How to get list of documents from LICHFL?

LIC Housing Finance Ltd. (LICHFL) is a very popular Indian housing finance company that provides home loans at minimum documentation, minimum processing fees & affordable interest rates. Listed below are the LIC home loan documents required to be submitted when applying for a LIC HFL Home loan:

Income tax returns for the last 3 years along with financials

Bank statements for the last six to twelve months

Bank statements for the last six to twelve months

Form 16

Salary slips

Income Proof

I hope you like my answer on how to get list of documents from LICHFL online.

There is a list of documents required for LIC home loan. Most of the commentators have already mentioned them yet let me list them again here.

What is the List of Documents Required for LIC Home Loan?

Several documents are required from the borrower to apply for a LIC Housing Finance Loan. Here is the LIC HFL home loan documents required list:

• Pan Card

• Aadhaar Card

• For NRIs, their passports

• Proof of residence

• Salary slips and Form No.16 for salaried

• Bank statements for the last 6 to12 months

• Last 3 years' income tax returns along with financials for self-employed or professionals

• Proof of ownership of property

• In the case of flats, the allotment letter from the builder/society

• Up-to-date tax paid receipt

You can apply for an LIC HFL with these documents. 

How to Get Original Documents from LIC HFL?

Once your home loan is closed, you need to collect your original documents. In that case, just write an email to

and wait for their response. They usually respond within 15 days and inform you about when you can expect to get the original documents.

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If you already have loans with other lenders, then you could pay off the remaining balance of those loans and may also be eligible for low-interest LIC home loan takeover options. The time period for loan repayment is up to 80 years of age, and LIC housing finance offers pension advantages. But you will need to have some important documents with you to apply for it. The following paragraph will tell you about the LIC HFL documents required.

What is the list of LIC home loan documents for salaried?

You will need a PAN Card and Aadhaar Card. A passport is necessary for NRIs. You will also need Form No.16 and salary slips for address verification. This facility will benefit you if your salaries are paid in cash and you have just begun your companies and require more time to repay your loans. It will also help you if you require a lengthier repayment time for loans because you are close to retirement age.

What LIC HFL document collection do you need in case of real estate?

• Receipt for current taxes paid

• Receipts for each payment received

• Allotment letter 

• Proof of ownership of real estate

• The letter from the builder's society in the case of apartments.

• Ownership documents

• LICHFL home loan: methods for applying

• This is the LIC HFL list of documents you will need.

What are three ways to apply for a loan?

• Visit the LICHFL website and fill out the online loan application for a house.

• Go to the branch to fill out the loan application.

• Utilise online channels that serve as middlemen for loan requests.

I hope you understood the list of the LIC HFL documents required.

I personally like this loan scheme a lot. Because the payback period for home loans offered by LIC Housing Finance Limited (LICHFL) can last up to thirty years. The interest rate begins at 6.90% annually. When I applied for a loan, these were the the documents required for LIC home loan.

What is the list of the LIC housing finance documents required?

You will need documents like salary slips, Form 16, income proof and all other documents if you want to apply for the LICHFL scheme. You can refer to the above answer to get the LIC home loan documents checklist. Apart from this you will need to meet the eligibility criteria set by them. 

What is the eligibility criteria for LICHFL?

1) If you get your salary in cash:

• You as the applicant must get at least 70% of your pay through a bank transfer.

• The following things that do not make up part of CTC or are not represented in Form no 16 can be counted as supplementary income.

• It is for salaried employees, cash elements in the type of OT, incentives, rewards, transportation expenses, or reimbursements. 

• Such cash element will be limited to a maximum of 30% of the overall income.

• The loan period must be limited till the senior applicant's age of retirement, whose income is taken into account while calculating the loan.

• A maximum of 2 salaried cash borrowers may apply as co-applicants for the loan.

2) if you are salaried but have no pension:

• If the outstanding balance loan is paid off when the borrower retires, the loan term may be extended past retirement age.

• If a borrower retires at age 58 but is 45 years old, the maximum loan duration can be increased by 10 more years. In this case, the maximum loan term is 23 years.

• Your age cannot exceed 50 at the time of loan request.

You are now aware of the documents required for LIC home loan.

Hi Buddy,

I recently applied for and received a LIC housing finance loan. Hence, I would like to assist you with the

documents required for home loan LIC HFL.

I am a salaried individual and I am aware that LIC Housing Finance Limited (LICHFL) provides affordable home loan alternatives ranging from Rs.1 lakh to Rs.15 crore with reasonable interest rates starting at 6.90 percent per annum and flexible repayment terms up to 30 years. 

Depending on the loan amount, the processing fee is up to 0.50 percent of the loan amount plus GST. NRIs and retirees can take advantage of LIC HFL's low-interest housing loan packages.

I have gone through Kajol’s answer about the LIC home loan required documents, and I completely agree with the list that she provided. However, they were asking for some additional documents for both the salaried and business people, which are as follows;

• Salary certificate from the employer in LIC housing format/latest salary slip

• The applicant's identification card

• The applicant's TDS certificate

• Applicants' PF/ESIS slips

Three years' worth of income tax returns/assessment orders, as well as income computation and financial statements attested by a C.A.

To get a house loan from LIC HFL, you must meet certain qualifying requirements. Your credit score, income, repayment capacity, and other factors are used to determine your loan eligibility. In the table below, the basic criteria that must be met are listed:

• Salary limit: 

50 years

• Self-employed limit: 

75 years

• Credit score:

Minimum 600 credit score and a monthly income of Rs. 30,000

• Nationality:

2 years of work experience for both residents and non-resident Indians

Before applying for the home loan, I calculated the EMI on the home loan through the NoBroker EMI calculator.

I conclude my answer about the LICHFL and the

documents required for home loan LIC HFL. I hope this helps:)

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