You must know that credit cards come with a pre-approved monthly credit limit. If you need cash urgently, most banks provide the facility of loans against credit cards. You can take a loan against a credit card online through the bank’s official website or by visiting the bank’s nearest branch. I have recently taken a loan on my SBI credit card, so I can tell you how to get loan on credit card.
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How to Take Loan on SBI Credit Card: Eligible Criteria
You should be an existing customer/holder of an SBI Credit Card with a good SBI Credit Card payment history. Its approval limit depends on the customer’s profile, their past spending records, and payment history. This facility isn’t available for a cardholder who has a delinquent account.
How to Take Loan on Credit Card in SBI through SBI Official Website
Log in to the SBI Card portal using your credentials
Tap on ‘Benefits’
Check for pre-approved offers
Select the option of booking the loan
Enter the required details
Confirm the State Bank of India credit card loan application
How to Get Loan on Credit Card through SBI’s Mobile App:
Download the SBI YONO mobile app
Register & log in to the app using your credentials
Choose the ‘Benefits’ option
Check for pre-approved offers
Select the option of booking the loan
Provide requisite details
Confirm the State Bank of India credit card loan application
How to Take Loan on SBI Credit Card through Customer Care Number:
You can call on 39020202 (prefix local STD code) or 1860 180 1290 to apply for a credit card loan. Ask the executive about your eligibility for the same, provide the required details, verify your application, and book the loan. Once the booking is confirmed, you’ll get an SMS on your registered mobile no.
Read more:
Can I Pay Home Loan EMI Through Credit Card?
How to pay home loan EMI through credit card?
How credit card EMI works?
This is how to take loan on SBI credit card. You’ll have to follow a similar process to take a loan on credit card in other banks.
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Authors Of The Question
How to get loan on credit card?
Daya
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1 Answers
2 Year
2022-08-25T19:42:48+00:00 2022-08-25T20:20:44+00:00Comment
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