Hey,
Using credit cards on a shopping spree has become a common habit. I get
reward points, special deals, and crazy discounts this way. Banks usually check credit reports, CIBIL score, and income before approving the application for credit card. I didn't know before that you could get credit card without CIBIL score.
Pay Your Rent using Credit Card SAFELY through NoBroker!
With NoBroker’s house loan services, you may get a stress-free home loan disbursement.
The CIBIl score is verified to check whether the cardholder is creditworthy or not. This means checking whether you can make payments on time or not. Ideally, you need a CIBIL score between 700-900 to get a card.
How to get credit card without cibil score? Secured credit cards :Many banks offer secured cards against fixed deposits to their customers. These cards don't have a long approval process. These cards have a credit limit set by the lender(bank).
Evidence :
You can get a card credit if you show evidence of your income. The bank needs proof to verify you can pay off the credit bill each month. You will be required to submit your payment receipts. Most banks have different criteria.
Savings account :
Few central banks currently offer customers credit cards against savings accounts. You will need to deposit a certain amount of funds to the (saving account) bank. The terms and conditions of this option are set by the lender.
Additional Card :
If a family member has a credit card, you can get an add-on credit card. The add-on card has the same features as the primary credit card.
This is all from my end. I hope now you have a clear answer to ‘ If you can get credit card without cibil score’.
Read more :
How to get a credit score with a low CIBIL score?
What is a Millennia credit card?
How to redeem SBI credit card reward points?
How to block SBI credit card?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
How to get credit card without cibil score ?
Teena
413Views
2 Year
2022-09-07T13:09:55+00:00 2022-09-08T13:08:43+00:00Comment
1 Answers
Share