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To help the economically weaker section of the society the government has come up with a PMAY scheme. PMAY scheme is a Credit-Linked Subsidy Scheme that offers home loans at a lower interest rate. You can avail PMAY subsidy depending on your income and category. I will share with you all the details related to the PMAY scheme and how to apply PMAY for existing home loan.
You can apply for PMAY if you belong to these three categories:
- Economically Weaker Section (EWS): For people whose annual income is between Rs. 3 Lakh and 6 Lakh.
- Middle Income Group 1: For people whose annual income is above 6 Lakh and Rs. 12 Lakh.
- Middle Income Group 2: For people whose annual income is above 12 Lakhs and Rs. 18 Lakhs.
How to apply PMAY scheme for existing home loan?
If you are wondering how to apply for Pradhan Mantri Awas Yojana for existing home loan, unfortunately, you cannot apply for the scheme. The PMAY scheme is for people who are willing to purchase a house for the first time. The most important criteria to apply for a PMAY scheme is that an applicant cannot own a pucca house in India. That is the reason you cannot apply for PMAY scheme for an existing home loan. You can check out the eligibility criteria for PMAY scheme here. I hope you know now the answer for how to apply PMAY for existing home loan. I have checked my EMI on home loan through this, [widget_homeLoan_checkEligibility_form]Most Viewed Questions
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Reeju Singh
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2021-10-28T14:55:22+00:00 2021-10-29T10:59:11+00:00Comment
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