTP & click on the “Validate OTP & Submit Claim Form”

  • The application process for EPF loan application will be completed

I hope now you know how to withdraw PF for home loan!

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