If you are planning to close your PNB bank account through an online method then stop. PNB does not allow you to close your bank account without visiting the branch. I tried to do it online and for that, I scoured the internet but there was nothing. I called my PNB home branch and asked them how to close PNB bank account. The executive told me about the steps, which I have mentioned below.
How to Close Punjab National Bank Account?
As I mentioned above, PNB doesn’t allow us to close our bank account online. The executive also told me to empty my bank account before the closure. Now, here are the steps that I followed to close my account with the bank.
As per the instructions of the bank employee, I downloaded the
Account Closure formfrom the website of the bank.
Filled it out and visited the necessary information such as the account holder's name, the reason for closure, etc.
Next, I submitted this form and all the other items such as the passbook, debit card, etc.
And that’s how to close PNB bank account. The executive also told me that, I have to pay a certain fee if my bank account is being closed after 14 days but within 12 months of opening. I have added those fees below.
Particulars |
Charges |
Current Accounts |
Rs. 800 |
RD Accounts |
Rs. 100 |
Savings Bank account |
Rs. 300 |
And that’s about it. Hope this helps.
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My father had an account in the Punjab National Bank or PNB but due to some reasons he decided to close it. I thought it could be closed online only but to my surprise I couldn’t find an online process to do it. I called the bank’s customer care service and asked them how to close PNB bank account online? Unfortunately they said it cannot be done. One needs to visit the bank and close their account.
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Since the account could not be closed online, my father visited the bank and asked them how to do it. They made sure that no amount was there in the bank and if someone has any amount in their account, they need to withdraw all the money. All you need to do is
Fill up the Account Closure form which you can also get on their official website
https://www.pnbindia.in/download-form.html
Enter all the details like name, account number, PAN number and more
Withdraw the money if any
You will need to submit this form, you ID proof, address proof, passbook, debit card to the bank
They also take some account closing charges if there is negative balance and that is all.
This is all I have to say to answer your query how to close PNB bank account
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Authors Of The Question
How To Close PNB Bank Account?
Prithvi
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2 Year
2022-09-09T10:28:02+00:00 2022-09-09T10:28:03+00:00Comment
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