How to Apply Personal Loan in Bank of Baroda?

Hi buddy. I applied for a personal loan of INR 5 lakh from Bank of Baroda a few months ago to cover an urgent medical expense. Hence, I am aware of how to apply personal loan in Bank of Baroda. All you need to do is apply directly from the official BOB website or by visiting the nearest branch of BOB. I have shared the detailed steps below for your reference.

How to Apply for Personal Loan in Bank of Baroda Online?

Before I share the detailed process, let me tell you the list of documents required to apply for personal loan in BOB.

• Valid Mobile Number, 

• Aadhar Number,

• PAN Card,

• Net Banking Credentials or Digital Bank Statement (for the previous 6 months),

• Web Camera,

• ITR and GST credentials

I have applied for personal loan directly from the official website of Bank of Baroda. If you also want to apply for personal loan from BOB without visiting the branch office, you can follow the below steps:

• Click on this BOB Personal Loan link.

• Scroll down and tap on “Apply Online” button.

• Scroll your cursor to the end and tap on “Proceed” button.

• Now, enter your valid mobile number. You will receive an OTP on your mobile.

• Input the OTP as received and validate it by clicking on “Submit OTP” button.

• You will be redirected to a page where you can enter your personal and financial information. This includes your name, phone number, employment status, income, and so on.

• Check the details you provided. Your application can be denied if there are any discrepancies.

• Finally, submit your application with all the required documents.

After verification, Bank of Baroda will ultimately issue a loan based on your loan eligibility. If the application is approved, you will get the entire details on your loan disbursement from your bank manager. 

I hope you get an idea of how to take personal loan from Bank of Baroda online.

Moreover, if you are not comfortable applying for a personal loan online, then visit the Bank of Baroda branch that is closest to you and speak with a loan officer about your eligibility requirements and financial needs.

Yesterday my cousin informed me that if you need financial assistance, applying online for a personal loan from NoBroker could be an easy and quick solution.

I hope this answers your query on how to apply personal loan in Bank of Baroda.