How to get EC online in Bangalore?

Obtaining an Encumbrance Certificate is crucial, particularly when applying for a home loan to purchase a property. But how to get encumbrance certificate online Bangalore? I obtained the EC certificate I needed to obtain my house loan from the Kaveri website during the pandemic. I will walk you through the simple process that I followed to obtain my EC in Bangalore.

How to Get EC in Bangalore Online?

I followed the below procedures to get an Encumbrance Certificate easily:

• I first signed in with my registered Login Name and Password via

  https://kaverionline.karnataka.gov.in/

  .

• Then, I clicked on the “Online EC” button.

• Next, using the sale deed, I selected the time frame. 

• I entered the necessary data, including the property's measurement and type number and so on.

• I then selected "Send OTP." I was able to access my Encumbrance Certificate after inputting the OTP.

• After that, I selected "Check to apply for digitally signed EC." 

• Finally, I downloaded the digitally signed copy of my EC certificate by paying a fee.

I have also shared the

below:

• Go to the sub-registrar's office that is closest to you.

• Get a Form 22 and complete the required information. Then affix it to the application form with a Rs. 2 non-judicial stamp.

• Include all relevant documentation, including the property's address, precise details like its boundaries and measurements, and so on. 

• Finally, submit and pay the application form along with proof of KYC and residency to the SRO.

I hope you get an idea of how to get online EC in Bangalore.

Before I explain how to get EC online in Bangalore, let me explain what EC exactly is. EC (Encumbrance Certificate) is one of the most essential documents for validating a property title during the property purchasing process. The EC record ensures that the property is free from any monetary or legal dues.

• Go to the Kaveri Online Services and click on “Register as a new user” to register yourself on the platform if you don’t have an account already

• After creating the account, log in to the platform and change the password.

• After that, go to the  “Online EC” tab

• Fill in the details like the property registration duration property details, and the property boundary details, and click on the ‘Send OTP to view Document’ option.

• Now, you will receive an OTP on your registered mobile number. You can use this OTP to view/download Property EC online. Please remember that it won’t be digitally signed.

• If you want the digitally signed copy, you will be required to pay the fee. For this, go to the option ‘Check to apply for digitally signed EC’ option and then go to the ‘View Document’ button. Then go to the ‘Proceed’ option and pay the fees.

• After that, you will get the transaction receipt. Now, Click on the “Refresh payment status” option and your Encumbrance Certificate application will be submitted and saved under ‘Pending / Saved Application’ section.

• Finally, you will get the digitally signed EC.

I hope now you know how to get encumbrance certificate online in Bangalore.

Encumbrance Certificate or EC is issued for properties by the municipal authorities of Bangalore. The certificate is a testimony of no pending dues on the property and no legal disputes or cases which are related to the property (if any). If you want to know how to get EC online in Bangalore, it is actually a simple process. You can do so by visiting the official website ‘Kaveri Online Services.’ 

Here is the complete process on obtaining EC in Bangalore online:

• Go to the official KAVERI website

  https://kaverionline.karnataka.gov.in/

• You will have to register yourself using your personal information, PAN Card Number, Voter Id/Aadhaar number, contact details and a security question for verification

• Once registered, login using your credentials

• You will be redirected to a new page after logging in go to ‘Online EC’ option 

• You will get an option to select the property registration duration and enter other information

• Enter the OTP which is sent on your contact number 

• After entering the OTP you can access your EC online

• Sign the declaration and get signed EC and download the PDF.

These are the steps on how to get EC online in Bangalore.