Hi Aditya. I know how to close Aditya Birla personal loan. Unfortunately, I couldn’t find any online process to do the closure, so you’d have to visit the branch. You’ll then need to inform the bank officials about the closure so they can cross-verify it. When you go to the bank branch, carry a government-issued ID proof, account number and a cheque in case you have an outstanding loan amount. Let me share the rest below.
Aditya Birla Personal Loan Closure Process
At the bank, your documents will be verified by the officials and then the loan account will be closed. Once the account is closed, a No Objection Certificate (NOC) will be issued by the bank, which will serve as a proof that the loan account has been closed with full repayment.
Aditya Birla Capital Personal Loan Closure Charges
If you decide to foreclose your loan, i.e. paying the loan amount and closing the loan account before the tenure ends, you’d attract some charges. This is as follows,
Foreclosure Charges: The applicable charge is 4 percent of the principal outstanding amount plus GST.
I hope you now know how can I close my Aaditya Birla personal loan.
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Some related information:
Aditya Birla Personal Loan Locking Period and Prepayment Terms?
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I pre-closed my Aditya Birla personal loan last year; hence, I can guide you on how to close Aditya Birla Personal Loan. I am not sure about the online process since I have done it offline, so let me share the offline process with you. So to close your loan, you will need to visit your bank branch with some documents, like identity proof and loan documents mainly, and talk with the official about it.
How can I Close My Aditya Birla Personal Loan?
If you are planning to close your Aditya Birla Personal loan, you will need to
Visit your bank’s branch with identity proof, loan account number and documents, a cheque, etc.
Ask the official to start with the closing procedure. You will need to pay the remaining debt amount, or EMI.
Once the account gets closed, make sure you need to collect the No Objection Certificate (NOC) from the bank.
So this is how you can close your loan offline. But if you are planning to pre close the loan account, here is what you need to do:
Visit the bank branch with all the required documents like ID proof, passbook, a chequebook if you are planning to pay the remaining debt for it and others
Ask the official to start the preclosure process
You will need to pay the remaining debt along with other charges
Once you complete all the formalities, you will be issued an acknowledgment letter, so make sure you keep it
So this is how you can close your personal loan in Aditya Birla.
Get Personal Loan up to Rs 10 Lakh Instantly with NB InstaCashRead More:
How to close personal Loan Early?
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Authors Of The Question
How to Close Aditya Birla Personal Loan?
AdityaRathod
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2 Answers
3 months
2024-10-30T19:43:45+00:00 2024-10-30T19:43:47+00:00Comment
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