Let me assist you with how to check personal loan eligibility in HDFC. Checking your eligibility for a personal loan from HDFC Bank in India is a simple process. HDFC Bank provides multiple ways to verify if you qualify for a loan, helping you make an informed decision before applying.
How to Check HDFC Personal Loan Eligibility?
On the HDFC Bank website, you can use the
HDFC Bank Personal Loan eligibility calculator
to see if you qualify. Enter details such as your income, obligations, and desired loan amount. The tool provides an instant estimate of your eligibility. Existing customers can log in to check pre-approved loan offers or eligibility. Submit your details for manual verification by a bank representative.
However, the basic personal loan criteria of HDFC Bank are as follows,
Age: Salaried individuals: 21 to 60 years.
Employment and Income: Minimum monthly income of Rs. 25,000 (varies by city).
A credit score of 750 or above is preferred, as it improves approval chances and loan terms.
Work Experience/Business Tenure: At least 2 years of overall work experience, with 1 year in the current organization.
You can also call HDFC Bank’s customer service for personalised assistance. This is how to check my personal loan eligibility in HDFC bank.
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My friend suggested that I avail of a loan from HDFC as it is a reliable bank and in Bangalore, their service is really good. I did not know how to check eligibility for personal loan in HDFC Bank, so I searched the internet to get an answer. Their website actually looks great and is provided with all such details. Learn here how to check personal loan eligibility in HDFC.
How to Check Personal Loan Eligibility in HDFC Bank?You can visit the bank and ask the officials about your personal loan eligibility. Here are the major ones I know about:
To apply for a personal loan, you need to be an employee of private limited company or an employee of a public sector undertakings, including central, state and local bodies
The applicant must be between 21 and 60 years old
The applicant must have been in the job for at least 2 years and must have been with the current employer for 1 year
The applicant must have an income of Rs 25,000 per month
You can know more about it in HDFC's official website:
https://www.hdfcbank.com/personal/borrow/popular-loans/personal-loan/eligibility
If you are wondering how can I check my HDFC personal loan eligibility, you can visit the above mentioned website and check it there.
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Authors Of The Question
How to Check Eligibility for Personal Loan in HDFC Bank?
Ushashi
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2 Answers
1 Year
2023-10-10T08:30:57+00:00 2023-10-10T13:55:31+00:00Comment
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