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Hey friend,
I see you are looking to know HDFC bank home loan eligibility. HDFC is one of the most popular private banks in the country. Their position as customer’s favorite can be traced to their loan services, easy banking and great credit. Take a look below to know more.
HDFC home loan eligibility depends on different parameters like employment status, age, credit score, and monthly/annual income etc. Most banks have their own eligibility criteria.
Take a look at the table to know HDFC Home Loan Eligibility Criteria :
Age |
21 – 65 years |
Employment Type |
Salaried and Self-employed professional and non-professional |
Minimum Salary for Salaried |
Rs.10,000 per month |
Minimum Salary for Non-Salaried |
Rs.2 lakh per annum |
Determining the loan amount is difficult, you need to know your repayment tenure years, existing EMIs , interest rate , value of property, credit score etc.
To further help you with HDFC Home Loan, you can check the table given below to get an idea on
loan based on Value of Property.Property Value |
LTV Ratio |
Up to Rs.30 lakh |
90% of the property cost |
From Rs.30 lakh to Rs.75 lakh |
80% of the property cost |
Above Rs.75 lakh |
75% of the property cost |
You can make the calculation by using the official HDFC home loan calculator on the official bank website.
The link for which is
https://www.hdfc.com/home-loan-eligibility-calculator
According to my research, the current interest rate being offered to customers is 6.7 % onwards p.a. You can check out their offers right here.
Take a look at the table to know the loan slab and its interest rate.
| Loan Slab | Interest Rates (% p.a.) |
| For Women* (Upto 30 Lakh) | 6.75% to 7.25% |
| For Others* (Upto 30 Lakh) | 6.80% to 7.30% |
| For Women* (30.01 Lakhs to 75 Lakhs) | 7.00% to 7.50% |
| For Others* (30.01 Lakhs to 75 Lakhs) | 7.05% to 7.55% |
| For Women* (75.01 Lakhs & Above) | 7.10% to 7.60% |
This is all from my end on how to check home loan eligibility in HDFC. Since I was exploring home loan options, I checked the loan amount available to me online. The process was simple and easy. You should do the same. [widget_homeLoan_checkEligibility_form]
If you are exploring home loan options and looking for best deals, check out NoBroker Home Loan services
Read more :
Can I get home loan without ITR?
How to check home loan eligibility in ICICI bank
How to transfer HDFC home loan to SBI?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
How to calculate home loan eligibility in HDFC ?
Yashi
440Views
2 Year
2022-04-05T18:01:59+00:00 2022-04-05T18:02:00+00:00Comment
2 Answers
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