As a bank employee at ICICI, I can help you understand how to get 15 lakh loan here. A loan of Rs 15 lakh as a personal loan at ICICI Bank can easily be availed of if you meet the eligibility criteria. The rules are almost the same in all banks so let me share the set of norms next.
How to Get 15 Lakh Personal Loan?
To get a loan worth Rs 15 lakh, you will need to
Be between 20 and 58 years old (salaried individuals) and between 28 and 65 years old (self-employed individuals)
A minimum income of Rs 30,000 is required for salaried professionals monthly and a minimum turnover for self-employed professionals is required in a year. The turnover for non-professionals that is required is Rs 40 lakh pa
Salaried applicants need to have at least two years of experience and business owners need to have 5 years of experience whereas at least three years of experience are required for doctors.
Once you fulfil these requirements, you are eligible to apply for the Rs 15 lakh loan and get it approved quickly. Just be sure you have some documents, like
Proof of identity
Proof of residence
Bank statements for the last 3 months
Salary slips for the last 3 months
These rules and document lists are just to give you an idea of the process for applying for a personal loan. It can vary from bank to bank and as per your eligibility. It is thus best that you check your eligibility on the bank’s website online or visit the bank and ask a bank official about it.
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Authors Of The Question
How to Get 15 Lakh Loan?
Chadni
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4 months
2024-05-09T08:25:04+00:00 2024-05-09T08:27:06+00:00Comment
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