How To Check Credit Card Limit?

Wondering, how to check my credit card limit? Let me highlight that the process is quite simple. To control your spending and debt ratio, you must be aware of your credit limit.

How to know my credit card limit?

• Using net banking:

Your bank's net banking website will let you check your credit card limit. To access the credit card section, you need to enter your login information into your account. You can choose the card you want to review here. The 'Credit Card Account Summary' tab is where you will locate the card's maximum credit limit. 

• Using customer service:

For immediate access to your credit limit information, call the bank's credit card customer service line. This information will be given to you after the customer care representative has verified your identity.

• SMS and missed calls:

A few lenders also provide SMS and missed call alerts for instant credit limit checks. The SMS code for lenders varies, although the majority use a specific SMS string code followed by your card's last four digits. If your present lender provides this service, you can also check your credit card limit by making a missed call from your registered number. 

You can follow any of these steps to assist yourself with the query, how to find credit card limit.

I hope this helps:)

Read More:

My friend got a credit card recently and since then I have been curious to know how it works. I asked her how much she will be spending from it to which she said that her credit card limit is not that much so this time she will be paying for things with cash only. I also asked her  how to check credit card limit online, to which she said that it can be done easily by following some steps. If you do not know how to do it, I can share with you the steps as mentioned by her.

Let me share with you the general steps following which one can get to know their credit card limit. Here are the steps:

• Visit your bank’s Netbanking portal

• Login your account using your credentials

• Go to the credit card section

• Select the credit card for which you want to check the limit

• Click on the option “view account summary”

• You will be shown your credit limit then

How to check HDFC credit card limit?

In HDFC you can check your card’s limit simply by sending an SMS : CCACAL Last 4 Digits of your credit card number ato 5676712

How to check ICICI credit card limit?

• Login to your account on ICICI bank by visiting their website

• After logging in, click on the option Cards

• From the sub-menu click on Credit Cards option

• On the new page you can check the available limit for your credit card.

You can also check your credit card balance by dialling 1800 425 4059

How to check SBI credit card limit?

Give a missed call on 8422845512 from your registered mobile number to check the limit and balance. You can also sent an SMS: SMS BAL Last 4 digits of your credit card’s number to 5676791

I hope this information is enough to answer

how to check credit card limit.