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Home / Legal / Due Diligence / How to Check if a Property is Legally Verified?
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How to Check if a Property is Legally Verified?

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4 2022-09-28T16:20:04+00:00
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When a buyer purchases a property, leases a property for the long-term or takes a mortgage against a property he must get the property verification done to ensure an assurance that the property is legal and all the documents about it are legitimate. Several documents are scrutinized for the verification process. Get Title Search Report & Property Document Verification done via NoBroker Legal Experts! Documents essential for property verification: Read below to know about the necessary property documents for verificatio and learn how to check property documents:
  • Know Your Opposite Party
  • Start by requesting the seller to share their identity proof, address, and maybe even a copy of their PAN card.
  • A genuine seller wouldn’t have any problem sharing these documents.
  • In case, you are dealing with a big builder then you will get ample information online to assess his credibility.
 
  • Title Documents
  • Ask the seller to share the title documents and get them verified from the sub-registrar’s office.
  • You have every right to get any previous transaction papers from the seller and get the documents verification done.
  • This document establishes the rightful owner of the property.
  • You may even leverage a local newspaper to publish an ad stating your plan to purchase the given property. If the property is illegal or illegally occupied, it will not remain away from your knowledge.
 
  • Encumbrance Certificate
  • An encumbrance certificate confirms whether the given property is free from mortgage or entails any kind of debt.
  • In case the seller or any previous owner had taken a loan and defaulted or is still under the process of clearing it then it will show in this document.
  • You can get the encumbrance certificate from the sub-registrar’s office.
 
  • Check Property Tax
  • Before finalizing the deal, you are required to check whether there are any tax dues on the property.
  • For this, you must ask the seller for property tax receipts and related documents.
  • This will not only help you find out if the tax is being paid regularly but also whether the construction is legitimate or illicit.
 
  • Sales Deed
  • A sales deed is created for the transfer of ownership.
  • It contains details of the buyer as well as the seller.
  • The details about construction, the address of the given property, sale amount, and various other details are mentioned in this deed.
  • It must be scrutinized and verified properly.
 
  • Power of Attorney
  • It identifies whether the property is being sold by an authorized person on behalf of the property owner.
 
  • Approved Plan
  • This document is needed to check if the construction is as per the approved plan or not.
  • This helps avoid being questioned or fined by the municipal corporation later.
 
  • Other Documents
  • Other documents that are required for verification of property include:
the relinquishment deed, partition deed, will (if applicable), freehold, and mutation details. I hope now you understand how to check property papers. Read more: How to check property ownership online in India? How to verify property documents online quickly and easily? How to Check Land Registry Details Online in India Statewise?  

To know how to check property is legal or not, you need to perform a thorough investigation of legal documents and check other important aspects related to the property. Here are the key steps to ensure that a property is legally verified:

  • Ensure the seller has clear ownership and that the title is in their name.

  • The title should be free of encumbrances, i.e., there should be no legal disputes, liens, or mortgages on the property.

  • Request an Encumbrance Certificate (EC) to check for any claims, mortgages, or disputes over the property.

  • Verify that the sale deed has been registered in the Sub-Registrar’s office.

  • Ensure that the sale deed contains all relevant information, including the seller’s and buyer’s details, property description, and the payment made.

  • Ensure all property taxes have been paid.

  • You may also need to verify the Khata extract, which provides details about the property, such as the size and use of the land.

  • Ensure that the builder or seller has the necessary NOCs for the property.

  • Ensure that the property has an Occupancy Certificate, especially for newly constructed properties or flats.

  • Verify that the local municipal authorities or the planning board has sanctioned the building plan.

  • Ask for the latest property tax receipts to confirm that the seller has cleared all dues.

  • Ensure the land is converted and has the required approval for non-agricultural use.

  • Check if the builder is registered under RERA (Real Estate Regulatory Authority). The RERA website for your state will provide information about registered builders and their ongoing projects.

  • Check if reputed banks have approved loans for the property. If a project is bank-approved, it shows that the bank has done the legal verification of the project.

I hope you understand how to check if your property is legally clear.

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How to Do a Title Search on Property

 

To know how to check property is legal or not online, you must visit your state's official land records or property registration website. Each state in India has an online Registration Information System. Look for the section where you can search property records. Enter details such as the property owner’s name, property address, or survey number. This will help you to check the property details, including ownership history, property tax records, and any legal disputes.

How to Check Legality of Property?

When assessing the legal check of property, consider the following steps:

  1. Bank Approvals: Ensure that the property has received necessary approvals from banks or financial institutions. A legally verified property is eligible for home loans.

  2. Title Papers: Examine the property’s title papers. These documents provide information about ownership and any legal encumbrances.

