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Home / Finance / Home Loan / How to get home loan interest certificate from SBI?
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How to get home loan interest certificate from SBI?

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1 2021-08-24T18:08:24+00:00
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The State Bank of India’s home loan interest certificate includes an SBI home loan repayment breakup for a financial year. This certificate contains important details like the personal details of the borrower, expected or due payments, actual repayment, interest amount, principal amount, home loan account number, etc. Let’s read about how to get home loan interest certificate from SBI online. How to Get SBI Home Loan Interest Certificate:
  1. Go to SBI’s official website (https://www.onlinesbi.com/personal/)
  2. Log in to the personal banking section using your credentials
  3. Go to the ‘Enquiries’ option and click on the ‘Home Loan Interest Certificate (Provisional)’ link
  4. Choose the required account. This will allow you to download, print, or view your home loan interest certificate.
Now that you know how to get housing loan interest certificate from SBI online, let me tell you why it is an important certificate: Home loan’s principal and EMI components are subject to respective tax deductions. According to the Income Tax Act’s Section 80C, you can reclaim the repaid principal amount as a deduction to a maximum of Rs. 1.5 lakhs while Section 24 puts a cap of Rs. 2 lakhs as the interest claim. Besides this, registration fees and stamp duty charges can also be considered as deductions. This is why you need to submit the Home Loan Interest Certificate while filing your returns to take advantage of these tax benefits on a home loan. Opt for NoBroker Home Loan and know whether you are eligible for it or not [widget_homeLoan_checkEligibility_form].

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