Before knowing the process of IDFC bank personal loan apply, make sure you meet the eligibility criteria, which include age, income, credit score, and employment status. IDFC typically requires applicants to be between 23 and 58 years old, with a stable income and a good credit score.
What is the Process of IDFC Personal Loan Apply Online?
Visit the
IDFC First Bank Personal Loan page
on their official website. Select the "Apply Now" option to begin the application process.
You will get a QR code. Scan it. Fill in basic details like your name, contact information, employment details, and the loan amount you wish to borrow.
IDFC provides an easy-to-use loan eligibility calculator to help you determine the loan amount and EMI based on your profile.
You will need to provide essential documents such as identity proof, address proof, income proof and employment proof. These documents can be uploaded directly through the online portal.
After submitting your application, IDFC First Bank will evaluate your eligibility and, in many cases, provide instant approval. Upon approval, the loan amount is disbursed directly to your bank account, often within 24 to 48 hours.
Once you apply, you can track the status of your application through the IDFC First Bank website or mobile app. You will also receive updates through SMS and email.
Choose a flexible repayment tenure based on your financial situation. IDFC First Bank offers loan tenures ranging from 12 to 60 months. This is how to apply IDFC personal loan.
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During a financial crisis, I opted for an IDFC personal loan last year, so I am well aware of how to apply personal loan in IDFC bank online. You will just have to visit the official website and apply for the loan there. Let me tell you the entire process here.
How to Apply IDFC Personal Loan Online?
To apply for a personal loan in IDFC, you will need to follow some steps like:
Visit the
IDFC bank Personal Loan website
Click on the Apply Now option
Click on
Get Money
option
Enter your mobile number
Enter the OTP you received on your mobile phone
Check out the offers and select the desired one
Click on Get Money and your Loan Application will be processed
So this is how to get IDFC personal loan. Also, make sure to keep some important documents handy like:
Identity proof
Address proof
Salary slip and others
You will get all notifications and updates on your registered mobile number. However, if the online method is a tricky one, opt for the offline method. Visit the bank, fill out the form, attach the required documents and your personal loan application will be processed.
Get up to Rs 10 lakhs Instantly in Your Bank Account through the NBInstaCash ServiceRead More:
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Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
How to Apply Personal Loan in IDFC Bank?
Faizal
119 Views
2 Answers
6 months
2024-06-25T09:36:08+00:00 2024-06-25T09:36:09+00:00Comment
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