How to Check How Many Loans I Have?

With instant loans, all you need is your PAN number and Aadhaar to complete the loan process. Fraudsters utilising your PAN card number to apply for loans on instant loan apps is the newest scam on this list. All credit cards and loans issued in your name are listed on your credit report. As a result, you will be able to determine whether any loans were made without your consent. Hence, it is important for you to learn how to check how many loans I have taken.

How to find out how many loans you have?

To assist you with your query about, “how to see how many loans you have?” You can visit the website of

CIBIL

, Customers can obtain their Credit Report to view their credit history. People must submit an application to one of the three Indian credit rating companies, Equifax, Experian, or CIBIL. Since CIBIL is the oldest credit information bureau in India, it is typically the most sought-after bureau.

Calculate your EMI on a home loan via the NoBroker EMI calculator

This credit report will include a summary of each credit card account that the person has or has ever had, as well as any loan-related transactions. In other words, it is a synopsis of the person's financial background.

I’d like to conclude my answer here about  how to check how many loans I have taken. I hope this helps:)

Get home loans without hefty paperwork through NoBroker

 

Read More:

How to Check Active Loan on PAN Card?  How to Pay HDFC Home Loan EMI Online? How to pay home loan EMI through a credit card? 

Ever thought about how to check how many loans I have, there are several ways to obtain this information. Tracking all your loans, both secured (home, car) and unsecured (personal, credit card), helps manage your finances effectively. Your credit report is the most reliable and comprehensive way to check all the loans you have in your name.

How to Know How Many Loans I Have? 

Credit Report

In India, credit bureaus like CIBIL, Experian, Equifax, and CRIF Highmark maintain detailed records of your credit history, including all active loans and credit cards.

Here’s how you can get your credit report:

• Visit the website of any credit bureau (e.g.,

  CIBIL

  ).

• Sign up and request a credit report by providing your PAN, name, date of birth, and other personal details.

• You can get one free credit report per year, or you can pay a nominal fee for additional reports.

The report will display all current loans, their outstanding amounts, payment history, and credit limits.

Net Banking

Apart from the credit report, if you know which banks or financial institutions have given you loans, you can log into their net banking platforms or mobile apps to view your loan accounts.

• Look for the "Loans" section in your account dashboard, where you will see details of all active loans, outstanding amounts, and EMIs.

• You can also visit the branch or contact customer service for a detailed loan summary.

This is all about how to check how many loans I have taken. Hope this helps!

Enjoy Quick Approval of Personal Loan at Low Interest Rate through NB Instacash

Read more

How to Check Active Loan on PAN Card 

 

My father has a few loans in his name. Whenever we need to check the loans in his name, we use his PAN card and check the active loans. Let me explain how to check loans on my name.

How Many Loan in My Name?

You can use your PAN card to look for an active loan in a few different ways. They are via the subsequent channels:

• Making use of credit bureau services
• Making use of fintech applications
• Making direct contact with the lender

You may use any one of the three, depending on which one is most convenient.

How to Check All Loans in My Name Using Credit Bureau Services?

Although you are free to use any of the credit bureaus on the market, being aware of the various options might be beneficial.

• CIBIL
• CRIF high mark

Now that you know about the several Indian credit bureaus, let me tell you how to check number of loans in my name.

• Visit one of these websites first, based on your requirements.
• You will be prompted to register on the website if you haven't already.
• After registering, you will receive an OTP on your registered mobile number, which you must use to authenticate your registration on the website.
• You can view your active loan after confirmation.

The procedure of how to check how many loans are running on my name is similar to the steps listed above if you have registered as a user at one of these websites. They are as follows:

• Enter your personal information, including your name and PAN, to log in.
• Verify the OTP you will get on your phone number.
• To access your active loan after OTP confirmation, visit the website.

How to Check Number of Loans in My Name Using Fintech Applications?

In addition to using them to quickly make payments in your daily life, you can use them to view the loans that are now outstanding.

• Enter your PAN number, bank account information, and other KYC requirements when registering as a user.
• Verify your information and access your account.
• Open the app's lending area.
• Manage your account and view the details of your active loans.
• The broad outline provided here is consistent for the majority of apps, while the stages may vary significantly depending on the one.

I hope now you understand how to check loans on my name. Get Free Home Loan Disbursed in a Few Easy Steps With NoBroker Home Loan Services. Read More: How to Check Active Loans on Your Name? 

I was looking over my monthly transactions and then thought of knowing my active loans. I had done so in the past as well. So, it was pretty easy for me. However, a lot of people have asked me how to know how many loans I have. I would like to answer the question by posting all the necessary information here.

How to check active loan on my name

Ridhima stated the three credit rating companies which can assist you in knowing your active loans. However, I would like to add one more option to the tally.

CRIF High Mark:

The credit bureau is based in India and is RBI-approved as well. They provide credit reports as well as microfinance.

Let me take you forward to the process of checking your active loans with the help of a PAN Card.

1. Visit any of the credit bureau websites.

2. Log in to the website or Register yourself if you’re visiting for the first time and fill in all the information to register yourself successfully.

3. You will be asked to confirm your registration via an OTP. You will receive this on your registered mobile number.

4. After the confirmation is completed, you will be able to view your active loans.

I hope my answer helps you to learn how to check how many loans are active.

Avail home loans at the lowest interest rate from 15+ banks through NoBroker!

Read More How to Calculate Commercial Property Tax  Can I buy commercial property by selling residential property?