How to Check Lien Amount in SBI?

Are you worried because your account is frozen or temporarily locked? Then chances are that your account is under lien. If you already knew this, then now you must be wondering how to check lien amount in SBI. If yes, then I am here to guide you through it all.

Any amount that is blocked by a lien in SBI or another bank prevents you from withdrawing or using that money without the bank's or the appropriate authority's permission. The bank may impose the lien directly or through another body, such as a court or tribunal.

The following methods can be used to charge the right of lien:

Right to a specific lien, general lien, and general lien

You can state that the bank has temporarily locked or frozen your entire account in a quick and straightforward manner. Until the lock is broken, you cannot withdraw money from it or utilise it for anything else.

How to check lien amount in SBI net banking?

To determine whether any money in the bank account is designated as a lien or not, follow the procedures below.

• Use your Login and Password, go to the official SBI Internet Banking website and log in.

• After a successful login, select the Account Summary tab on the left.

• Now Click the hyperlink. For the last 10 transactions, click here.

• Your lien amount, if any, will be seen on the following screen.

Reasons for Lien Amount in SBI

• Now that you know how to check lien amount in SBI, you must also know about the reason for the lien. There are several reasons why your bank might lean on your account.

• You can only apply to IPOs through your bank account with ASBA, or Application Supported by Blocked Account if you used your SBI bank account to submit your IPO application.   From the moment you register for the IPO until the actual allotment is completed, the funds in your account are placed on Lien (or blocked).

• The ability to generate virtual debit cards is available from SBI and numerous other institutions. These virtual cards offer an additional layer of protection for online transactions. Every time you generate a virtual card for a specific amount, SBI places that sum under lien.

• If you don't pay the fees for the bank's services, the bank may place a lien on your property. Charges for failing to maintain a minimum balance or any of the hundreds of other fees the banks have may be included in this.

• Fixed-deposit-backed credit cards are available even if your credit history is less than ideal. The client and the bank both benefit from this. A lien is placed on the fixed deposit equivalent to the credit limit of the cards when the bank issues it.

• If you've not settled your credit card debts through the same bank, the banks may place a lien on your bank account.

• If you have a loan and a bank account with the same institution, the bank may be legally entitled to place a lien on the bank account if your EMI payments are past due.

• Lien owing to Court or Appellate Orders: Your account may be subject to a lien as a result of court orders.

• If the tax department has cause to think that you owe money in taxes, it may place a lien on the bank account. To obtain the lien, the agency must follow specific legal procedures.

• Lien arising from suspicious activity or other problems related to the issuance of a check or draught.

• You may receive a lien against your account as a result of a technical error made by the underlying software or by human handling it manually. To have the lien released in this situation, you must communicate with customer service or the branch manager.

I believe now you can fully comprehend how to check lien amount in SBI.

Hello Bani, I also had a lien amount in my SBI account. I was looking for ways until I came across the answers of Bani and Trisha. They have specified the steps regarding how to check lien amount in SBI through the SBI YONO app and also the SBI website. Apart from these two processes, I can share one more method. This involves contacting the toll-free number of SBI to gain clarity on the lien amount. I’ll also tell you the methods to remove the lien from your account.

What is the Process to Check Lien Amount in SBI?

You can contact the following numbers to check the lien amount in your SBI account:

1. Toll free number: 1800 1234

2. Toll free number: 1800 2100

3. Toll free number: 1800 11 2211

4. Toll free number: 1800 425 3800

5. Toll number: 080-26599990

How to Remove Lien Amount in SBI?

Here are the methods:

1. If you have an SBI virtual card which has been blocked, the remaining amount will be marked as a lien on the account. You can cancel the card to remove the lien and release the amount. If the card expires, i.e. within 2 days from the time of creation, the lien amount will be released automatically.

2. If the card blockage is not the reason, then here is what you should do:

1. Visit the branch and inquire about the reason.

2. If the reason is unpaid dues or penalties, clear them. 

3. If dues are not the issue, then check any loan-related liens. 

4. If not due to loans, check whether there is a problem related to cheques or drafts.

5. You can then solve the concerned issue and remove the lien by paying the amount, etc.

This is all about how to check lien amount in SBI online.

Before understanding how to check lien amount in SBI YONO app, let us focus on what Lien means. This means "lock," and in SBI, the amount that has been locked by the bank is represented by the lien amount. It indicates that the bank has temporarily stopped the funds. The total balance or a portion of this balance may be put on hold by the bank. You are no longer permitted to withdraw this lien amount or use it for any other purpose until the bank releases the lock.

How to see lien amount in SBI YONO app?

• Log in to the SBI YONO app or net banking.

• Click the Account Summary/Statement link.

• View the account balance information.

• If a lien exists, it will be indicated as "Amount under lien."

Another way to assist you with how to check lien amount in SBI online, is by calling SBI customer service or going to your local bank, you can also get information regarding the lien amount. If there is a current lien on your account, the bank employees will be able to confirm it.

Hope this helps:)

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