How to Deactivate Autopay in HDFC Netbanking?

Hi,The auto-debit option is a money transfer scheduled for a specified date to pay recurring expenses like energy bills, credit card bills, EMIs on home mortgages, loans for real estate, loans for cars, etc. With this, the money that needs to be paid will be automatically debited on the date of debit. Auto debit is definitely a convenient option. However, I wanted to cancel the same and know how to cancel auto debit in HDFC Bank. I believe making payments manually encourages you to check your bills frequently to make sure you're aware of any charges.

How to stop auto debit in HDFC Bank?

Let me share the steps that I followed to stop the auto debit in HDFC Bank account;

• I logged on to my HDFC internet banking
• Clicked on the 'Bill Pay and Recharge' button
• Selected the 'Continue' button
• After this, I clicked the 'Standing Instruction' button
• Tapped on the 'View/Stop Scheduled Bills' button
• Found the name of the biller and clicked on the 'Stop' button
• Selected the 'My Billers' button
• Clicked on the 'View/Delete Billers' button
• Now, a screen will display the list of active billers, and I clicked on the blue 'Trash' icon to remove the biller.

Pay your utility bills via the NoBroker Utility Bill Payment Service to earn rewards Each bank has a different procedure for deactivating auto-debit for credit cards. To disable the auto-debit facility, you should ideally log into your net banking account and select that option from the credit card tab on the homepage. Hope this answer would help you with how to cancel auto debit in HDFC Bank. Get home loans without hefty paperwork through NoBroker Read More: How to Pay HDFC Home Loan EMI Online? How to Change Mobile Number in HDFC Bank Account?  When Home Loan EMI Starts for Under Construction Property?

I had enabled this feature to pay for my OTT subscriptions, but recently, I wanted to remove the autopay as I wasn’t using these platforms as much. At first, I struggled with the process and didn’t understand how to deactivate autopay in HDFC netbanking. I heard you could do it from the official net banking portal. But I couldn’t figure out the exact process. I asked my brother to help and share the process.

How to Stop Autopay in HDFC Netbanking?

So, my brother told me the process can differ based on your merchant. Here is a detailed process he explained to me.

1. First, identify the recurring payments. For me, it was just the OTT subscriptions, which included Netflix, Prime, and Hotstar. Also, view your bank statements, credit card statements, and online payment accounts.

2. Then, contact the merchant or the service provider and follow the instructions they provide. You may have to fill out a form, send an email, or make a call to initiate the cancellation.

3. After you initiate deactivation, you must closely monitor your account statements to check whether the recurring payment has stopped.

So, this is one way to stop recurring payments. Alternatively, if you’re using PayZapp for your transactions, you can stop the autopay easily.

1. Log in to the app and go to the ‘Bills and Recharges’ section. 

2. Here, you can see your previous transactions and billing information.

3. You will find an option to select standing instructions and stop your recurring payments.

This way, I was able to cancel my autopay feature. You can also refer to the previous answers to get more clarity. I hope this gives you an idea of how to remove autopay in HDFC netbanking.

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How to Close HDFC Credit Card Online?

Auto debit is a method by which your money will be applied to a debt, like loans, bills, EMIs, or more, within a stipulated time. For example, suppose you have activated auto debit for your electricity bill. Once your bill is generated, the bill amount will be deducted from your credit card. I was paying our house’s bill, but after we gave it away for rental purposes, I wanted to know how to stop autopay in HDFC. After all, the tenants were responsible for paying the upcoming bills. At no point could I have let my money be deducted for their electricity consumption. I visited the bank and asked the officials- how to cancel autopay in HDFC credit card. One of them explained the online process and helped me deactivate it at that time only. So let me share how I did it with you all here.

How to disable autopay in HDFC credit card?

Vaishali has already mentioned the process; let me again help you know it. There are just a few steps you will need to follow to remove autopay from HDFC. The steps are as follows-

• Login to

  HDFC credit card internet banking

  facility

• Go to the Billpay and Recharge option and click on it

• Click on Continue next

• Nxt select View/Stop bills

• Check the name of the biller and click on Stop

• Nexy find the My billers option and click on it

• Click on View/Delete button and get to see the list of active billers

These steps must have clarified how to deactivate HDFC credit card autopay. If you want to deactivate auto pay through your app, you will need to follow the same procedure only. Just log in or provide relevant bank details as required and get it deactivated easily. Just open the app and you can automatically figure out how to disable autopay in HDFC app.

 

Autopay facility gives an ample number of benefits and offers so if possible, let it be active. Anyways this is what I can say to answer the question- how to stop autopay in HDFC.

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Hey Pal, My HDFC bank credit cards included an auto debit feature. However, I wanted to deactivate the same and started enquiring about how to remove autopay in HDFC netbanking. Finally, I had a talk with the branch manager who explained the entire process to me. I would be happy to share the same with you guys. Get your Home Loan sanctioned without much delay by availing NoBroker Home Loans anytime Get to know how much you have to pay per month with the help of NoBroker EMI Calculator

What is auto debit?

Automatic debit is a transfer of funds scheduled for a specified date to pay recurring expenses like energy bills, credit card bills, EMIs on home mortgages, real estate loans for vehicles, etc. The owners of credit cards who sign up for an auto debit service are eligible for numerous advantages. Following are the primary drawbacks I perceived with this auto debit option that ultimately led me to enquire about how to disable autopay in HDFC netbanking:

• Due to the fact that monthly payments are paid automatically, customers may lose track of them.
• Some businesses occasionally charge customers for providing this service.
• Automatic payments could be challenging to stop.
• Customers should have a sufficient balance on their accounts. They must pay bank overdraft fees if not.

How to deactivate autopay in HDFC netbanking:

• Open your HDFC internet banking account.
• Locate and click the "Bill Pay and Recharge" button.
• Select "Continue" from the menu.
• Select "Standing Instruction" from the menu.
• Select "View/Stop Scheduled Bills" from the menu.
• Click the "Stop" button after finding the biller's name.
• Locate and click the "My Billers" button.
• Select 'View/Delete Billers' from the menu.
• The list of current billers will now appear on the screen. To delete the biller, click the blue "Trash" icon.

I would like to conclude my discussion about, how to remove autopay in HDFC netbanking. I hope this helps:) Read More: How To E-Verify ITR Through HDFC NetBanking? How To Block HDFC Credit Card? How To Use HDFC Credit Card Reward Points?