I have applied for LIC HFL, so I can tell you LIC HFL apply online process. My father always used to say that purchasing a home can rank among the most significant choices you will ever make in your lifetime. So, when I was buying a home he suggested LIC HFL. He had himself taken a home loan with LIC HFL. So, I followed in his footsteps.
What is the Process of LIC Housing Finance Online Apply?
- Visit the LIC Housing Finance website.
- On the home page, in the top right corner, you will be able to see the option of ‘Apply for a Home Loan’.
- Click on the option and you will be redirected to a new page.
- A home loan enquiry page will open up where you will have to enter all of the asked details like your name, mobile number, email address, resident type, location of the property that you wish to buy, preferred office, request type, and the captcha code.
- Once you submit your enquiry, you will soon get a call from the LIC HFL team for your home loan application.
- Home loan for resident Indian
- Home loan for non-resident Indian
- Plot loans
- Home improvement loans
- Home renovation loans
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Let me tell you that LIC Housing Finance Limited provides several housing loan options to pensioners, self-employed, and salaried individuals. LIC housing loan interest rate starts from an outstanding rate of 6.66 percent p.a. Before I tell you about the LIC home loan apply online process, let me explain the eligibility criteria and required documents.
Eligibility Criteria
Documents Required
KYC documents:
| Nationality | Resident and Non-resident Indian |
| Credit Score | Minimum 600 |
| Maximum Age | Self-employed: 75 Years; Salaried: 50 Years |
| Work Experience | 2 Years |
| Income | Rs. 30,000 per month. |
- Aadhaar Card
- Pan Card
- Proof of residence
- For NRIs, passport is necessary
- Up to date tax paid receipt
- Allotment letter of society/builder (In case of flats)
- Proof of ownership of property
- Bank statements for the last six to twelve months
- Last three years income tax returns along with financials for professionals or self-employed
- Salary slips and Form No. 16 for salaried
- Visit the official website
- Follow the on-screen instructions and fill out details such as property details, personal details, upload documents, etc.
- After that, your application will be submitted.
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Authors Of The Question
How to Apply LIC Home Loan?
Kiran
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2 Answers
3 Year
2021-10-07T17:43:47+00:00 2024-04-01T18:02:44+00:00Comment
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