How to Check Pending EMI on SBI Credit Card ?

Hi,

Shrishti has explained how to check loan details in SBI credit card EMI very well, so I won’t repeat the process. I want you to know that you can calculate the EMI on your credit card bill with a record of the processing fee and interest rate which is set by your bank. SBI is one of those banks that offer an EMI conversion of credit card bills option via its ‘FlexiPay’ facility.

Every SBI credit card transaction of more than ₹2500 is eligible for EMI conversion. You are required to raise the request to avail the facility within 30 days from the purchase date.

How to Check EMI on SBI Credit Card

If you want to know how to check EMI details in SBI credit card, then let me tell you that you can get the required info on the SBI Card website, SBI Card mobile app, or by calling on 800112211 and 18004253800

How to Calculate SBI Credit Card EMI

If you want to know how much monthly installment you are required to pay by converting your credit card bills into FlexiPay, then you can use the EMI calculator offered by the State Bank of India.

As the SBI charges a flat rate of interest of 14.50% p.a. (as of 14 November 2017), you can use the same rate for the calculation of your EMI.

In the amount option, you can fill in the outstanding amount that you want to convert into FlexiPay, the interest rate that is 14.50%, and that duration that could be either 24, 12, 9, or 6. Once you submit the details click calculate. You will be able to check the EMI and the total interest amount.

Related Answers

This is all on how to check loan details in SBI credit card EMI.

For the marriage of my cousin, my uncle used his SBI credit card to make numerous EMI purchases, including furniture, a refrigerator, and other items. He was interested in finding out how much amount was still remaining on his credit card. Hence, he asked me to find out how to check EMI balance in SBI credit card. I googled it up online and discovered there are several ways to check the pending EMI.

How to check remaining EMI in SBI credit card?

Shrishti has already mentioned the various methods to check the outstanding EMI. Moreover, let’s find out the latest and easiest way apart from what Shrishti provided in order to check pending EMI on an SBI credit card.

• Go to

  https://ila.sbicard.com/

  . 

• Mention your online account user ID and password and click the Submit button.

• You can now request account details such as the available credit limit, the outstanding amount, the statement summary, the payment history, the transaction history, and so on.

An immediate SMS with total limits and outstanding EMI will be delivered to your registered mobile number when you give a missed call to 8422845512.

You can also get details of your available EMI by sending an SMS to 5676791 in the following format:

SMS BAL where XXXX = Last 4 digits of your SBI Card 

Make sure, you send the SMS using your registered mobile number.

SBI also has a mobile banking app that can be downloaded on a smartphone as an alternative. You may easily access the EMI part of the app and see a list of all the outstanding EMIs by logging in with the credit card account information. I hope you got an idea of how to check EMI in SBI credit card.

Hey friend,

There are numerous advantages of having a credit card. You can make a big purchase with ease. You will not need to pay the complete amount at the time of purchase rather the amount will get deducted on a monthly basis. I will tell you how to check pending EMI on SBI credit card. This way you can track your EMI amount. 

1. Open the SBI card website:

   sbicard.com

2. Log in with your account number and password 

3. Click on the Account Summary section

4. Then select the 'Current Outstanding’ option 

5. The pending EMI amount will be displayed.

    

1. You can check your outstanding EMI from the SBI Card Mobile App as well. 

2. The first step is simply logging into your account 

3. On the dashboard, hit on the ‘Summary Tab’ option

4. Click on the Total Outstanding'

You can enquire about your balance by speaking with customer care. The toll-free numbers for SBI are 800-112-211 and 1800-425-3800. 

Follow the process given below :

1. Open the bank website with the link

   ICICI.com

2. Log in to the portal with your ICICI account number

3. Select the 'My Account’ option

4. Choose Credit Card Balance'

5. The pending amount will be displayed right here. 

This is all from my end on how to check pending EMI on SBI credit card. I hope my answer helped you.

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