How to Check Bank Account is Active or Not?

Hi there,

If your account is not active for a prolonged period of time, your bank account can get inactive. In this case, a transaction can get interrupted. So, you may need to learn how to check bank account is active or not. 

How to check my bank account is active or not?

Due to ignorance, the bank may close the bank account and make it inactive. Because of this neither can we make any transactions nor can we get any benefit. But a bank never closes a bank account. Only an owner of a bank account can close the bank account. 

There are a few ways to check the bank account active status including:

• Get information via Aadhar card number

• Talking to the customer care executive

• With the help of internet banking such as PhonePe or Paytm

• Using ATM Debit/Credit card

• By going to the bank branch

1. Go to the official website of UDAI at:

1. Tap on the Aadhar services option from the UDAI page.

2. Click on Check Aadhaar / Bank Linking Status.

3. To check the bank status fill in 12 digit Aadhaar number or 16-digit Virtual ID number.

4. Fill in the captcha code.

5. Fill in the OTP sent to your registered mobile number which is linked to your Aadhar card.

6. Click on the submit button to check the bank account status.

I hope you now know how to check bank account is active or not.

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Are you thinking whether your Bank account has been deactivated by the Bank? You must be wondering how to check bank account status online? I can share a few ways by which you can verify the same. 

Before knowing how to check whether bank account is active or not, I must highlight that the bank will typically deactivate the account of the account holder owing to non-compliance with several important criteria, which will stop any transactions in the account.

How to check your Bank account is active or not?

• Obtain Bank account details using an Aadhar number:

Visit the

website for the same. Followed by  clicking on the Check Aadhaar / Bank Linking Status, and entering your 12-digit Aadhaar number or 16-digit Virtual ID number.

• By speaking with a Bank executive or representative of customer care:

Calling your bank's customer service line will provide you with the same information, including whether your bank account is active or not.

You must provide the customer service representative with certain information on your bank account in order to do this, like your name, bank account number, bank branch name, etc. Following this, the customer service representative examines your banking information and informs you of the status of your bank account.

• Using Internet Banking:

If you are able to make transactions through internet banking then this means that your Bank Account is active. If you are unable to make transactions using internet banking then there is a chance that your Bank account is deactivated.

• Using a credit card or debit card at an ATM:

If you are able to withdraw money from an ATM, your bank account is active, and if you are not able to do so then there might be chances that your account is not active. 

• By visiting the Bank branch:

Additionally, you can find out if your bank account is active or not by visiting the Bank branch.

These steps should clarify your query, how to know my bank account is active or not.

Hope this will help you:)

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I have an SBI bank account, however, the bank account was not been used for 2 years. As a result, when I started using it, I realised that the account was probably inactive. I even forgot the mobile number that I registered in this account. Hence, I enquired from the bank staff regarding how to check SBI account is active or not without registered mobile number. 

The bank classified the bank account as dormant. As a result, even if there was a balance in the bank account, I was not able to conduct any additional transactions in that account until I reactivated it.

• Get Bank Account Information from Aadhar Number

• By talking to the customer care officer or executive of the Bank

• With the help of Internet Banking, PhonePe, or Paytm

• Using ATM Debit Card/Credit Card

• By visiting your Bank branch

You can get your bank account information, whether your SBI account active or not, by any of the above-mentioned methods. 

How to check whether my bank account is active or not online?

If you want to find out if your bank account is open or closed, you can send money to anyone using Internet banking or one of the payment options like phone pay, google pay, or Paytm.

• Your SBI Bank Account is active if you are able to transfer money using these methods. 

• Likewise, if you are unable to conduct financial transactions using these, it indicates that your bank account has been disabled. 

I hope this suffices your query, on how to check Bank account status.

Now that you understood how to know my bank account active or not, you should also know how to activate your dormant bank account.

The bank KYC should be updated. You can update your KYC in your SBI Bank account online, commonly known as SBI Bank e-KYC.

I’d like to conclude my answer here about how to check SBI account is active or not without registered mobile number. I hope this helps:)

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