The process to convert credit card bills to EMI HDFC is called SmartEMI. I read about this in a newspaper article and found it very useful. With the help of this process, you can pay the entire debt over a period of time rather than at once. In fact, the interest charged for this credit card loan is also lower compared to the interest rate charged on late payments. In
HDFC’s official portal
, the processes for how to convert credit card bill to EMI in HDFC are also mentioned.
How To Convert Credit Card Payment into EMI HDFC?
To convert your credit card payment into an EMI at HDFC, you can follow two processes: NetBanking and Phone Banking. Suryansh has already mentioned the main processes above so let me share how you can convert credit card payments into EMIs simply by calling HDFC’s customer care number at 1800 202 6161 / 1860 267 6161
For Customers travelling abroad: +9122 61606160
Customers of Imperia Account, Diners Black Credit Card and Infinia Credit Card: +9122 61717606
You can visit this page for more details
https://www.hdfcbank.com/personal/need-help/customer-care
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If you want to settle your credit card bill all at once you can do so by converting your bill into EMI. This is an inclusive service provided by HDFC. Now, this scheme is known as Smart EMI. But you should know that transactions that crossed 60 days or more are not considered so you cannot convert them to EMI. Let me share with you how to convert HDFC credit card bill to EMI.
There are two ways to convert credit card bill into EMI.
NetBanking
PhoneBanking
Let me explain the process below.
How to convert HDFC credit card bill into EMI?
NetBankingLogin to the HDFC NetBanking account.
Tap the cards tab.
From the credit card option choose Transact, then the SmartEMI option.
You will see the unbilled transaction page. Select the specific card.
Choose Debit as your transaction type. Choose ‘view’.
Credit card transactions for Smart EMI will appear. Tap on the ‘Click’ option to know your eligibility criteria.
Tap on the covert option.
Check the terms and conditions and tap on confirm.
After confirming the acknowledgement message and reference loan number will be sent via SMS.
The loan will be approved after you convert your HDFC Bank Credit Card bill into EMI online.
For the unbilled amount, you can use NetBanking. For the billed amount, you can use PhoneBanking.
PhoneBanking:Call your city HDFC Customer Care Number and inform them about the interest rate, available amount, and tenure for repayment. The loan will be approved after confirmation.
These are the two processes of how to convert HDFC credit card bill to EMI.
Read more:
How To Know My Credit Card Billing Date HDFC? How to close HDFC Bank credit card? How to pay HDFC home loan missed EMI online? How to activate netbanking in HDFC?Your Feedback Matters! How was this Answer?
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How to convert HDFC credit card bill to EMI?
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2022-11-15T09:56:03+00:00 2023-12-05T14:15:49+00:00Comment
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