How to Claim Insurance from Packers and Movers?

A while back, when I moved to Noida from Gurgaon, I hired a packers and movers service. This service provider, while moving my goods, damaged a few items. I took some photographs of the same for a just-in-case situation. Before relocating my goods, I purchased a moving insurance policy from them. So, to know about the movers and packers insurance claim, I started checking online. 

How to Claim Packers and Movers Insurance? 

When it comes to claiming packers and movers insurance, the very first step should be to get in touch with the insurance company as soon as you learn about the damage. This helps in claiming the insurance fast. 

• Next, submit the photographs and invoice of the damaged goods to the moving company. 

• Check with the insurance company to learn about the claim process. Every company has different rules and regulations when it comes to insurance claims. 

• After that, the company will go through the evidence and respond to you within 7 business days. 

• Following that, the company will collect the damaged item for inspection.

• When your claim gets accepted fill out the insurance form and send it back within 14 days.  

While this whole process is going on ensure that we are in regular contact with the insurance company throughout the claiming process. This helps in speeding up the claim process. 

It's a fact that nobody likes to pay to replace or repair their belongings due to damage incurred during a move.. That is why movers and packers insurance is so important. Transit insurance offers an additional degree of security for our belongings in the event of any unfavourable mishap during the transfer. 

How to Claim Movers Insurance?

Let me tell you how you can claim a transit insurance in case you have taken one.

• Notify the Insurer:

   

The insured must notify the insurance provider right away or within a set deadline if any products are damaged or lost. 

• Document everything:

   

Keep pictures of the product and its package. Get a repair quote as soon as feasible if one is required. 

• Give the insurer the documentation:

   

Include a completed claim form, an insurance policy copy, and any supporting paperwork or receipts for the loss. This will assist the insurance provider in evaluating the claim and calculating the appropriate amount of reimbursement for you.

However, if you don’t want to go through so much hassle of a moving company insurance, you can opt for a packers and movers servicing providing company like NoBroker. I opted them for my move and I was utterly impressed by the level of care and security they provided to my belongings. 

How Can NoBroker Help?

My belongings were covered against any loss or damage during travel by NoBroker Packers and Movers transit insurance. I was initially concerned that my possessions would be lost or destroyed during the transfer, but with NoBroker’s service, I found some peace of mind in this.

With the NoBroker app, I booked a time and date for their relocation, received a free price quotation, and saved up to 30% on moving expenses. 

I had to shift from one place to another a lot and as of now have availed 2 packers and movers services. However, my experience with the first packers and movers service was miserable. I asked them to shift my things from one place to another but had not availed their transit insurance. I thought they were well-known so that they wouldn't be needed but I was wrong. They were so unprofessional that they broke my bookshelf and glass coffee table. My friends asked me why I had not availed their insurance but I didn't even know what it was or

how to claim insurance from packers and movers but from next time I always availed the insurance. 

However, my experience with NoBroker has been great. It has been twice that I had availed their packers and movers service and had not faced any issue ever. Still, I would like to guide you on how to claim insurance provided by movers and packers here.

Even if you hire well-known packers and movers service, please avail of transit insurance. Transit insurance is an insurance plan that covers the risk that your goods face when they are being transported from one place be it via air, road, water or rail.

Almost every packers and movers service provides transit insurance. It will cost you about 3% of the value of your declared goods but at least you will get money for your damaged goods. To avail it, you will need to submit to the company and those are

• Survey report

• Original invoice of goods in transit

• Landing bill

• Duly filled and signed claim form

• Details of shipping

• Any document mentioned by the insurance provider

The insurance policy can differ from one company to another so it is hard to tell what sort of coverage they are giving. It will be better to ask the company beforehand about their service.

Since I have availed NoBroker’s Packers and Movers service twice, I will highly recommend them to you as well. 

I hope this has helped to understand

how to claim insurance from packers and movers and what it is.