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Home / Finance / Personal Loan / How to Apply Personal Loan in Central Bank of India?
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How to Apply Personal Loan in Central Bank of India?

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0 2024-06-07T11:40:35+00:00

Hi, I have been planning to get a personal loan for quite some time. I asked my friend where to take the loan and told him that I have a Central Bank of India account. He told me to go for a loan from the same bank as I can get a lot of benefits. So, I asked him about the CBI personal loan apply online process. Here is what he told me.

How to Apply Personal Loan in Central Bank of India Easily?

My friend informed me that the Central Bank of India personal loan apply online process is unavailable on the website. And I must visit the nearest central bank branch to apply for the loan. However, here are some things that he informed me about. 

  • He said that I could visit the Central Bank of India personal loan page and check different loan schemes and their eligibility criteria. 

  • According to him, downloading application forms from the website is also possible. 

  • He also told me that I could locate the nearest Central Bank Of India branch through the website. 

Since the Central bank personal loan apply online process is unavailable, my friend told me to apply offline. Here are the steps mentioned by him. 

  • He told me to visit the nearest Central Bank of India branch and meet a loan officer or executive to discuss the loan needs.

  • After that, he told me to collect and fill out the application form for the suitable scheme

  • Then submit the application form along with the required documents:

    • Proof of identity (Aadhaar card, PAN card, etc.)

    • Proof of address (utility bills, rental agreement, etc.)

    • Employer details (if salaried)

    • 3 Passport size photographs

    • Form 16/IT returns for the last two years for salaried people

    • IT returns for three years for self-employed people. 

And that’s about it for the CBI personal loan apply online. Hope this helps. 

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