How to check hypothecation cancellation online?

Hey,

I will jump right in and tell you how to check hypothecation removal status online. I had no idea about the process before. Hypothecation cancellation is an important step in the process of buying or selling a vehicle. My dada told me that “It's essentially the process of  removing the lender's claim on the vehicle once the loan has been paid off”. Keep reading to know more.

1. You'll need to visit the official website of the Ministry of Road Transport and Highways (

).

2. Log into your account  You might need to sign up if you are a new user.

3. Click on the "Online Services" tab

4. Then select "Know Your Vehicle Details."

5. Then, enter your vehicle's registration number and verification code to access its details.

Once you've accessed your vehicle's details, you should see a section titled "Hypothecation Termination Status." If the status reads "Terminated," then that means that the hypothecation has been cancelled and you're free to sell or transfer ownership of the vehicle without any legal hurdles. If the status reads "Not Terminated," check with the seller to ensure they have cleared the outstanding loan amount and have the necessary paperwork to prove it.

Sometimes the hypothecation termination status might not be updated on the website immediately. In such cases, you can contact the Regional Transport Office (RTO) that issued the registration certificate for your vehicle.

It's important to check the hypothecation termination status before buying a used vehicle, as you don't want to end up with a car or bike that's still under loan. If the status reads "Not Terminated," then you should check with the seller to make sure that they've cleared the outstanding loan amount and have the necessary paperwork to prove it.

This is all from my end on how to check hypothecation removal status online.

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If you are asking how to check hypothecation cancellation online then I am sure, you must be aware that it involves a major role of RTO, i.e., Regional Transport Office. I had taken a hypothecation loan and gave my car as a collateral. After the loan closed, I wanted to know how to check if hypothecation is removed online or not. This is what I learned.

I learnt that to apply for hypothecation cancellation online, one has to go to the following website:

• Enter your vehicle registration number, State and RTO

• Click on proceed

• Once logged in you will find Vahan Citizen Services

• You will see an option to ‘know your application status.’ click on it

• Enter the application number/ acknowledgement number that you received while filing the hypothecation termination application

• If the hypothecation application is accepted along with given documents then the status will be updated to ‘removed’

This information is verified by RTO officials first before updating the system. If you find it pending you can visit the RTO office and seek more information.

If you are told that documentation error happened at your end then these are the documents you must carry with you:

• Original Registration Certificate (RC)

• Original bank number objection certificate (NOC)

• Valid insurance certificate

• Copy of PAN card

• Original FORM 35 (two copies and both have to be signed by the bank as well as the owner)

• Two copies of the Pollution Under control certificate (PUC) 

• Copy of address proof

• Print of the payment receipt 

My status was pending so I know this is the common problem, hence the list of documents for hypothecation will save you time and trouble.

I hope you are clear on how to check hypothecation cancellation online now.

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