I recently came to know from a bank official that one must keep a tab on their credit score to know if there is any active loan showing or not. The credit report includes details related to loans and credit cards issued under one’s name so it becomes easy to know. I was intrigued to know how to check active loan on PAN Card and also would it be a good idea to use a third-party website to check these details? I have heard so many hacking cases so I was not able to trust these sites but the bank official said there is nothing to worry about. Let me share how you can check active loan on PAN card.
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How to check loan on PAN card?
In this digital era you need not carry several documents to avail a loan in fact people are availing loan online. All you need to provide is your PAN details and Aadhar details. The worst part is that when you provide details on some sites, they record it and there are people who can misuse it. Thus it is important to check your credit report so that you can know whether someone else has availed a loan using your PAN details or not.
The person said that I can check the active loans online by logging in at :
CIBIL:https://www.cibil.com/select-plan?&channel=paid&cid=ppc:google&matchtype=e&campaignid=18190451405&adgroup=143469807071&gclid=Cj0KCQjwguGYBhDRARIsAHgRm49q0nKcaBpHmnZvelHT1hmfE7hy8qNY4WlrTCQO_Ig4qNGKvt26XZMaAv72EALw_wcB
Equifaxhttps://www.equifax.co.in/
Experianhttps://consumer.experian.in/ECV-OLN/signIn
CRIF HIGH Markhttps://cir.crifhighmark.com/Inquiry/Inquiry/WebPortal.action
and more
You can check your credit report on this sites by providing few details like:
Name
Address
Mobile Number and the OTP you receive
And get to know if there is an active loan against your name or not. These websites have better security than others so I would suggest you to use any one of them to check your report.
Now after answering
how to check loans on PAN Card, he asked whether I have ever used these or not and honestly I have never, so told that to him. He said that I can check my loan details in Paytm as well. These apps give CIBIL score instantly as well as the loan details and for me, it will be more convenient here.
This is what I can say on how to check active loan on PAN Card
Read More:How to get loan on Credit Card?
How to get loan on aadhar card?
How much home loan can I get?
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One of the most effective ways to check active loans is by obtaining your credit report from credit bureaus such as CIBIL or CRIF High Mark. You can request a free credit report once a year. Let’s check out the easiest method on how to check active loan on PAN Card:
Go to the official website of the credit bureau (CIBIL:
www.cibil.com
). Click on the ‘Get Started Now’ option to get your credit report.
Fill in the required details, including your PAN, name, date of birth, and address. This information helps verify your identity. You may need to answer security questions based on your financial history.
Complete any verification process, such as receiving an OTP (One Time Password) on your registered mobile number.
Once your identity is verified, you will be able to access your credit report, which contains detailed information about all active loans, credit cards, and payment history linked to your PAN.
You can also check your bank statements or loan statements from financial institutions where you have taken loans. These documents typically indicate outstanding balances and active loans. This is how to check active loan on my PAN Card.
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How To Check Active Loan On PAN Card?
Medha
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2 Year
2022-09-12T08:58:31+00:00 2023-01-30T17:11:42+00:00Comment
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