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How to check home loan eligibility in ICICI bank ?

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0 2024-10-23T00:14:44+00:00

Since I have an ICICI bank account, I decided to opt for a home loan from them. To know about the details of the home loan I decided to do some research on my own. During the process, I learned that I can check home loan eligibility ICICI Bank, and that can be done with the home loan eligibility calculator. I have added the steps that you can follow to check the eligibility. 

How to Do ICICI Bank Home Loan Eligibility Check?

Before we get to the steps, here are a few criteria that you should meet to be eligible for the home loan. I have added the details for that in the table below. 

Criteria

Requirements

Age

20 to 65 years for salaried and 21 to 70 years for self-employed people

Income

At least Rs 25,000

Credit Score

700 or above

Nationality 

Indian

Here are the steps that you can follow to use the ICICI Home Loan Calculator. 

  • Choose your occupation and then enter your monthly income. 

  • If you have any ongoing EMIs, enter that. 

  • Next, choose the tenure that you want and enter the interest rate. 

And that’s how to do a home loan eligibility check ICICI. Now, you should be able to check the home loan amount that you are eligible for and also the EMI that you need to pay. 

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How to check ICICI home loan account online?

0 2022-04-05T18:01:15+00:00

Hey friend,

There are so many banks in the market that offer their customers with loans. Home Loan and personal loan are two of the most popular choices. To ensure, I pick the loan with maximum benefits and lower interest rate. I spoke to a bank manager about ICICI home loan eligibility. Keep reading to know more.

Before I share with you the process to check home loan eligibility ICICI. Let me share a few factors on which the eligibility is calculated :

  • Monthly income

  • Fixed monthly obligation

  • Current age

  • Retirement age etc.

The home loan eligibility in ICICI bank is quite simple. ICICI housing loan eligibility is the amount which a consumer is eligible to avail for a home loan.Your eligibility is impacted by personal factors and can be enhanced by :

  • Getting a co-applicant

  • Opting for longer tenure loan

  • Additional source of income.

How to check home loan eligibility in ICICI bank ?

ICICI bank has their official site wherein, people have the option to calculate ICICI bank home loan eligibility check. You need to simply visit the link and mention pertaining information. Your eligibility will be shown on the screen. You will get an accurate assessment about your loan prospects. Further, you can apply for instant sanction of the loan from the same page.

The link to check home loan eligibility ICICI bank is

https://www.icicibank.com/calculator/home-loan-eligibility-calculator.page?#toptitle

This is all from my end on  ICICI home loan eligibility.

If you are exploring home loan options and looking for best deals, check out NoBroker Home Loan services

Read more :

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RBI Guidelines For Home Loan   

How to calculate processing fee for home loan?    

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