How to Find IBAN Number?

It is important to know the right IBAN number while making a money transfer. Suppose you’re transferring money to an international account, but you entered the wrong IBAN. In this case, you may get penalised or charged for an invalid transaction or the money may be routed to the wrong location. To avoid that, you should know the correct IBAN number. Let me tell you how to find IBAN number in India?

How to get my IBAN number

It is pretty easy to find your bank IBAN number. There are several ways to do that. You can find your IBAN by logging into your banking portal or internet banking. It is also mentioned in your account statement. There are also a few online tools that you can use to find your IBAN. You can also call the customer service team of your bank to get the required info.

What does India use in place of IBAN number?

IFSC (Indian Financial System Code) is used for domestic money transfers in India. It’s a unique identification number for bank branches across India. When making online money transfers via IMPS, NEFT, or RTGS, you require the IFSC code of the bank where the beneficiaries or payees have their account. The IFSC code is generally mentioned on the first page of the cheque book or the passbook issued by your bank. We use a bank identifier code known as SWIFT (Society for Worldwide Interbank Financial Telecommunication) code for international money transfers. The SWIFT code is used to identify the bank where the payee has an account. Pay Your Rent using Credit Card through NoBroker to Get Assured Rewards! Pay Your Utility Bills through NoBroker Timely and Hassle-free to Avoid Late Fee! Read more: What is IBAN number? What is SWIFT code? What is IFSC code ? I hope I cleared all your doubts on how to find IBAN number in India.

If you want to send money abroad, in most nations it is mandatory that you have an IBAN number (International Bank Account Number). It is nothing but a standardised code associated with a bank account used to handle international money transfers. As there are several banking institutions throughout the world, the IBAN number is crucial as it aids in preventing potential operational problems. As a bank employee, I can tell you how to get an IBAN number easily.

IBAN number where to find it?

It is comparatively easy and simple to find your IBAN number. As Kajol mentioned above, if you have access to online banking, checking into your bank's website or mobile app is the simplest way to get your IBAN number. You can also contact your bank to make the request; as long as you're in a designated area, they can give you the information you require. Alternatively, you can follow the tips provided by Abhinav above to find your IBAN number.

What Does an IBAN Number Look Like?

The order of alphanumeric characters that can make up an IBAN number varies by region/country. Let’s check out the basic format below:

• First 2 digit - country code

• Next 2 digit - check code

• 4 digit - bank identifier code

• 6 digit - bank branch code

• 8 digit - bank account number

Keep in mind that your IBAN number protects your funds throughout international transfers and transactions, so keep it safe and secure. I hope you got an idea of how to find IBAN number India.

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What is IBAN number?

How to Transfer Money From SBI to International Bank?

I was looking to find my IBAN number India just a few weeks back. But lucky for me that I have a sister who is a banker, so she helped me with understanding what IBAN number actually is. 

The IBAN code India is a generally acknowledged alphanumeric code framework, used to distinguish explicit global financial balances. In contrast to a SWIFT code, which only identifies the bank (more on that later), an IBAN identifies both the bank and the particular account held at that bank.

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How to get IBAN number in India?

Your IBAN can be found on your online account or on every bank statement. An IBAN generally begins with a country's two-digit ISO code, trailed by the two 'check' digits, which approve the record number and steering objective.

What is IBAN number for Indian banks?

For international transactions, Indian banks use the IFSC (Indian Financial System Code) and SWIFT (Society for Worldwide Interbank Financial Telecommunication) codes instead of the IBAN. I have an account in the ICICI bank so I was on the lookout for the process of how to get IBAN number for ICICI bank account. So, after I got to know that ICICI bank uses IFSC and SWIFT codes instead of ICICI bank IBAN number, I found the process for finding my IFSC and SWIFT codes, which is as follows:

1. Examine your bank account: Your account number and IFSC code ought to be printed on your bank statement. Search for the code close to your financial balance subtleties, or really take a look at the lower part of the assertion.

2. Speak with your bank: You can get your IFSC and SWIFT codes by calling your bank's customer service centre or going to your local branch if you don't have access to your bank statement.

3. Check the web: Online banking services are now offered by many Indian banks, and you can view your account information, transaction history, and IFSC code. To find your IFSC and SWIFT codes, go to the account details section of your online banking portal.

4. Make use of a search engine: You can find your bank's IFSC and SWIFT codes using an online search tool if you know the name and location of your bank. Indian banks' IFSC and SWIFT codes can be found on comprehensive lists on websites like bankifsccode.com and swiftcodes.in 

5. Ask the recipient or sender: Assuming that you are getting a worldwide instalment, the source might request your bank's IBAN or Quick code. On the off chance that you are sending a global instalment, you might have to ask the beneficiary for their bank's Quick code. Before making any transactions, check the code with your bank.

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Although the IBAN number India is not widely used in India, IFSC and SWIFT codes can still be used to send and receive international payments. You can easily locate your bank's IFSC and SWIFT codes by following the above steps, ensuring a smooth and secure transaction.

Read More: What is IBAN number? Does IFSC Code Change After Account Transfer?  How to Check IFSC Code in SBI Yono App?