How to Download Home Loan Interest Certificate from UCO Bank?

I have taken a home loan from UCO Bank and got an interest certificate in my mail at the start of every financial year. The UCO Bank loan interest certificate gives me a clear representation of all the important elements of my home loan that I need to be aware of in order to make timely payments on their home loan principal. Alternatively, you can also download the interest certificate online. I will tell you how.

What is the Process of UCO Bank Interest Certificate Download?

The UCO Bank home loan statement, also known as the UCO Bank bank home loan interest certificate, is published at the end of each fiscal year and shows the remaining amount and monthly interest that the house loan borrower is required to pay. For UCO Bank home loan interest certificate download follow the steps below.

1. Go to the UCO Bank-Loan Certificates page.
2. This is the Provisional Loan Interest Certificate download page.
3. On this page, you will have to choose the loan type as ‘Home Loan’.
4. Then enter your loan account number, choose account customer ID, and then select the financial year for which you want the provisional interest certificate.
5. Then click on ‘Submit’ and you will be able to see and download your provisional interest certificate.

What is UCO Bank Loan Interest Certificate Download Offline Process?

Step 1: Visit the UCO Bank location that is closest to your home. Step 2: Get a statement form for your house loan, and be sure to accurately and completely fill it out with all the required information. Name, PAN, date of birth, residential address, and information about the house loan, including account number, email address, and phone number, are all included in this. Step 3: Once the form is completed, you must submit it with the necessary paperwork, which may include a copy of your passport or Aadhar card. This is how you can download UCO Bank loan interest certificate online and offline. Avail Doorstep Assistance for Your Home Loan With NoBroker Home Loan Service. Read More: What are the Documents Required for a Home Loan at UCO Bank?

The UCO Bank home loan interest certificate offers a clear explanation of all important parts of a mortgage that a borrower must handle to make their UCO Bank home loan EMI payments on time. 

The statement contains information about the principal amount of the loan, the interest rate that will be charged, and how long the loan will be in force. The UCO Bank provisional home loan interest certificate, which is also known as the UCO Bank bank home loan interest certificate, is released either at the conclusion or the beginning of each fiscal year and shows the remaining home loan amount and home loan EMI that the home loan borrower is required to pay.

Calculate your EMI on a home loan via the NoBroker EMI calculator

How to download home loan interest certificate from UCO bank?

The UCO Bank home loan statement and the UCO Bank home loan certificate are accessible online in the same manner that other banking services are. You must take the following steps in order to achieve this:

• Visit the website or the 

online banking portal for UCO Bank

• Click on the login page, then enter the user ID and password for your online banking account.

• Select the "Enquiries" page after successfully logging in.

• Select the "Home loan provisional certificate" option under the Enquiries header.

• Enter the details of your mortgage loan for which you want information.

• The UCO Bank mortgage loan statement will be displayed after the information has been entered.

• After this, your UCO Bank mortgage statement will be available online for viewing, printing, or downloading.

Where can I access the downloadable provisional certificate for my UCO Bank home loan?

The UCO Bank home loan provisional certificate is simple to view and download for those who have access to the bank's net banking service or home loan site. To obtain your UCO Bank provisional certificate or view your home loan statement online, you will need your login information and home loan details.

UCO Bank home loan interest certificate is available in both hard copy and digital formats. I hope this answer helps you with your query. 

Get home loans without hefty paperwork through NoBroker Read More: Can I get home loan on power of attorney? Need information about home Loan? How much CIBIL score is required for home loan? 

The home loan interest certificate is a certificate or statement that contains a detailed break-up of the interest and the principal amount that a borrower needs to repay to the lender in a financial year. Since I availed of a home loan from UCO Bank, let me share how to download the UCO Bank home loan interest certificate online. The process is very simple and can be done within a few minutes. Let me share how in this answer.

How to download the UCO Bank provisional home loan interest certificate?

It is very easy to download UCO Bank’s provisional home loan interest certificate online. All you need to do is-

• Visit the

  UCO Bank-Loan Certificate portal

• Select Loan Type

• Provide your Loan Account Number

• Then select the Account Customer ID

• Select the Financial Year 

• Click on Submit

Once you submit the details, you will be able to see the certificate on the screen. Click on the download option, and it will get downloaded within a few seconds. This is the simplest answer to the question - how to download home loan interest certificate from UCO Bank.

Why is a home loan interest certificate needed?

The home loan interest certificate is needed to claim tax deductions. Section 80C of the Income Tax Act allows one to claim tax deductions up to Rs 1.5 lakh on the principal amount of the loan. Along with this, Section 24(b) of the Income Tax Act helps one get a tax deduction up to Rs 2 lakh. 

So get your UCO Bank home loan interest certificate to claim tax deductions as necessary. 

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