  3. Encumbrance Certificate: Crosscheck the encumbrance certificate. It confirms that the property is free from any outstanding debts or liabilities.

  4. Approved Plan: Match the approved building plan with the actual construction on-site. Ensure that the property adheres to legal permissions regarding the number of floors and layout.

  5. Property Tax Slips: Request to see property tax slips. Regular payment of property taxes indicates legal compliance.

  6. Registered Society: If the property is part of a housing project, verify if it has a registered society.

These steps will help you with how to check if property is legal. Remember that accessing land records from local land registry offices can also help verify ownership and legal status. 

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Read More:

How to Get Details about Property Ownership?

 

4 2024-02-08T08:34:42+00:00

We were planning to buy a plot but were wondering how to check land is legal or not. I have seen many people invest in illegal properties and suffer for a long time and I did not want to be a victim. After consulting with a lawyer friend, I was able to find all the details of the land we were planning to invest in so let me share how we did it here.

How to Check Property Legal or Not?

There are many ways that I learned on how to check legal for land. Here are some of them:

  • Obtain land records from the local land registry office to verify ownership and legal status. Nowadays, such details can be extracted online as well so you can visit the state’s land record portal and get all the information about the land there.

  • Go through the local zoning laws to make sure that the land's designated use is met and that it complies with regulations.

  • Try to extract details about any outstanding debts, liens, or encumbrances on the land that may affect its legality. 

  • Verify if the land has the necessary environmental clearances, especially in ecologically sensitive areas.

  • Confirm that the land has received the necessary permits and approvals from local authorities.

If you feel you cannot do these all alone, seek professional legal advice or help. I tried to find out all the details of the land online but couldn’t get them. I consulted with a legal advocate from NoBroker and was able to get all the remaining details. They are professionals and can help you extract all the details about the land or property easily in a short time so better opt for them or other experts. These are some suggestions on how to check legal opinion for land.

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How to check land records?
2 2023-08-01T15:05:32+00:00

Investment in real estate requires a multi-step process. If you have invested in real estate, you must already know this. While making this important investment decision, several factors must be taken into account. The property legal verification documents is one of the process's key elements. For help with the document verification procedure, the majority of people look to professionals. The amount of the fee that lawyers often charge depends on how serious the case is. The information provided here should be helpful if you want to avoid this extra cost. We provide information on how to check property records online in this article.

How to check if property is legal?

A buyer must have a property verified before making a purchase, a long-term lease, or a mortgage against a property in order to make sure the transaction is legitimate. This provides confirmation that the property is legitimate and that all related paperwork are accurate. Therefore, thoroughly checking the legality of the property documents before concluding the sale enables you to make an informed choice and prevent any potential legal issues in the future. A number of documents are examined individually as part of the verification procedure.

How to check legality of property Online?

Once you have the documents at hand, you can use the following technique to undertake a document verification process online without hiring a lawyer:

  1. Connect to a reputable website that offers this service.

  2. Provide some basic details on the application form.

  3. To find out which documents are necessary to complete the verification procedure, consult the list of documents offered on the website. 

  4. The officers on the internet may have some inquiries while they examine your property paperwork online. To guarantee that the verification procedure goes successfully, make sure that your responses to their questions are given right away.  

Now you know the process of

property legal verification.

Check out properties on NoBroker without any brokerage charge here Check out NoBroker Legal Services Read More: Do we need to run a verification check before buying property in Bangalore? How to Check if Property is CIDCO Approved?
4 2022-05-18T16:57:00+00:00

Hi Buddy, 

It is of utmost importance and due diligence on your part to check the property documents verification while involved in the property buying and selling process. Due diligence and awareness of your rights can undoubtedly protect you from developers' unethical acts. 

Get legal advice and property document verification from NoBroker legal Experts

In a sector where openness is still lacking, despite the numerous legislation enacted over the last half-decade, it is best to physically inspect all documentation before purchasing any property. It is also strongly advised that you retain the services of a lawyer to guide you through this difficult process.

When I purchased a flat, I was pondering

how to check property is legal or not online? It was during this time, that one of my friends suggested that I opt for the NoBroker legal assistance service and take the benefit of an end-to-end legal assistance. I am supremely elated with this online service where they helped me in verifying property documents.

I have learned from the legal experts at NoBroker that, apart from verifying bank approvals, land approvals, and EC, as mentioned by both Priety and Harshad, we should also take care of each and every land document verification clause which will be mentioned in the contract. These are as follows:

Buyers' checklist
  • Personal information

The agreement must include all of the seller's information. This includes information about the father's name, residence, PAN number, Aadhaar number, and bank account. It must also include precise information about the property's location, as well as the municipal, tehsil (administrative division), or collector's land record number. The agreement should be witnessed by two people, one from the buyer and one from the seller

  • Possession date:

The purchaser has to know the date of possession of a flat in order to transfer the flat from the builder. It is the date on which the purchaser will take ownership of the property, and it obligates the developer to provide possession by the agreed-upon date. The purchaser has the right to sue if possession is not transferred by that date.

