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How to get loan against LIC policy?

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Life Insurance Company also provides personal loans besides insurance plans. They offer different types of benefits so you can opt for this option if you are looking for a loan. They offer a comparable interest rate of 14.80%. If you want to get loans from LIC, you should learn how to get loan against LIC policy.

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How to apply loan against LIC policy?

 

To apply for a loan you need to submit important documents such as:

  • Duly filled application form along with passport-sized photographs

  • Original policy document

  • Proof of identity: Aadhaar Card, Passport, Voter ID Card, Passport

  • Proof of residence: Aadhaar Card, Voter ID Card, Driving License, Utility Bills (water or electricity)

  • Proof of income: Salary Slips, Bank Account Statement

  • Any other document required by LIC

How to get loan against LIC policy online?

  • Get registered for LIC e-Services

  • Log in to your online account and if your insurance policy is eligible you will get a loan.

  • All the terms and conditions, interest rates, and features will be shown online.

  • After uploading the KYC documents your loan application will be processed.

 

How to get loan against LIC policy offline?

Fill out the loan application forms and bring the documents for KYC. After submitting the documents the application will be verified and you will get an amount of up to 90% of the surrender value of the policy.

 

I hope you understand how to get loan against LIC policy now.

 

Read more:

How to get list of documents from LIC HFL? How to reduce home loan interest in LIC HFL? How to get LIC housing loan sanction letter online?

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