A contract's 'time of essence' clause establishes the contractual deadlines for the parties to fulfil their responsibilities

  • Schedule of payments

The payment schedule clause specifies the total amount to be paid as well as the time frame in which it must be paid. The payment schedule defines the details of each instalment if the payment is done in instalments. This helps to avoid any potential ambiguities in the future. The agreement must include the buyer's complete payment information, including any mortgage information

  • Termination

The termination clause outlines the consequences that will be placed on the parties if they fail to follow the required code of conduct. The contract may include a 'termination for convenience clause, which allows either party to terminate the contract

  • Amenities

The amenities clause informs the buyer of the additional benefits to which he will be entitled, as well as the additional cost of upkeep. The purchaser may consider any failure to deliver the requested amenities to be a violation of the contract

  • Penalty

A penalty clause should be included in the purchase agreement, clearly stating milestones and the consequences of both the seller and the buyer failing to meet them

Finally, for the legal verification of property the buyer fills a valid purchase agreement because it protects them from legal issues at any stage of ownership or prospective selling. Once the purchase agreement has been created and registered, no changes can be made.

If any changes are required, the buyer's assent must be acquired, and the agreement will be amended with an amendment.

I would like to conclude my answer about the property documents verification, by stating that before agreeing to any deal, you must read and understand all of the terms and conditions and clauses mentioned in the property documents. I hope this is fine:)

Read More:

How To Deal With Illegal Possession Of Property?
7 2021-04-20T16:41:21+00:00

There is a due diligence process which must be undertaken to verify the legality of a property before committing to its purchase. For those who are wondering how to check if your property is legally clear, I am here to help you out. 

There are a few things that you can do to ensure legal status of your property. However, it might not always be feasible for you to carry out all the checks by yourself. You can 

Avail NoBroker Legal Services to verify legal status of a property

The other way to check if your property is legal, you can ask for the following information about the property from the seller.

Ask for Bank approvals

One of the best ways to conduct due diligence of the property is by asking for bank approvals. This is because banks conduct a thorough check before approving the finances for a property. They look at the legal aspects very carefully.

Ask for property ownership history and title deed

The second step is to verify the title deed for ownership rights of the property seller. You must also verify the details of previous owners by visiting the land records of your area. In this case, NoBroker’s team of lawyers has helped many people as it requires an eye for detail and expertise to rule out any discrepancies.

Ask for land approvals and building permits

You must ensure that the property that you are planning to buy has been legally obtained, and has approvals from all the relevant authorities for the construction and types of activities allowed on the premises.

Ask for Encumbrance Certificate

This is one of the most important documents if you wish to check that property has no legal dues left to pay. This certificate is to ensure that no pending loans or mortgages are due on previous owners’ end.

Ask for property slips

This is to ensure that property tax has been duly paid to the authorities. You can also check if the property has been legally registered via your property tax slips.

Ask for registration papers with RWA

Any property in India is registered with a housing society or welfare association. Since this is a legal requirement in India, so it is a fair indicator to know the legal status of the property.

Again, it is best to take help of the experts to make sure that your property is legal in the eyes of the government.

9 2021-02-05T17:26:54+00:00
It is important to do all the due diligence and ensure that a property is legal before making an investment as it will have long term repercussions.

1. To check the legality of any property you are buying, firstly you should get a copy of the property documents from the current owner of that property. After receiving the copy, you should visit the municipal office of that particular area where the property is located and  get it checked by the property lawyer or property registrar. A nominal fee for checking the property details will be charged. 

2. The buyers should be careful and follow some steps to make sure that the property they are buying is free from any legal dispute. 

3. The property papers should have a clear title of the property owner to which the property is belonging. In case you are buying any property from a construction company, the title should be the name of that company. 

4. If you are taking the loan from the bank to help in purchasing the property, the bank checks the background of the property and evaluates the property. For an apartment project, several banks offer on-site offers which indicates that the property is legally verified and is free from any dispute. It is very important to read and understand all the terms and conditions before taking the loan from any bank.  

5. The encumbrance certificate is also a very important document which is a legal paper that certifies that the property is free from any mortgage or outstanding payment made towards the bank or the financial institute. It also contains the list of the names of previous owners of the properties. 

6. Tally should be done between the approved plan which is passed by the local authority to the Actual Site of the property.

7. When buying a resale property, ask for property tax slips from the previous owner of that property. This will give you a clear idea about whether the property is duly registered or not.

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